It's already 2026, how can we still talk about having many children and having many blessings?

The teller's expression changed drastically.

"Sir, please wait a moment while I consult with our manager."

He stood up and jogged into the back office.

Xiang Tong turned to look at Chen Mo, her mouth agape.

"Brother Mo, how do you know they're just stalling?"

"Just guessing." Chen Mo put his phone back in his pocket. "It's a bank. They don't earn interest if you pay off your loan early, so they're definitely not happy about it. If you don't stand up for yourself, they'll take advantage of you."

Lin Xiaoyu stood beside Chen Mo, her eyes filled with admiration.

He even knows the ins and outs of the banking industry. When Xiang Nan applied for a loan years ago, he was charged a 5,000 yuan handling fee without being allowed to ask a single question.

[Xiaotong has found someone to rely on by marrying him.]

A moment later, a middle-aged man in a white shirt and glasses walked briskly out of the office.

"Mr. Chen, is that right? Hello, hello, I'm the branch manager, my surname is Huang."

Manager Huang handed over his business card with both hands, a smile plastered on his face.

"What happened just now was because our teller wasn't familiar with the procedures. Please don't mind. You don't need an appointment to repay your loan early; we'll process it for you today."

"That's good." Chen Mo took the business card and casually put it in his pocket. "If I deposit a few million, can you waive the penalty for breach of contract?"

Manager Huang was stunned for a moment, then his eyes lit up instantly.

"Oh? A few million? Sure, absolutely! Mr. Chen, this way please."

He personally opened the door to the VIP room, invited Chen Mo and the other two inside, and poured three cups of tea, presenting them with both hands.

All the procedures were handled very quickly.

Lin Xiaoyu signed the agreement and pressed her fingerprint on it.

Two copies of the loan repayment certificate and the property mortgage cancellation certificate, stamped with an official seal, were handed over in a file folder.

Chen Mo had three million yuan deposited in this bank.

Manager Huang personally delivered it to the door and also gave him two cans of oil and a bag of rice.

Once in the car, Xiang Tong, in the passenger seat, held the stack of certificates stamped with a red seal, examining them over and over with excitement on her face.

"Brother Mo! You're amazing!"

Lin Xiaoyu sat in the back holding her child, her face full of gratitude.

"Chen Mo, thank you. I'm finally free from receiving monthly bank harassment calls."

"You're welcome. I promised Brother Nan I would take good care of you. So, from now on, you don't need to worry about money."

Xiang Tong turned to look at Chen Mo.

"Brother Mo, what exactly do you do?"

"Independent sales, and collaborations with many brands," Chen Mo lied.

Or rather, this wasn't a lie, but rather his future plan.

He doesn't plan to work for someone else; instead, he will first use his photographic memory to acquire industry knowledge and then collaborate with major brands.

"No wonder you're so amazing."

Back in Mingxiu Residential Area, Chen Mo parked the car and helped Lin Xiaoyu carry her things upstairs.

Once inside, Lin Xiaoyu took the kettle to the kitchen to boil water.

"Sister-in-law, Xiaotong. I need to talk to you about something."

"You've been busy for so long, it's time for you to take a break. Close the fruit shop for a few days, and come visit me."

"There are several high-end residential complexes around Xiangsi Lake Residence, and the foot traffic and purchasing power are much stronger than in Mingxiu Community. If possible, we could open a branch there, or move there directly."

Lin Xiaoyu lowered her head, put the kettle back on the base, and pressed the switch.

"Chen Mo, thank you. But... I'm not going."

"sister in law…"

Lin Xiaoyu looked up with a smile on her face. "Xiang Nan watched me open the fruit shop. He helped me choose the shelves inside and hung up the sign at the door. I don't want to leave."

"Let Xiaotong go with you. She's young and learns quickly. She'll be more successful learning sales from you than selling fruit with me."

"Sister-in-law, it's just that you need to rest for a few days, it's not like we're closing down." Xiang Tong frowned.

