My talent is 1.

Shen Mengli spent all her gold coins, even though she knew they were auctioned off by Zhong Wuyai.

But if things don't go well, even 5% of the tax revenue is more than 300,000 gold coins, which is a considerable loss.

Zhong Wuyai looked at the auction house's notification and saw that he had 6314659 gold coins and 5 silver coins to claim.

He tried dragging the 1 up, and it actually worked, but Zhong Wuyai didn't click "OK" and took the 1 back.

It's such a waste to use it like this.

"Bai Xiaoniu, borrow money. Borrow everything you can, using the nine-star equipment as collateral. Go to Lu Yingjie, Zhang Haitao, and big families like the Ye, Li, and Zhang families. Borrow as much as you can, and tell them you'll pay it back in three days, with a total interest rate of 5%."

"You're insane...~!"

"I'm not crazy, hurry up, we won't be short of gold coins for a long time to come."

"I don't believe it. How the hell is this possible? Gold coins are consumables."

"If you can borrow 100 billion, the entire guild won't have to worry about gold coins until level 100."

"You...you...are you sure you're not lying to me?"

"But we need to raise the money quickly."

"I'll give it a try!"

Immediately afterwards, Shen Mengli said something to Zhang Haitao and Lu Yingjie, and in less than ten minutes, several hundred people arrived at the Chang'an City teleportation array.

"Vice President Shen, you've borrowed way too much money! Ten billion! You're going to empty the wallets of every player in the entire Dragon Kingdom..."

If Lu Yingjie hadn't experienced the rocket-like speed at which Zhong Wuyai boosted his experience points, he really wouldn't have believed what Shen Mengli said.

This attracted almost all the guild leaders and other wealthy solo players from the Dragon Kingdom.

"Don't tell me, go tell Zhong Wuyai...!"

Lu Yingjie looked at Zhong Wuyai with a nervous expression...

"President Wuya, what's going on this time?"

"Stop talking. I have a way to make money, this is a one-time thing. But you all have to pool your gold coins with me first. Consider it a loan from me. 100 gold coins for every 105 you pay back. If you have a lot of money, give it to me, I guarantee you'll make a fortune."

"Guild Master Wuya, 5% over three days, if you're short a few hundred thousand gold coins, I can give you that, but this 10 billion... to be honest, I really can't do it."

"I'll give you whatever you have, but if it's less than eight billion, I won't make much money."

Zhong Wuyai gave a vague answer, saying that the best he could get was more than 105 billion gold coins. Once he entered the auction house, he could add 1 to get more than 100 billion. After leaving the auction house, he could then manipulate the money bag in his inventory to get a trillion gold coins.

Even if the borrowed money is doubled and returned, one would still make a profit of 980 billion.

The expenses for things like city-state construction are really negligible.

With hundreds of millions of players, I refuse to believe we can't even raise 10 billion...

Lu Yingjie was willing to believe it; putting aside everything else, based on his own level, ten million gold coins wouldn't be an exaggeration.

Moreover, Zhong Wuyai is capable of handling this; the equipment on the leaderboard alone is beyond monetary value.

Each person in Xianyang Palace had at least two of these pieces of equipment.

However, the others hesitated.

"President Wuya, this amount of gold coins is too large. We dare not gamble."

"That's right, it's not that we don't want to give you face, but there are so many guilds, not to mention the peripheral ones, there are over 100,000 guild members, plus tens of millions of peripheral people, and countless casual clients and partners... There are too many things involved... Even so, it's not certain that we can raise that many gold coins."

Nobody's stupid; isn't this exactly the same way they used to fool newbies?

What era are we living in? You're still putting on this kind of show in a fantasy world.

"What kind of looks are you giving me? Why would I lie to you? ... You could spend billions of gold coins and still not be able to get a set like mine."

The crowd still didn't believe it. "Is it really that difficult? You think you can pull this off? ...If it's really worth that many gold coins, why do you need us to raise funds?"

