After Paris Saint-Germain was removed from the list, I led England to victory!

(Yan Yuan witnessed Lin Jianwei's true abilities for the first time.)

The top floor of Goldman Sachs' London headquarters building.

The emergency projects team of the Foreign Exchange and Commodities Strategy Department was brightly lit, the air thick with the scent of caffeine, tension, and the faint heat emanating from the high-speed servers.

Recently, all employees at Goldman Sachs' London office have been extremely busy with one thing.

Brexit.

On the huge screen, the pound/euro exchange rate curve was like a small boat in a stormy sea, violently tumbling up and down, while the volatility index soared like an out-of-control rocket, constantly breaking its multi-year high.

Credit default swap spreads continued to widen.

News flashes kept popping up on the screen.

Everywhere you look, there are tense words like "no-deal Brexit," "supply chain disruption," and "business contingency plans."

Lin Jianwei sat at her workstation, her fingers flying across the keyboard.

Her delicate brows furrowed, her eyes sharp as knives, as she stared intently at the real-time influx of data.

An hour ago, Lin Jianwei used a model to complete an extreme stress test on the risk of supply chain disruptions in key industries in the UK.

She combined the latest market sentiment index with warning signals from sovereign credit rating agencies,

Lin Jianwei's self-constructed trading model is issuing piercing alarms.

"Standard/euro exchange rate volatility hits a new high since the 2008 financial crisis... CDS spreads indicate a sharp rise in market concerns about the risk of a UK sovereign debt default... Warning signs flashing in key industry supply chains..."

These are all conclusions that Lin Jianwei himself came to.

She is very sensitive to the financial sector.

Lin Jianwei took a deep breath and forced herself to calm down.

She pulled up recent position changes data for global macro hedge funds.

Combining the abnormal fund flow patterns captured by high-frequency trading algorithms, a clear and unsettling conclusion quickly took shape in her mind:

The British pound faces a very high risk of collapse in the near future!

This is definitely not a normal market correction!

This is an imminent financial storm, triggered by a political deadlock, that could engulf the entire British economy.

Its destructive power far exceeds any crisis response project she has participated in before.

Lin Jianwei leaned back in her chair and rubbed her throbbing temples.

Outside the window, the Thames flowed under a hazy sky, and the London Eye on the opposite bank was faintly visible in the gloom.

This storm will not only devour corporate profits and impact the national economy, but will also plunder the wealth of many individuals.

Those who lack risk awareness or are slow to react may see their hard-earned assets shrink dramatically in just a few weeks.

Just then, a familiar figure suddenly entered her mind.

Yan Yuan

The boy who listened quietly to her despondency on the riverside bench at night, and the star player who shone brightly on the court.

that……

The person who makes her heart skip a beat sometimes.

"He..." Lin Jianwei murmured to himself.

Lin Jianwei knew that Yan Yuan was a top-tier star athlete with an extremely high income.

But she is even more aware that a footballer's career is full of uncertainties, and preserving and increasing his enormous wealth is of paramount importance.

Lin Jianwei speculated that Yan Yuan's wealth management team might be better at handling endorsements and the routine allocation of investment portfolios.

However, they may not be able to make the most timely and accurate predictions and responses to such extremely complex systemic financial risks caused by geopolitical black swan events.

(Lin Jianwei assumed Yan Yuan had his own wealth management team, but it turns out Yan Yuan didn't have any wealth management at all. Lin Jianwei's reminder this time was out of good intentions.)

She remembered Yan Yuan's clumsy yet sincere words of comfort when he comforted her by the river, the glimmer in his eyes when he invited her to watch the game, and the focused profile of his face as he signed autographs for her at the stadium...

An indescribable sense of concern and responsibility arose spontaneously.

She couldn't stand by and watch Yan Yuan suffer huge losses in this storm, even if it was just a possibility.

"Yan Yuan probably... doesn't realize the risks at this level..." Lin Jianwei bit her lower lip.

She decided to do something.

She didn't want to see Yan Yuan suffer because of information asymmetry.

……

During lunchtime, Lin Jianwei picked up her phone, found the name that had appeared frequently in her recent call log, took a deep breath, and pressed the dial button.

The receiver emitted a busy tone, "beep...beep..."

Her heart was inexplicably racing.

At this time, at the Kearney training base.

Yan Yuan had just reached the entrance of the cafeteria and was about to go there for lunch when his cell phone suddenly vibrated in his pants pocket.

Yan Yuan frowned, wondering who would call him at this time.

He stopped and took out his phone. A familiar name appeared on the screen: Lin Jianwei.

An unexpected and inexplicable warmth swept through my heart.

Before answering the phone, Yan Yuan cleared his throat and then pressed the answer button.

"Hey, senior?"

Lin Jianwei's cool yet slightly hurried voice came from the other end of the phone. The background seemed somewhat noisy, as it was in an office.

"Yan Yuan? Is he training? Is it convenient for us to talk?"

