Village chief, your township enterprise sells laser cannons?

Chapter 135 Being Chased for Loans! (Third Update!)

In the VIP meeting room of the Industrial and Commercial Bank of China's Xinhui branch, Wang Ju impatiently raised her hand, glanced at her watch, and then slammed her right hand on the table in front of her: "We've been waiting for three hours. We're here to conduct business, not to waste your time."

"We're making millions of dollars in business every minute, and you're wasting my time here. Who's going to compensate for this loss?"

His irritable remarks reached the ears of Hong Yutao, the branch manager of Xinhui City Bank, who was sitting across the table.

The branch manager lifted his head, which had been buried like an ostrich, and smiled awkwardly at Wang Ju. Then, like a little girl, he wiped his face with his hand and said, "President Wang, I really didn't mean to make things difficult for you."

"We've handled many cases like this where businesses export goods, but the buyers don't have enough money and choose to settle accounts with goods, then you sell the goods and use the money as a transfer of funds."

"However, this is the first time we've received such a large sum of money."

"Who's some kind soul who just casually rakes in five hundred million dollars?"

"We've never handled such a large amount before, and then the provincial company escalated the matter. They're coming to investigate, and there's nothing I can do about it."

"I've booked a table of food inside. Once the people from the provincial company arrive and finish their business, I'll apologize to you."

"When the time comes, you can kill me or torture me as you please."

You can't hit someone who's smiling, and Hong Yutao's submissive attitude made Wang Ju's anger feel like it hit a cotton ball.

Seeing the other person's smiling face, Wang Ju slammed her hand on the table again:

—"I'll give you one more hour. If your provincial company's people don't arrive within an hour, then I'll go find a higher-level leader."

"Once the business is completed, I will directly change the company's registered account."

Upon hearing this, Hong Yutao immediately became anxious.

He could pretend not to hear any of the threats that preceded these few words.

But this sentence really hit him where it hurt.

This upgrade of the business was initiated by the provincial company.

However, if Mr. Wang in front of us delays in handling this matter and then turns around to switch to another bank and change the company account, resulting in the loss of an important client, the provincial company will definitely not take responsibility and will definitely put the blame on itself.

You'll be the one who suffers then!

Thinking of this, Hong Yutao quickly stood up, walked around the table to Wang Ju's side, and said, "President Wang—"

"Don't call me President Wang!" Wang Ju waved her hand, swatting Hong Yutao's hand away, then turned to look at Lin Yaobei standing to the side:

Mr. Lin, look at this—

Lin Yaobei, dressed in a suit and with his hair slicked back, sat in a chair. His face, tanned by the sea breeze, looked particularly serious when he wasn't smiling.

Upon hearing Wang Ju's voice, Lin Yaobei slowly raised his head, his gaze lingering on Hong Yutao for a moment before lowering it again.

He didn't say a word, but the sense of pressure was immense, and the meaning was expressed very clearly.

Sensing the oppressive atmosphere, Hong Yutao quickly forced a smile, then left the meeting room and frantically made phone calls in the corridor.

After making the call, he went back into the meeting room, his right hand outstretched: "Five minutes. If they don't come within five minutes, I'll kill them!"

Hearing his assurance, Wang Ju looked at Lin Yaobei. Lin Yaobei looked up, glanced at her indifferently, and then lowered his head again.

Seeing this, Hong Yutao breathed a sigh of relief and gently wiped the sweat from his forehead.

I just hope those idiots at the provincial company keep their word and arrive within 5 minutes, or even 10 minutes. I'd be willing to kneel down and beg them for help.

Taking a breath, Hong Yutao began to count silently in his mind. When he counted to the 367th, the door to the reception room was finally pushed open.

Four men, sweating profusely and dressed in suits, entered the meeting room. Hearing the commotion, Hong Yutao quickly turned around and saw the leader...

He quickly walked over, pulled the other person to the table, and quietly introduced them: "President Su, this is Mr. Lin Yaobei, the head of Red Star Information Technology, and this is Mr. Wang Ju."

"General Manager Lin, General Manager Wang, this is General Manager Su Ming from our provincial company, and this is General Manager Chang Xuan."

After the introductions were completed and everyone was seated, Hong Yutao handed the relevant documents to Su Ming, then sat down and waited for Su Ming to speak.