"Guild Master Wuya, how about this? We'll pool our resources and give you 100 million gold coins. What do you think? You can decide when to pay us back. If all else fails, we can use materials instead. Giving you so many gold coins at once will make it impossible for us to operate."

"That's right, with so many guilds, if each one contributes a little, and our Li family contributes more, we can raise five million gold coins for you. What do you think?"

Ugh... Damn it, why doesn't anyone believe me...?

Zhong Wuyai looked at Lu Yingjie

How many gold coins do you have now?

"It's only 20 million. If we can get all the gold coins from the guilds below and everyone on the periphery, we can still get 400 to 500 million gold coins."

The Dingguo Army alone has over 200,000 players from the former Dragon Kingdom army, not to mention many affiliated commercial guilds and the like. Although it is not the strongest, it can be said to be the largest force in the Azure Dragon Empire.

Similarly, the power structure is also complex and intertwined.

"Bring them all over, trust me, you're guaranteed to make a profit."

"This...you're making my heart race. If I give you everything, how am I supposed to live?"

"Get as much as you can, you definitely won't lose out."

These guys are completely useless. I shouldn't have sold them those equipment and guild tokens in the first place.

"Zhang Haitao, I'm not going to waste my breath on you. Hand over all the gold coins you have..."

"Have mercy, Guild Master Wuya! My 20,000-plus people still need to eat."

"It's not like I'm not going to pay you back, I'm paying you back double. What are you yelling about? You can sell these two pieces of equipment; they'll last you a while."

Seeing the two +10 enhanced pieces of equipment handed to him, both level 50, Zhang Haitao felt much more at ease.

"I'll go raise the money right away..."

"These guys, they're always making excuses when it comes to borrowing money, but they're so generous when it comes to leveling up."

"You can't count on them, you really can't count on them, a bunch of idiots... Just wait, once I get the money, they'll be crying. I'll sell the materials to them for double the price from now on."

"Why sell to them? Go get them yourself. I'll just go into the dungeon and throw it away, they won't give it to me."

Shen Mengli was also furious.

The leaders of several hundred guilds pitifully managed to scrape together a little over fifty million gold coins.

In Hucheng... Zhang Haitao painstakingly tried to persuade everyone.

"Do you really think Xianyang Palace is that desperate for money? ... How many times has Xianyang Palace lost even a bone fragment that yielded more than we make in half a month? Why cling to our meager gold coins?"

"President, you've used up all our savings. What if something goes wrong? How will we cope for a while? This is all of our assets."

"Don't worry, Guild Master Wuya just gave me two pieces of equipment... level 50 equipment with a +10 enhancement. Just think how much those level 10 and 15 equipment sold for. This should be enough to make my money."

"President, we don't have as many people as some super-powerful factions, but we still have quite a few—20,000. Are we really going to leave no trace of them all?"

"No matter what, each person only keeps ten gold coins, and the rest are all handed over. I don't know what Zhong Wuyai is up to, but I'm willing to trust him this once."

Zhang Haitao went all in, eventually managing to scrape together 37 million gold coins. It's fair to say that aside from a month's worth of water and food expenses, no one could spare a single gold coin.

The guild originally had enough funds, but Shen Mengli sold materials, equipment, guild tokens, and other items.

With various expenses incurred, the Zhang Group's gold coins are becoming somewhat scarce.

If everything in the warehouse were sold, we would make a huge profit, but it would take time to sell everything.

In such a short time, the buyer also needs to acquire enough gold coins.

Zhong Wuyai was slightly surprised when Zhang Haitao arrived with the gold coins.

Zhang Haitao had thought that a little over ten million was about all the gold coins he could handle, but he never expected it to be over thirty million.

However, this is far from enough; this amount of money is simply not sufficient.

"Bai Xiaoniu, tell the people on the chaotic battlefield to ask Han Tong, Xiahou Shen, and Gongsun Yuanshan to help raise gold coins. I need 10 billion; there's a huge shortfall."

