Tokyo, 1991: Starting as a bank clerk

Chapter 346 Konosuke Nakajima's Defeat

Kiryu Yaya's voice was not loud.

But it's enough to attract everyone's attention.

In the conference room, the directors all turned their attention to him.

Some people were puzzled, while others were surprised.

But both of them were surprised by Kiryu Yaya's existence.

At Mitsubishi Bank, it's practically unheard of for someone of Kiryu Yaya's age to attend a board meeting.

Even if it's necessary for lower-level staff to report or speak, it should at least be someone at the section chief level.

With Kiryu Yaya's current appearance, he's probably still in the tea room boiling water and serving tea to his seniors, right?

So at this moment, many directors, while surprised, couldn't help but frown slightly and look at Nakano Ryo.

Their meaning is also quite clear:

Is it against the rules to have a young person attend the executive meeting?

Soon, before Kiryu Yaya could speak, someone interrupted.

Kiryu Yaya looked up and saw the nameplate in front of him read:

Masahiro Yamazaki.

He looked at Nakano Ryo and asked, "President, according to the usual practice of the management meeting, shouldn't those attending the briefing be at least section chief level?"

"This Kiryu—Director, as far as I know, seems to be just a trainee who has been with the company for less than six months?"

Seiichi Tanabe followed closely, his words sharp and pointed: "President, the procedural issues of the special investigation team have always been a major point of concern. Now that the investigation team has allowed Director Kiryu, a representative of the trainees, to speak, won't that attract some negative attention?"

Ryo Nakano, sitting in the main seat, smiled upon hearing this and then said directly, "Chief Kiryu's attendance was approved by me. If anyone has any questions, we can discuss them after the meeting."

As soon as he finished speaking, the somewhat noisy sounds all subsided.

A hammer!

Kiryu Yaya looked at Nakano Ryo with gratitude.

Ryo Nakano nodded and said, "Director Kiryu, please begin your remarks!"

Kiryu Yaya nodded, and even in front of a group of bank directors, there was still no sign of tension on his face.

He slowly and calmly pulled out a stack of photocopies of Chiyoda's fake water from the file folder.

Then, looking at Konosuke Nakajima, he spoke eloquently: "This is the compliance inquiry response submitted by Chiyoda General Planning to the financing department of Mitsubishi Bank, which includes bank statements from the first year of the Heisei era to the present."

Kiryu Yaya handed these bank statements to the attendant at the conference table, asking him to distribute and circulate them.

After everyone had finished reading, Kiryu Yaya continued to speak amidst everyone's puzzled gazes.

"People might think that there's nothing wrong with the money sent by Chiyoda."

Whether it's Konosuke Nakajima or Hiroki Arai.

They are all experts in this field, having worked in it for many years, so their deception is naturally not easily detected.

"But this transaction record seems to be without any problems."

"But in reality, not a single one of the 810 million yen consulting fees that Kanto International Development paid to Chiyoda is included in this figure."

o

Inside the meeting room.

Discussions resumed, and some people even cast scrutinizing glances at Konosuke Nakajima.

The seeds of doubt have been sown.

However, because of Konosuke Nakajima's tough stance just now, no one has brought it up yet.

Kiryuya is not in a hurry either.

The flow of water is turned back to April of the first year of the Heisei era.

"In April of the first year of the Heisei era, Chiyoda's bank statements showed only one transaction: a food company consulting fee of 1.3 million yen and a hotel renovation consulting fee of 1.8 million yen."

Kiryu Yaya looked up at Nakajima Konosuke, his eyes like those of a lion locking onto its prey.

"Managing Director Nakajima."

"You said that Chiyoda's consulting fees were normal business transactions."

"Then why are these normal business records missing from the transaction records submitted by Chiyoda herself?"

Konosuke Nakajima clearly sensed something was amiss, but for now, he could still remain calm.

Konosuke Nakajima did not respond to Kiryu Yaya's question.

Kiryu Yaya didn't need his response for the time being. While talking, he took out a copy of the Chiyoda real bank statement from Tokyo Metropolitan Bank.

Distribute it to the other people in the conference room to watch.

After everyone had read the true transaction record, the expressions on all the directors' faces became particularly subtle.

Being able to reach a board position means that their work ability far exceeds that of ordinary people.

With all such glaring evidence before them, no one could fail to see the problem.

Kiryu Yaya continued, "These are the actual bank statements that Prosecutor Hanayama-in Taki obtained from Tokyo Metropolitan Bank this morning."

"Please look at the page from April of the first year of Heisei: 'On April 17th of the first year of Heisei, Kanto International Development paid Chiyoda General Planning a consulting fee of 92 million yen.'"

