Back to 2008: I Helped My Dad Become the Richest Man

Chapter 89 A Gamble of Ten Million

Qinghe County, Rural Credit Cooperative.

Director Zhang sat behind his desk, looking at Luo Wen sitting opposite him, and pushed up his glasses, thinking he had misheard.

"Awen, how much did you say you wanted to borrow?" Director Zhang's voice was a little unsteady.

"Ten million." Rowan sat in the chair, his legs slightly dangling in the air because they couldn't reach the ground, but his expression was more composed than that of many adult businessmen.

He pushed a thick file bag in front of Director Zhang.

"These are photocopies of the property certificates for our 57 houses in the new eastern district of the county town, along with the latest market appraisal report. Based on current market prices, the total value of these 57 houses exceeds 15 million. Using them as collateral to borrow 10 million fully complies with your bank's risk control standards."

Director Zhang opened the file bag and looked through the assessment report inside.

Recently, due to news of the county government's relocation, housing prices in the Chengdong New District have indeed risen rapidly.

The current value of these houses is indeed enough to secure a mortgage of ten million.

However, the person who came to apply for the loan was an eleven-year-old elementary school student.

This whole thing seems incredibly strange no matter how you look at it.

"Awen, where's your sister? Where's your dad? This loan is so big; the legal representative has to be present to sign it. You, a little kid, are running here with the property certificate; that's not in accordance with the rules." Director Zhang pushed the documents back.

"My sister is negotiating a key provincial project in the provincial capital, and my dad is overseeing production at the farm, so he can't leave." Luo Wen calmly took out a power of attorney from his bag.

"This is a special power of attorney signed by my father as the legal representative of the Luo Group. It has his handwritten signature and the company seal on it. It authorizes me to handle all the preliminary review procedures for this mortgage loan. When the review is approved and the final signature is required, my father will naturally appear."

Director Zhang picked up the power of attorney and looked at it; the signature and official seal were correct.

He looked at the child in front of him, who was logical and well-prepared, and was secretly amazed.

The Luo siblings are truly extraordinary.

"Ah Wen, let me ask you something honestly. Your family's business is doing so well now, I heard that you made a fortune with that game. Why do you suddenly need to borrow so much money? Is there a problem with your cash flow?" Director Zhang asked tentatively.

Luo Wen looked at Director Zhang, a slight smile playing on his lips.

"Uncle Zhang, my sister just acquired 300 acres of land in the Chengnan New District of the provincial capital," Luo Wen casually dropped a bombshell.

"Three hundred acres?!" Director Zhang almost jumped up from his chair.

The Chengnan New District is a key area planned by the province. Just how deep is the Luo family's background to be able to acquire 300 acres of land there?

"Yes. It's been approved by the province to build a provincial-level digital entertainment industry base." Luo Wen continued, "This money is for initial infrastructure development. Uncle Zhang, this is a key provincial project. If you can secure this loan, it should greatly help your performance evaluation this year, right?"

Director Zhang's breathing became rapid.

If what Rowan said is true, then this loan is definitely a high-quality asset.

Not only is the risk low, but it also allows him to connect with key provincial projects, which is the achievement he, as the director of the county-level credit union, has always dreamed of.

"Wait a moment, let me make a call to verify." Director Zhang picked up the landline and dialed a number for an acquaintance in the county government office.

A few minutes later, Director Zhang put down the phone, and the look in his eyes as he looked at Luo Wen completely changed.

He had just verified that the province had indeed just approved an industrial base project located in the Chengnan New District, and the operator was the Luo's Group.

"Awen, leave your materials with me. I'll immediately organize a team to expedite the approval process. I'll give you an answer in three days at the earliest." Director Zhang's attitude became extremely enthusiastic, and he even personally poured Luo Wen a glass of water.

"Thank you, Uncle Zhang. I'll wait for your news." Luo Wen stood up, bowed politely, picked up his schoolbag, and walked out of the credit union.

As he stepped out the door, Luo Wen let out a long breath.

He touched the sweat-soaked draft paper in his pocket, which was filled with scripts for answering Director Zhang's various questions.

Despite his calm demeanor, he was actually incredibly nervous inside.

After all, this is a gamble of ten million. If Director Zhang refuses to let go, my sister's plans in the provincial capital will be hindered.

Fortunately, everything was within the sister's calculations.

Luo Wen boarded the minibus back to the village and sent a text message to Luo Xiyuan on his phone: "All done. Approval process will be completed in three days."