"Will this work?... Han Tong is fine, but Xiahou Shen and Gongsun Yuanshan might not listen to you."

"I don't care about all that. If they really don't buy it, then there's no need to give them face in the future. I can just use them to farm merit points."

"Something's wrong with you, you're acting a bit crazy..."

"Alright, let them raise the money first. We'll talk about it after they've raised it."

Xiahou Shen looked at the message sent by his subordinate with some confusion.

"Didn't they say they'd give us equipment support? They haven't even given it to us yet, and they're already asking for money."

Huangfu Liancheng touched his nose.

"You want money? You want lives... A shortfall of 10 billion gold coins? Even if you sold our Heavenly Pride Guild, it wouldn't be worth 10 billion."

Gongsun Yuanshan just smiled when he saw the message, feeling a bit like he'd been tricked, and his face darkened.

The situation was quite different for Han Tong.

Guild leaders and liaisons for individual players are running around everywhere...

"I only need 1 gold coin, take all of these!"

"I have over seven hundred here too, take it first, I'll have more after I finish my tasks tomorrow..."

"Don't rush, take it one at a time. Each person should leave a month's worth of expenses, including equipment repairs and such. Give me the rest."

"There's no need. Right now, our guild controls the resources of a main city, and one day's earnings are enough to last us half a month."

"Exactly, without Guild Leader Wuya, we'd still be holed up in the capital waiting for our daily dungeon relief money."

"This little bit of money is nothing. It's not even enough to repay the favors we've already done, let alone the many merits we've earned from Guild Master Wuya. Even doubling the amount wouldn't be too much."

Soon, all the gold coins collected by the various association presidents were sent to Han Tong.

"It's up to you, Han Tong. You must personally teach President Wuya..."

[Server-wide Announcement: Player Han Tong's gold coins have reached 100 million for the first time. The wealth ranking is now open, and player Han Tong is rewarded with the title "Prosperous Fortune"]

"Holy crap... Is this for real?... I'm totally screwed..."

"Han Tong is really rich, a hundred million! How did he get that?"

"Did they rob the national treasury?"

Others might not know, but how could Xiahou Shen and Gongsun Yuanshan not know?

"Has Han Tong gone mad?... He's really raising money for Zhong Wuyai, all at once..."

Huangfu Liancheng chimed in, "One hundred million! That's quite a sum."

"Look at the wealth rankings... Han Tong's gold coins are still rising, they'll be 200 million soon."

Suddenly, countless people opened the wealth rankings, and Han Tong's gold coins kept increasing wildly, jumping by millions every second.

"What's wrong with Han Tong? The Dragon Empire has millions of Dragon Kingdom players, is he just going to give up?"

Gongsun Yuanshan was also taken aback by this momentum. Could it be that Zhong Wuyai really would repay the debt?

But that's not enough; Zhong Wuyai wants 10 billion...

Lu Yingjie and the other leaders of the forces were also baffled. This was too crazy. Even if Zhong Wuyai could repay it, how much could he possibly repay?

Borrowing 10 billion and repaying 10.5 billion? 500 million gold coins fell from the sky? If you have that kind of money, why would you need to borrow?

"Big brother, what should we do?... How much do we need to raise?"

"At least 300 million. No matter what method you use, get 300 million gold coins first."

"But how can we explain this to the others? Those old guys will definitely not agree."

"If you disagree, we'll leave the guild and never have anything to do with each other again."

"Huh?...Big brother, are you crazy?"

"I'm not crazy. Don't be fooled by our high level of influence in the Azure Dragon Empire. It's all just empty talk. The Divine Fantasy World is all about strength. To put it bluntly, the entire Dingguo Army is no match for an ordinary member of the Xianyang Palace."

"This...it can't be that bad, can it?"

