One divination a day, a trainee celestial master
Chapter 53 Debt and the Fireworks of the Fish Market
Qiyun Inclusive Finance Center.
The name sounds impressive, but it's actually just renting half a floor of office space in a commercial office building in the newly developed area of the county.
The person who received Jiang Shou was a business manager from a Mediterranean-style hair salon, surnamed Liu.
Manager Liu was in a very good mood today, even a little too enthusiastic. He personally poured Jiang Shou a cup of warm water in a paper cup and handed it to him with a big smile.
In fact, this loan of 250,000 yuan had always been a thorn in his side. It was processed illegally by the previous salesman who was trying to meet his sales targets. Not only did he lend money to an old man in his seventies who had no pension, but the collateral was also a half-dilapidated Taoist temple in the western suburbs.
If this becomes a dead debt, and the higher-ups investigate, he, the current supervisor, will also be implicated. Even if that dilapidated Taoist temple is taken back, who will buy it?
A few days ago, I heard that the old man who borrowed the money had passed away. Manager Liu had been worried for several days, racking his brains about how to get rid of the debt. Unexpectedly, today, the old man's grandson actually and honestly came to my door with a registered letter, requesting to inherit the debt according to the proper procedures.
It's like Benzema fell from the sky!
"Mr. Jiang, please take a look at these two documents first." Manager Liu pushed two printed contracts in front of Jiang Shou and thoughtfully handed him a pen.
Jiang Shou glanced down at the document. One was a "Confirmation of Inherited Debts," and the other was a "Debt Assumption Agreement."
"Mr. Jiang, your grandfather's loan principal with us was 250,000 yuan. Up to the date of his passing, the accumulated interest and a small amount of late payment fees totaled 6,000 yuan."
Manager Liu pointed to the figures on the agreement, looking at Jiang Shou's ordinary sportswear attire, his tone revealing a hint of "thinking of you": "I've looked at your information. You've just returned to the county and don't yet have a stable job or income. Considering your situation, the company can offer you a five-year installment repayment plan."
Manager Liu took the calculator, pressed a few keys, and pushed it in front of Jiang Shou: "If you choose a five-year installment plan, we'll calculate the lowest interest rate for you, so you'll only need to pay 4267 yuan per month. This will greatly reduce your financial burden. What do you think?"
Jiang Shou looked at the numbers on the calculator, then glanced at Manager Liu's enthusiastic round face.
If it had been yesterday morning, facing a monthly repayment of over four thousand, he probably would have smoked two cigarettes to calm himself down.
But now, in that unassuming backpack behind him lies a genuine Ming Dynasty painting, conservatively valued at 1.5 million.
"No need, Manager Liu."
Jiang Shou didn't take the installment agreement. Instead, he picked up the pen and signed his name and pressed his red fingerprint on the "Confirmation of Inherited Debt".
"I'll transfer the interest of this six thousand yuan to your corporate account shortly. As for the principal of two hundred and fifty thousand..." Jiang Shou capped his pen, pushed the confirmation form back, and said calmly, "I will come over at the beginning of next month to settle the full amount in one lump sum."
"what?"
Manager Liu was stunned, his fat face twitching slightly. He could hardly believe his ears and looked the young man in front of him up and down again.
Paying off the entire amount in one lump sum? This kid doesn't seem like a hidden rich kid.
But the agreement was already signed in black and white, and the debt relationship was officially transferred to the young man in front of him. This bad debt that was about to explode at any time was completely turned around, and the performance was safely attributed to Liu.
"Oh my! Mr. Jiang is truly a promising young man, and a very straightforward one!"
Manager Liu's eyes instantly crinkled with laughter, and his attitude became even more enthusiastic. He not only personally helped Jiang Shou complete all the procedures, but also bowed and scraped all the way to the elevator in the office building.
……
Stepping out of the financial center, Jiang Shou felt that the dark cloud hanging over the Jiang family had finally dissipated.
Instead of going directly to the seafood market, he first rode his tricycle back to his old house in the county town.
That calligraphy copybook by Wen Zhengming was far too valuable, and it wouldn't be safe to bring it to a place like the seafood market, where there were many people and puddles everywhere. He carefully locked his backpack in the wardrobe of his bedroom in the old house before heading out again.
When they arrived at the aquatic product wholesale market where Jiang Huaiyuan was located, it was exactly three o'clock in the afternoon.
This time of day is the peak period when restaurants, food stalls, and small vendors gather to purchase goods, making it the noisiest and busiest time of day for the seafood market.
Jiang Shou walked to his own stall, which had a sign that read "Old Jiang's Seafood".
Jiang Huaiyuan was wearing a heavy black waterproof rubber apron and high-top rain boots. He was holding a scaler and deftly processing a large grass carp on the cutting board.
"Dad, let me lend a hand."
Jiang Shou didn't hesitate. He grabbed a spare waterproof apron from the shelf next to him, put it around his neck, picked up a long-handled net, and stood by the large pools that were bubbling with oxygenator bubbles.
"Oh, you're here." Jiang Huaiyuan didn't even look up. "Liu's Restaurant needs ten blackfish from Pond Number Three. Pick the biggest ones."
"Alright."
Jiang Shou rolled up his sleeves and steadily dipped the net into the pool.
Weigh, bag, and oxygenate.
Jiang Shou was in charge of catching and weighing the fish to serve the occasional customers outside, while Jiang Huaiyuan, with his back to the stall, was responsible for gutting, scaling, and removing the gills from the fish that needed processing. The father and son worked together very well.
……
They were busy until after 7 p.m. when people gradually left the market.
The father and son worked together to put away the remaining seafood, pulled down the stall's roller shutter, and packed up.
Back at the old house, the two of them took a shower and changed out of their clothes that were covered in the smell of fish.
As the city lights begin to twinkle, the county's nightlife is just beginning.
Without the glaring neon lights and hurried pace of first-tier cities, the nights in Qiyun County are more about casualness and liveliness.
Rows of red plastic tents had long been erected under the roadside trees lining the main road. Smoke from barbecues swirled along the street, and powerful exhaust fans whirred. Mixed in with the noisy sounds of drinking games and the scraping of plastic stools against the ground.
The father and son strolled over to their usual food stall.
I randomly picked an empty table near the road and sat down.
Jiang Huaiyuan skillfully used a bottle opener to open two bottles of chilled beer and pushed one of them in front of Jiang Shou.
Jiang Shou took a few tissues and wiped the greasy tabletop, then turned to the chubby boss, who was sweating profusely as he worked at the grill, and shouted in a strong voice:
"Boss! Thirty skewers of lamb, ten skewers of beef, a cucumber salad, and a plate of peanuts, please!"
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