Chang Xuan, who was sitting next to Su Ming, took out his laptop as soon as he sat down, connected to the network, logged into the bank's management system, found the corresponding business processing order, and then turned the computer screen towards Su Ming.

Glancing at the computer screen, Su Ming opened the documents Hong Yutao had handed him, went through them, put them down, interlaced his fingers, and stared intently at Lin Yaobei: "President Lin, I'd like to ask, what kind of goods are you exporting?"

"It's a trade secret. It's written in the contract and in the customs documents!" When questioned, Lin Yaobei spoke succinctly, without any emotion, replying like a robot.

This one sentence effectively silenced Su Ming's subsequent words.

Because the rest of his words all revolved around this so-called product, but that was someone else's trade secret, and he shouldn't have asked any more questions in the first place.

Moreover, there is a contract and customs declaration documents for the goods.

Customs has also inspected it.

As an intermediary that collects money, he has even less reason to inquire about other people's goods.

After closing his eyes and rehearsing a new explanation, Su Ming opened them again: "Mr. Lin, could you explain why your clients are paying such a large sum of money at once?"

Hearing this strange question, Lin Yaobei's stern face finally changed. He lifted his eyelids slightly, giving Su Ming a look that said, "He's rich!"

"Furthermore, I can understand your continued questioning if this transfer was directed overseas, but this time the funds were directed domestically, and they are legitimate funds obtained from the sale of our goods. I don't understand why you keep questioning it."

Lin Yaobei spoke, once again silencing Su Ming.

As one of the Big Four banks, ICBC naturally participates in various projects.

Even for those large projects, there are very few single transfers exceeding $5000 million.

The only explanation for the seller transferring $5 million from multiple accounts in one go is that the seller has money and is willing to give it away.

Once the goods were received, the money was transferred in one go.

this----

This only shows that the buyer has money and is not indecisive.

Having arrived with such a bang, only to have all his prepared lines cut out in just a few words, Su Ming looked somewhat embarrassed. He took the materials Hong Yutao had given him back and read them word by word from beginning to end.

After looking at the documents for more than half an hour, until his eyes were sore, he finally put them down and said to Lin Yaobei across from him, "President Lin, after our careful verification, there is no problem with the source of your funds."

"I will contact our risk management department immediately to lift the risk restrictions on your account. You can transfer these funds from your overseas corporate account to your domestic account at any time."

"Also, I have some personal matters I'd like to discuss with Mr. Lin. I wonder if Mr. Lin would be willing?"

On the sofa, Lin Yaobei suddenly heard Su Ming say that he had something private to talk about. He couldn't help but tilt his head and glance at him, then turned his face away with a thoughtful expression.

After a while, Lin Yaobei turned to Su Ming and said, "Let's talk here!"

Across from him, Su Ming raised his hands and began to play the accordion: "It's like this, I heard that President Lin's company has strong scientific research capabilities, so I wanted to ask President Lin if there are any investment or construction plans recently."

"If there are investment and construction plans, have you considered taking out a loan?"

"If you are considering a loan, our Industrial and Commercial Bank of China can provide low-interest construction loans. We hope Mr. Lin will give me priority consideration."

"They."

Having lived most of his life, this was the first time Lin Yaobei had been chased for a loan. His past life experience was insufficient to provide him with guidance, and this matter could not be resolved by simply keeping quiet.

This is something only Wang Ju can handle.

After a moment's thought, he turned to Wang Ju: "Xiao Wang, why don't you discuss this with President Su?"

"Okay, Mr. Lin!" Wang Ju replied with a smile, then turned to Su Ming: "Mr. Su, we do indeed have a series of construction plans, and they are quite large in scale."

"We just don't know what kind of plan Mr. Su has. If the plan is suitable, we can indeed help Mr. Su complete some business. If the plan is not suitable, then we can only find someone else to cooperate with."

"In short, just go with the flow!"

Upon learning that Hongxing Information Technology had a series of construction plans and that the scale of the construction was quite large, Su Ming smiled very happily.

But what Wang Ju said next made him even less happy.

The implication was that Su Ming was being told that while Hongxing Information Technology needed a loan, they could provide loans to more than just him, and Su Ming had better come up with a feasible plan.

Otherwise, I'll switch to another bank for a loan. With the economy downturn, high-quality clients are highly sought after by every bank.

No, someone else wants it.

Understanding the unspoken meaning, Su Ming clapped his hands and smiled broadly, "President Lin, President Wang."