"It can't be that bad?... You're level 55 already. What are the stats of a level 50 ten-star item? Think about what the stats of a ten-star item are like... Besides, with Zhong Wuyai's insane leveling method, is it really that hard for everyone in Xianyang Palace to reach level 100?"

"That...that's true."

"Do you think a level 50 player has the right to speak in front of a level 100 player? ...Or do you think they can crush you with a flick of their finger?"

"Gulp~..." Lu Yinghao swallowed hard... It's true that he was level 55, but that was brought up by Zhong Wuyai.

And he reached level 55 after killing just one monster!

Let alone level 100, even now, the people from Xianyang Palace can easily crush me.

Not to mention the players below them who are level 20 or 30, and the players who are level 10 or 15 below them are even worse off.

"If everyone listened to those old guys..."

"Those who want to come with us can take them; the rest can do whatever they want."

"I'll go raise the money right now!"...

Zhong Wuyai was also looking at the wealth rankings, which contained 460 million gold coins. He hadn't expected the Demon Dragon Empire to be so powerful.

With only a few million people, and after being suppressed for a long time, they actually managed to raise more than 400 million gold coins.

On the other hand, looking at the Azure Dragon Empire... ha... what kind of trash are they...?

We need to take over the entire Dragon Empire as soon as possible. Otherwise, anyone else who wants to join will have to consider our decision.

Xiahou Shen and Huangfu Liancheng discussed it and the entire Yanlong Empire pooled together 100 million gold coins to send over.

Gongsun Yuanshan's expression changed constantly. When he saw that the second-ranked person on the wealth list also had more than 100 million gold coins, he had already sent people to raise money.

I can give less, but I can't give nothing at all. Consider it advance payment for the equipment. I can only hope that Zhong Wuyai keeps his word...

A large group of people within the Dingguo Army started arguing.

Lu Yingjie was stopped after raising just over 70 million gold coins.

Moreover, the chairman of the Dingguo Army will also be replaced.

"Brother, what should we do? Are we really leaving?"

"No, if we leave, many people will ask for their gold coins back, and then all our efforts will have been for nothing."

"What should we do? Those old guys want us to hand over the gold coins."

"Give me a damn answer, just stall for time."

"Shall we send these gold coins over now?"

"How many people are still willing to listen to us...? Hand over all the gold coins everyone has... I'm done for!"

"Fine, I'll go crazy with you too."...

Amidst the chaos of the battlefield... Zhong Wuyai looked at Han Tong, feeling a touch of emotion.

"I didn't expect that you, with the fewest people, would give the most!"

"President Wuya, what are you saying? Without you, we wouldn't be where we are today. In three days at most, even without this money, we can still develop normally. More than half of the main cities of the Demon Dragon Empire are now in our hands, and the gold coins that other forces have submitted in advance will be delivered soon, which is about 100 million."

"There's still a hundred million left?"

"Yeah, I told them you wanted money, and if they wouldn't give it to you, I'd come and get it myself. They handed it over readily, using your name, so don't mind!"

"These are the items I wanted, so why should I mind? ... Oh, and take these pieces of equipment; you'll find them useful."

Zhong Wuyai spent an hour crafting twelve level 15 pieces of equipment for each class, all with ten stars.

"This...this is too valuable..."

"It's alright, just focus on development. With this equipment, we can defeat those bosses much faster."

"Thank you!"

"Alright, go back now. I'll find you when I'm done here; I have a big gift for you."

Xiahou Shen reluctantly traded the gold coins to Zhong Wuyai.

"Guild Leader Wuya, this 150 million has emptied my savings. There's also money from other guilds. You can't cheat me, or I'll be finished."

"Look at what you're saying. Just wait, you'll get more than you expect."

Gongsun Yuanshan brought Ferdinand along.

Zhong Wuyai's expression immediately changed.

"Gongsun Yuanshan, if you're unwilling, you don't have to come..."

"President Wuya, what are you saying... I just don't have enough money. Can't I bring a friend to invest in you?"

"No need, we don't need your money. You can take your people and leave."

