Reborn, my online friend is the real me.
Chapter 4: The First Pot of Gold
2004年7月4日晚,希腊在里斯本光明球场1比0击败东道主葡萄牙,捧起了德劳内杯。
The entire football world was in an uproar, with countless fans waking up in disbelief.
The Greek myth came to life: a team with odds of 82.5 to 1 before the match defiantly climbed to the top of Europe, stepping over the corpses of three strong teams: Portugal, France, and the Czech Republic.
In Jingzhou, China, Su Yu was woken up by his mobile phone alarm.
He rubbed his eyes, touched the watch on the bedside table and glanced at it; it was 4:50 a.m.
Less than half an hour after the final ended, he already knew the result, but still habitually turned on his computer and browsed the news.
Sina Sports Homepage: Greek Myth! Greece 1-0 Portugal to win their first European Championship.
Su Yu took a deep breath and pulled out the lottery ticket he had been repeatedly stroking for a month from under his pillow.
He stared at the thin piece of paper, his heart starting to race.
Fifteen thousand yuan, odds of 181. He saw the shopkeeper calculate it as 181, but the actual payout should be even higher.
After taxes, I'll get around 2.2 million.
Su Yu carefully tucked the lottery ticket into a book, then lay back down on the bed, staring at the ceiling, and suddenly felt a little unreal.
In his past life, when he was driving for Didi in Shenzhen, he would drive 10,000 kilometers a month and only earn seven or eight thousand yuan. Later, when he became an internet celebrity, he could earn millions of yuan in a single live stream, but that was all just sales revenue; not much actually ended up in his pocket, and it came and went quickly.
Now, with a single lottery ticket, he became a millionaire overnight.
In 2004, more than two million yuan could buy 20 decent houses in Jingzhou, or four or five within the Fourth Ring Road of Beijing.
Su Yu didn't rush to claim the prize. He took a nap first, then got up at seven in the morning, washed up, and ate breakfast.
His mother, Li Xiulan, asked him what he was doing today, and he said he went to a classmate's house to play and might not be back in the evening.
..........
Su Yu went out with his backpack on, which contained his ID card, bank card, lottery ticket, baseball cap, and mask.
He boarded a train to Wuhan. The journey from Jingzhou to Wuhan takes more than three hours.
Su Yu sat by the window on the train, his hat brim pulled low, his hands in his pockets.
He wasn't afraid of losing it; he was afraid it was all a dream.
In his past life, he had many dreams of winning the lottery, and each time he woke up, he found himself still lying in the house.
This time was different. He pinched himself several times, wincing in pain, to make sure he wasn't dreaming.
The HUB Provincial Sports Lottery Management Center is located on Tiyuguan Road in Wuchang District, in an unremarkable building.
When Su Yu arrived at 9:30 a.m., there were already several people queuing at the entrance.
He stood at the very back of the line, head down, trying to avoid eye contact with anyone.
When it was his turn to go in, the staff member was a woman in her thirties. She glanced at him, then at the lottery ticket in his hand, without any change in expression.
"How much?"
"Euro Cup, 2-leg parlay."
The staff member took the lottery ticket, scanned the barcode on the computer, and a string of numbers appeared on the screen.
Her eyes suddenly widened, and she looked up to examine Su Yu again, raising her voice slightly, "Young man, you bought this?"
Su Yu smiled and nodded.
"Did you bring your ID card?"
"I brought it."
The staff took away his lottery ticket and ID card, and told him to wait in the small conference room.
Su Yu sat in the chair, looking at the various posters and slogans on the wall, feeling uneasy.
After waiting for about ten minutes, the staff returned with a form and a thin piece of paper in their hands.
"Your lottery ticket has been verified and is valid. The prize is 2,767,500 yuan. After deducting 20% for incidental income tax, you will receive 2,214,000 yuan." She handed him the form. "Sign it. Here's a check. Take it to the bank to cash it."
He signed his name, Su Yu, with crooked and messy strokes, like a primary school student's handwriting.
He took the check and examined it carefully three times; it was a check from China Construction Bank, with his name written at the top and the amount in words: Two Million Two Hundred and Fourteen Thousand Yuan Only.
"Thanks."
The staff member smiled and said, "Young man, you're lucky. Buy less in the future. Winning is a fluke; don't treat it as a profession."
Su Yu nodded, turned around and walked out of the sports lottery center.
........
Once outside, he found a secluded corner, took off his mask, and let out a long breath.
Two million two hundred and one hundred thousand; this was the first pot of gold he had ever made in his life.
Su Yu didn't go directly to the bank; he went back to the hotel first. He locked the door, took the check out of his pocket, laid it flat on the table, and stared at it for five minutes.
The check is genuine; it has the watermark, seal, and signature—everything is there.
The next morning, Su Yu changed into clean clothes, put the checks away, and took a taxi to the nearest China Construction Bank.
The business hall had just opened at 8:30 in the morning, and there were only a few customers inside.
Su Yu took a number and sat down to wait. When it was his turn, he went to the counter and handed in his check and ID card together.
The teller was a young woman in her early twenties. She took the check, glanced at it, her expression changed, and she stood up and went to the back to find her supervisor.
A moment later, a middle-aged man in a suit came out, with a "Manager" sign hanging on his chest.
He glanced at the check, then at Su Yu, and a smile spread across his face.
"Mr. Su, hello. This is a rather large amount, so it needs to go through the high-value lane and you may have to wait a while. Would you like to sit in the VIP lounge?"
Su Yu nodded and followed the manager into the VIP room next door.
Someone poured him a cup of tea, and he sat on the sofa, waiting patiently.
After waiting for about forty minutes, the manager returned with a receipt in his hand.
"Mr. Su, the check has been verified and the funds have been transferred to your account. Would you like to check your balance?"
Su Yu took the receipt and glanced at it: The amount received was 2,214,000 yuan.
He nodded and handed over his bank card: "Withdraw 10,000 yuan for me, and leave the rest in the account."
"Okay, please wait a moment."
.........
Standing at the bank entrance, he looked up at the sky.
The July sun in Wuhan is incredibly strong, making your scalp tingle.
He took a deep breath of the scalding air, pondering his next move.
Two million two hundred and one hundred thousand yuan—keeping it in the bank to earn interest isn't his style. What he wants to do is make money work for him, and do it as fast as possible.
Su Yu had never traded stocks in his previous life. He dropped out of school at sixteen and knew nothing about finance. Later, he made money as an internet celebrity, but he only saved it in banks and bought wealth management products. He never even touched a fund.
He remembered all the "must-buy stocks for rebirth" he saw on short videos in his past life: Moutai, Tencent, Apple, Amazon, Google, Bitcoin...
Bitcoin won't be available for another five years. Apple and Amazon are listed on the US stock market, so individuals can't buy them directly right now. Kweichow Moutai is listed on the A-share market, but he doesn't care about its small price increase.
From 2004 to 2026, Moutai's stock price increased more than 300 times, which sounds frightening, but it's still far behind Tencent.
Tencent was listed in Hong Kong on June 16, 2004, with an issue price of HK$3.7.
The stock price fell below its IPO price on the first day of trading, dropping to a low of HK$3.375, and has since fluctuated between HK$3.5 and HK$4.5.
Su Yu remembered reading a news article in his previous life that said if someone bought 100,000 yuan worth of Tencent stock when it went public, its market value would exceed 100 million yuan seventeen years later.
He currently has 2.2 million yuan. If he were to invest it all in Tencent, twenty years from now, that would be...
Su Yu stopped calculating because he found the number too frightening.
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