I am a high-level martial arts master.

The warm morning sunlight shone on Pei Taoyu's face.

As he slowly finished his practice, his cultivation level had reached the Dark Force realm.

The morning sun was warm and the courtyard was quiet.

Pei Taoyu looked at the information on the screen, her breathing quickening.

After obtaining Ye Li's consent, they decisively chose to make the purchase.

Trusting Ye Li, she immediately used all 100 newly acquired health points, plus the 10 borrowable health points. [Application approved!]

You have successfully gained 110 health points!

You have used the "Buy Now, Pay Later" feature to purchase "The Secret of Breaking Through Internal Strength".

[One point of health will be automatically replenished within three days after the breakthrough.]

[The Dharma is being transmitted...]

hum!

Pei Taoyu felt a surge of information rush into her mind like a sudden awakening!

It wasn't just words and images; they practically guided him step by step on how to mobilize his Qi and blood to impact his brain and perceive the "mind" barrier!

Every key point, every subtle change, is crystal clear.

This is much more direct and efficient than basic tips!

"Hiss!" Pei Taoyu gasped, instantly immersed in the profound breakthrough method. So that's how it is!

So that's the secret of hidden strength!

The fog that had troubled her for days suddenly cleared up!

Just as she was filled with excitement and preparing to immediately attempt an attack...

hum!

Another soft chime! This time, it didn't come from my mind, but from the outside world!

An incredibly pure "qi" descended instantly, enveloping her entire body!

This "qi" is completely different from the qi and blood she produces by training her muscles and bones; it is purer and contains unimaginable vitality!

This was precisely the pure spiritual energy released by Ye Li burning a [Spirit Gathering Pill] from a distance!

As spiritual energy entered her body, Pei Taoyu's cells seemed to transform from a desert into an oasis.

The spiritual energy within the Spirit Gathering Pill is a hundred times greater than that of the Body Tempering Pill, so its effects are naturally far more powerful.

With Ye Li's fine-tuning, Pei Taoyu's strength was precisely increased by 110 points of health.

"A sure thing! This is a golden opportunity!" Pei Taoyu was overjoyed, her eyes gleaming with unprecedented brilliance.

This is hardly a loan.

It was clearly a tremendous opportunity given to her!

Cultivating in this enhanced state yields far more than twice the results with half the effort.

That's ten times, a hundred times!

Without further hesitation, she immediately sat cross-legged with her palms facing upwards and began to break through the Dark Force Domain according to the effect in her mind.

Ye Li looked at the golden aura that was beginning to grow above the other person's head and smiled slightly.

Now that the basic issues have been resolved, the next step is to expand our customer base. Let's start by screening out high-quality customers.

Ye Li gently got up, glanced at Pei Taoyu who was immersed in her breakthrough, and left the courtyard without disturbing her.

In the early morning in Tianjin, before the fog has completely dissipated, pedestrians and vendors can already be seen on the streets.

Ye Li was still wearing a white robe, his face covered with fine golden cracks, making him stand out from his surroundings.

But walking down the street, no one reacted strangely to his presence.

Unlike the martial arts of this world, which only cultivate qi and blood, the martial arts of the Universe Realm have hundreds of schools and styles.

With Ye Li's cultivation level, even martial artists below the Transformation Realm cannot see through his true form.

His goal was clear: to find a suitable shop.

It doesn't need to be in a bustling area, but it needs to be convenient enough, centrally located, and ideally have quick access to all sorts of people.

Soon, his gaze settled on a slightly secluded, old shop with a sign that read "Chen's Pawnshop".

The shop was small and deserted; the old shopkeeper was dozing behind the counter, clearly indicating that business was dismal.

Ye Li pushed the door open and entered, the hinges creaking and startling the old shopkeeper.

"Sir... do you want to pawn something?"

The old shopkeeper rubbed his sleepy eyes and looked at the distinguished young man in front of him.

Without wasting any words, Ye Li took out a gold ingot from his sleeve and slapped it on the counter.

"Sir, I've come from out of town and I'd like to buy this shop."

Upon seeing the egg-sized piece of gold before him, the old shopkeeper's cloudy eyes widened suddenly as he examined it closely.

As a seasoned pawnbroker, he immediately identified the authenticity of the gold before him, and his ecstatic joy was almost impossible to conceal.

In just half a day, with the help of financial resources, Ye Li had completed all the formalities.