"We offer different types of loans for different types of technology companies."

"I came in a bit of a rush today, so I didn't bring the plan with me. How about this, another day, another day I'll bring our professional team to your home and tailor a professional plan for you."

"What do you two think about providing support and guidance for the development of Red Star Information Technology?"

Wang Ju did not respond. Upon hearing the words, he immediately turned to look at Lin Yaobei, waiting for Lin Yaobei to give instructions.

Lin Yaobei maintained his stern expression, and under everyone's gaze, he nodded slightly: "Okay!"

Those two words made Su Ming and the group of people around him visibly breathe a sigh of relief.

After finishing their private matters, Su Ming turned to Chang Xuan and whispered, "Hurry up and get the business settled for President Lin."

"Understood!" Chang Xuan nodded, took out his phone with his left hand, and frantically operated on the computer while making a call to the risk department.

A few minutes later, he looked up from his computer, smiled, and said to Lin Yaobei and Wang Ju, "President Lin, President Wang, the risk warning for your overseas corporate accounts has been lifted."

"It's working normally now!"

At his prompting, Wang Ju took the key from Lin Yaobei, opened her laptop, logged into the bank's website, and the information for the corporate account appeared. The annoying notification disappeared, leaving only the bell icon in the upper right corner with two notification messages.

Clicking the bell, Wang Ju also saw the contents of the two notification messages.

[Dear customer, your application to lift account risk control restrictions has been submitted and is awaiting review!]

[Dear customer, your application to remove account risk control has been approved. Your account risk control has been lifted. Thank you for using our service.]

After reading the message, Wang Ju pushed the laptop in front of Lin Yaobei. Lin Yaobei glanced at it and then nodded to Su Ming across from him: "Thank you for your help, Mr. Su."

"It's within our business scope, so it's what we should do." Saying polite words, Su Ming slowly got up from his chair, walked around the table in front of him, and went to Lin Yaobei's side: "President Lin, you see, it's almost dinner time now. Our President Hong said he prepared a meal, so I'll borrow President Hong's meal to apologize to President Lin."

"What does Mr. Lin think?"

"Okay!" Lin Yaobei agreed without hesitation, then turned to Wang Ju and instructed, "You give..."

Xiaoman, make a call and tell him to go home first, he doesn't need to wait for us.

After speaking with Wang Ju, he looked up at Su Ming and gestured with his right hand between himself and Wang Ju: "President Su, we have a few small matters to attend to internally and need to use your meeting room. Once we're done, we'll go have dinner, okay?"

"Okay!" Su Ming nodded happily, and then beckoned the group of people from the bank to come out.

Once only Lin Yaobei and Wang Ju were left in the meeting room, he let out a long sigh, then picked up the bottled water on the table and drank it all in one gulp: "These people keep dawdling over their words, so annoying!"

"That's how it is!" Wang Ju calmly packed her things. "They're already quite good at speaking human language. If you become a lawyer and handle more cases, you'll find that some people aren't even human. They can't say a single human word from beginning to end."

"Uncle, let me call Lin Man first and tell him to go back."

"Go ahead!" Lin Yaobei replied, then unscrewed another bottle of mineral water and gulped it down.

In the corridor outside, a group of high-ranking officials were pacing around. A young employee behind Hong Yutao whispered, "Manager, with such a large sum of money being transferred in directly, is the review process just checking some documents?"

"Shouldn't this trigger anti-money laundering procedures?"

Upon hearing the young employee's words, Hong Yutao was stunned for a moment, then raised his hand and slapped himself on the forehead.

He slapped his forehead, then turned to the young employee: "Xiao Liu, I brought you here today to handle this business so you could broaden your horizons, not to ask these stupid questions."

"Read more books, read good books, this saying won't lie to you."

"Money laundering usually involves transferring money overseas. No idiot would directly bring such a large sum of money into the country."

o

"Such a large sum of money entering the country will definitely be subject to review and investigation."

"If anything goes even slightly wrong, you'll get stuck, understand?"

"Observe more, learn more, and understand more!"

Just after reprimanding the young employees, Hong Yutao saw the door to the meeting room open, and Lin Yaobei and Wang Ju came out together.

Upon seeing the two, Hong Yutao immediately went to greet them: "President Lin, President Wang, President Su, President Chang, this way please!"

>