He won 900 million in the lottery.

If you have over 400 million in savings, you'll live in a completely different world.

Tofu feast.

It's not a high-end restaurant, but it's a very old brand. I've been eating here since my high school reunions, for over ten years.

PM-6:59.

Very punctual.

Chunqiu was fiddling with her phone. It's not that I'm petty or like to look at other people's phone screens, but if someone is constantly fiddling with their phone next to you, you can't help but glance at it!

Hey!

This young lady is really into it! She's actually looking at the questions! Indeed, children of teachers are even more diligent!

Chunqiu: "Sister Ting said they've arrived and just sat down."

"Hello, do you have a reservation?"

Spring and Autumn Period: "Clivia miniata".

"Okay, this way please."

Push open the door.

"Spring and Autumn Period".

Liu Yiting greeted them quietly.

I noticed that the young woman had changed into a new outfit, which she must have just bought today and was wearing.

Even the phone was replaced with a new one.

It seems Liu Haitao is preparing for a long-term strategy, but how long that strategy will be is unknown. I remember the longest one was only half a year.

"Mr. Shen, please have a seat."

Six people.

Zhang Xingxing stood up and introduced the person next to her: "Yuanyuan, our junior."

With this added connection, tonight's dinner party won't seem too awkward.

"Come on, let's order."

First courtesy, then force.

Let's have a drink first, then we'll talk.

The liquor was naturally brought by Zhang Xingxing, a whole case, 53°C soy sauce aroma!

What occasion is this?

Drinking this makes me suddenly feel like tonight's meal isn't very tasty.

Zhang Xingxing: "There are six of us tonight, and we won't drink too much. One bottle per person, how about that?"

Liu Haitao was a bit stubborn; he was good at picking up girls, but he was really bad at drinking: "The wine is good, but brother, you need to make it clear whether today is a trap or not. When we're drunk, we're all beasts."

The three girls next to them covered their mouths and chuckled.

Zhang Xingxing: "Brother Tao, after all these years of our relationship, what do you think of me, Xingxing, as a person?"

Liu Haitao: "No doubt about it. If it had been any less than perfect, I definitely wouldn't have brought Boss Shen here tonight. Although we're all friends, this meal is a testament to the goodwill you've earned with me."

Liu Haitao was also very direct, genuinely hoping that the other party wouldn't be too offensive, considering their long-standing friendship.

Zhang Xingxing: "Thank you, Brother Tao, for giving me this opportunity."

Tofu Feast – a banquet featuring dishes made from various bean products.

Braised tofu. Chrysanthemum tofu in clear broth. Wagyu beef tofu with sea cucumber. Matsutake mushroom tofu balls with braised carp noodles. Steamed tofu with bear paw. Crab roe tofu casserole. Shredded tofu soup. Bacon tofu. Stir-fried shredded tofu. Tofu stew with chicken.

The taste is indeed good.

According to the rules of the Three Kingdoms period, one should first clink three glasses.

It has to be said that when it comes to baijiu (Chinese liquor), if a woman has talent, men really have no chance.

That round-faced junior, who weighs at least 1.5 jin (750 grams), drinks a 2 liang (100 grams) glass in two sips.

Half a jin of liquor down the drain.

The chat has only just begun.

Zhang Xingxing tells stories about her and Liu Haitao's school days.

The two of them sneaked out to drink.

Staying out all night playing video games.

They even went to nightclubs to dance.

Looking back on being 16 at 30 is indeed a beautiful experience.

Let's have another round of drinks.

Liu Haitao talked about his and my school memories. Our student days were smooth sailing, full of enjoyment, except for our less-than-ideal grades.

After another round of drinks, the bottles were empty.

I talked about how after graduation I went to Hangzhou and Shanghai to start a business, and then returned to my hometown.

He glossed over 10 years of entrepreneurship in just 5 sentences, taking less than a minute, without mentioning his experience of complete failure.

When you're out in the world, you give yourself your own identity.

During the meal, I noticed that Zhang Xingxing kept putting food on Zhang Yuanyuan's plate.

This girl is no big deal.

He is the main character.

I still remember Liu Haitao saying to me, "Zhang Xingxing has a wife who lives in the countryside."

The wine was finished, and the food was almost gone.

Zhang Xingxing: "Let's go wash our feet and wake up."

Liu Haitao: "I don't care, but what about Boss Shen?"

We've had our drinks and meals, and it would be a bit inappropriate not to discuss serious matters.

Me: "Okay."

Yuanyuan: "Let's go, there's a foot massage place nearby, I've already booked a room."

...Damn it, this really is a trap. I'll have to save face and maintain good relationships to see how this ends.

Liu Haitao: "My car is still here."

Yuanyuan: "Yes, I have a driver, we're coming along the same way."

At the entrance of the restaurant, a GL8 was parked there, with three drivers standing beside it.

I was really wondering what kind of business would need to go to such lengths.

Liu Haitao's Passat.

My X3.

Foot massage parlor.

The Liu sisters left after drinking with the guests, as the next occasion was not suitable for them.

Four-person private room, two against two.

"Comfortable."

Liu Haitao groaned. The technician here was very skilled; it was all acupressure massage.

Zhang Xingxing took out the documents from the side. Haitao and I each got a copy, and he also got a copy. Yuanyuan didn't get one; she was just lying there enjoying the massage.

It is a tender for the procurement of equipment by the X Procuratorate.

600 HW mobile phones, including model, unit price, and specific parameters.

It was only three pages long; you could finish reading it in a couple of glances.

I didn't say anything, and Liu Haitao, seeing that I didn't respond, also stopped talking.

Zhang Xingxing: "This was a public tender issued by the city. There were 600 units in total, with a bid of 414 million yuan."

Liu Haitao: "How much can we earn?"

Zhang Xingxing: "A 15% profit margin per unit."

Liu Haitao: "Net profit?"

414万÷600=6900一台，利润15%就是62万1。

Zhang Xingxing: "Yes."

Me: "It's only a little over 400 million in total. With your abilities, it shouldn't be difficult to raise it."

Zhang Xingxing: "Regarding the payment terms, 400 million is not a difficult amount, but there is a 3-year payment term."

50% in the first year.

30% in the second year.

20% in the third year.

I mentally considered the costs.

Although it is settled in installments, the cost of the funding cycle must be calculated based on 3 years.

The difference between 414 million and 62.1 is 351.9 million in cost.

If a loan is taken out, with a three-year funding cycle and an annualized operating cost of 25%, the total cost would be 351.9 * 1.25 = 439.875. If the loan exceeds the one-year settlement cycle, the company will lose money.

This type of investment can only be used with idle funds, and the return should exceed bank interest rates.

Of course, this is on the premise that the risks are controllable.

For example, my deposit has an annualized interest rate of 10% and a cost of 351.9 million. If calculated using compound interest (interest is added to the principal each year before interest is calculated), the interest after three years would be: 351.9 million × (1+10%)³ - 351.9 million ≈ 116.75 million. The total principal and interest would be 468.65 million.

We're still losing money.

400 million is a social class.

Sometimes that's why business is so difficult.

When you don't have 400 million, you feel that making 400 from a 60 million business is already very good.

However, when you have 400 million, making 400 out of 60 million is actually a loss.

I frowned, and Liu Haitao, seeing that I didn't speak, naturally didn't respond either.

Me: "In my opinion, this business would be a money-losing venture."

Zhang Xingxing and Liu Haitao both opened their mouths at the same time: "How could we lose money?"

I did not explain.