"Wait a minute, Guild Master Wuya, I am Ferdinand. We shouldn't have any conflicts, right? How about we become friends?"

"No interest. I don't need that many friends. I'm too lazy to grind for merit points today, you can leave!"

"President Wuya, is there really no room for negotiation? Gongsun Yuanshan said you're really short of gold coins. The Five Sects brought a total of 300 million gold coins today."

"It's not like we're missing out on your little bit of money. This is your last chance to leave."

Zhong Wuyai took out his staff, threatening to send Ferdinand home if he dared to say another word...

Seeing Zhong Wuyai's expression, Ferdinand wisely retreated slowly...

"President Wuya...I..."

"Finally, let me give you a piece of advice: cut ties with Ferdinand as soon as possible, lest you turn your back on us when we attack."

Upon hearing Zhong Wuyai say this, Gongsun Yuanshan understood what Zhong Wuyai meant.

"I was being presumptuous. ... I only have 100 million gold coins here. The players in the Holy Dragon Empire are not as united as those in the Dragon Kingdom of the Demon Dragon Empire. Not only are the forces complex, but there is also serious infiltration between them. There are often three or four players from other countries in the guild, and some even have as many as a dozen players from more than a dozen countries."

"Let the players from the Dragon Kingdom leave the guild, or even become solo players, so they don't mix together. It won't be long before the national war changes everything."

Gongsun Yuanshan was startled. Was this... an attempt at unification?

Although he knew it was impossible to raise 10 billion, Zhong Wuyai was still somewhat frustrated that he couldn't even raise 1 billion.

"Bai Xiaoniu, take all the gold coins from everyone in the guild, don't leave a single copper coin."

"Huh?...What are you doing? It's already 970 million!"

"Never mind that, just get the gold coins first."

Before long, members of the Illusionary Sea Guild and the Crimson Sunset Guild delivered gold coins, which Shen Mengli registered one by one.

Following that, the various families also sent over gold coins, bringing the total to a mere ten billion gold coins.

This is only one-tenth of what was expected.

Zhong Wuyai was a little annoyed. All this only amounted to 100 billion gold coins, and it could only be done once...

But if we don't use it now, should we just send the money back untouched? ...Would everyone have worked for nothing?

"Bai Xiaoniu, are there any other transaction methods like auction houses where the auction proceeds are received in one lump sum?"

"The shops, the blacksmith shop, the herbal medicine shop, the tailor shop all make money like this, and so do the general stores and stuff..."

Zhong Wuyai's eyes lit up. What the hell was hesitating about?

"Here, take all the gold coins. I'm going to auction something, you can bid on it directly."

"Are you crazy? Over a billion, and the handling fee alone is over fifty million... How can you waste it like this? This is the hard-earned money of countless people, especially from the Demon Dragon Empire, which has practically emptied everyone's pockets."

"I know better than you do. Just look at the wealth rankings after the auction. I don't want to argue with you about anything else."

Shen Mengli's hands were trembling, so much so that she almost cried... This was over 1.2 billion gold coins...

Zhong Wuyai didn't care about anything else. After seeing that his item had been successfully auctioned, he opened the auction house page.

Auction proceeds: 970453500

Immediately put 1 after 5, and then claim it.

"My God... over nine billion gold coins? Is this even human?"

"Damn, is this wealth ranking list broken?... Over nine billion? You couldn't even rob the national treasury of that much!"

Xiahou Shen and Huangfu Liancheng exchanged a glance...

"This is a huge loss; I should have given him more gold coins..."

The two Lu brothers embraced and wept bitterly...

"We won, big brother! We won the bet... Waaaaah..."

"Yeah, we won...we're going to be rich...and after this, President Wuya's sponsorship will definitely be substantial!"

Shen Mengli stared blankly at the numbers on the wealth ranking list... then turned her head and reached out her hand.

"What are you doing?"

"Give me money... I'm poor!"