He won 900 million in the lottery.

Sun Xiaowei came to pick me up early in the morning.

In the car.

Sun Xiaowei: "I've already spoken to him. Yesterday he said that several of Mr. Fu's friends have been discussing investment matters recently."

Me: "Mm."

In any case, I will not participate.

This is the old city area of ​​Shanghai.

It's a small traditional Chinese medicine clinic with a strong smell of Chinese herbs.

Upon entering, I saw a doctor sitting at the attending physician's desk, wearing a white coat and glasses, and looking very young.

Sun Xiaowei walked intimately to the man's side and put her arm around his shoulder.

"Zheng Wei, this is President Shen, whom I told you about."

I extended my hand: "Hello, Shen Tianyi."

The bank has a confidentiality agreement, so Sun Xiaowei definitely won't tell her boyfriend about my specific financial situation.

"Zheng Wei".

I looked around the traditional Chinese medicine clinic with curiosity. The medicine cabinet, the decoction room, and the packaging room were all there. It was small but complete.

Another wall displays the family history of Zheng Wei's traditional Chinese medicine.

The ancient medical books mentioned by Sun Xiaowei are also included in the frame.

Zheng Wei is writing something on his desk at this moment.

Me: "May I take a look around?"

Zheng Wei didn't even look up: "Do as you please, I'll be done soon."

Sun Xiaowei gave me an apologetic look.

Zheng Wei's TCM clinic is a general practice, but I heard from Sun Xiaowei that his family's traditional medical skills are focused on nourishing and replenishing qi.

There are brocade banners on the wall.

It's not much different from most traditional Chinese medicine clinics.

However, this is the biggest problem. If the couple wants to settle down in Shanghai, they'll probably have to work like slaves for the rest of their lives.

The two are currently renting an apartment, which costs 6500 yuan a month.

Sun Xiaowei's salary is 8000 plus commission, which, including social security and housing provident fund, amounts to about 15,000 per month.

Zheng Wei's clinic has a decent income of around 5 yuan per month, but after deducting rent, utilities, medicine costs, and an assistant's salary of 6500 yuan, his net income is only 2 yuan.

The average price of a house outside the inner ring road in Shanghai is 11 yuan per square meter. For two people, an 80-square-meter apartment would cost 880 million yuan, with a down payment of 270 million yuan and a loan of 610 million yuan.

The couple has a net monthly income of 35,000 yuan. After deducting rent, food, and daily expenses, they can save 20,000 yuan per month.

It will take 11 years to save enough for a down payment.

A 30-year mortgage with equal monthly installments of principal and interest would cost over 29,000 yuan per month.

With equal principal repayment, the monthly amount would be over 3 for the first 10 years.

How can I repay it? What will I use to repay it?

Why is Sun Xiaowei willing to be with me?

Because of my 10 million yuan annual fixed-term investment, he earns a net monthly salary of 15,000 yuan, which is an annual passive income of 180,000 yuan.

This is just the beginning. If she becomes my personal financial advisor, she will receive income as long as my wealth increases.

If you take good care of me, my annual salary will be guaranteed to start at 40.

That's twice as fast as Zheng Wei making money.

Zheng Wei was determined to open a clinic, but making money in business and being a doctor are two different things.

This led Fu Hang and his friends to take a roundabout approach, starting with investing in Zheng Wei, while secretly trying to seduce Sun Xiaowei.

If I hadn't appeared.

Fu Hang successfully invested in Zheng Wei, so Sun Xiaowei was just meat on the chopping block for Fu Hang and his friends.

As for whether I should remind Zheng Wei and Sun Xiaowei, that depends on how difficult it is for me to obtain a photocopy of Zheng Wei's ancestral traditional Chinese medicine book.

After a 20-minute visit.

"Mr. Shen, I'm sorry to have kept you waiting."

"It's okay, I like this environment."

Zheng Wei made no attempt to hide his intentions towards me; I could see it at a glance.

This man is short of money!

He wanted to expand his clinic!

He needs to be invested in!

He hopes to be able to afford a house in Shanghai when he gets married to his girlfriend at the end of the year!

I understood him perfectly; he had this look on his face that said, "Come on, lie to me. I'm so easy to fool."

I was just like him back then.

I never talk about investment. Of course, I didn't come here to invest; I came to buy a photocopy of his family's traditional Chinese medicine book.

Me: "Dr. Zheng, I'm sure Manager Sun has already told you why I've come. I'm very interested in traditional Chinese culture, especially ancient books and texts, whether it's astronomy, geography, or metaphysics and medicine. When I heard that you have ancestral medical books here, I was overjoyed and rushed here without stopping. I just hope that Dr. Zheng can satisfy my little hobby."

Zheng Wei looked troubled. This was his family's traditional medical book, and he was counting on it to attract investment. Recently, a group of people contacted him, wanting to form a joint venture between a traditional Chinese medicine clinic and a pharmaceutical company, and they were currently in discussions.

Sun Xiaowei had already told the client in front of her last night how important he was to her, as he could earn 40 yuan a year in commissions, and she couldn't afford to offend him easily.

Zheng Wei: "President Shen, to be honest, a group of people are currently discussing cooperation with me, on the condition that the monopoly and exclusivity of the inherited medical skills be guaranteed."

I tapped my finger on the table: "Since you haven't reached a cooperation agreement yet, selling me the photocopy wouldn't be a breach of contract. Dr. Zheng, name your price, and I won't haggle if it's reasonable."

Sun Xiaowei tugged at Zheng Wei's sleeve to signal him, but Zheng Wei did not react.

Zheng Wei: "How about this, Mr. Shen, you can also consider investing in me, then the medical books will also be yours."

A facsimile edition of an ancient medical book would normally cost around 400,000 to 500,000 yuan.

However, if you want to invest in him, it will mean two companies competing and bidding against each other.

Me: "How do you plan to collaborate?"

Zheng Wei: "President Fu plans to invest 1000 million yuan in the project for technology research and development. He will invest in the hardware and supporting facilities, while I will provide the core technology and hold a 50% stake. However, we will have to sign a confidentiality agreement and agree to separate ownership of the medical technology from mine."

Me: "50% equity stake based solely on technology?"

Zheng Wei: "I have core technology and 300 million yuan in capital to hold a 50% stake, and the other party lent me 300 million yuan."

I scoffed inwardly; their wishful thinking was too obvious.

I said directly, "I know Fu Hang, and a gentleman doesn't take what others cherish. I won't get involved in the investment. Dr. Zheng, please consider it. I have four days left in Shanghai."

After saying that, I got up and left.

Sun Xiaowei kicked Zheng Wei under the table and hurriedly went out to chase after me.

Why did Zheng Wei have to be so irrational?

On the way, Sun Xiaowei kept apologizing to me. She didn't understand why things had changed so drastically when we arrived.

Sun Xiaowei: "President Shen, I'm so sorry. We had already discussed it last night, and I don't know why Zheng Wei suddenly changed his mind today."

I addressed Sun Xiaowei by her professional title to make her understand the seriousness of the situation.

One cannot be both breastfed and cursed.

"Manager Sun, I've shown my sincerity and am willing to pay for it."

Sun Xiaowei: "President Shen, please rest assured, this set of ancient medical books is also part of my dowry. I'll go and talk to Zheng Wei again."

I closed my eyes and leaned back in the car seat: "Four more days until I go to Beijing."

Sun Xiaowei nodded: "It can definitely be resolved."

This time, it all depends on the sincerity of the couple.

Fu Hang's scheme had nothing to do with me.

I don't really care whether Sun Xiaowei becomes someone else's plaything.

Life and death are preordained, wealth and honor are determined by fate.