Returning to his senior year of high school, he went all in and made billions by buying at the botto

The National Day holiday officially begins on October 1st.

While other senior high school students were still at home worrying about mountains of exam papers, Chen Mo had already boarded the high-speed train to Changhu City in Shanxi Province, carrying a simple black backpack.

The high-speed train sped by, and the scenery outside the window rushed past.

Chen Mo leaned back in his chair, a slightly thin but always energetic figure appearing in his mind—his uncle, Chen Liping.

Chen Mo's father had two siblings: Chen Jianguo was the eldest, and his younger brother Chen Liping and younger sister were also born.

In his previous life, Chen Liping was the most courageous and visionary person in the entire Chen family.

In the early days of the Internet, he faced the incomprehension of his family and came to the provincial capital of Jiangxi Province alone to start his business, plunging headlong into the then extremely niche SaaS field.

Chen Mo still remembers that when he left the private equity firm in his previous life and decided to go solo, it was his uncle Chen Liping who unhesitatingly allocated most of the company's working capital to help him get through the initial period.

"In my past life, you supported me with half your wealth; in this life, I'll pave the way for you in advance."

Two hours later, in a remote business incubator in Changhu City.

Chen Mo pushed open the door to a cramped office of less than 30 square meters, filled with discarded cardboard boxes and scattered network cables.

The air was thick with the mixed smell of instant noodles and cheap tobacco, and several greasy-haired programmers were frantically typing on their keyboards.

In the corner, a young man in a wrinkled shirt, his eyes bloodshot, was frantically trying to appease the person on the phone: "Mr. Wang, please give us another week, we'll definitely settle the server rental fee... Feed? Feed?!"

The young man slumped down and put his phone down, scratching his hair in frustration.

"Uncle, it's been months since I last saw you. How did you get yourself into such a sorry state?"

A familiar voice rang out at the door. Chen Liping abruptly looked up and froze when he saw the boy standing there, dressed casually but with a completely different demeanor: "Xiao Mo? What are you doing in the provincial capital? Aren't you a senior in high school preparing for the college entrance exam?!"

Chen Mo didn't explain. He simply pulled up a chair and sat down, his gaze sweeping over the simple office. He smiled and said, "Developing SaaS enterprise services is an excellent direction, and it will likely be a hot trend for the next ten years. But your initial funding is too tight."

Chen Liping gave a wry smile and handed Chen Mo a bottle of mineral water: "You, a high school student, understand SaaS? It's really difficult. The awareness of paying for enterprise-level software in China is too poor right now. The team hasn't been paid for several months, and the server is about to expire. I'm worried about where to borrow money to get by."

Without saying a word, Chen Mo took the bank card out of his bag and slapped it on his desk.

"There's 500,000 in here. The password is my dad's birthday." Chen Mo looked directly into his uncle's shocked eyes, his tone leaving no room for doubt. "Use it to pay salaries, upgrade the servers, and thoroughly solidify the underlying architecture. Don't go begging those short-sighted, nouveau riche bosses."

"Five...five hundred thousand?!" Chen Liping jumped up as if his tail had been stepped on, his face pale. "Xiao Mo, where did you get so much money?! You didn't do something illegal, did you?! I absolutely can't take this money, you have to give it back right now!"

"It's legal. I made it in the stock market," Chen Mo said casually, making up a reason. "I got lucky a while ago and caught a few speculative stocks, so I leveraged them a bit. Consider this 500,000 as my angel investment in your company. I want 20% of the initial shares. Is that too much to ask?"

Chen Mo had no need to hide anything from his uncle. If anyone in the family would be most likely to accept his changes, it would undoubtedly be his uncle. Telling the truth would allow his uncle to cover for him later.

Looking into Chen Mo's deep and calm eyes, Chen Liping swallowed hard, feeling a wave of dizziness wash over him.

A high school student made hundreds of thousands or even millions in the stock market? That's more outrageous than science fiction!

But looking at his nephew's extremely calm demeanor, he didn't know why, but he actually believed him.

This money was a lifesaver for him, who was now on the verge of running out of money and food!

"Good lad..." Chen Liping took a deep breath, his eyes slightly red, and patted Chen Mo's shoulder heavily. "Consider this money a loan from your uncle! I'll give you 40% of the shares! Don't worry, as long as you get through this initial startup phase, your uncle will definitely make sure this money doesn't go down the drain!"

Seeing the renewed fighting spirit in his uncle's eyes, Chen Mo's lips curled into a slight smile.

