I am a high-level martial arts master.

On Yunjin Street, Ye Li looked at Peng Ke, who had a warm smile on his face.

Although the other party was extremely friendly, Ye Li did not underestimate them.

This person's vital energy is no less than mine, and he has already entered the Body Tempering Realm.

Considering the other party's status as an ordinary member of the gang, the fact that he could still squeeze out time and money for cultivation despite having only a monthly allowance of 3 or 2 months suggests that he must either have extraordinary methods or an astonishing will.

Therefore, he said politely, "Then I will have to rely on Brother Peng's help from now on. I have just become a core disciple and I only have a vague understanding of the rules of the gang. I still need your guidance."

Seeing Ye Li's excellent attitude, Peng Ke breathed a sigh of relief.

It seems this genius isn't the arrogant type; I won't have to put in the effort to get along with him from now on.

As a veteran member of the gang for over a decade, he had seen many core disciples who, after just breaking through to the next level, became arrogant and treated lower-level members inhumanely, resorting to beatings and verbal abuse at the drop of a hat.

He had originally thought that if this genius had too bad a temper, he would apply to be transferred to another street to avoid trouble!

Thinking of this, his smile became even more genuine: "Don't worry, don't worry, if you have any questions in the future, just come and ask me, I promise I'll explain it to you clearly!"

"Alright, you can go ahead with your work."

Feng Yue waved his hand dismissively at Peng Ke, his attitude incredibly casual!

The gang has a strict hierarchy, with a huge difference in status between ordinary and core disciples.

The former is consumables, the latter is the future!

Even if a core disciple kills an ordinary disciple at will, at most they'll get a minor punishment, and they'll dare to do it again next time!

Even though they were both at the Body Tempering Realm, Peng Ke still had to bow respectfully to Feng Yue.

Seeing Feng Yue's impatience, Peng Ke knowingly cupped his hands and said, "Then I won't bother you two any longer. Remember to let me know if you need anything."

Watching Peng Ke's departing figure, Feng Yue offered a word of advice:

"These seasoned veterans are the best at taking advantage of others, but letting them handle many things will make things much easier. You have a lot of potential, and they won't dare to outwardly comply but inwardly defy you!"

"I understand," Ye Li nodded.

"I've explained almost everything you need to know. Is there anything else you'd like to ask?"

Feng Yue raised an eyebrow and said, "If you have a question, get to it quickly. I still need to go back and keep an eye on those brats!"

After thinking for a moment, Ye Li asked, "What does our gang do? What are our main businesses?"

"Why are you asking this?" Feng Yue gave Ye Li a strange look and said:

"Basically, we've dabbled in all kinds of businesses, big and small, in both the east and south of Guangming City: guarding residences, escorting goods, gambling dens, land deeds, brothels, traveling merchants, procurement, selling goods..."

Feng Yue's words covered a wide range of topics. As a local tyrant in Guangming, he had developed over decades and had penetrated almost both the legal and illegal worlds!

In other words, if you want to do business in Guangming, you have to deal with the Canglong Gang and let them get involved!

Ye Li listened carefully to Feng Yue's explanation and quickly found a term to ask, "What's the meaning of this 'interest rate'? What's the annual rate?"

"About fifty percent," Feng Yue said simply, causing Ye Li to gasp in shock: "That much? A 50% annual rate!"

You should know that the Great Xia Dynasty stipulates that the monthly interest rate cannot exceed 3% (annual rate of 42.58%), which is obviously illegal... Oh, this is a gang, then it's fine.

"What's so surprising?" Feng Yue said speechlessly.

"This is nothing! The Poison Wolf Gang in the North City next door charges 3% interest on their 'Debt of Hell' loans every month. Compared to them, we're practically doing charity!"

"We also have to worry about whether those who borrow money can repay it; many people want to borrow but don't have the means."

Upon hearing about the Poison Wolf Gang, Ye Li realized that what they were doing was practically a charity.

After all, Canglong and Dulang were the two heroes of Guangming. One was mainly engaged in legitimate business but got involved in all kinds of business, while the other occupied the most chaotic western part of the city and was capable of all kinds of human trafficking.