"June 23, 104 million yen."

"August 9, 87 million yen."

The entire audience erupted in uproar!

The once quiet meeting room was now filled with the sounds of discussion.

Kiryu Yaya continued to press: "Every record that was erased in the fake stream is preserved in the real stream."

"The discrepancy between the two bank statements is evidence that Chiyoda General Planning fabricated bank statements."

In the conference room.

The discussions were incessant, and then Nakajima Konosuke suddenly looked up, his gaze fixed intently on Kiryu Yaya.

He worked in the banking system for thirty years.

He is clearly the senior.

He had made such thorough preparations.

But he was forced into this situation by this young man in his twenties!

But he still didn't speak; he was waiting for the right moment to do so.

Kiryu Yaya paused briefly, allowing the people in the conference room to process the information he had just shared, before speaking again: "Managing Director Nakajima, you just asked Chairman Matsumoto if he had any evidence."

As Kiryu Yaya spoke, he reached out and pressed his hand on the two streams of water.

"Now that the evidence is presented, is there anything else you'd like to say?"

Konosuke Nakajima closed his eyes and took a few deep breaths.

Then his gaze fell on the two streams of water, and then shifted to Kiryu Yaya.

"Director Kiryu, there's something you need to understand."

"What you just said only proves that there are problems with the Chiyoda General Planning's financial records; someone has erased the consulting fees for Kanto International Development."

"However, this does not prove that the consulting fees collected by Chiyoda ended up in my hands."

"Chiyoda is an independent legal entity, and they should be responsible for their own accounting issues."

"This is not a reason for you to doubt me."

"You can't blame me for Chiyoda's problems just because she has them, can you?"

Before attending the executive meeting, Konosuke Nakajima had already made all the necessary arrangements to sever ties with Chiyoda.

Being pressured by Kiryu Yaya now is still within his expectations.

Unless there is clear evidence that Chiyoda's money flowed into his account, Chiyoda's problem is solely Chiyoda's own problem and cannot be blamed on Nakajima Konosuke.

Kiryu Yaya also understands this issue.

only.

Konosuke Nakajima forgot one thing.

Since he dared to attend this executive meeting, he must have already made thorough preparations.

Kiryu Yaya smiled slightly and continued playing his card: "Managing Director Nakajima, you're right."

"Chiyoda is an independent legal entity, and they should indeed be responsible for their own accounting issues."

"but!"

"I discovered a very interesting timeline overlap in my investigation."

Kiryu Yaya picked up the real estate registration summary that Matsumoto Takahiro had just taken out and turned to the page from Showa 61 (1949).

"In July of Showa 61 (1942), Tokyo Urban Development had just completed its first financing for the Makuhari plot."

"Three months later, in October of Showa 61 (1942), you purchased your own house in Minami-Aoyama, which was valued at 320 million yen."

Kiryu Yaya points to the second location.

"In the first year of the Heisei era, Kanto International Development paid a total of 223 million yen in consulting fees for three projects in Chiyoda."

"In September of the same year, you purchased the Hakone Gora Onsen Villa for 320 million yen."

Kiryu Yaya's tone was neither humble nor arrogant.

"Managing Director Nakajima."

"The purchase time of these two properties highly coincides with the time when Chiyoda received a large consulting fee from Kanto International Development."

"Your personal assets, which you declared to the bank at the same time, were insufficient to purchase these two properties."

"If you say this is a coincidence, then the regularity of this coincidence is too far-fetched."

It was only then that Konosuke Nakajima realized just how amazing this junior was.

Every point Kiryu Yaya made was logical and well-founded; he couldn't refute it, nor could he.

However, Nakajima Konosuke, true to his cunning nature as a bank managing director, instantly spotted the flaw in Kiryu Yaya's logic.

Bloom.

He forced a smile and said, "The purchase of these properties is my personal asset management activity, and I have complete after-tax proof of the source of funds for both properties."

"What Director Kiryu said about the overlap in timelines is ridiculous. There are many more things happening at the same time every day in this world, not to mention that there was a difference of several months between when I bought the property and when Chiyoda received the consulting fee."

"Your guess is really far-fetched."

Konosuke Nakajima defused Yaya Kiryu's questioning with words.

Seeing that the situation was unfavorable, Masahiro Yamazaki also spoke up: "Yes, this could very well be a pure coincidence. I think the investigation team needs more direct evidence."

Seiichi Tanabe's tone was somewhat impatient: "What is the investigation team doing? Do they really think they can convict a mere managing director just like that?"

Konosuke Nakajima worked at Mitsubishi Bank for thirty years, and his foundation was deeper than others thought.

