Tokyo, 1991: Starting as a bank clerk

Chapter 333 The Visitor is Not Friendly

Tuesday morning.

Kiryu Yaya arrived at the Mitsubishi Bank headquarters early.

Yesterday afternoon, Takahiro Matsumoto formally submitted a request to the trust department to retrieve the information.

The official purpose is to conduct a security review of assets related to the Kanto International Development Project.

The target was clearly Konosuke Nakajima and his related family members' account records at Mitsubishi Trust.

According to procedure, Konosuke Nakajima should have received the message last night.

As expected.

At today's executive meeting, Konosuke Nakajima's counterattack will be very strong.

8:50.

Kiryu Yaya and Matsumoto Takahiro arrived outside the meeting room.

As the head of the special investigation team, Matsumoto Takahiro received a notification from Nakano Ryo, asking him to attend the executive meeting as well.

As for Kiryu Yaya, he benefited from the Special Investigation Team and was allowed to sit in the audience.

They simply don't have any speaking privileges.

Even so, this was Kiryu Yaya's first time attending a meeting of this caliber, so he dressed up carefully.

Of course, for him, the so-called careful dressing up was nothing more than ironing his suit for an extra five minutes before going out.

People began to enter the conference room.

Matsumoto Takahiro glanced down at his watch, then handed the brown paper bag to Kiryu Yaya: "It's about time, let's go in."

Kiryu Yaya took the account records retrieved by the trust department and nodded: "Okay."

Matsumoto Takahiro followed the crowd and went inside.

Kiryu Yaya followed the vice-minister inside.

This was his first time in the conference room at the headquarters of Mitsubishi Bank.

The space isn't very large, about sixty or seventy stacks, but it's more than enough for a standing committee meeting that only needs to accommodate about twenty people.

The floor was covered with a dark gray short-pile carpet, which made almost no sound when stepped on, swallowing up all footsteps.

o

The long table is dark in color.

Kiryu Yaya's knowledge of furniture is limited; he can't distinguish between ebony and dark walnut.

But he could sense the exquisite quality of the furniture just by looking at its surface luster.

The tabletops were wiped clean, and the spacing between each chair was extremely precise.

Kiryu Yaya noticed that on the table in front of each seat was an identical white porcelain teacup and a dark blue folder.

The handles of all the teacups point in the same direction, and even the angle is consistent.

Clearly, as one of Mitsubishi Bank's top-level meetings, its setup far exceeded that of the Osaka branch.

The audience seating area is located on the side near the door, consisting of a row of folding chairs against the wall, which are shorter than the leather chairs next to the conference table.

This difference in elevation itself is a silent language of hierarchy.

Kiryu Yaya walked to a seat on the side of the audience, placed his notebook on his lap, unscrewed the pen cap, and waited for the meeting to begin.

But it was at this very moment.

A familiar figure walked into the conference room.

Kiryu Yaya looked around and narrowed his eyes slightly.

It was Nakajima Konosuke.

He was wearing a dark gray suit and walked in at a leisurely pace.

Kiryu Yaya's gaze shifted upwards.

It's quite a coincidence that the two had already clashed many times in secret.

But this was the first time he had seen Managing Director Nakajima since arriving in Tokyo.

Konosuke Nakajima's appearance wasn't particularly striking, but he possessed an inherent air of authority, clearly indicating his accustomed habit of giving orders.

Kiryu Yaya recalled the time he met him in the small conference room of the Osaka branch.

At that time, Kouichi Kouda had just been arrested, and Konosuke Nakajima rushed over from Tokyo as a special envoy of the head office.

He sat opposite me, asking in a gentle tone about the details of the Kouyuda case, and also asked me to give my regards to Nishida Ritsu.

At that time, Kiryu Yaya thought that even if Managing Director Nakajima would not become his ally in the bank in the future, he would at least not be an enemy.

But he never expected this.

In the vast game of Mitsubishi Bank, Konosuke Nakajima and Hiko Kouda were actually two pieces on the same side.

Furthermore, he became a key subject of investigation for the special investigation team that Kiryu Yaya belonged to.

Kiryu Yaya slowly narrowed his eyes.

Given this situation, with both old and new grudges mixed together, one can't blame him for being cruel.

Just then, Konosuke Nakajima stopped at the door.

But instead of rushing to his seat, he first slightly turned his head, his gaze sweeping across the entire conference room.

This is a habit he developed after working in the bank for over thirty years, to check for any unusual variables.

His gaze swept from left to right, from the executive director's seat to the managing director's seat, over every familiar face.

His gaze lingered briefly on Takahiro Matsumoto's face.