Compared to the poisonous wolf, my own Azure Dragon is truly as compassionate as the Buddha!

"What do you want to do by asking this?" Feng Yue asked, squinting his eyes.

Ye Li chuckled somewhat sheepishly and said:

"Do you know any brothers in our gang who lend money at exorbitant interest rates? I'd like to borrow a few tens of thousands of taels of silver from them. We're family, so the interest rate is lower and the repayment period can be extended!"

Yes, Ye Li is ready. He's already drawn up his martial arts potential. You're good to go!

Upon hearing this, Feng Yue's brows furrowed instantly: "Silver! Tens of thousands of taels? Do you think the money is printed by the gang?! Why are you touching this stuff?"

"I'm so afraid of being poor that I can't afford the Body Tempering Pills. I wish I could take one a day."

Ye Li replied matter-of-factly, "We're all brothers, are you afraid I won't pay you back?"

Feng Yue had lost count of how many times he had been speechless today.

He never expected that the first thing Ye Li, this god-like figure, would do after becoming a core disciple was to ask him about the secrets of lending money.

But only Ye Li knew how terrifying he was when he only had experience points and no bottlenecks.

As long as there are enough pills, even if Ye Li breaks through to the Day after tomorrow realm in a year, it will be considered that he has not worked hard in his cultivation.

After seeing that Lu Xiuyuan could take a Body Tempering Pill every day, Ye Li also prepared to put his own little brain to work.

He's a genius, not a fool!

Genius only represents future potential; what others respect is the future you.

The only right way is to turn potential into strength as soon as possible.

With an interest rate of only 50%, by the time you repay the loan, your combat power will have increased more than tenfold. This deal is definitely not a loss!

After experiencing the favoritism shown by the Enforcement Hall and the gift of pills from Wang Xian, Ye Li has come to a profound understanding of the true nature of this world.

People with ability and talent find everything easy!

and so……

After a stick of incense had burned, Ye Li arrived at Wantong Textile, a money laundering operation run by the gang, introduced by Feng Yue.

Me! A genius! I need to borrow money!

"hiss……"

Ji Yu scratched his head, looking at the smiling young man in front of him, then turned to Feng Yue and said, "Old Feng, how much is this brother planning to borrow?"

"Borrow as much as you have!" Ye Li said decisively, then added with a smile, "But the interest rate has to be lowered a bit."

"Tsk..." Ji Yu was also a little troubled as this was his first time doing business with a core disciple of the gang:

"According to market prices, the maximum loan amount for the initial stage of Body Tempering is 500 taels, with an annualized return of 50%."

"If it's the early stage of Body Tempering, how much can I borrow in the middle stage?" Ye Li asked curiously.

Without hesitation, Ji Yu replied, "I can borrow 2000 in the medium term!"

"However, since you are our own brother and have a stable monthly income of several tens of taels, although it is only the beginning, the limit can be increased to one thousand taels. As for the interest, we will give you a discount, with an annual rate of 3% and interest paid monthly."

"No problem!" Ye Li readily agreed!

Having established a genius persona and cultivated such a reputation for so long, shouldn't it be time to make a big splash now?

His decisiveness made Feng Yue, who was standing to the side, restless: "Wait, you're not even going to haggle? So straightforward?"

Ye Li glanced at Feng Yue speechlessly. What was that old guy muttering about?

All he knew was that with this money, he could reach the mid-stage of Body Tempering in just over a month, and then borrow another sum, which would be enough for him to break through to the Acquired Realm.

Once I reach the Acquired Realm, become an elder, and acquire shares in the gang, won't the gang belong to me, Ye Li?

What do you mean by paying back the money or not?

I borrowed the money through my own abilities? What money do I need to repay?

Isn't that a perk the gang provides to support talented disciples in their cultivation?

What money do you need to repay?

Of course, although he had everything planned out in his mind, Ye Li couldn't show it on his face.

At least until the day after tomorrow, you should demonstrate a strong willingness to repay the loan.