Returning to his senior year of high school, he went all in and made billions by buying at the botto

The next morning.

When Wen Zhixia woke up, Chen Mo had already finished dealing with several phone calls.

Hualu owes Zhixing Digital Technology all project payments, overdue interest, and penalties, and the payment process has begun.

Lu Chengan personally contacted Wen Shaowen and arranged to visit him in the afternoon to apologize.

As for the plan for Hua Lu to relocate out of Kyoto, Lu Cheng'an will submit it within a week.

Guoxin Group will retain existing projects and suspend all new collaborations.

Once Hualu completes the handover and relocation, its eligibility for regional cooperation will be reassessed.

When Wen Shaowen received the notification from Hualu Finance, he was stunned for a long time.

He called his daughter to ask what had happened and whether it was related to Chen Mo.

Wen Zhixia didn't hide anything, and there was a long silence on the other end of the phone.

……

After breakfast, Chen Mo's convoy drove into the west gate of Tsinghua University.

Wen Zhixia went directly to Qingjia Laboratory.

Chen Mo stayed at the school for two days.

He first confirmed the latest progress of the first-generation verification chip with Gu Shaoting and Wu Huaqiang, and then listened to the arrangements for European equipment procurement and joint technology exchanges.

The thermal mismatch problem identified by Chen Jing has undergone a second round of verification.

After adjusting the structure, the failure rate of key samples decreased significantly.

Gu Shaoting still maintains his original judgment.

If no major problems arise in the next few rounds of testing, the first batch of packaged chips should be available after the Spring Festival.

Meanwhile, the Gulfstream G650ER has completed the filing of new overseas routes.

Lu Jingyi had already gone to Hong Kong, and after the two met up, they would travel to the United States together.

The latest progress of OpenAI, the projects created in the United States, and the Falcon 9 rocket, which is about to undergo its next recovery test, are all on the agenda.

Chen Mo only has one more night left to stay at Tsinghua University.

……

evening.

Shengyinyuan Building 3.

A faint aroma of food wafted from the kitchen.

Su Qingyan brought the last dish to the table, took off her apron, and sat down opposite Chen Mo.

"You left after only two days back?"

"Yes, I'm flying to Hong Kong this morning."

"Then go to America?"

"Um."

Su Qingyan picked up a piece of fish, carefully removed the bones, and put it into Chen Mo's bowl.

"How long will it take?"

"If all goes well, it will take about ten days."

"What if things don't go smoothly?"

"Come back before Christmas."

Su Qingyan nodded gently; she had already gotten used to Chen Mo being away for two or three days at a time.

During the days he was away, she would quietly come to Shengyin Courtyard to clean, cook, and review her lessons.

Sometimes, sitting by the window watching the sycamore leaves fall, I would rest my chin on my hand and daydream, imagining whether he would suddenly turn the door lock the next second.

Halfway through the meal, Chen Mo picked up the file bag beside him.

There's something I'd like to hear your opinion on.

Su Qingyan took the file bag.

At the top is a draft of a financial platform architecture.

Huake Bank and Haiyue Securities.

Financial technology, wealth management, industry funds, insurance and trust, and other long-term reserve sectors.

Above all the business functions, there is a common name.

Moyan Financial Holdings.

Su Qingyan looked at those words and stopped flipping through the documents.

Silent face.

The "Mo" in Chen Mo's name.

My own face.

Taking one character from each of the two names and putting them together, no further explanation is needed.

The girl's peach blossom eyes instantly stirred, her previously carefully maintained calm expression gradually crumbled, and the corners of her lips couldn't help but turn up slightly.

She deliberately lowered her head and turned another page.

When was it established?

"The entity currently registered with the Administration for Industry and Commerce is called Moyan Financial Investment Co., Ltd."

Chen Mo said.

"The registered capital is 1.5 billion yuan, which is held by me personally."

"Only after all the banks and securities firms have completed their reviews will we consider increasing capital and making adjustments according to this structure."

Chen Mo didn't make empty promises, but stated realistically: "To truly obtain both licenses in compliance with regulations, it will take at least six months, or even more than a year."

Su Qingyan looked at the line on the paper that showed a capital budget of billions.

Huake Bank plans to have a registered capital of 5 billion yuan, and the overall integration of Haiyue Securities will require nearly 3 billion yuan...

Behind this seemingly simple architectural diagram lies more than four billion yuan in real money.

Once fully formed, Moyan Financial Holdings will become a rare, top-tier private financial conglomerate in China, spanning both banking and securities sectors.

