Xia Yaozong waved his hand: "It's a small problem. Just shout it out in the investment group, and anyone who wants to invest can borrow from me."

He paused, then added, "But first of all, let me make it clear that I only have HK$150 million in my account."

"If you want to borrow, you can forgo interest, but you must use money from the fundraising account as collateral."

Zhang Yixing breathed a sigh of relief and immediately said, "Thank you, I'll pledge everything and continue investing."

Yang Cheng chimed in, "I've mortgaged everything too, I'm investing as well."

Xia Yaozong nodded: "Okay, I'll let them know in the group chat."

He took out his phone, opened the QQ group, and quickly typed a line of text:

[Xia Yaozong] Everyone, you need to prepare funds in advance for tomorrow's Hong Kong stock trading.

If you can't transfer money out of your A-share account, you can borrow from me. I don't charge interest, but you'll need to use funds from your fundraising account as collateral.

I don't have much money on my card, so it's first come, first served.

The moment the message was sent, the group chat exploded again.

"Brother Yaozong, I need to borrow some money. I'll invest 5000."

"I need to borrow 2000 too."

"So many people are borrowing? I want to borrow too!"

"Brother Yaozong, could you lend me more? I'll invest 10,000."

Xia Yaozong looked at the rapidly scrolling messages on the screen, a slight smile playing on his lips.

He turned to look at Yang Cheng and Zhang Yixing: "Looks like 150 million isn't enough to split."

Yang Cheng smiled: "Then let's distribute it proportionally."

Zhang Yixing also laughed: "Or, let Chen Zhou decide."

The three of them looked at each other and then laughed.

When Lu Chenzhou pushed open the door to Zhou Xingbang's office, Professor Zhou was sitting in a chair, lost in thought.

On the desk sat a cup of tea that had gone cold, and on the computer screen was the post from Baidu Tieba, with the cursor hovering over a certain line.

"Teacher Zhou." Lu Chenzhou stood at the door, his tone calm.

Zhou Xingbang snapped out of his daze and pointed to the chair opposite him: "Sit."

Lu Chenzhou sat down without speaking, waiting for Zhou Xingbang to speak.

Zhou Xingbang was silent for a few seconds, then sighed: "Chen Zhou, the school leaders are looking for me."

"Because of the Hong Kong stock market?" Lu Chenzhou's tone remained calm.

Zhou Xingbang nodded: "Ten times leverage, Hong Kong stocks, no daily price limits, sinking ship, do you know what that means?"

"Know."

"You know?" Zhou Xingbang's tone became slightly more serious. "Then you should also know what will happen to the students who invested money if we lose money."

Their money isn't just numbers; it's their parents' hard-earned money, and their own savings from scrimping and saving.

Lu Chenzhou fell silent.

Zhou Xingbang looked at him and softened his tone: "I'm not trying to stop you from investing in stocks."

You have talent and good judgment; these are your strengths.

But you need to understand that you're not playing with your own money right now.

What you hold in your hands are the hopes of hundreds of families.

Lu Chenzhou raised his head and looked at Zhou Xingbang: "Teacher Zhou, I understand."

"So what do you plan to do?"

Lu Chenzhou was silent for a few seconds, then said, "Teacher Zhou, I plan to start a company."

Zhou Xingbang was stunned for a moment: "What?"

"Start an investment management company and operate it in compliance with regulations." Lu Chenzhou's voice was calm, but his eyes were firm.

"In this way, all operations are within the regulatory framework, the flow of funds is clear, and the risks are controllable. I need the school's support."

Zhou Xingbang stared at him for a long time, then slowly leaned back in his chair.

"Start a company..." he muttered to himself, as if processing the news.

After about ten seconds, he finally spoke: "How long have you been thinking about this idea?"

Lu Chenzhou said, "I started thinking about this when the last fundraising attempt was halted."

Zhou Xingbang remained silent for a long time.

Then he picked up his phone and dialed a number: "Director Wang, this is Lao Zhou."

I've talked to Lu Chenzhou about it.