Having resolved the problem, he lay back in his rocking chair, fanning himself gently with a feather fan. His divine sense instantly surged forth, sweeping across all living beings within a thousand miles. "This planet is quite large."

Ye Li sensed the size of the planet and nodded to himself.

This star was so enormous that Ye Li roughly calculated its size by observing the shadow cast by sunlight on Earth.

With a diameter at least a million times that of the Earth, the Tianjin region is the size of China in its previous life, divided into different areas. No wonder it has withstood the destruction caused by so many people without being destroyed.

"According to historical records, the stars beneath our feet were transformed from the remains of Pangu after his fall."

"The other three thousand demon gods were slain by him and fell into the chaos, their physical bodies all transforming into different great stars."

"People from other countries who come to China need to travel in a light-speed spaceship to cross the endless ocean. Even martial artists who have cultivated to the level of mastery cannot resist the power of technology."

In terms of pure power, I'm just a nobody in China right now, but the difference in our systems allows me to do things differently. Ye Li thought to himself, focusing his divine sense on the humans within a few dozen miles, ignoring any distances beyond that. Under the effect of the [Gathering of Fortune] skill, Ye Li could see the fortunes of countless people within Tianjin.

"This fortune is quite good... and this talent is also impressive... and he even has the destiny of a dragon trapped in a deep abyss..."

A quick search revealed that Ye Li was astonished by the sheer number of talented individuals in this world.

After all, they were all descendants of demon gods whose ancestors had been wealthy, and they all had the bloodline of the Yellow Emperor in their bodies. It was just that their cells had been starved for a long time under the severed connection between heaven and earth, and they were unable to evolve.

"Heh heh, they're all talented."

Ye Li wore a slight smile, gently swaying the feather fan in the air.

"Come, come!" "Come, come!"

The "Heavenly Scripture of Gathering Qi for Calamity," derived from the "Gathering Qi for Calamity" entry using "world-shaking wisdom," allows Ye Li to subtly manipulate Qi. With each movement, invisible fluctuations emanate, confusing the talents Ye Li has chosen.

The laws of the universe are formless and intangible, mysterious and inexplicable.

Even Ye Li, in the early stages of the Acquired Realm, was nearly killed by other martial artists who used the Barrier of Knowledge.

At this moment, with his innate cultivation, it would be easy for him to confuse some martial artists with Ming Jin or even those without any cultivation.

This martial art, which only cultivates qi and blood, was completely unable to adapt. Soon, the invisible and intangible influence dissipated, following Ye Li's will.

Lu Zhixing: Early stage of Ming Jin!

At Tianmen Martial Arts School, Lu Zhixing watched as the instructor read out his scores, feeling the sunlight was a bit too bright.

"Hahaha, what a piece of trash!"

"Hehe, after three years in the academy, you still can't even break through to the mid-stage of Ming Jin."

"The training of muscles and bones is too slow; after three years, I am still lingering in the early stage of Ming Jin (a type of internal strength).

"His father was clearly at the Transformation Realm, but his son, after three years of cultivation, couldn't even break through to the mid-stage of the Ming Realm."

"This is a disgrace to our Tianmen Martial Arts School."

"The big competition in the arena is tomorrow; let's humiliate him properly then!"

Under Ye Li's invisible influence, the crowd below suddenly seemed to be possessed by Konoha villagers, bullying and mocking Lu Zhixing, who had a family background in the Transformation Realm, and verbally abusing him.

Feeling the undisguised mockery, Lu Zhixing could not bear it.

He lowered his head and rushed out of the crowd, suppressing his anger, and ran wildly into the street.

He didn't know where he was going; he just wanted to leave.

In his confused rush, when he finally stopped, he found himself standing in front of a shop called "The Miracles of the Namiya General Store." Lu Zhixing: "Narrate my worries? Can it really relieve my worries?"

A voice faintly rose in his heart: "Don't hesitate, the place right here can relieve your worries."

With a strange sense of anticipation, Lu Zhixing took a deep breath, stepped inside, and entered.

The store was dimly lit, and the air was filled with the peculiar scent of old books and sandalwood.

A young man dressed in a white robe was lounging in a rocking chair, slowly fanning himself with a feather fan.

His face was covered with fine, dark gold cracks, like those on a precious piece of porcelain. Far from being terrifying, they added a broken and eerie beauty to his appearance.