He knew that with this seed money, his uncle's business would save him at least two years of difficult exploration and grow at an incredibly rapid pace.

After resolving his uncle's matter, Chen Mo declined his uncle's invitation to stay for dinner and walked alone onto the bustling streets of the provincial capital.

There is still 100,000 yuan in cash left in the card.

He will stay in the provincial capital for a few more days because he needs to find someone.

In his previous life, besides Wei Shan, he was the most loyal to him and the strongest blade he had personally forged—Bian Xuezhang.

In his previous life, Chen Mo was surrounded by countless finance graduates from prestigious universities, but only Bian Xuezhang could keep up with his extremely abnormal trading rhythm and perfectly execute every complex instruction he gave.

Bian Xuezhang speaks very little, but his comprehension and learning ability are nothing short of extraordinary.

No matter how complex the quantitative model or how obscure the cross-border M&A law, he can understand it after just one reading.

In his previous life, Chen Mo was able to quickly achieve financial freedom, and Bian Xuezhang, his perfect assistant, was absolutely instrumental in this.

However, such a peerless genius is now trapped in the shackles of worldly conventions.

In a cheap coffee shop next to the provincial capital library.

Chen Mo sat in a corner booth, holding a cup of Americano, calmly watching a couple sitting by the window not far away.

The young man wearing black-rimmed glasses and a faded plaid shirt, who was intently flipping through a thick stack of past exam questions for public institutions, was none other than Bian Xuezhang.

Directly opposite him sat a young woman with exquisite makeup and a rather impatient expression.

That was Wang Li, Bian Xuezhang's girlfriend from university.

"Bian Xuezhang, my mom was nagging me again yesterday. Do you even have a chance to pass the city library's staffing exam?" Wang Li stirred her coffee idly with a small spoon, her tone filled with undisguised complaint. "A stable job paying three thousand yuan a month may not pay much, but at least it's secure, and we can get a housing provident fund loan to buy a house. If you don't pass the exam, my mom will absolutely never agree to us getting married."

Bian Xuezhang pushed up his slipped glasses, his voice gentle but tinged with weariness: "Lili, I saw a job posting for an internet finance company yesterday, but honestly, my skills don't quite cut it..."

"Go where?! Those private companies open one day and close the next, can they really provide any security?!" Wang Li interrupted him directly, her voice rising several decibels. "We've been together for three years, I've wasted my youth on you! No job security, no house, do you expect me to starve with you? What else can you do besides studying?"

Bian Xuezhang fell silent, his fingers gripping the exam paper tightly, his knuckles turning slightly white from the force.

A deep, suppressed pain flashed in his eyes, but he ultimately did not refute it. He simply lowered his head silently and continued to look at the tedious civil service exam questions.

In his previous life, Chen Mo met Bian Xuezhang by chance after Bian Xuezhang passed the exam to become an administrator and was eventually abandoned by Wang Li because he couldn't afford a house for their wedding. The two met by chance because of a minor car accident.

At that time, Bian Xuezhang was disheartened, but Chen Mo gave him a helping hand and showed him the true grandeur of life.

But in this life, Chen Mo doesn't plan to wait that long.

How can a true dragon with extraordinary talent be trapped in a shallow pool with a monthly salary of three thousand, and suffer from the PUA of such a vulgar woman?

However, Chen Mo was well aware of human nature and knew all too well that emotions have sunk costs.

Three years of youth and habits cannot be severed instantly by a stranger with a few bills and a few grand words.

If he were to take extremely radical measures to force Bian Xuezhang to break up with him now, he would not only appear like a nouveau riche, but might even provoke Bian Xuezhang's rebellious psychology typical of bookworms, which would backfire.

The most skillful way to deal with such a peerless genius who is blinded by worldly desires is to sow seeds of his potential.

She planted a seed of "ambition" in his heart, and then Wang Li's undisguised shortsightedness and snobbery, like poison, gradually eroded the foundation of their relationship.

Chen Mo straightened his collar and walked with composed steps to Bian Xuezhang and Wang Li's booth.

"Excuse me, may I interrupt you two?"

Chen Mo's voice was deep and magnetic.

Wang Li, who was already looking impatient, frowned and was about to lash out, but when she looked up and her gaze fell on Chen Mo's high-quality casual suit and handsome face, she swallowed the swear words that were on the tip of her tongue, and her eyes instantly became more scrutinizing.

Bian Xuezhang also looked up, somewhat bewildered, and pushed up his black-rimmed glasses: "Excuse me... who are you looking for?"

