Returning to his senior year of high school, he went all in and made billions by buying at the botto

3:20 a.m.

Chen Mo stared quietly at his phone, knowing that a call was about to ring.

421,600,000 dollars.

This amount of money is enormous.

It's become too big to continue lying in Merrill Lynch's offshore account.

If we're talking about tens of millions of dollars, that's just the record of a radical trading genius.

So, more than four hundred million US dollars is enough to attract the attention of the entire Merrill Lynch Asia Pacific private banking division, compliance department, risk control department, and even some senior executives at the New York headquarters at the same time.

really.

About ten minutes later, a phone call came in from overseas.

Chen Mo pressed the answer button.

On the other end of the phone was a middle-aged man's voice, extremely restrained yet clearly suppressing vibrations.

"Good evening, Mr. Chen. I am Jon Lee, Executive Director of Private Wealth Management, Merrill Lynch Asia Pacific. You can also call me Li Lin. First of all, congratulations on tonight's deal, it was a perfect one."

"Thank you," Chen Mo said calmly.

Li Lin paused for half a second before continuing, "Mr. Chen, your offshore account assets have officially exceeded four hundred million US dollars. According to our internal procedures, your account will be automatically upgraded to the highest level of ultra-high-net-worth clients. At the same time, the compliance department needs to conduct a routine review of tonight's fund changes."

coming.

Chen Mo was not surprised.

It would be abnormal if Merrill Lynch didn't react at all to such a surge in funds.

"What do you need me to provide?" Chen Mo asked.

"The main thing is the complete transaction chain," Li Lin said with even greater respect, "including the transaction records of previous WTI crude oil short positions, details of opening and closing positions in ruble forward contracts, proof of the source of margin, and beneficiary documents for your current offshore trust structure."

Chen Mo said calmly, "Your system has all of this. Crude oil and rubles are all traded through Merrill Lynch's authorized channels. The margin comes from profits from previous trades and does not involve third-party funds."

"Yes, Mr. Chen. Our internal records are very complete," Li Lin said immediately. "The compliance review is just a procedure and will not affect your account usage."

Chen Mo understood the other person's words had another layer of meaning.

Merrill Lynch wasn't trying to make things difficult for him.

Merrill Lynch was trying to confirm whether he, this big fish, could be kept firmly in his pond.

"Mr. Li," Chen Mo slowly leaned back in his chair, "contact me with the best offshore company registration service team in Hong Kong, a Cayman lawyer, a tax advisor, and a partner at one of the Big Four accounting firms."

There was a brief moment of silence on the other end of the phone.

"Mr. Chen, are you preparing to set up the main structure of the organization?"

"right."

Chen Mo's gaze fell on the screen, and he slowly said, "I want to register an investment management company in the Cayman Islands."

"Chinese name: Chuangsheng Investment"

"English name, Genesis Capital Management Ltd"

"The company structure must be clean, the shareholding structure must be clear, and my offshore trust must be the ultimate holder. There should be no gray structures, no nominee shareholding, and no loopholes that may be investigated by regulators in the future."

Li Lin's tone immediately turned serious: "Understood. Cayman Islands entity, Hong Kong operating company, BVI holding layer, or would you prefer a simpler structure?"

"We will first use the Cayman Islands entity as the investment platform, and set up a wholly-owned operating subsidiary in Hong Kong to facilitate connections with Asian banks and securities firms."

Chen Mo spoke slowly, but every sentence was extremely clear.

"At the same time, in the name of Chuangsheng Company, institutional accounts were opened in Merrill Lynch, Goldman Sachs, Morgan Stanley, and Standard Chartered respectively."

Merrill Lynch retains $120 million.

Goldman Sachs deposited $100 million.

"Morgan put in one hundred million dollars."

Standard Chartered has allocated US$50 million as a reserve for fund transfers and trade settlements in the Asian region.

"The remaining funds will remain in the offshore trust account as a safety cushion."

Li Lin paused slightly in his breathing.

This Mr. Chen is so experienced; this is not just a simple asset allocation for high-net-worth clients, but involves the prototype of global asset allocation.

With such extensive experience, could he be the son of some wealthy tycoon?