""

In the provincial capital, Luo Xiyuan received a text message, and her tense nerves finally relaxed a little.

With funding secured, the next step is large-scale construction.

She stood in front of the floor-to-ceiling window of the temporary office, looking at the gray sky outside.

Just then, the office door was pushed open.

Xu Yang walked in looking anxious.

"President Luo, something's happened." Xu Yang's tone was urgent.

Luo Xiyuan turned around, her brows furrowed slightly. "What's wrong? Is there a problem in Shanghai?"

"Not Shanghai. It's Penguin." Xu Yang handed Luo Xiyuan a printed screenshot of a webpage. "They suddenly announced this morning that QQ Farm has been completely revamped, not only adding the same ranch system as us, but also—"

Xu Yang swallowed.

"And what?" Luo Xiyuan took the screenshot.

"And they launched a 'Nationwide Farm Stealing Frenzy Month' event. During the event, all users will receive a 50% discount on all items purchased in QQ Farm. In addition, 10,000 active users will be randomly selected each day to receive a month of QQ Yellow Diamond membership." Xu Yang's voice trembled slightly.

50% off! Plus, get a free Yellow Diamond membership!

This is a typical penguin-style play.

Using massive funds and the privileged resources of its own ecosystem, it launches a devastating attack on its competitors.

Luo Xiyuan's eyes turned icy as she looked at the glaring "50% off" sign on the screenshot.

The information provided by Chen Junming did not mention this 50% off promotion.

It seems that Tencent had a backup plan for Chen Junming, or rather, this was a counterattack strategy decided by their senior management on short notice.

"Mr. Luo, what should we do? If we don't follow suit and lower our prices, we'll definitely lose a lot of customers. If we do, our profits will be squeezed significantly, and we might even lose money," Xu Yang asked anxiously.

Luo Xiyuan walked to the desk and sat down.

She did not answer immediately.

She quickly calculated the stakes for both sides in her mind.

Penguin's financial resources are a hundred times stronger than hers. If it comes to a price war, the Roche Group will definitely not be able to outlast them.

Once she gets bogged down in a price war, the construction of her newly planned industrial base will come to a standstill due to a lack of funds.

This is a calculated move, forcing her to bleed.

"We can't lower the price." Luo Xiyuan raised her head, her tone resolute. "If we lower the price, our brand image will be ruined. Customers will think our products aren't worth the money to begin with."

"Are we just going to watch them steal our users?" Xu Yang asked anxiously.

"You can't steal users away, as long as our stuff is more fun than theirs." Luo Xiyuan tapped her fingers on the table, her brain working at high speed.

Suddenly, a gameplay mechanic from a game that was extremely popular in her past life flashed into her mind.

"Xu Yang." Luo Xiyuan looked at him, "What is the highest level of animals at Happy Ranch right now?"

"It's a cow. What's wrong?"

"That's too monotonous." Luo Xiyuan picked up a pen and drew a strange animal shape on the paper. "I need you to develop a completely new hidden species within three days. This species cannot be bought with money; it can only be bred through extremely low-probability crossbreeding."

"What species?"

"Mythical beasts." A glint of light flashed in Luo Xiyuan's eyes. "Like, alpacas."

Xu Yang was stunned: "What the hell?"

"Alpaca. Give it a powerful name in the game, and add cool special effects. Whoever can breed this mythical beast will have their farm announced server-wide, and their profits will double."

Luo Xiyuan stood up and placed her hands on the table.

"They play the price war game, we'll play the scarcity game. I want users across the internet to spend frantically time and energy in our game just to breed a legendary beast. They won't have time to care about Tencent's 50% off promotion!"

Xu Yang's eyes gradually brightened; he understood.

This is an extreme way to play that exploits players' vanity and gambler's mentality.

Once this "mythical beast" system is launched, it will definitely trigger a frenzy even more intense than stealing vegetables.

"Brilliant! Mr. Luo, that's a brilliant move!" Xu Yang exclaimed excitedly, slapping his thigh. "I'm going back to Shanghai immediately and having Ye Yu and his team finish developing this system tonight!"

"Go. Remember, keep the secrecy level at the highest. This time, we absolutely cannot let the penguins get wind of it beforehand," Luo Xiyuan instructed.

Watching Xu Yang's hurried departure, Luo Xiyuan let out a cold laugh.

Trying to bury me in money? Then I'll use product thinking that's a decade ahead of its time to crush you all.

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