Chapter 451 100-Year Fixed Deposit

How to spend 1 billion yuan in one month is a marketing topic Ye Xian used in relation to "Hello Mr. Billionaire," which has been hotly discussed these past few days. So, as soon as Ye Xian spoke up, many fans in the comments section started discussing it.

Lin Xiaoyu hesitated for a moment and said, "I think I'll go traveling? The Tang Dynasty is so prosperous and spans several continents. I want to see all the colorful and beautiful scenery."

"You can't even spend a billion, right? Why not consider buying a luxury mansion or something?"

Ye Xian continued to ask, "Most people, when they get so much money, would immediately think of buying themselves luxury cars and mansions."

"Isn't an ordinary house enough? I feel that enough space is fine. Besides, buying so many luxury homes doesn't really make much sense. The real estate developers' claim of living next to the rich is all a lie."

I once read a blogger say that living next to a rich person might just mean exchanging a nod when you're walking your dog, but it doesn't really affect your social circle. So instead of spending so much money on these superficial things, you should focus on improving yourself!

Just like you said, Brother Xian, relying on yourself is worse than relying on others or connections. Only by broadening my horizons and gaining experience can I avoid getting stuck in this billion-dollar mess.

Lin Xiaoyu spoke eloquently, which made Ye Xian admire her even more. This young girl clearly came from a good family and had a high level of knowledge.

"What about Xiaoxiao? How will Xiaoxiao spend 10 billion?"

Ye Xian then looked at Li Xiaoxiao.

"Me? I..."

Li Xiaoxiao had originally planned to buy her parents a house, but after hearing Lin Xiaoyu say that buying a house wasn't very meaningful, she immediately felt that her idea might be flawed. After hesitating for a moment, she still insisted, "I will buy my parents a nice house and a nice car, and then with the rest of the money, I will... I will learn about financial management, and then..."

Li Xiaoxiao couldn't answer, which made her feel a little embarrassed. Ye Xian quickly added, "Then deposit 10 billion in the bank for a 100-year fixed deposit."

"what?"

Li Xiaoxiao was confused. Why was it a 100-year fixed period?

Ye Xian smiled and said, "Because the little financial knowledge you've learned will tell you that instead of investing recklessly, it's better to put your money in a fixed deposit, which will ensure you have enough to eat and wear for the rest of your life."

"is that so?"

Li Xiaoxiao instantly forgot the embarrassment of not being able to answer earlier, and the fans in the live stream also laughed.

[Pure-hearted Little Cannon: Brother Xian, I give this answer full marks! Depositing 10 billion yuan in a 3-year fixed deposit at the bank yields 229 million yuan in pure interest each month, or 7.6 yuan per day! You couldn't possibly spend it all! It's far better than any financial management course you could take!]

[Girl, you dropped your soap: That's exactly right. I'm not afraid of you spending money recklessly, I'm afraid of you starting a business recklessly! I saw a news report the other day about a cashier who embezzled 2500 million yuan to buy wealth management products, and only earned 6400 yuan in 7 years. Ordinary people shouldn't jump into the wealth management pit, otherwise you might not even earn back the money you paid for management fees.]

[They have connections, I only have their backs: The two people's answers immediately reveal their different backgrounds, which leads to vastly different choices. Xiao Xiao is clearly much slower to react and has a much lower level of understanding.]

[Strolling around a brothel while sucking on a baby bottle: What's so special about that? Even if I asked you directly, you'd be stumped! That's 10 billion, not 10 yuan! What ordinary person has ever seen that much money? And Brother Xian is so kind, he quickly picked up the joke, making Xiao Xiao less embarrassed.]

……

Seeing the comments from fans in the live stream, Ye Xian smiled and nodded: "Indeed, it's better to keep 10 billion in the bank than to invest or start a business recklessly. But whether it's Xiao Xiao or Xiao Yu, they made the right choice."

Xiao Xiao loves her parents and family, so it's understandable that she wants to improve her home's living environment first. Isn't that what I do too? When I have money, I renovate the house first.

Requesting monthly votes! Requesting recommendation votes! Thank you all in advance!

(End of this chapter)

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