Masahiro Yamazaki was like that, and so was Seiichi Tanabe.

Kiryu Yaya was not surprised.

At this moment, although the evidence has formed a logical chain, it is still not enough to completely condemn Nakajima Konosuke.

Therefore, at this point, as long as he persists in his stance, the investigation team can at most initiate an unsuitability review of him, just like Yusuke Takagi did.

Unfortunately, Kiryu Yaya hadn't played all his cards yet.

Just then, Kiryu Yaya looked at Miyamoto Souichi, nodded slightly, and gestured to him, "It's your turn, Managing Director Miyamoto."

Miyamoto Muneichi understood immediately, then looked at Nakajima Konosuke with a puzzled expression and murmured, "Managing Director Nakajima, this doesn't seem right, does it?"

Konosuke Nakajima looked at Soichi Miyamoto, and when he saw him speak, his heart skipped a beat, and a bad feeling rose in his heart.

But he still smiled and said, "Director-General Miyamoto, what's wrong?"

As soon as Miyamoto Soichi spoke, everyone's eyes were focused on his face.

Miyamoto Soichi frowned slightly, stretched out one hand, and his fingers flew across the keyboard as he calculated something. As he did so, he said, "My father taught me mental arithmetic skills when I was very young. I never thought I would have the opportunity to demonstrate them to everyone today."

"Let's assume that Managing Director Nakajima joined the bank at the age of 22."

"He is fifty-six years old this year, and has been in the workforce for thirty-four years."

"Managing Director Nakajima was an ordinary employee for the first three to five years. At the end of the Showa era, the annual salary of an ordinary bank employee was only two to three million yen."

"So, averaging five million yen per year over the first ten years was already considered very high."

"That would be fifty million yen over ten years."

"In the second and third decades, Managing Director Nakajima moved into management, progressing from section chief to division chief and then to department head."

"During this period, my annual salary also increased from seven million to fifteen million."

"Ten million a year on average, that's two hundred million yen in twenty years."

"At this point, the total is 250 million yen."

"But after deducting taxes, social security, and living expenses, Managing Director Nakajima could save at most half of what he earned over the past twenty years."

"125 million, that's already considered a very frugal amount for a minister, isn't it?"

Miyamoto Soichi raised his eyes and looked at Nakajima Konosuke: "And then there are the years that Nakajima was promoted to managing director."

"The executive officer's annual salary plus conscript bonuses is approximately 100 to 120 million NTD before tax."

"After deducting income tax, resident tax, and various deductions, we received approximately 60 million yen."

"Managing Director Nakajima has served as managing director for six years now!"

"Six years, and I've made 360 ​​million yen!!"

"Adding the previous 125 million, the total is 485 million yen."

Miyamoto Mune paused for a moment, then smiled slightly: "But this money still needs to support the family, handle social obligations, and pay for the children's education."

"I remember that Mrs. Nakajima did not have a job or income, and Managing Director Nakajima himself rarely got involved in investments such as stocks."

"So now, the question is..."

"You spent 680 million yen to buy your home in Minami-Aoyama in 1942, and then spent another 320 million yen to buy a villa in Hakone in 1962."

"The value of these two properties alone exceeds one billion yen."

Miyamoto Soichi clicked his tongue dramatically: "Excuse me, where did the 600 million yen difference come from?"

Miyamoto Soichi's sudden attack was something none of the directors in the meeting room had expected.

They were taken aback for a moment, then turned their gaze to Nakajima Konosuke.

Faced with this meticulously prepared calculation, Konosuke Nakajima was completely at a loss for words.

Miyamoto Soichi gave him no time to react and continued to question him: "You just said that the source of these funds is completely legal and compliant."

"Then may I ask you a question?"

"Where did those assets come from? Were they your past savings? Investment returns? Family assets?"

"Or perhaps it's some channel we're unaware of?"

Miyamoto Soichi's last question hit Shima Konosuke right where it hurt.

After a moment, Konosuke Nakajima gritted his teeth and forced out an explanation.

"The purchase of real estate is my private matter."

"Moreover, my family has accumulated a considerable amount of assets over the past few decades, and the sources of these funds for purchasing the property are not singular."

"Family assets?"

"Home my ass!!"

Upon hearing this, Miyamoto Soichi slammed his hand on the table and stood up abruptly: "Your father is a middle school teacher, and your father-in-law is an ordinary company employee."

"You think I don't know these things?"

"Even if you had ten more fathers and fathers-in-law, your assets still wouldn't cover the difference I just calculated!"

"Konosuke Nakajima!!"

"I can't even imagine how much money you've embezzled from Mitsubishi over the years!"

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