1:40 PM.

Financial Street, a Grade A office building.

Moyan Financial Investment Co., Ltd. has temporarily leased two floors of the building.

After the elevator doors opened, "Moyan Financial Investment Co., Ltd." came into view.

From the very beginning of the preparations, Chen Mo established absolutely strict rules.

Taichu Asset and Moyan Financial have implemented complete isolation between themselves in terms of corporate governance, fund transfers, physical systems, customer data, and office space.

The 23 employees currently on duty have all signed independent employment contracts with Moyan Financial and are divided into four specialized teams based on their functions: bank preparation, securities due diligence, industry research, and risk compliance.

Shen Zhiheng, who is in charge of the day-to-day preparations, is over forty years old and has served as the deputy general manager and chief risk approval officer of the corporate banking department of a national joint-stock commercial bank.

Fang Lan, who is in charge of compliance, comes from the legal and audit department of a top securities firm and is known for her strict and uncompromising approach.

When Chen Mo led Su Qingyan to push open the door of the small conference room at the corner, the two of them were already waiting at the long table, fully dressed.

"President Chen." Shen Zhiheng stood up to greet him, his gaze slightly lowered.

"Teacher Shen, the person is in your hands now."

Chen Mo did not provide much further information.

"Su Qingyan, a freshman at Tsinghua University's School of Economics and Management."

"I completed two weeks of basic job rotation here during the winter break."

"The first week was spent on industry research and project management, and the second week I joined the compliance preparation team."

"She doesn't need any extra authority, just like a regular intern."

Shen Zhiheng scrutinized the girl in front of him without showing any emotion.

Her resume is very simple.

Students from the Class of 2015 at Tsinghua University's School of Economics and Management.

Apart from this, I have no internship experience in any financial institutions.

However, the fact that it was personally delivered by the actual controller clearly indicates that the relationship is not ordinary.

But Chen Mo's last sentence had already drawn a clear line.

Welcome to the team.

Shen Zhiheng took the initiative to extend his hand.

"Here, you can just call me Teacher Shen."

"Hello, Teacher Shen. Hello, Teacher Fang." Su Qingyan greeted them with a graceful handshake.

Fang Lan placed an internship agreement, a confidentiality agreement, and an information access control statement in front of her.

"Personal devices are not allowed to photograph documents during the internship."

"Work materials must not be taken out of the office area."

"The content you will encounter will mainly consist of publicly available information and desensitized case studies."

"Client identity, counterparties, undisclosed regulatory materials, and formal investment decisions are outside the scope of the internship's authority."

"Is there a problem?"

"no."

Su Qingyan read through the pages one by one, and did not sign them directly just because Chen Mo was right next to her.

When she saw the information retention and confidentiality clauses upon leaving the company, she proactively inquired about the wording of both clauses.

Fang Lan explained one by one.

After confirming that there were no further questions, Su Qingyan signed her name on the last page.

The temporary work badges were produced quickly.

Name: Su Qingyan.

Department: Industry Research Group.

Position: Intern.

Access level: Level 1.

Shen Zhiheng led her to the open office area.

A regular workstation is reserved by the window, where the computer can only access public databases and internship materials.

There was a blue folder on the table.

After Su Qingyan opened it, she saw her first task.

Comparative Study on Credit Evaluation Frameworks for Technology-based SMEs

She was tasked with analyzing, within five working days, why traditional mortgage lending could not cover asset-light technology companies, based on publicly available annual reports, industry data, and thirty anonymous samples, and proposing a set of preliminary indicators.

The sample has had the company name, actual controller, and real financing information removed.

Only basic data such as R&D investment, intellectual property rights, core personnel, customer structure, cash flow and liabilities are retained.

"Give a 20-minute report in five days."

Shen Zhiheng said.

"You are not required to design a bank model that can be used directly."

"But each indicator must be explained with justification, and the areas where companies may falsify data must also be clearly explained."

Su Qingyan quickly glanced at the requirements.

"What if I need to understand the bank's existing credit granting model?"

"The resource room contains publicly available teaching materials and regulatory documents."

Fang Lan answered.

"The internal model is not within your permissions."

Su Qingyan nodded.

"Understood. I'll start with the publicly available information."

Chen Mo, standing by the corridor, smiled more broadly.

This task is not easy.

Many account managers who have worked in banks for years may not be able to build a logically complete evaluation framework for technology companies in five days.

Shen Zhiheng did not lower her standards just because she was someone Chen Mo brought personally.

Su Qingyan also did not ask for any special treatment.

"I have something to do this afternoon."

Chen Mo looked at her.

"Will I pick you up at six o'clock tonight?"

Su Qingyan had already sat down at her workstation.

What time does the preparation team finish get off work?

"Normally six o'clock," Shen Zhiheng said. "It might be a little later when the project is busy, but interns aren't required to work overtime."

"Then I'll follow the team's schedule."

Su Qingyan turned on her computer.


Chen Mo raised an eyebrow, but ultimately didn't interrupt: "If you encounter any problems, go to Teacher Shen and Teacher Fang first."

"Understood, Mr. Chen, take care." A smile appeared on the girl's lips.

Chen Mo turned and walked outside.

The electric sensor door closed quietly behind me, completely separating the two worlds.

Inside the open office area, the sounds of keyboards clicking and printers humming filled the air. No one investigated the beautiful young woman's personal background, and no one knew that she was the mistress of this future trillion-dollar financial holding platform.

Tap the screen to use advanced tools Tip: You can use left and right keyboard keys to browse between chapters.

You'll Also Like