If the banking and securities businesses are fully established, Moyan will become one of the very few private financial platforms in China.

Su Qingyan raised her head again, her clear eyes reflecting Chen Mo's figure: "Why did you show it to me?"

"Your name is on it." Chen Mo looked at her and answered frankly and directly.

Su Qingyan's heart skipped a beat: "When was the name chosen?"

"The night I decided to take over Huake Bank."

"They didn't even bother to ask before putting my name on the cover of such a large financial company."

Su Qingyan tried her best to keep a straight face, but the joy on her face had already betrayed her.

"So I made a special trip to Su tonight to report this." Chen Mo said with a smile in his eyes, "If you don't like it, you can go to the Industry and Commerce Bureau tomorrow to change the business name."

"Who said I don't like it?!"

Su Qingyan blurted it out.

As soon as she finished speaking, she realized that she had acted too hastily, and a charming blush instantly spread to her ears.

She lowered her head again, pretending to continue studying the documents.

Chen Mo stopped teasing her and said directly, "I want you to be in charge of it from now on."

Su Qingyan's smile suddenly vanished.

She looked up again to make sure she hadn't misheard.

His eyes were filled with disbelief: "You want me... to be in charge of Moyan Financial Holdings?"

"Not now."

Chen Mo said gently.

"Both banking and securities are heavily regulated industries."

Managing a financial institution requires expertise, experience, and a respect for risk.

"I hope that in addition to your existing business administration courses, you will consider finance as a second major or a long-term career path."

"Starting next summer, you can intern at the Moyan preparation team."

"This process may be more difficult than you imagine."

Su Qingyan was not blinded by the grand prospects of taking the helm of a billion-dollar financial holding company. Instead, Chen Mo's plans stirred up the pride in her bones.

"I'm only a freshman," Su Qingyan said softly. "I've only scratched the surface of finance. What if... I don't do well?"

"It's okay, I'm here."

Chen Mo spoke naturally.

"And you won't be sitting in the chairman's office tomorrow, nor will you need to guide a professional team as a student."

"First, understand the industry, then find the direction you are truly good at. Only take over the corresponding authority after you have enough ability."

Su Qingyan stared at Chen Mo: "Why are you so sure I can do it?"

"Qingyan, don't forget, you are a student at Tsinghua University, a genius among geniuses."

"If you believe you can do it, then you definitely can."

Chen Mo continued, "In these business case study classes during your freshman year, you have already proven your patience and talent."

"The worst thing in the financial industry is not a lack of knowledge, but a person who knows nothing but firmly believes that he will never make a mistake."

Su Qingyan listened quietly, her eyes sparkling.

From childhood to adulthood, the praise people gave her was usually limited to her appearance, family background, intelligence, and maturity.

But Chen Mo saw through her ambition and talent, and even planned a smooth path for her to the top.

This recognition made her more intoxicated than any sweet words.

Su Qingyan raised her head and met Chen Mo's gaze, the last bit of hesitation in her heart slowly disappearing.

She finally asked, "Did you decide to let me take over because my name contains the character 'Yan'?"

"A name is just a promise I made to you," Chen Mo said, meeting her gaze. "But a position is never given away. How high you can grow depends on proving yourself to the entire market."

This was exactly the answer she wanted.

She doesn't want to appear at Moyan Financial in the future, simply because she is the woman Chen Mo likes.

She wanted to prove herself through her own abilities, to earn everyone's recognition that she was qualified to sit there.

Of course, she also had her own ulterior motives.

She also wanted to prove to Chen Mo that she was no worse than Lin Wan.

"it is good."

Su Qingyan closed the document.

"Starting next semester, I'm applying for finance-related courses."

I'll go to the college tomorrow to confirm the requirements for a second major.

"If the preparation team has already started working during the winter break, I can go in and sit in on their work."

She spoke with increasing seriousness.

"I will study banking, securities, accounting, law, risk control, and the internet finance you just mentioned."

At this point, she raised an eyebrow slightly and stated her conditions: "But I have one request."

"you say."

"From now on, if I make a mistake in judgment in official matters, you must point it out to my face, and you are not allowed to cover for me privately."

Chen Mo laughed heartily: "It's a deal."

"What if I ultimately prove to be unsuitable for a senior management position?"

"Then do whatever you like." Chen Mo's eyes were gentle. "The name 'Moyan Financial Holdings' will never change."

Su Qingyan stared at the young man before her, her peach blossom eyes gleaming: "Then I will never give you the chance to replace him."