Then, his gaze finally settled on the audience seats.

There sat a young man named Kiryu Yaya who surprised him.

Their eyes met.

Kiryu Yaya didn't look away, but instead stiffly went to meet him.

Like a sword blank in a furnace, not yet unsheathed, but carrying the heat of quenching.

Then, Konosuke Nakajima changed the direction of his feet and took two steps toward the audience.

The leather shoes made almost no sound as they stepped on the dark gray carpet.

But those two steps drew the attention of several directors around him.

Their gazes followed Konosuke Nakajima's direction and landed on the young man in the audience.

Upon seeing Konosuke Nakajima approach, Yaya Kiryu stood up, maintaining the proper etiquette for a newcomer, and bowed slightly, saying, "Good morning, Managing Director Nakajima."

Konosuke Nakajima stopped and looked up at him.

His face wore that smile typical of high-ranking bank executives—a smile that seemed gentle but whose true meaning was hard to discern.

"Kiryu-kun."

He spoke, his voice perfectly measured: "I didn't expect you to be here to sit in on today's executive meeting."

Kiryu Yaya closed his notebook, tucked his pen into the spine of the book, and smiled slightly. "It was Chairman Matsumoto who notified me to come over, saying that I could sit in and learn about the head office's meeting procedures."

Konosuke Nakajima nodded, his gaze lingering on him for a moment, as if examining an object he hadn't had time to look at closely: "It's certainly a good thing for a young man to take a look around the head office. However..."

He paused for a moment.

"Kiryu-kun, when you were at the Osaka branch, I thought you were a smart person. You acted with discretion and had a clear understanding of the situation. Young people like you are actually quite rare in the banking industry."

He turned his head slightly, his gaze seemingly unintentionally sweeping past Matsumoto Takahiro before returning to Kiryu Yaya, and then said in a voice only they could hear, "To climb higher, it's not just about ability; it's also about having the right people standing behind you. Do you understand what I mean?"

Kiryu Yaya met Nakajima Konosuke's gaze and slowly said, "Managing Director Nakajima, I understand what you mean. I am also very grateful for your guidance in Osaka."

He paused for a moment, then added, "But I think that for a person to rise in the ranks, the most important thing is to have a clear conscience."

Konosuke Nakajima's smile froze.

"A clear conscience?"

He repeated those four words: "Kiryu-kun, you are more opinionated than I imagined."

He took another small step forward.

That half-step shortened the distance between the two to less than an arm's length, and also allowed the light from the spotlight at the edge of the gallery to fall precisely on Kiryu Yaya's profile.

"I originally wanted to give you a chance. After all, young people often don't have a comprehensive view of things and are easily led astray, making decisions they haven't thought through."

His voice lowered even further, so low that only two people could hear him: "If you're willing to change your mind, I can overlook what you did before, and instead, I can help you reach a higher level."

"That's where someone like you can realize your ambitions, not wasting your career following a lowly deputy minister. Do you understand what I mean?"

Kiryu Yaya did not avoid that gaze.

He stood there, meeting Konosuke Nakajima's gaze, and smiled slightly: "Managing Director Nakajima, thank you for your kindness. But I think I may already be on the side I want to be on."

"Moreover, Kiryu Yaya put away his smile, his gaze becoming unusually calm: "In my opinion, the foundation of the platform you mentioned may not be as solid as you imagine."

Konosuke Nakajima's smile vanished completely.

A hint of coldness flashed in his eyes; he could no longer afford to give this tactless young man a second more patience.

He snorted and nodded slightly, then smiled and said, "Alright, Kiryu-kun will know who is right and who is wrong at today's executive meeting."

After saying those words, Konosuke Nakajima didn't linger and went straight to his seat.

Kiryu Yaya narrowed his eyes slightly.

It seems that Konosuke Nakajima was well-prepared to say such a thing.

They've come with ill intentions!

But no matter what attacks they launch, Kiryu will meet them head-on.

Moreover, it's impossible for a person to be without weaknesses.

Kiryu Yaya's eyes flashed as he looked at Nakajima Konosuke's back.

The Banker's Eye

launch!!

A transparent information panel unfolds in view:

[Target: Konosuke Nakajima]

Age: 56

[Position: Managing Director, Mitsubishi Bank Tokyo Headquarters]

Annual salary: Approximately 120 million yen (including military service pay and job allowance)

[Obvious Assets:]

1. Mitsubishi Bank Tokyo Head Office General Deposit: Approximately 82 million yen

2. Sumitomo Trust Money Trust: Approximately 4.3 million yen

"3. Residence in Minami-Aoyama, Minato-ku, Tokyo (registered under the name of Konosuke Nakajima): appraised value approximately 6.8 million yen. "4. Hakone Gora Onsen Villa (registered under the name of Konosuke Nakajima): appraised value approximately 3.2 million yen."