At this moment, two boys were kneeling before the man in the snow-white robe:

"Because I am of dull talent, the Zhou family has come to annul the engagement and begs for your help, senior."

As the boy recounted his story, Lu Zhixing finally understood.

The young man before them was the young master of the Zheng family. Due to his weak health, he couldn't master martial arts and was humiliated when his fiancée came to break off their engagement. The other young man was Lu Ge, a servant of the Wang family, who wanted to learn martial arts but had no opportunity.

Because of his lowly status, he was frustrated and unfulfilled, and only came in after seeing the words "Relief from Worries".

The man in the long robe gently waved his feather fan, a smile on his face as he looked at the two kneeling figures:

"Although you were born with a sickly constitution, you possess exceptional comprehension, like a dragon hidden in the abyss. If you replenish your deficient qi and blood, you will be a dragon soaring in the sky." "As for you, you are a martial arts prodigy, one in ten thousand. If you have the opportunity to learn martial arts, even reaching the Transformation Realm is not impossible."

Upon hearing Ye Li's words, the two kneeling figures were immediately filled with excitement.

They all felt that they had been living in a subordinate position for too long and were frustrated and unfulfilled.

Upon hearing Ye Li's words, they felt as if they had found a kindred spirit, and overjoyed, they bowed and said, "Please teach me, senior!"

"Of course, of course."

Ye Li paused slightly in his feather fan and said:

"Since I began my cultivation, I have felt the difficulty of practicing martial arts in the world. I made a great vow to make martial arts easy to learn. Therefore, I created the 'False Capital and Final Property Contemplation Method' and will spread it even if it means losing money."

"Now that you have come out of seclusion, you are here to carry on my mantle and strive to carry forward this martial art."

As they spoke, Ye Li took out two portraits from his sleeve and handed them over, saying:

"Simply recite my name when you are in distress, and your worries will be relieved."

"Thank you for your guidance, senior!"

The two were extremely excited, bowed in unison, and then quickly left the place.

After receiving the two, the young man in white turned his head and smiled at Lu Zhixing: "Young man, what are your dreams?"

After exchanging a glance, Lu Zhixing felt a sudden blankness in his mind.

After that, she was in a daze, nodding and humming, feeling as if she had encountered an immortal, and wholeheartedly believing whatever Ye Li said.

By the time they realized what was happening, they had already taken the portrait and left the Namiya General Store.

It wasn't until he returned to his residence and felt a cool breeze that his consciousness returned.

Thinking about what had just happened, he acted as if he were a fool. He inexplicably touched the back of his neck and looked at the portrait in his hand, with the method of chanting written on the edge.

Does reciting this really work?

Lu Zhixing hesitated for a moment, but thinking that it was free to try, he read aloud:

"May the Immortal Bring You Fortune and Prosperity!"

"The Heavenly Ruler of Fusheng Capital!"

"May God grant you wealth!"

"May the Heavenly Venerable Bless You with Wealth and Prosperity!"

The next moment, a cold voice rang in my ears:

[Ding! New user detected entering the service area. Jiebei is at your service!]

[You are a new user. Please create a username!]

The initial username creation is free; subsequent changes will cost 1000 HP.

After a brief moment of excitement, Lu Zhixing used his real name as a nickname and then saw the three-dimensional file.

Nickname: Lu Zhixing

Realm: Early stage of Ming Jin

Brain development: 6.7%

Blood Qi Value: 3.4

Loans: О

Foreign lending: Not yet open

Forum: Not open

[Your Qi and Blood level has been detected as being in the early stage of the Ming Jin realm. You can borrow 10 points of Qi and Blood, with a maximum interest-free period of 3 days.]

Lu Zhixing looked at the panel with great joy, but was immediately shocked when he saw the 10 points of health points that he could borrow without interest.

It should be noted that even a typical peak Ming Jin only has 10 points of Qi and Blood.

"Adding my existing Qi and Blood points to the 0.1 Qi and Blood points I gain from daily check-ins, does that mean I can gain power surpassing the peak of Ming Jin for free within three days?"

"Then I can use the Qi and blood power of the peak Ming Jin level to promote the development of my brain, and then become An Jin, until I return these 10 points of Qi and blood in three days?"

Overjoyed, Lu Zhixing did not hesitate or waver at all, and withdrew all the remaining balance of 10.1.

The next moment, after a brief pause, he felt a terrifying power surge up from his body.

