Going home for the Chinese New Year with a year-end bonus of 100 million

In early November, the weather finally felt like winter.

The ginkgo trees lining the streets of the university town are now golden, with fallen leaves carpeting the ground.

The students wrapped themselves in light jackets and hurried through the increasingly cool air.

With the renovation nearing completion, Yang Fan no longer needs to go to the site every day to oversee it.

He refocused his energy on investment projects and began consciously observing and looking for opportunities around the university town.

It was a little after 3 p.m. that day, the lunch service at "Qianweifang" hot pot restaurant had just ended, and the dinner service had not yet started.

The shop was unusually quiet, with only one table of customers leisurely sipping tea in the corner.

Yang Fan sat by the window on the second floor, looking through the AI ​​model progress report sent by Chen Mo's team.

The report was very professional and the data was detailed, but the dense technical terms gave him a headache.

Just as I was rubbing my temples, Xiaoya's clear voice came from downstairs:

"Brother! Someone's looking for you!"

Yang Fan put down the tablet, got up, and went downstairs.

A young man, about twenty-five or twenty-six years old, was standing in front of the bar on the first floor. He was wearing a blue food delivery rider uniform and holding a helmet in his hand.

He was not tall, rather thin, with dark skin, but his eyes were bright and revealed a spirit of never giving up.

Seeing Yang Fan come down, he stood up straight, somewhat awkwardly.

"You...you are Mr. Yang Fan?"

"That's me." Yang Fan looked him over. "And you are?"

"My name is Zhang Ming, and I deliver food." The young man took a deep breath, as if gathering his courage.

"I heard you invest in startups for young people, so... I wanted to ask if you could give me a few minutes to share my thoughts?"

Yang Fan was somewhat surprised.

Many people sought him out, including students, small business owners, and various so-called "entrepreneurs."

But this is the first time a delivery rider has taken the initiative to come to my door.

He glanced at the time: "Okay, have a seat. Xiaoya, pour two cups of tea."

"Thank you, Mr. Yang!" Zhang Ming thanked him repeatedly, sat down in the chair opposite Yang Fan, and carefully placed his helmet on his lap.

Yang Fan silently recited in his mind: "Scan."

A pale blue light curtain quietly unfolded—

Name: Zhang Ming

Current Status: Food Delivery Rider / Part-time Designated Driver

[Investment Potential Project]: "University Town Instant Delivery Service Optimization Platform"

[Project Potential Rating]: B+ (Clear pain points, innovative model, strong execution capability)

[Recommended Investment Amount]: 250,000 - 350,000 yuan

[Expected return period]: 3 - 6 months

Risk Index: 4 (Medium)

Key Advantages:

1. Deep understanding of the pain points in the local delivery market (two years of industry experience)

2. Exceptional execution skills and a strong work ethic (Rating: 9/10)

3. A preliminary trust network has been established within the rider community (teams can be quickly assembled).

4. The business model is simple and clear, requiring no complex technology development.

[Key Weakness]:

1. Lack of experience in developing Internet products

2. Weak knowledge of finance and law

3. Past failures have led to a lack of self-confidence.

[Special Note]:

He is currently facing a major turning point in his life—his girlfriend of three years broke up with him a week ago because she disliked his job and income.

This incident became one of the core driving forces behind his determination to start his own business.

If the investment is successful, the investment coin reward will include an additional "comeback incentive" factor.

[System Recommendation]:

Investment recommended.

This project can serve as a small-scale trial to validate the investment model for "grassroots entrepreneurs".

We recommend an initial investment of 100,000 yuan, with a focus on their team building and execution capabilities.

Yang Fan quickly scanned the information and had a clear understanding of the situation.

100,000 yuan is nothing to him now.

But the project's rating and notes really interested him—especially the "comeback incentive" factor.

"Tell me your thoughts," Yang Fan asked, picking up his teacup.

Zhang Ming pulled a crumpled notebook from his pocket, opened it, and found it filled with dense writing and diagrams.

"Mr. Yang, I've been delivering food for two years, mainly in the university town area."

His voice sounded a little nervous, but his thoughts were clear and logical:

"In the past two years, I have noticed a problem - many small restaurants, milk tea shops and fruit shops also want to do takeout, but they can't afford big platforms like Meituan and Ele.me."

