Prince Li You of the Great Tang Dynasty begs the noble families to their deaths!

"Uncle, I've thought of another idea. Could our future money exchange help other merchants with their cash withdrawals?"

"Withdrawal of funds?"

"For example, we have a money exchange in Luoyang and another in Jiangdu, with 30,000 strings of copper coins in each. Now a merchant wants to take 5,000 strings of coins from Luoyang to Jiangdu to do business. If he follows his usual practice, he will definitely arrange a horse team and hire guards before he can take the money on the road."

"Let's say our counter now offers a new service model."

"The merchant first went to our money exchange in Luoyang and deposited his five thousand strings of cash there. We also gave him a receipt proving that he had deposited five thousand strings of cash with us. After that, the merchant did not need to arrange a horse team or hire guards. He simply took the receipt and went to Jiangdu. He then presented the receipt to the money exchange in Jiangdu and was able to withdraw five thousand strings of cash to do his business."

"This is the money withdrawal service."

After Li You finished speaking, Yin Hongzhi pondered for a moment, then was shocked again.

"If this approach can be successfully implemented, I fear that merchants throughout the land will no longer use copper coins!"

It should be noted that copper coins are very heavy; five thousand strings of copper coins would weigh a total of 16 tons.

Li You's idea became the model for the Shanxi banks that existed in later generations.

In fact, a similar service existed during the Tang Dynasty, called "flying money," but it did not appear during the Zhenguan period. It was another 150 years later, during the reign of Emperor Xianzong of Tang, that it began to emerge.

"Uncle, to make this happen, we must first establish a successful money exchange. Moreover, once we get started, other wealthy merchants will surely follow suit and compete with us. Rather than that, we should use this method as bait to attract wealthy merchants from all over the country to join us one by one, invest together, and ultimately achieve the great feat of connecting the world through money exchange."

Yin Hongzhi looked at Li You with a strange expression.

"You'er, was this method also given to you by that deity in a dream?"

"Of course, the Golden Armored General does not want the people of the world to suffer, and merchants are also among the people."

"If we make things convenient for merchants today, won't they make things convenient for us when we raise an army in the future?"

"Good, good, good! Such shops should exist in the world. I will write to the old people in Luoyang tonight."

"Uncle, you seem to be doing quite well in Luoyang."

"Alas, some things are not easy to do in Chang'an. You'er, you must know that Luoyang was built by my Emperor Daye. Although the previous dynasty has fallen, there are still many old people who miss Emperor Daye. Even though Chang'an is prosperous, these people prefer to stay in Luoyang. When you arrive in Luoyang, I will take you to meet them."

Needless to say, Yin Hongzhi himself was one of these "former Sui dynasty loyalists".

The Sui Emperor Yang, who is now described as "brutal and wasteful," is, in their eyes, the eternal "Emperor Daye."

……

After talking with Yin Hongzhi, Li You realized that he had even more things to do.

After discussions between Li You and Yin Hongzhi, it was finally decided that this super bank, which was about to appear in the territory of the Tang Dynasty, would be named "Huimin Bank".

Huimin Bank, meaning "benefiting all people".

Li You decided to invest all of the 50,000 strings of cash he had obtained in Xiangzhou City last time into Huimin Bank.

Upon seeing the 50,000 strings of Zhenguan Tongbao coins in hand, Yin Hongzhi remained speechless for a long time.

He truly never imagined that a monk who ran illegal businesses in Xiangzhou City could amass such a massive fortune.

Yin Hongzhi himself had worked hard in Luoyang for more than ten years, but his wealth was only a little over 30,000 strings of cash.

After his uncle's comparison, Li You couldn't help but sigh: Robbing money is still the fastest way to make money!

The copper coins that Monk Yuanjue extracted from the people of Xiangzhou were eventually invested in the "Huimin Bank," which can be considered as the last bit of good deeds he did.

Money itself is innocent; the guilty party is always greedy human beings.

Yin Hongzhi wrote a letter to the "former Sui dynasty loyalists," which he then handed to Yin Shaokang, ordering him to send it to Luoyang to discuss preparations with the merchants and wealthy people he knew.

In addition to handling the various daily tasks of the mountain stronghold, Li You also had to focus on another crucial matter.

That is to select elite soldiers and train combat teams.

A few months ago, Yan Hongxin and Zan Junmo went to Luoyang and bought a lot of slaves, including more than 300 strong "Beikou".

Zan Junmo spent his childhood and youth in the northern region where Han and non-Han peoples lived together. He could understand the language of these "northern peoples," so he was put in charge of these three hundred men, who were called the "Northern Army Camp."

Li You himself had also selected the strongest soldiers from Huang Chao's army to form the "Jia Battalion," which consisted of about five hundred men.

The total population of the Tongbai Mountains has now exceeded ten thousand. It is time to separate a portion of the population to form specialized combat units. The remaining manpower also needs to undergo regular training, but their most important tasks are material production and logistics to maintain the operation of the entire camp.

In a normal army, combat units are best separated and specialized in combat training, so that they can defeat the enemy in wartime.

Every afternoon, Li You and Zan Junmo would organize soldiers from the Jia Battalion and the Northern Army Battalion to conduct combat and defense drills.

Sometimes it's a one-on-one battle, and sometimes it's a multi-on-multi team battle.

At the beginning, the soldiers of the Northern Army Camp had an absolute advantage, whether in one-on-one combat or group battles.

After all, they were from the "Northern Pass" who had experienced battles and were captured by the Tang army or border people.

It's a miracle that they've survived this long.

The King of Qi they were now encountering did not treat them as slaves; their treatment was equivalent to that of the Jiazi Battalion.

Some of them even married women, which was enough to inspire these foreign warriors.

Therefore, they must make a good impression on the King of Qi.

The fighting skills mastered by the "Northern Pass" are absolutely enough to crush soldiers who have never been on the battlefield.

The consequence was that the brothers of the Jiazi Battalion were often beaten black and blue.

No, as the lord's personal guards, we must fight back!

And so the competition between the two sides began.

After training, Li You would order the officers and soldiers of the Jia Battalion to sit down and eat with the warriors of the Northern Army Battalion. The purpose was to help the Northern Army Battalion quickly integrate into Huang Chao's army and not lose their brotherhood due to the confrontation during training.

Another purpose of this was to teach the soldiers in the Northern Army camp to use simple Chinese.

After more than a month of such training, the results were remarkable.

The officers and soldiers of the Jia Battalion learned many useful battlefield combat techniques from the Northern Army Battalion.

The soldiers in the Northern Army camp can now speak more than twenty sentences of Chinese.

Don't think that twenty sentences is too few. After all, the Chinese that the Northern Army camp will face is one of the most difficult languages ​​in the world to learn.

Training was training, but no one expected that Huang Chao's army was about to engage in its first real battle, which had already quietly arrived.