5. Mitsubishi Bank Employee Credit Portfolio - Regular Deposits: Approximately 18 million yen

Total publicly disclosed assets: approximately 15.3 billion yen

[Hidden Assets:]

1. Anonymous accounts at UBS (UK banks): approximately 38.7 billion yen.

2. Cayman Islands fund units (held through a three-tiered BVI structure): approximately 62.4 billion yen.

3. HSBC Hong Kong Private Bank Account: Approximately HK$22.8 billion

"4. Karuizawa vacation villa (held under a nominee name, brother-in-law's name): appraised value approximately 6.5 million yen. "5. Gold bars (held anonymously in Nihonbashi vault, Tokyo): approximately 10.8 billion yen."

"6. Painting collection (mixed Japanese and Western paintings, including Yokoyama Taikan, Fujita Tsuguharu, etc.): approximately 35.6 billion yen"

7. Family Trust (registered in Bermuda, beneficiaries Saori Nakajima and Aya Nakajima): Approximately 39.7 billion yen [Total Hidden Assets: Approximately 216.5 billion yen]

Total assets: Approximately 231.8 million yen

[Liabilities:]

1.东京港区南青山自宅按揭贷款：约2.8亿円「2. 箱根强罗温泉别墅维护费用挂帐：约9，200万円」

3. Cayman Islands fund structure maintenance fee (annual commitment): approximately 78 million yen.

4. Annual fee for UBS account management and legal counsel in Switzerland: approximately 56 million yen.

5. Loan from HSBC Private Bank (Hong Kong) (for leveraged investments): approximately HK$16.4 billion

Total liabilities: Approximately 21.5 billion yen

Net assets: Approximately 210.3 billion yen

[Hidden Message Hint (Lv.2):]

1. A portion of the funds in the "Hong Kong HSBC Private Bank Account" asset item shows a strong correlation in timing and amount with funds flowing out of Chiyoda General Planning's accounts under the guise of "market research fees." This account was held under the name of "Chiyoda General Planning Business Transactions," with the actual beneficiary being Konosuke Nakajima. The timing of these fund inflows and outflows closely matches the schedule of consulting fees paid by Kanto International Development to Chiyoda General Planning.

2. The asset item "Cayman Islands Fund Units" is approximately 62.4 billion yen. The nominal holder of this fund is a special purpose vehicle (SPV) registered in Seychelles, whose ultimate control can be traced back to the family trust of Konosuke Nakajima. The fund's investment records show that approximately 900 million yen was injected in batches between Heisei 2 and Heisei 3, which highly overlaps with the frequency with which Chiyoda General Planning received large consulting fees from Kanto International Development during that period.

3. The asset item "Painting Collection" is approximately 35.6 billion yen, of which approximately 19.8 billion yen was paid through a HSBC Hong Kong account under the guise of "art investment," with the counterparty being a London gallery. The legal representative of this gallery and the actual controller of the Cayman Islands SPV are related parties of the same legal entity, forming a closed-loop fund repatriation structure.

Net assets of 210 billion.

He's almost a half-step into Seiichi Takatsukasa!

However, Kiryu Yaya did not linger on Nakajima Konosuke's assets, but instead looked directly at the hidden hints.

These three hidden pieces of information appear to be scattered.

However, if you look at them together, the relationship becomes clear.

First, there is a precise timeline between the funds in the HSBC Hong Kong account and Chiyoda's market research fees.

This means that the money flowed from Kanto International Development's account, entered Chiyoda General Planning, and then went into Nakajima's HSBC account under the guise of business transactions.

A significant portion of the money in HSBC's accounts flowed into fund shares in the Cayman Islands, injected in batches, concentrated between Heisei 2 and Heisei 3.

That period coincided with the time when Kanto International Development was making large consulting payments to Chiyoda.

But that's not all. The legal representative of that London gallery is actually the same entity as the actual controller of the SPV in the Cayman Islands.

This means that the money flowed out of Kanto International Development, entered Chiyoda General Planning under the guise of market research fees, and then returned through three channels: HSBC accounts, Cayman funds, and artworks, ultimately settling into assets under the name of Konosuke Nakajima.

Ultimately, a closed loop of funds was achieved.

Kiryu Yaya let out a deep sigh of relief.

As of now, the flow of funds for the entire Kanto International Development Project is crystal clear.