Lin Xiaoyu shook her head and looked at them seriously. "Chen Mo, even though you're my brother-in-law, I still have to pay you back. I'm going to keep this shop running and hire an employee to help out. Once I make some money, I'll pay you back slowly."

Chen Mo looked at her, and his mind-reading ability automatically activated.

A line of text floated above her head.

What right do I have to ask for their help? I'm the one who killed Xiang Nan. If I hadn't given birth to this child... Xiang Nan wouldn't have missed his recovery period. And the child isn't even Xiang Nan's... I don't deserve their help anymore.

Chen Mo withdrew his gaze without saying anything more.

It's good to be busy.

When you're busy, you don't have time to think about those things.

"Okay." He nodded. "You decide, sister-in-law."

Xiang Tong glanced at her sister-in-law, then at Chen Mo, and pursed her lips.

"Then I'll stay and help my sister-in-law. The shop is just getting on track, and she's too busy to handle everything."

She walked up to Chen Mo and looked up at him.

"Brother Mo, why don't you stay too? I want to learn sales from you."

Chen Mo nodded.

Now that he has money, he's not in a hurry to go out.

First, recharge yourself, learn more by using photographic memory, and accumulate knowledge for future breakthroughs.

However, Lin Xiaoyu's house is relatively small.

He definitely can't live in a house that faces south.

He moved in right after Xiang Nan left; what kind of nonsense is that?

We can only return to Xiangsi Lake Residence first.

He patted Xiang Tong on the shoulder, "I'll head back now. Call me if anything comes up."

"Okay." Xiang Tong hugged him and naturally kissed him.

Chen Mo went downstairs and drove away from Mingxiu Community.

Meanwhile, at this time, in Xiangsi Lake Residence, Building 16, Unit 601.

Only one floor lamp was on in the living room, casting a halo of light on the floor next to the sofa; the rest of the room was dark.

Wang Sicheng sat on the sofa, clutching the paternity test report in his hand.

The conclusion, clearly stated in black and white on the last line, excludes Wang Sicheng as Wang Zirui's biological father.

Zhao Siman stood in the center of the living room, holding her child in her arms.

The baby had just woken up and was humming softly; she gently patted the swaddled baby.

"Zhao Siman, do you have anything else to say?"

Wang Sicheng suppressed his anger, threw the report on the coffee table, and the paper slid across the table and floated to Zhao Siman's feet.

"I didn't cheat on you." Zhao Siman's voice was calm. "This child was conceived through artificial insemination at the hospital, and you were with me the whole time, you know that."

"I know?" Wang Sicheng stood up, his voice rising. "I know, the hospital did use my seed! But is it possible that you got pregnant first? Huh?"

The child was startled awake and burst into tears.

Zhao Siman hugged the child tightly and took a step back.

"Damn it, I spent hundreds of thousands on IVF, how many times did I go with you? And you're pregnant with someone else's child, and you still say you didn't cheat on me?"

"I didn't!" Zhao Siman's eyes reddened. "Wang Sicheng, you can check, check my phone, check my whereabouts, check everything about me!"

"I, Zhao Siman, have been married to you for three years, and apart from going to the hospital, I have never met any man alone!"

"What about Chen Mo?"

Wang Sicheng walked up to her and grabbed her wrist.

"Why did he come to the baby's full moon celebration? Why did he give 20,000 yuan as a gift? Why does he live in our neighborhood? Why is the way you look at him completely different from how you look at me?"

"I haven't been in contact with him since graduation! He was just passing by that day..."

"Just passing by? Just passing by and staying at the Xiangsi Lake Hotel? Just passing by and it happens to be my son's one-month celebration? Just passing by and buying a 12 million yuan penthouse? Do you think I'm stupid?"

He gave her a sudden shove, and Zhao Siman stumbled and bumped into the sofa armrest, almost losing her grip on the child.

She held the swaddling clothes tightly, shrinking herself into the corner of the sofa.

Wang Sicheng stood in front of her, his chest heaving violently.

He turned around, picked up his phone from the coffee table, and dialed a number.

"Come up here."