"Why?" Yang Fan asked.

"The commission is too high." Zhang Ming pointed to the data on his notebook:

"Large platforms take a 20%-25% cut, which is simply unaffordable for small shops that already have thin profit margins."

"Also, large platforms have high requirements, and many small shops cannot meet the standards in terms of qualifications and hygiene, so they cannot be listed."

He paused, then continued, "But these small shops have a need."

"There are tens of thousands of students in the university town. Many of them don't want to leave their dormitories and just want to order fried rice, milk tea, and fruit from nearby restaurants."

"This is a market segment that large platforms cannot cover."

Yang Fan nodded: "So what's your thought?"

"I want to create a delivery platform for local small shops in the university town." Zhang Ming's eyes lit up:

"The model is very simple—I develop a WeChat mini program and allow small shops to join for free."

"Students place orders through the mini-program, and we are responsible for delivery."

"How much does it cost?"

"Our shop does not charge platform fees; we only pay delivery fees per order."

"Students pay a small delivery fee, say 3 yuan. That's how we make our money."

Yang Fan quickly calculated in his mind: 3 yuan per order, if there are 500 orders a day, that's 1500 yuan.

After deducting rider wages and fuel costs, the net profit is approximately 500-800 yuan.

That's around 20,000 a month.

If you can achieve 1000 orders, your profits will double.

"Where do the riders come from?" he asked.

"I'm a delivery rider myself, and I know a lot of brothers," Zhang Ming said.

"I can start with a five-person team. If business is good, we can expand."

"Many university students are willing to work part-time as food delivery drivers, earning 15-20 yuan per hour, and many are willing to do it."

"What about mini-program development?"

"This... I'm still looking for it." Zhang Ming said somewhat embarrassedly.

"I know a computer science student who said he could do it, but it would cost 10,000 yuan."

"I...I don't have that much money right now."

Looking at the detailed market analysis, cost calculations, and operational plans in his notebook, Yang Fan could tell that he had put a lot of thought into it.

It's not easy for a food delivery person to come up with such a detailed plan.

"Why are you doing this?" Yang Fan suddenly asked.

Zhang Ming paused for a moment, his eyes dimmed for a instant, then quickly hardened again:

"Because I want to prove that delivery drivers don't have to be delivery drivers for their entire lives."

He clenched his fists, his voice trembling slightly: "My ex-girlfriend... broke up with me last week."

She said I'm exposed to the elements every day, earning only five or six thousand a month, and I can't see a future.

She said her parents didn't approve, because they thought I was useless.

"I wanted to tell her, and I wanted to tell myself—I can do more, I can do better."

He spoke these words quickly, as if he had been holding them in for a long time and had finally found someone to confide in.

Yang Fan listened quietly without interrupting.

The shop was quiet, with only the ticking of the clock on the wall.

Xiaoya, standing behind the bar, also heard these words, and her eyes showed a hint of sympathy.

"How much money do you need?" Yang Fan asked.

Zhang Ming raised his head, his eyes regaining their light:

"I've calculated it; the initial investment will be at least 80,000."

"This includes mini-program development, promotion, rider training, and reserve funds... If we could have 100,000 yuan, it would be even more secure."

Yang Fan remained silent for a few seconds.

One hundred thousand is a small amount of money for the system. But investment is never just about money; it's also about people.

He saw the unwillingness and longing in Zhang Ming's eyes, the effort behind that notebook, and the B+ rating and clear business model given by the system.

They also saw the possibility of a "comeback inspiration".

"I can vote for you," Yang Fan said. "One hundred thousand."

Zhang Ming's eyes widened in disbelief: "Really...really?"

"Really," Yang Fan nodded, "but I have conditions."

"Tell me! I'll agree to any conditions!" Zhang Ming stood up excitedly.

"First, the money will be paid in two installments."

"The first installment of 50,000 yuan will be used for the development and initial promotion of the mini-program. The second installment will be given after one month, depending on your progress."

"Secondly, I want a 40% stake. This 100,000 is an investment, not a loan."

"Third, every expenditure must be recorded, and progress must be reported to me weekly."

"Fourth," Yang Fan paused, "if you succeed, you should properly thank the person who left you."

"It's not about showing off, but about thanking her for making you determined to change."