Becoming the King of Bottom Fishing After Going All-In on A-Shares

Wen Zhiyu was stunned for a moment. She had already made herself so clear and was willing to risk handing over 120 pounds to him, and this was what she was being told?

"What?"

"Legal representative." Lu Chenzhou's tone was calm, as natural as if he were saying, "Could you hand me a tissue?"

"In the future, I may start my own company or directly buy a fund company, and I will need a trustworthy person to be the legal representative."

The steam from the hot pot rose between them, blurring Wen Zhiyu's face, but her expression was still clear.

First I was stunned, then confused, and finally felt an indescribable emotion.

"Are you serious?" She put down her cup, her voice lower than usual.

"When have I ever not been serious?"

Wen Zhiyu stared at him for several seconds.

Those eyes were so quiet, so quiet that she couldn't find any trace of a joke.

"Why me?"

Lu Chenzhou didn't answer immediately. He picked up a piece of bamboo shoot, ate it slowly, and then put down his chopsticks.

"Because you're willing to entrust your life to me."

Wen Zhiyu's heart skipped a beat.

Lu Chenzhou continued, "You gave me your mother's life-saving money not because you believed I could make money, but because you had no other choice."

But having no other choice is also a form of trust—the purest form of trust.

He raised his head and looked into Wen Zhiyu's eyes: "I'm entrusting the company to you because of my trust in you."

You don't need to understand investing or management; you just need to sit there and let me know that someone is on my side.

Wen Zhiyu opened her mouth, as if to say something, but her throat felt like it was blocked by something.

She lowered her head, looked at the melting ice in the glass, and remained silent for a long time.

Then she laughed.

"You make it sound like you're begging for alms, even when you're asking for something."

Lu Chenzhou's lips twitched slightly: "So, are you going to agree or not?"

Wen Zhiyu picked up the plum juice, drank it all in one gulp, and then slammed the cup down on the table.

"Agree. Why wouldn't I agree? You turned my money from 3 to hundreds of thousands. I'd do anything, even sweep toilets."

"No need to clean the toilets."

"I know, I was just using an analogy." Wen Zhiyu leaned back in her chair and let out a long sigh. "Lu Chenzhou, do you know, you are the strangest person I have ever met."

"What's so strange?"

"You can earn over 20 million in a single day without batting an eye."

You could also hand over a company to a girl who's never even opened a stock account over the time it takes to eat a hotpot meal.

She paused, then softened her voice: "But you're also the most reliable person I've ever met, so I trust you."

Lu Chenzhou nodded, picked up his chopsticks, and continued eating.

Wen Zhiyu looked at him and suddenly felt that this person was really interesting.

When someone says, "I'm handing the company over to you," they'll definitely say a lot of emotional things.

What about trust, responsibility, and the future?

He, on the other hand, finished speaking and continued eating, as if he had just said, "The weather is nice today."

She picked up the empty cup, pretended to take a sip, and the corners of her mouth unconsciously turned up.

Lu Chenzhou.

"Um."

"What's the company's name?"

Lu Chenzhou put down his chopsticks, thought for a moment, and said, "Chenzhou Investment."

"That's it?" Wen Zhiyu frowned. "Too simple, isn't it?"

"Simple and easy to remember."

"You can't just do it so perfunctorily."

"Then you take one."

Wen Zhiyu thought about it seriously for a moment, then her eyes suddenly lit up: "Zhizhou Capital."

Lu Chenzhou looked up at her.

Wen Zhiyu's face flushed instantly: "No, I was just saying... Wen Zhiyu's 'zhi' and Lu Chenzhou's 'zhou'... Don't overthink it..."

"it is good."

"What's so good about it?"

"Let's call it Zhizhou Capital."

Wen Zhiyu opened her mouth, wanting to say, "That's not what I meant," but when she met Lu Chenzhou's gaze, she swallowed her words back.

Those eyes were so quiet, so quiet, that she felt anything she said would be superfluous.

She lowered her head, buried her face in the empty cup, and her ears turned as red as if they were burning.