It was like a person who had been starving for ten days finally getting a full meal, their cells feeling refreshed and nourished by spiritual energy, which made Lu Zhixing unable to help but let out a long howl.

By the time he realized what was happening, a terrifying power—enough to kill ten yak bulls with a single punch—was gathering within him.

"This...this is the power of the peak of Ming Jin!"

Lu Zhixing was immersed in the power of his physical body, but he quickly came back to his senses after a moment:

"Although he possesses the strength of the peak of Ming Jin, the level of his brain development has not changed."

"I must take advantage of these three days to activate my brain with my Qi and blood, and raise it to over 10%."

"If I break through to the Dark Force realm, the amount of Qi and blood my body can hold will increase tenfold. At that point, even if I lose 10 points, it won't matter!"

In another mansion, Wang family servant Lü Ge felt the power of his physical body, his expression one of shock:

"I...I've already broken through to the Ming Jin level?"

After meditating, Lu Ge realized that since he hadn't even reached the level of Ming Jin, he could only borrow a small amount of Qi and Blood.

Even so, the 1.1 Qi and Blood points from the sign-in and Jiebei (a loan service) still increased his strength by 2000 jin out of thin air, allowing him to initially step into the Ming Jin realm. Then, relying on the Ming Jin method of borrowing money later and the Qi and Blood of the early Ming Jin stage, he easily entered the Ming Jin cultivation realm.

As he entered the Mingjin realm, another line of information appeared before him.

[Ding! Detection indicates you have entered the Ming Jin realm!]

Your credit limit has increased; your maximum loan amount has now increased by 10 points.

[Should I continue borrowing?]

1. ...10 o'clock!

Lu Ge muttered to himself, staring at the numbers displayed before him.

After a brief moment of joy, I decisively chose to continue.

The next moment, with a surge of momentum, he instantly reached the peak of Ming Jin in combat power.

"This...is this the power those martial artists possess?" Lu Ge was completely absorbed in the feeling of his power surging, unable to extricate himself. Inside the general store, Ye Li held a feather fan in his hand.

Sensing the people he had chosen, everything was proceeding in an orderly manner.

The martial artists in this world are not subject to any divine will, so their rapid improvement in cultivation is not caused by any natural disasters or man-made calamities.

Moreover, the people he selected were all individuals with good fortune and comprehension, allowing them to develop rapidly without interference.

And to be honest, the people in this world are really resilient.

Ye Li sensed the cultivation speed of those martial artists.

It's less about spiritual practice and more about reclaiming the power that rightfully belongs to you.

The divine and demonic cells almost instantly absorbed the spiritual energy and grew stronger as if being inflated.

However, if one falls into hunger, one's strength will rapidly decline, and one's cells may even self-devour and starve to death.

"Unlike the steady and methodical approach of martial arts and spiritual energy cultivation, Western gene-enhancing drugs, while significantly reducing one's potential, can rapidly grant power." "Those strongmen from the United States who take these drugs can possess terrifying strength, even reaching the Core Formation stage, within a hundred years, though they won't live past a hundred. However, they have steadily increased the power of a large number of experts."

"These demonic bloodlines, due to their excessively powerful cells, actually affect the brain, imprinting a meme of devotion to the Dao into their genes, driving them to the brink of madness in their pursuit of power."

Ye Li sensed this and nodded repeatedly.

He smiled knowingly as he watched the number of people connecting with his consciousness steadily increase.

"Hmm, in just one day, the number has already exceeded 30?"

Ye Li watched as one person after another connected with his consciousness through visualization.

It is clear that someone is constantly spreading their image, disseminating it virally to others.

Because of their inherent inclination towards the Dao, and with the mindset that it wouldn't hurt to give it a try, these people immediately began borrowing money after their meditation. In Ye Li's perception, the golden aura of fortune began to grow increasingly dense.

Since these people rely on the spiritual energy provided by Ye Li for cultivation and breakthroughs, Ye Li can extract 13 points of luck for every 100 points of their Qi and blood value that they gain.

The vital energy and blood given to these people can be drawn back after the expiration date.

Although it's useless to Ye Li, who is at the Innate Realm, due to its impurity, it can be refined and transferred to the next borrower. Each refinement results in approximately a 3% loss.

But compared to the 13% gross profit Ye Li gained after becoming stronger, this is nothing at all; it's a risk-free, highly profitable venture.