More importantly, Chen Mo did not continue to invest all his money in Merrill Lynch.

This is certainly a pity for Merrill Lynch.

But for Chen Mo, this was necessary.

Holding over $400 million in a single institutional account concentrates too much risk.

Transaction risk, compliance risk, liquidity risk, counterparty risk—any problem in any of these areas can put him in a passive position.

Real big money never trusts just one bank.

"Mr. Chen, I need to remind you," Li Lin said carefully, "If you transfer large sums of money to Goldman Sachs, Morgan Stanley, and Standard Chartered, they will also conduct background checks on the source of the funds."

Chen Mo smiled faintly: "Mr. Li, I have complete transaction records and settlement statements issued by Merrill Lynch. What's there to be afraid of during an audit?"

Upon hearing this, Li Lin knew he could no longer treat this client as an outsider for judgment.

This young customer knew exactly what he was doing.

"Mr. Chen, would it be convenient for you to come to Hong Kong soon?" Li Lin asked. "For an organization of this size to set up, it would be best if you were there in person. I can also help you contact the relevant private banks and institutional clients at Goldman Sachs, Morgan Stanley, and Standard Chartered in advance."

Chen Mo thought for a moment about recent events, then said, "Okay."

Li Lin perked up: "Mr. Chen, when would be a convenient time?"

"In three days."

"Understood," Li Lin replied immediately. "I will arrange a first-class flight for you from the provincial capital to Hong Kong three days from now. At the same time, I will send a representative from Merrill Lynch's national investment department to Jiangcheng County to meet you and accompany you to Hong Kong."

"In addition, I will arrange for you to contact the Cayman Islands lawyer, Hong Kong company secretary, tax advisor, Goldman Sachs, Morgan Stanley, and Standard Chartered in advance within these three days, and send the complete schedule to your email."

"After Mr. Chen arrives in Hong Kong, we will make all the necessary arrangements in advance, including the airport VIP lounge, hotel, vehicle, meeting room, and all account opening and signing procedures."

Chen Mo said calmly, "Yes, I trust your efficiency."

Li Lin on the other end of the phone breathed a slight sigh of relief, his tone becoming even more respectful: "It is our honor to serve Mr. Chen."

After hanging up the phone, the study became quiet again.

Chen Mo stared at the frozen number on the screen, his eyes showing little elation.

For him, this money is just a ticket to the next stage.

Following the ruble crisis came the Swiss franc black swan event.

That will be the real test of your channel, risk control, counterparty, and fund allocation capabilities.

Merrill Lynch alone could not possibly contain his ambition.

Time was of the essence; he had to have all his funds in place before the Swiss National Bank overturned the table.

Goldman Sachs, Morgan Stanley, Standard Chartered, Merrill Lynch.

Four top-tier institutions, four trading channels, and four risk absorption pools.

Only in this way can he reap the greatest profits from the historic stampede on January 15, without being trapped by the risk of a single institution.

A common man is innocent, but possessing a treasure is a crime. When something becomes too large, it will inevitably attract the covetous eyes of various giants.

Chen Mo turned off the terminal and slowly stood up.

A feeling of fatigue gradually crept into my body.

After returning to the master bedroom, he lay down on the bed and fell into a deep sleep.

I slept until the afternoon of the next day.

When I woke up, the sky outside the window was overcast.

A light rain fell in Jiangcheng County. The winter raindrops fell on the glass, bringing a refreshing chill.

Chen Mo took a hot shower, changed into comfortable loungewear, and then picked up his phone.

Dozens of unread messages.

Lin Wan had the most.

At Xingchen Technology, the special task force for the East Suburb Gold Mine requested supplementary temporary security plans for the mining area.

The German equipment team from Deertech has arrived at the port, and we need to coordinate customs clearance and transportation.

The second round of negotiations with Feiyu Real Estate's creditors will take place this afternoon.

The county transportation bureau has also officially sent a letter of connection for the East Suburb Industrial Corridor.

After quickly finishing reading, Chen Mo dialed Lin Wan's number.

The call was answered almost instantly.

"Mr. Chen, you're awake?" Lin Wan's voice clearly carried a hint of concern. "Did you stay up late again last night?"

