Returning to his senior year of high school, he went all in and made billions by buying at the botto

More importantly, Xingxin did not resort to the brute force methods used in the mine this time, but instead brought a lawyer and a cameraman to demand an explanation.

What does this mean? It means that the other party has someone behind them who understands the rules.

People who understand the rules are more difficult to deal with than those who only know how to fight.

Cao Guosheng glanced at the crowd and said coldly, "What are you all looking at? Don't you have any work to do?"

The crowd then gradually dispersed.

As he turned and walked back to the office building, Gao Peng was standing on the steps waiting for him.

"President Cao."

Gao Peng's voice was very low.

"You'd better deal with this matter as soon as possible."

Cao Guosheng's expression was not good: "Don't worry, Mr. Gao, Liu Xin is a tough nut to crack; he can't cause any trouble."

Gao Peng looked at him but didn't say anything more.

……

Roadside in the distance.

A black Volkswagen slowly started.

Chen Mo sat in the back row and watched the whole show from beginning to end.

Liu Xin performed even better than he had imagined.

It's not a rogue that's scary, it's a rogue with culture.

He admitted that he would have no countermeasures if he were to encounter Liu Xin's style of play.

Qin Feng sat in the passenger seat, his face somewhat cold: "Mr. Chen, President Liu and the others have been taken away."

"Hmm." Chen Mo nodded, not worried at all. "The Beihe police wouldn't dare to really do anything to him; there are lawyers and cameramen around."

Qin Feng agreed wholeheartedly and asked, "Then shall we go to the police station?"

"I'm not going." Chen Mo looked at the Hongtai Mining office building, his voice calm. "I've seen everything I needed to see, that's enough."

Zhou Zheng then drove the Volkswagen away from the Hongtai mining area.

Outside the car window, the mountain road of Beihe winds its way forward, and a large truck drives past from the opposite direction, kicking up dust from the roadside.

Just then, Chen Mo's phone rang.

He answered the phone.

"You found it?"

On the other end of the phone, Lu Jingyi's voice sounded less relaxed than usual.

"Found it."

"You're right, Huadong Mining does have debt problems, and they're bigger than we thought."

"Huadong Mining's portfolio looks impressive, covering coal, non-ferrous metals, fluorite, and lithium mining. But their Achilles' heel is cash flow."

Chen Mo leaned back in the leather seat in the back and listened quietly.

"Over the past three years, they have swallowed up seven mining companies in one go, four of which are still in the process of technological upgrading and environmental rectification. It's a bottomless pit. To fill these holes, Huadong Mining has made a lot of mining rights mortgages and trust financing. Now that the first quarter is here, three trusts are due and one loan urgently needs to be extended."

Lu Jingyi paused for a moment, then dropped the bombshell: "The most critical thing is that they are pushing through a $1.8 million mezzanine financing overseas, which is expected to be completed within two weeks. Judging from their domestic debt timeline, this money will most likely be used to pay off other debts."

"In other words, if this funding gets stuck, East China Mining won't die, but it will definitely suffer a severe blow."

"Just peeling off a layer of skin is enough."

Chen Mo opened his eyes and looked out the window.

Lu Jingyi continued, "I've already figured out who's involved. A Chinese securities firm in Hong Kong is acting as the conduit, a resource fund in Singapore is the senior tranche, and a family office in Europe is the junior tranche. Grant Bank happens to have some influence, so we can submit the materials through the normal risk review channels."

"But Xiao Mo, I have to remind you, this must never be written as an attack report. Once it's tainted with emotion or spreads rumors, its nature changes."

"I understand." Chen Mo said, looking at the mountain scenery rushing past. "In the financial system, what executives fear most is never risk, but responsibility."

A soft chuckle came from the other end of the phone: "You really know your stuff. As long as everyone who needs to sign something realizes that lending this money could cost them their job, they'll instinctively demand additional due diligence. And due diligence takes time."

"That's exactly the time difference I need," Chen Mo continued.

"A very capital-driven approach, Xiao Mo, you're really starting to impress me more and more." Lu Jingyi made no attempt to hide her admiration before getting to the point, "Grant's contact person has been sent to you. Arthur has promised to cooperate with you on a review within the scope of compliance."

After hanging up the phone, a new email popped up in the encrypted mailbox.

Chen Mo opened the preliminary due diligence report, which was several dozen pages long.

Huadong Mining's true colors were laid bare before him: it had taken too big a step, its debt was too concentrated, and its mining rights were overvalued.

It's like a soldier constantly putting on heavy armor; he may appear invulnerable on the outside, but his bones inside are actually creaking under the weight.

Chen Mo placed his laptop on his lap, preparing to draft the document himself.

He doesn't intend to hand it over to anyone else because the dimensions inside must be precisely controlled.

At the top of the document, several bold characters are typed: East China Mining Group Credit Risk Memorandum.

Only the faint sound of keyboard typing remained inside the carriage.

Zhou Zheng focused on driving, while Qin Feng in the passenger seat held his breath, not wanting to disturb Chen Mo in the back.

Chen Mo's wording was extremely objective, and there was not even a sense of accusation in it.

Instead of using emotional terms like "broken cash flow," he wrote: "The growth rate of mergers and acquisitions is significantly higher than that of operating cash flow. We need to pay attention to the matching of the short-term cash contribution of new assets with the pace of debt repayment," etc. Every word was restrained, yet every sentence was scathing.

Put everyone who needs to sign something in the face of risk and ask them, "Are you sure you want to sign?"

Half an hour later, the Volkswagen pulled into a highway service area and parked in a quiet corner.

Chen Mo typed out the final disclaimer, encrypted the file, and sent it to Lu Jingyi.

He then dialed the contact number provided by Arthur from Grant Private Bank.

The call was answered quickly.

"Mr. Chen."

On the other end of the phone was a middle-aged man with a very standard British accent.

"I am William Harris, Partner for Asia Affairs at Grant Private Bank. Mr. Arthur has already indicated that you may require assistance with a compliance risk review."

"Mr. William," Chen Mo said calmly, "I will send you a memorandum on the credit risk of East China Mining Group."

"Please have Grant issue a prudent warning to the relevant financing participants under the guise of reviewing potential investment risks."

"The scope is limited to the parties involved in this US$180 million overseas mezzanine financing."

William did not answer immediately. After a moment, he asked, "Mr. Chen, what position do you want us to express?"

"We will not express a position," Chen Mo said. "We will only point out the risks. We suggest that participating parties conduct supplementary verification of domestic debt, priority of mining rights collateral, closed-loop use of funds, and recent new acquisition pressures before disbursing loans or signing commitments."

"No need to exaggerate, and avoid publicizing or mediating it."

William's tone became serious: "Understood. This is a prudent risk warning within the private banking system. We will only pass on the identified risk points to the institutions that need to assume investment responsibility."

"Yes." Chen Mo said calmly, "Thank you for your hard work."

William paused for a moment, then said softly, "It is our honor to serve you."

After hanging up the phone, Chen Mo lit a cigarette, took a deep drag, and slowly exhaled. This series of moves had only just begun; he wondered if East China Mining could handle it.