After all, Ye Li lent Ming Jin 10 points of Qi and Blood. Once Ming Jin breaks through to An Jin, his Qi and Blood will naturally increase to 100 points. Ye Li can then withdraw 13 points of Qi and Blood and the original 10 points of Qi and Blood.

Ye Li's 13% of Qi and Blood was obtained by refining Qi from the epic attribute [Gathering Qi of Calamity], making it extremely pure and directly absorbable. "Hehe, the seed has been sown; now we just need to wait patiently."

Ye Li chuckled, watching the ever-increasing blood energy, and closed the door of the Worry-Relieving General Store.

Back in the courtyard, they saw Pei Taoyu's eyes gleaming with a sharp light, her aura undeniable, clearly indicating that she had broken through to the Dark Force realm.

He glanced at Pei Taoyu's panel and chuckled to himself.

Nickname: Blood feud

Realm: Early stage of internal strength

Brain development: 14%

Blood Qi Value: 260 → 74432

Loan: 72900 (3 days remaining without interest)

After breaking through the Dark Force barrier, the girl's limit increased from 10 points to 72900 points, the Dark Force limit.

At this moment, with the loan, his power surged directly to surpass the peak of Dark Force.

Upon seeing Ye Li return, Pei Taoyu blushed slightly and said:

"Senior, I'm sorry, I got too obsessed with the method to strengthen my Qi and blood, so I borrowed all of it again."

"Did I borrow too much? Maybe I should just pay it all back."

Pei Taoyu believed that all these loans were infused with Ye Li's own blood and energy.

She was both captivated by the surge in power and worried about causing Ye Li to lose too much of his vital energy.

"It's alright. Since you've been given a quota, you can certainly do it. However, you need to properly settle your Qi and blood. Your brain development level is too low, so you can't control it perfectly."

Ye Li knew this was due to the other person's cells being drawn to the path of immortality, and waved his hand with a light laugh.

The other party has the effect of "eternal stability". Next, by stimulating the brain with these 72900 points, one person can get ten or a hundred times the return of a martial artist of the same level.

If Ye Li had other methods for breaking through, he would have wanted to help the girl break through to the Transformation Realm as soon as possible.

After all, the girl's talent, "Eternal and Constant," allows her to improve rapidly.

Although "eternal and constant" is not as absolute as the term suggests, this ability comes from the bloodline of the demon god, and its upper limit will not exceed that of the demon god.

But at least until the deity is destroyed, this effect should be maintained.

With Ye Li's help, Ye Li can draw on the girl's luck to improve himself. When he steps on her right foot with his left, the effect is almost overwhelming.

Seeing Ye Li agree so readily, Pei Taoyu was even more moved, and her cheeks flushed.

Looking at the handsome and spirited face in front of her, she subconsciously wanted to say that she had nothing to repay him with but was willing to give herself to him, but she kept the words deep in her heart.

With family vengeance yet to be avenged, I am not worthy to consider these things.

Only after taking revenge and completely severing the obsession can one be qualified to be their true self again.

Suppressing my feelings only strengthened my resolve.

Pei Taoyu thanked Ye Li softly, then got up and went to the backyard once again to train her body.

Under the effect of "eternal stability," the enhancement from training to reach the limit of hidden strength is nearly a thousand times greater than during the period of manifest strength. The development of the brain increases at an almost visible rate.

Ye Li strolled back into the house and lay back down on the bed, but his mind kept receiving requests for visualization.

Clearly, after returning home, those martial artists, harboring the idea of ​​getting richer through subsidies, tried to sell this idea to their families.

For every person you share with, you will receive 1 point of Qi and Blood.

In just one night, Ye Li's user base jumped from 30 to 50, and then to 150!

Ye Li did the math and realized that the diameter of Earth in this world was at least a million times larger than before.

Based on the original population, the potential customers on this planet alone are in the trillions.

And with this kind of spread of numbers, and if it spreads exponentially every day, that's a huge wheat field.

"Unfortunately, due to the Yongle Encyclopedia's severing of communication between heaven and earth, and the Qing Dynasty's isolationist policies, China's technology lags far behind the West. If it were in the West, with its dense information channels, the impact would likely be explosive."

Ye Li sighed softly, looking at his current Qi and Blood value:

Nickname: Ye Li

Blood Qi Value: 5024000000000

[Monthly Pass]

[Recommendation Vote]

(Finished writing after staying up all night, meow, 6000 words in total, meow, please vote for meow)

o(一T).