Lu Chenzhou looked at her, smiled, and found it somewhat interesting.

Wen Zhiyu peeked out from behind the cup, and her heart skipped a beat.

She had never seen Lu Chenzhou smile like that before.

At the salon, he was calm and resolute, remaining unmoved even when questioned by everyone.

In the trading hall, he was calm and precise, remaining unfazed by profits or losses of tens of millions.

In Room 608 of the Science Park, he was calm and composed, like a director who had already read the script.

But at that moment, he smiled.

It wasn't because I made 20 million, it wasn't because I successfully bought at the bottom, and it wasn't because I correctly predicted the market.

It's because of her.

Wen Zhiyu buried her face even deeper, and a layer of mist covered the plum juice cup. Her face was even hotter than the mist.

Her voice was muffled: "Um...when are you planning to buy the company? Or start a company?"

After thinking for a moment, Lu Chenzhou replied, "Soon."

"How long is 'soon'?"

"About a month!"

Wen Zhiyu suddenly raised her head, the blush on her face had not yet faded, but her eyes were full of shock: "So fast?"

I heard the account balance is HK$3557 million, while buying a fund with QDII shares would cost HK$3 million—almost ten times the amount. How will they make up the difference?

"earn."

In short, it was decisive and efficient.

Wen Zhiyu stared at him for three seconds, then took a deep breath: "You already have a target?"

"Um."

Which stock?

Lu Chenzhou glanced at her but didn't answer directly: "You'll know when Hong Kong stocks resume trading on October 2nd."

Wen Zhiyu pouted: "You're keeping us in suspense again."

Lu Chenzhou picked up his water glass and took a sip: "I'm not trying to keep you in suspense, it's just that some things won't come true if you say them out loud."

Wen Zhiyu looked at him seriously: "Are you really planning to buy shares from a fund company that offers QDII (Qualified Domestic Institutional Investor) schemes?"

Lu Chenzhou looked at her with a puzzled expression. Wen Zhiyu continued, "QDII fund companies are essentially public fund companies, but they can invest in international markets."

However, with your abilities, you could actually earn more by working in private equity.

Of course, I'm not talking about having more numbers in your bank account, but about you personally earning more.

While public funds can indeed enable significant breakthroughs in investment accounts, the actual returns are far lower than those of private funds.

Many capable public fund managers from large institutions have switched to private equity.

Furthermore, you can set up a Hong Kong investment company specializing in private equity; I recall the investment threshold was around HK$100 million.

Lu Chenzhou stared at her for a while before replying, "I didn't say I wanted to buy QDII fund companies."

Wen Zhiyu was stunned for a moment, then stared at him with wide eyes: "You planned to set up a private equity firm in Hong Kong from the very beginning?"

Lu Chenzhou shook his head: "It's still uncertain. Buying from a QDII fund company would mean my returns would be greatly reduced, and there would be many restrictions as well."

For example, a single shareholding cannot exceed 10% of the fund's net asset value, which means that it is impossible to buy BYD Electronics with all the funds as it is now; the maximum is 10%.

Furthermore, investors can redeem their shares at any time, and they will redeem them if there is any fluctuation. All of this makes me feel restricted.

However, the HK$100 million investment threshold for setting up a private equity firm in Hong Kong excludes ordinary investors, making it unlikely to snowball quickly.

Furthermore, to establish a private equity firm in Hong Kong, one also needs to hold an SFC9 license.

Although it's cheap to buy a private equity firm now, only around HK$100 million.

However, a licensed person in charge needs to be stationed in Hong Kong.

This means I have to go there, or someone I trust has to go and stay there.

After a moment of silence, Wen Zhiyu hesitated and said, "According to usual practice, we can start applying for study abroad or exchange programs after the National Day holiday."

Our school has exchange programs with three universities: the University of Hong Kong, the Hong Kong Polytechnic University, and Lingnan University. You might want to consider them.

Lu Chenzhou stared at her for a while: "Do you want to apply?"