"I took care of some overseas matters." Chen Mo didn't go into details. "What about Star Technology?"

When business was discussed, Lin Wan immediately became capable again.

She reported on several key tasks one by one at a very fast pace.

After listening, Chen Mo gave brief instructions on a few key issues.

Then, the focus was on the construction of the industrial corridor in the eastern suburbs. Currently, the county committee values ​​the gold mine in the eastern suburbs the most, but in the future, they plan to develop a fluorochemical industry chain and rare earth resources in this area, so the road issue must be taken seriously.

"When discussing this, don't just talk about transportation in the mining area; include the land reserves of South Suburb Deer Technology, East Suburb Mining, and Feiyu Real Estate in the plan as well."

"Understood." Lin Wan wrote it down carefully.

After a pause, she asked softly, "Mr. Chen, have you been going to the school these past few days?"

"I'm not going." Chen Mo rubbed his temples. "I'm going to Hong Kong in three days. I've already told the school."

Lin Wan on the other end of the phone was silent for a moment.

Going to Hong Kong? But she didn't ask further. She was a sensible woman who only did what she was supposed to do.

"Yes, Mr. Chen." Lin Wan's voice remained gentle. "I will handle things well with Xingchen Technology."

Over the next two days, Chen Mo enjoyed a rare period of leisure.

The Chu twins, whom he hadn't contacted for over a month, suddenly called him to complain that their grandfather had sent them to a boarding high school in the provincial capital, cutting them off from the outside world. They were finally released for half a day on the weekend, and the first thing they did was to confront him.

As soon as the call connected, a clear, slightly resentful girl's voice came from the other end.

"Brother Chen Mo! Have you completely forgotten about us sisters?"

Chen Mo leaned back in a rattan chair on the terrace of Guanlan Royal View, holding a cup of hot tea in his hand. Hearing that familiar voice, he couldn't help but smile.

"Chu Yiran?"

"Hmph, at least you have a conscience and haven't forgotten my name." Chu Yiran snorted on the other end of the phone. "My sister and I were thrown into a boarding high school in the provincial capital by Grandpa, it's like being in prison! I finally get to check my phone once in a while, and you, what can I do, don't even send a message."

Soon after, another, slightly quieter voice came from the side.

"Don't be so fierce."

Chen Mo recognized the voice; it was his older sister, Yinuo.

"I've been busy lately too," Chen Mo said with a smile.

"What are you busy with? Busy getting first place in the city?" Chu Yiran immediately chimed in, "Brother Chen Mo, I didn't expect you to be so secretive! We've all heard about it in the provincial capital. You got first place in the city's monthly exam, and the teachers there are even using your paper as a model essay."

Chen Mo was somewhat surprised: "The news spread so quickly?"

"Of course!" Chu Yiran snorted. "Those arrogant guys at our school always brag about how great the educational resources in the provincial capital are, but when they heard that a monster with a score of 735 came out of Jiangcheng County, they all turned green with envy."

Chu Yinuo whispered, "The teacher also said that you only lost five points in Chinese."

"That's because the teacher went easy on me," Chen Mo said casually.

Outside the terrace, the winter sun shines on the neatly trimmed lawn of the villa area, offering a rare moment of tranquility.

"Are you getting used to life in the provincial capital?" Chen Mo asked.

"I'm not used to it!" Chu Yiran answered decisively. "We have to get up at six every day and the lights go out at eleven at night. We even have to queue at the canteen during breaks, and the teachers make sure we're doing practice problems every day."

Chu Yinuo said softly, "Actually, it's okay, it's just a little stuffy."

"See, that's how she is," Chu Yiran immediately complained. "She was so sleepy during evening self-study last night that she almost buried her face in her test paper, but she said she was fine. And those other girls in the class..."

"still."

Chu Yinuo suddenly interrupted her.

There was a moment of silence on the other end of the phone.

"What are you doing? I wasn't going to say anything." Chu Yiran muttered under her breath, her tone clearly a little unconvinced.

Chen Mo's brow twitched slightly: "What's wrong in the class?"

"It's nothing," Chu Yinuo replied quickly, her voice softening again. "I just transferred here and don't know my classmates very well yet. I'll get used to it after a while."