"Training just ended this morning, let's go eat right away." Yan Yuan walked over and sat down on a quiet bench.

"Go ahead, senior. I'm listening."

Lin Jianwei seemed to breathe a sigh of relief, but her tone remained serious: "Yan Yuan, there's something very important that I feel I must tell you immediately, it's about... Brexit."

Yan Yuan was slightly taken aback.

Brexit?

He knew this matter had caused a huge uproar and was being broadcast on the news every day.

But he always felt that those were matters for politicians and economists, far removed from his football field.

Yan Yuan straightened up instinctively.

"Brexit? Senior, tell me, I'm listening carefully."

"Well... based on our current data projections and large-scale model inferences, I can only say... the situation is very bad." Lin Jianwei's voice was clear and calm, carrying the urgency characteristic of a professional.

"Negotiations have completely stalled, and the possibility of a 'no-deal Brexit' is now very high, and it could happen in just a few weeks or months. This is by no means an exaggeration."

Lin Jianwei paused for a moment, seemingly organizing her thoughts into more colloquial language; she needed to use language that Yan Yuan could understand.

Simply put, if a "no-deal Brexit" really happens, trade rules, movement of people, financial regulation, and so on between the UK and the EU will revert to the state they were in decades ago overnight, without any transition period.

It's like... suddenly forcibly separating two huge, tightly connected machines; the consequences would be extremely chaotic and severe.

Yan Yuan's brows furrowed even more.

He had a vague sense of the seriousness of the situation, but he didn't know exactly what it was.

Yan Yuan's science and engineering mind and football mind left no room for finance.

He was a complete novice in this area.

"This chaos will directly impact the financial markets," Lin Jianwei continued, his speech quickening.

"The most direct impact will be on the pound! The market will be in extreme panic, and everyone will frantically sell pounds and exchange them for more stable currencies, such as the US dollar or the Swiss franc. This means the pound could plummet, and the drop could be very large and very fast!"

"Huh??? The pound has plummeted?" Yan Yuan's heart tightened.

(The pound did indeed fall significantly after Brexit in 18.)

Yan Yuan's income, bonuses, and endorsement fees are mostly settled in pounds sterling.

If the pound really depreciates significantly, then his money will be...

"It's not just the British pound," Lin Jianwei said, his voice tinged with worry.

"The UK stock market will also be hit hard. In particular, the share prices of UK companies that are heavily reliant on the EU market or whose supply chains are closely linked to the EU may plummet. The entire UK stock market could be dragged down."

"And..." she emphasized, "London's property market may also be greatly impacted. Many international buyers will wait and see or even withdraw due to uncertainty, market liquidity will drop sharply, house prices may be... unstable, or even fall, and selling a house may become more difficult than before."

Yan Yuan's fingers tightened slightly as he gripped his phone.

He has indeed been considering investing in London by buying property recently, and he has also discussed it with his father.

If what Lin Jianwei said is true...

"Senior, what are the chances of these things happening?" Yan Yuan asked in a deep voice, his voice carrying a tension he himself was unaware of.

"Very big!" Lin Jianwei's answer was decisive.

"In my project team, we monitor real-time data every day."

The volatility of the pound/euro exchange rate has soared to record highs, meaning the market expects significant price swings in the future.

Credit default swap spreads are also widening, indicating growing investor concerns about UK sovereign credit risk.

More importantly, we have detected warning signals from several key industries, such as the automotive, pharmaceutical, and food supply chains, indicating that a "no-deal Brexit" could lead to disruptions in the supply of key components, medicines, and even food!

These are not isolated incidents; they are interconnected and mutually reinforcing, pointing to a very dangerous point of systemic risk!

Lin Jianwei speaks very quickly, but his logic is extremely clear, and every judgment is supported by solid data and models.

Although Yan Yuan didn't understand professional terms like "volatility" and "CDS spread," he could clearly sense the unquestionable professional authority and deep concern in Lin Jianwei's words.

This is absolutely not baseless!

"So, senior, you mean..." Yan Yuan took a deep breath, his voice lowering.

"What I mean is that this level of financial turmoil and potential systemic risks not only affect national economies and businesses, but also profoundly impact the security of personal assets, especially for high-income individuals like yourself."

Lin Jianwei's voice carried an unprecedented solemnity.

"Yan Yuan, I know you may have your own wealth management team, but I still want to remind you that, based on my professional judgment, I believe you must take immediate action to protect your personal wealth!"

She paused, seemingly considering her words to ensure Yan Yuan fully understood.

"I'll give you a few specific suggestions you can refer to, but the final decision must be based on your own situation and the advice of a professional consultant."

"First, take a large portion of the money in your liquid assets account, such as your salary account or short-term deposits, and exchange it for a more stable currency, such as the US dollar or the Swiss franc."

Alternatively, spread your funds across accounts in different currencies; don't put all your eggs in one basket—that's the most urgent thing to do.

