Lilia paused, then gestured with the book in her hand.

"For wizards, everything is open to price, including knowledge."

"I have the right to teach this meditation method, so you can use magic stones to purchase the right to learn this meditation method."

Nord's eyes lit up as he looked at the meditation manual in the other person's hand.

Although he possesses deductive abilities, why waste deductive opportunities when there are better ones available?

Moreover, everything he deduced was based on himself. Even if he deduced it dozens or hundreds of times, it might not be comparable to the wisdom of the entire world, which could deduce the Triangular Cone Guided Meditation Method to the level of the Hexagonal Prism Guided Meditation Method.

He felt a pang of regret: "It's a pity I don't have a magic stone."

Lilia smiled as she looked at the expression on the face of the person in the carriage who seemed both excited and hesitant to speak.

"I know you don't have any magic stones, so I'm offering you a loan agreement."

"All you need to do is sign the agreement, and you can get the right to learn this meditation method for free."

Looking at Lilia's smile, Nord felt as if he were seeing his past life's loan scam.

But he wasn't averse to it at the moment. If he could obtain a better meditation method through a loan, he wouldn't mind as long as it wasn't too excessive.

After all, listening to Lilia's two truths about the wizarding world, one knows that being a wizard is very expensive.

Thankfully, there was a cheat code.

"My lord wizard, what are the contents of this agreement?"

Lilia turned to look at Nord, who had spoken, and her smile deepened.

"Nord, you've hit the nail on the head."

She raised her hand, and a pale gray contract slowly unfolded in the air, with black text moving across it.

"The agreement is simple: borrow 500 magic stones, to be repaid in three years. If you default, the monthly interest rate will be three percent."

Her tone was nonchalant.

Nord remained expressionless, but quickly weighed the situation in his mind.

Lilia's agreement seems fine at first glance: three years interest-free, with an annual interest rate of 36%, which is acceptable, but that's compound interest.

Once the debt becomes unpayable, it will balloon at an alarming rate, and by then it won't be as simple as just five hundred magic stones.

Lilia seemed to see through everyone's hesitation and immediately struck while the iron was hot.

"Once you enter Ash Academy, the academy will provide you with a monthly stipend of three magic stones."

"After becoming a wizard apprentice, you can also take on academy missions and earn rewards."

"Repaying 500 magic stones in three years is difficult, but with some effort, it's not without hope."

Her gaze swept over the crowd, and her tone suddenly became meaningful.

"But if you miss this opportunity, you will be stuck as a first-level wizard apprentice in the future because your mental model will not be able to become a formal wizard for a long time."

"By then, it will be too late for regrets."

Upon hearing this, Nord took a step forward without hesitation.

"Lady Lilia, I'll sign."

There's no need to worry if you have a cheat code.

Lilia nodded in satisfaction, and the contract beside her quickly flew to Nord's side.

"Just write your name on it."

He handed her a pen.

Nord quickly scanned the text on the contract. Unexpectedly, it wasn't some language he couldn't understand, but rather the common script of the Leman continent.

The loan amount, term, default clauses, and interest calculation method are all clearly stated.

After confirming that there were no problems, he quickly wrote his name on it.

Nord Blank.

As the writing fell to the ground, Lilia withdrew the contract and handed the book to Nord.

"Take this meditation method."

"Remember, this book is for you to study on your own."

"It must not be copied, relayed, or disseminated in any form."

Her gaze hardened, and an invisible pressure swept over him, causing even Nord's heart to race and making it difficult for him to stand.

"Otherwise, even a formal wizard cannot save you."

Nord nodded and put the meditation method away.

He knew very well that this was not a threat, but a warning.

As Nord took the lead in signing the contract, the other boys and girls exchanged glances and followed suit.

Only Iria and another boy did not step forward.

"Very good, you will definitely not regret this decision in the future."

As Lilia spoke, she handed the books to everyone and then turned and walked into the room.

The moment the curtain fell, Nord suddenly heard Lilia's voice in his ear.

"I won't tell Warwick about the Nico family, but ten years from now, when others come to Leman Island, this news won't be kept secret."

"Hopefully you can handle his wrath when the time comes."

Nord looked at the closed curtain and understood that this was Lilia's reward for him being the first to sign the agreement.

His heart sank; the hidden dangers of the Nico family were still not resolved.

But seeing that no one else reacted, it was clear that only he could hear what was said, and Nord became increasingly interested in the wizard's methods.

He suddenly thought of a question: "Is this method the same as in my previous life, using special methods of electromagnetic conversion and directional sound wave transmission, or is it purely idealistic magic?"

His curiosity and longing for the wizarding world grew stronger.

As Lilia returned to her room, the group of boys and girls excitedly whispered among themselves while holding their books.

The carriage continued towards its destination, the scenery outside the window rushing past. As they drew closer to the port, Nord could smell a musty, fishy odor.

He sat back down, and before he could even close his eyes, he felt a tightness in his sleeve; Aria's fingers had already grabbed the hem of his clothes.

"Nord, you shouldn't have signed the agreement so rashly."

Her voice was very low, almost inaudible.

Nord turned his head to look at her.

The girl frowned, her gaze fixed on his sleeve, but she didn't look at him.

Her mouth opened and closed repeatedly, as if she was organizing her thoughts, or perhaps hesitating whether or not she should speak.

"I managed the accounts for the Raymond family for a time," she finally said. "I've calculated Lady Lilia's agreement."

"The interest alone would amount to over two hundred magic stones a year, but the apprentice's stipend is only thirty-six, which is far from enough. Even if I could take on missions from the academy..."

She didn't continue, but her meaning was clear.

Nord looked at Aria's face; in just a few days, she seemed to have matured a lot.

"Iria, don't worry, Lady Lilia has given us three years."

"Three years..." Aria repeated the word, her lips twitching as if she wanted to laugh but couldn't.

Her gaze swept past Nord and quickly swept over the curtain.

Then she looked away, leaned forward, and spoke in a low voice, almost as if she were talking to herself.

My father once taught me a saying.

"What did you say?"

"The more generously someone gives you what you want, the deeper their scheme is."

"Besides, he's a wizard."

She spoke the last few words very softly; if Nord hadn't had such keen hearing, he wouldn't have heard them at all.

Nord was silent for a moment.

Then he raised his hand and placed it on Iria's head.

When his hand landed, her shoulders stiffened slightly, then relaxed again.

"Trust me," Nord said.

Aria looked up and met his eyes.

It felt like we were back on that night.

She opened her mouth, as if to say something.

In the end, he simply nodded.

"Um."

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