Chen Mo ignored Wang Li and instead pulled out the chair next to Bian Xuezhang, sitting down quite naturally.

His gaze didn't fall on the thick book of past exam questions for public institutions, but rather on a piece of draft paper covered with densely written calculations underneath the book.

"Using Markov chains combined with Monte Carlo simulations to deduce the volatility error of nonlinear asset pricing?" Chen Mo tapped his long fingers lightly on the table, a hint of undisguised admiration flashing in his deep eyes. "The approach to algorithm optimization is absolutely brilliant. However, isn't it a terrible waste to use a quantitative model meant to conquer Wall Street as scratch paper for calculating probabilities in a civil service exam?"

Upon hearing this, Bian Xuezhang was suddenly jolted!

He stared incredulously at the boy in front of him, who was a few years younger than himself, his hand holding the pen trembling slightly.

That was a derivation of a fragment of financial derivative pricing that randomly popped into his head when he was extremely frustrated with his review!

In China, even finance professors from prestigious universities would never be able to see the terrifying logic hidden behind this unfinished formula unless they looked at it carefully for more than ten minutes!

The boy in front of me only glanced at it and accurately reported the core algorithm, even seeing through his derivation intentions!

"How...how did you understand it?" Bian Xuezhang's voice was hoarse, but his eyes shone with a fervent light as if he had met a kindred spirit.

"Because we are the same kind of people."

Chen Mo leaned back in his chair, took out a simple business card he had casually printed when he passed by the print shop earlier, and gently pushed it in front of Bian Xuezhang.

There was only one name and a phone number on it.

"My surname is Chen, and I'm currently setting up a private equity firm. I'm currently looking for an assistant."

Chen Mo looked at Bian Xuezhang, his tone calm:

"I learned about you from your advisor, and I've seen the code for several projects you left on the school's server. They have great potential. I don't think someone like you should be stuck in the library stamping books for people. Come work for me, and you'll get a starting salary of 20,000 yuan per month, plus a year-end bonus based on the net value of the private equity profits. Conservatively speaking, the bonus in the first year won't be less than six figures."

"Clatter."

Wang Li dropped the small spoon in her hand into the coffee cup, splashing a few drops of brown liquid.

She stared wide-eyed at Chen Mo, even wondering if there was something wrong with her ears.

A monthly salary of 20,000?! And a six-figure year-end bonus?!

You should know that she was just now forcing Bian Xuezhang to take the exam for that librarian position with a monthly salary of only three thousand yuan!

"Boss...you, are you serious?" Wang Li's breathing quickened instantly, and her previously impatient face immediately filled with an extremely fawning smile. She even moved closer to Chen Mo. "My husband has always been exceptionally good at math! But he's just too honest. If he could work for you..."

"Lili!" Bian Xuezhang frowned sharply, stopping his girlfriend from overstepping her bounds.

Although he was slow-witted, he was definitely not stupid. Wang Li's money-grubbing face at that moment made him feel inexplicably embarrassed.

Chen Mo took in Wang Li's reaction and a playful smile appeared on his lips.

The huge disparity in benefits is like a mirror that reveals true nature.

From today onwards, as long as Bian Xuezhang is still preparing for that 3,000 yuan "iron rice bowl" job, Wang Li will definitely use this "monthly salary of 20,000 yuan and hundreds of thousands of yuan in bonuses" offer to pressure him and even complain about him every day.

The ugly face that appears because of missing out on money will make Bian Xuezhang see the true nature of this relationship more clearly than any persuasion.

"No need to answer me right away." Chen Mo stood up and looked down at Bian Xuezhang. "I don't lack obedient employees; what I lack are talents who can help me expand my territory in the capital battlefield."

Chen Mo walked to the bar, casually tossed a hundred-yuan bill to pay for the two of them, and then left. The seed had been planted; he only needed to wait for it to sprout.

After leaving the coffee shop, Chen Mo did not linger in Changhu City. He directly hired a car and headed straight for Suzhou and Hangzhou.

In a secluded teahouse by West Lake, Chen Mo met "Brother Zhao"—Zhao Qiang, who would later be revered as a god by countless retail investors.

The current Zhao Qiang is far from the head of speculative capital who once proclaimed "ten thousand times in eight years".

He was wearing an ordinary T-shirt, and although his eyes revealed a fervent interest in the market, they were mostly filled with anxiety and dejection due to his recent frequent misjudgments of market sentiment and the continuous withdrawal of funds.