"Then, if you have plans to buy a new property in London, I strongly suggest you put it off now, as the market outlook is uncertain and the risks are too high."

At the same time, carefully examine your existing investments in the UK, such as stocks and funds, especially those assets that are highly linked to the UK economy.

Consider reducing your holdings in these high-risk sectors, or at least immediately consult an independent, professional financial advisor for an urgent assessment and adjustment of your portfolio! The sooner the better!

Finally, taking a long-term view, we should consider allocating a portion of our assets globally and in a diversified manner.

For example, markets with more stable political and economic environments and more robust financial systems, such as Switzerland and Singapore, can be considered as options for diversifying risk.

Don't concentrate all your wealth in the UK, especially in these uncertain times.

Lin Jianwei finished speaking in one breath, and her slightly rapid breathing could be heard from the other end of the phone.

She emphasized this at the end.

"Yan Yuan, this is just a warning and suggestion based on the current situation. The market is constantly changing, and no one can predict the future with 100% certainty."

However, the risk of a "no-deal Brexit" is real and imminent.

I sincerely hope you take this seriously and take action as soon as possible, as it concerns the security of your accumulated wealth.

Yan Yuan fell into a brief silence on the other end of the phone.

In the cafeteria, the noise of his teammates seemed to be shut out, and all he could hear were Lin Jianwei's clear and solemn words.

The pound plummeted, the stock market crashed, house prices were unstable, and assets shrank...

These words, like cold needles, pierced his world, which had previously focused solely on the football field.

Yan Yuan may not understand finance, but he understands trust.

He trusted Lin Jianwei's professional abilities, and even more so her concern and well-intentioned reminder.

This heavy sense of responsibility instantly brought him to his senses.

"Senior," Yan Yuan's voice regained its composure, filled with deep gratitude, "thank you! Really, thank you so much for telling me all this! I fully understand the seriousness of the matter."

He did not hesitate at all.

"Don't worry, I'll contact someone to handle it right away. I'll get started on the first and second points immediately! I'll also seriously consider the third point!"

Yan Yuan knew that he did not currently have a dedicated wealth management team, but Arsenal Football Club had top financial advisors in cooperation with him.

At the same time, his father also has a lot of reliable financial resources in Europe, and he needs to use these connections.

Lin Jianwei on the other end of the phone seemed to breathe a sigh of relief, and her tense tone softened a bit.

"That's good. Remember, be quick; time is crucial."

"Yes, I know!" Yan Yuan replied, then changed the subject, his tone becoming one of concern that was completely different from the serious topic they had just discussed.

"By the way... senior, you should take good care of yourself lately. It's gotten colder in London recently, and it's windy. I saw in the weather forecast that it might only be a few degrees Celsius at night."

"You're so busy with work and under so much pressure, please remember to dress warmly and don't catch a cold."

Yan Yuan paused, a hint of amusement in his voice, like the concern between friends, yet also carrying a tentative sense of closeness.

"Um... senior... if you're too tired from work and want to relax, you're welcome to come watch me play soccer anytime. With you on the sidelines, I feel... um... I'll play with more energy, of course, without interfering with your work."

On the other end of the phone, Lin Jianwei's cheeks flushed red instantly.

The office's constant-temperature air conditioning seemed to suddenly malfunction, and a wave of heat spread from her ears to her neck.

Lin Jianwei could even feel her fingers holding the phone getting slightly hot.

Yan Yuan's concern came so directly and naturally; his words, "Wear something warm," were like a warm current.

The invitation to "come to watch the game anytime" carries an almost ambiguous sense of intimacy.

This made her heart race.

Lin Jianwei opened his mouth slightly, feeling a dryness in his throat, and tried to make his voice sound calm.

"Um... okay, I understand, thank you, Yan Yuan. I... I'll be careful." She paused, as if making a huge decision, her voice as soft as a mosquito's hum.

"Watching the game... I'll consider it."

"That's good." Yan Yuan's voice sounded much more relaxed and cheerful. "Then I'll go take care of what you just mentioned. Senior, you can continue with your work. I bet the work pressure at Goldman Sachs is very high. You should make sure to arrange your rest time properly."

"Yes, you too, take care and get some rest," Lin Jianwei replied softly.

The phone hangs up.

The office returned to silence, with only the low hum of the server fans and the fluctuating data streams on the screens.

Lin Jianwei put down her phone, her fingertips still feeling the warmth of the call.

She leaned back in her chair, gazing at the gloomy London sky outside the window, the lingering blush on her face like a newly blooming rose.

Yan Yuan's last few words of concern came somewhat suddenly, yet at the perfect time.

Lin Jianwei's recently tense nerves, caused by Brexit, seemed to be quietly soothed by an indescribable, warm feeling.

She exhaled softly, and a very faint smile unconsciously appeared on her lips.

Outside the window, a storm is brewing in London.

But the storm no longer seemed so cold and biting.