He has an idea that I think is worth considering... Yes, start a company.

There was a long silence on the other end of the phone.

Then Director Wang's voice came: "Have him write a proposal, let me take a look."

Zhou Xingbang hung up the phone and looked at Lu Chenzhou: "Director Wang said to ask you to write a proposal."

"Give it to me after you've finished writing it, and I'll submit it for you."

Lu Chenzhou nodded: "Thank you, Teacher Zhou."

Zhou Xingbang waved his hand: "Don't thank me. If you really want to thank me, just do a good job with this Hong Kong stock. Once the results are in, we can talk about anything else."

Lu Chenzhou stood up, and as he walked to the door, he suddenly turned back: "Professor Zhou, do you think there are opportunities in Hong Kong stocks?"

Zhou Xingbang paused for a moment, then laughed: "You've come to ask for my opinion?"

Lu Chenzhou didn't speak, he just looked at him.

Zhou Xingbang thought for a moment: "It is a fact that Hong Kong stocks are valued lower than A-shares."

But a low valuation doesn't mean it will rise; that's common sense.

What you need to do is find a definite reason between undervaluation and potential for price increase.

Lu Chenzhou was silent for two seconds, then nodded: "Thank you, Teacher Zhou."

He pushed open the door and went out.

Zhou Xingbang looked at the closed door, leaned back in his chair, and sighed deeply.

"Start a company..." he muttered to himself, "This student is certainly clever, but how far can he really go?"

he does not know.

But he had a vague feeling that this might be the beginning of a new era.

When Lu Chenzhou returned to his dormitory, it was already past nine o'clock at night.

He pushed open the door and saw Zhang Yixing, Yang Cheng, and Xia Yaozong sitting on their respective beds, each holding a cell phone with the screen lit up.

"What's wrong?" Lu Chenzhou asked.

Zhang Yixing looked up, his expression somewhat complicated: "The group chat has gone crazy."

Since you sent that message, it has received thousands of replies.

Some people were asking about transfer methods, some were asking about Hong Kong stock targets, some were asking about margin trading interest rates, and some even came down to the dormitory building and knocked on the door.

Yang Cheng added, "The forum is also in an uproar; the post has already garnered over 5,000 replies."

Someone dug up your previous trading records, and someone even made a post called "Lu Chenzhou's Trading Retrospective," which has already received over 100,000 views.

Xia Yaozong laughed: "You're a celebrity on Tieba now."

Some call you "Leverage Bro," some call you "Renmin University Stock God," and some have even registered an ID called "Lu Chenzhou Fan Club."

Lu Chenzhou's expression didn't change much after listening.

He walked to his bedside, sat down, took out his phone, and opened the QQ group.

The messages kept popping up, but most of them were repetitive: following, borrowing, asking, arguing.

He didn't speak, he just stared quietly at the screen.

After a while, he typed a line:

[Lu Chenzhou]: The target has been selected. I will announce it after the purchase tomorrow.

For margin financing, contact Xia Yaozong; for money transfers, contact Zhang Yixing; for risk control, contact Yang Cheng.

Get some rest early tonight, see you at 9:30 tomorrow.

The group was silent for about five seconds after the message was sent.

Then, an even more intense wave of posts flooded the screen.

But Lu Chenzhou had already turned off his phone and lay down on the bed.

Zhang Yixing looked at him, opened his mouth as if to say something, but in the end he only said, "Chenzhou, go to sleep early."

Lu Chenzhou hummed in agreement and closed his eyes.

The lights in the dormitory were turned off.

In the darkness, only the faint light from the phone screen flickered.

Zhang Yixing, Yang Cheng, and Xia Yaozong were still awake, processing the messages in the group chat.

Transferring money, registering information, answering questions, offering reassurance...

Lu Chenzhou was already asleep.

Breathing evenly, expression calm, as if tomorrow is not a high-stakes gamble, but an ordinary walk.

Outside the window, the night sky over Beijing was devoid of stars, covered only by a thick layer of haze.

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