"Are you really alright?"

"It's really nothing."

Chu Yinuo chuckled softly: "Brother Chen Mo, don't listen to Yi Ran's nonsense. She's just under too much academic pressure lately, and her temper is getting worse."

"It was clearly them..."

"Chu Yiran!"

"Okay, okay, I won't say anything more."

Listening to the two sisters bickering on the other end of the phone, Chen Mo didn't think much of it, assuming that the transfer students were just in a new environment and had some minor conflicts with their classmates.

"Alright, still."

Chen Mo shifted into a more comfortable position on the wicker chair, picked up his hot tea, took a sip, and spoke with a tone of doting affection that even he himself didn't realize, "Although the boarding high schools in the provincial capital are a bit dull, the teaching quality is high. If you two solidify your foundation, after the college entrance examination next year, I'll pick the best majors for you."

"Hmph, who asked you to be picky? With your grades, you could easily get into Tsinghua or Peking University."

On the other end of the phone, Chu Yiran pursed her lips, but her bright, lively eyes were full of undisguised pride.

As if she had suddenly remembered something, her voice instantly became cheerful:

"Oh, right, Brother Chen Mo! My sister and I both wore the dresses you gave us last time! Everyone's so envious of us when we wear them!"

"I'm glad you like it. That dress suits you both very well." Chen Mo smiled gently.

"My sister still often stares at old photos of the three of us!" Chu Yiran suddenly shouted on the other end of the phone, clearly teasing her sister.

"Chu Yiran! You...you're not making this up! Give me your phone!"

Immediately afterwards, the sounds of clothes rubbing and a girl's soft panting came from the other end of the phone.

Two seconds later, Chu Yiran's chattering was completely cut off, replaced by the faint breathing of her older sister, Chu Yinuo.

"Brother Chen Mo...you, you shouldn't listen to Yi Ran sitting there talking nonsense."

Chu Yinuo's voice was soft and sweet, and even her breath was a little hot.

She was standing at the corner of the corridor of the high school teaching building in the provincial capital, tightly covering her burning cheeks.

For the past two weeks, in the grueling, closed-off study environment, whenever she felt so exhausted that she could barely keep going, she would secretly take out that photo of the three of them.

In the photo, Chen Mo, with his tall and slender figure, stands on the outside of the sisters, like a majestic mountain.

"I didn't listen to her nonsense. Yinuo, take care of yourself lately and don't overwork yourself," Chen Mo said gently, softening his tone.

"Um... I'm fine."

Hearing Chen Mo's familiar voice, Chu Yinuo's grievances vanished instantly.

She gripped the phone tightly and asked with concern:

"Brother Chen Mo, don't push yourself too hard in Jiangcheng. I overheard my dad talking to Aunt Li on the phone, saying that although you recently got the top score in the city, you're hardly ever home. Are you... encountering some difficulties out there? If needed, I'll ask Grandpa..."

Chen Mo's hand tightened slightly on the teacup. Memories from his past life—the sudden misfortune that befell the Chu family, the enormous debt that forced the two sisters to drop out of school and wander overseas, disappearing without a trace—surged back at that moment.

He slowly raised his head, a hint of ferocity flashing in his eyes.

"Don't worry, Yinuo, I'm doing great in Jiangcheng. Lately, I've been running errands for my uncle's company in the provincial capital, and I'm also attending a special college entrance exam preparation course there, so I don't go back to school often."

Chen Mo continued, "I'll be going to Changhu City again in a while. If I have time then, I'll visit you at your school, okay?"

"Oh? You...you're coming to visit us at school?"

Chu Yinuo gasped in disbelief.

In her gentle eyes, a girl's light instantly shone, overflowing with undisguised joy.

She bit her red lips lightly, her voice barely audible: "Then... it's a deal. Brother Chen Mo, Yiran and I will be waiting for you at school. Actually, it's not just Yiran, I... miss you too."

Before Chen Mo could reply, Chu Yinuo hurriedly hung up the phone after saying the last five words.

Hearing the busy tone from his phone, Chen Mo chuckled softly. What a pair of delicate and adorable sisters.