The richest man started taking advantage of loopholes after joining Alibaba.

The phone was on speakerphone.

The phone, with its black metal casing, lay flat in the center of the large mahogany desk.

Xie Yu stood by the table.

Heavy breathing came from the speaker.

Gone was the awkwardness of the barbecue stalls, gone was the fawning when begging for loans; only a desperate panic remained.

He is Mr. Wang, President of China Merchants Bank Greater China Region.

"Lin Che!"

Mr. Wang shouted out his full name, his voice echoing in the empty office.

Lin Che sat in the boss's chair.

He didn't move.

His gaze fell on the credit agreement on the table, which had been signed less than forty-eight hours earlier.

"What exactly did you do?!" Mr. Wang spoke at lightning speed, his words flying out like a machine gun.

Lin Che did not speak.

He leaned back in his chair and placed his hands on his abdomen.

The office was extremely quiet.

The only sound was the hissing of the humidifier spraying water mist.

This silence was like a mountain, pressing down directly on the other end of the phone.

Mr. Wang's breathing became increasingly rapid; he could not bear the deathly silence.

"Speak!" Boss Wang roared.

Lin Che remained silent.

Xie Yu's forehead was covered in a dense layer of cold sweat, which gathered into drops and slid down his cheeks, landing on the carpet.

He dared not utter a sound; he knew Lin Che was putting pressure on him.

"Are you crazy?" Mr. Wang finally broke down, his voice filled with pleading and extreme fear. "The entire internet is condemning you for setting up your own court! For abusing your data hegemony!"

"This is no longer a public relations crisis!"

"This is a political event!"

Mr. Wang slammed his hand on the table, and a dull thud came through the microphone.

"Ten minutes ago."

"The joint supervisory team from the China Banking and Insurance Regulatory Commission and the People's Bank of China called the head office of the bank directly!"

"We're calling out Microlight Technology!"

"Name that 50 billion!"

Xie Yu's legs went weak.

He collapsed onto the leather sofa behind him, the leather scraping together with a dull, grating sound, and all his strength was instantly drained away.

The worst thing happened.

The propaganda war waged by BAT (Baidu, Alibaba, Tencent) is just a facade; their real killer move is to force regulators to intervene.

Traditional banks have zero tolerance for error; they only offer help when things are going well, never when things are really tough.

"Lin Che, you've crossed the line," President Wang's voice began to tremble. "You've violated a citizen's privacy, and you even tried to replace the state in defining a person's credit. This is a capital offense."

"The higher-ups are furious."

"We must protect ourselves."

Lin Che reached out and picked up the pure copper lighter on the table.

Use your thumb to pry open the cover.

"bite."

A crisp metallic clanging sound.

"So?" Lin Che finally spoke, his two words devoid of any emotion, chilling to the bone.

Mr. Wang choked for a moment.

He seemed startled by the sharp, metallic sound.

But he immediately raised his voice to cover up his guilty conscience.

"So freeze all 50 billion!" President Wang issued his final ultimatum.

"The head office's compliance department just cut off all funding interfaces."

"President Liu of China Construction Bank and Bank of China also carried out the operation simultaneously."

"Weiguang's account has been completely locked."

Mr. Wang gritted his teeth and said, word by word, "Until the compliance issues are resolved and the regulators withdraw their inquiry, you can forget about getting a single penny from the bank."

Xie Yu suddenly jumped up from the sofa.

He rushed to the desk and shouted into the phone, "Mr. Wang! We signed a contract! It's in black and white! This is a unilateral breach of contract!"

"Breach of contract?" Mr. Wang sneered. "Didn't you read the force majeure clause? Regulatory intervention is the biggest force majeure event!"

"Xie Yu, you're finished."

"You'd better watch yourself."

Lin Che reached out and pressed the hang-up button.

"Beep—beep—"

The busy signal was jarring.

The call was disconnected.

Xie Yu covered his face with his hands, his shoulders slumping.

"Five hundred billion..." Xie Yu's voice was muffled in his palm, trembling with despair, "Gone."

The newly replenished cash flow is now facing a life-or-death crisis, with the funds being cut off in an instant.

There is no such money.

The subsidy war in lower-tier markets during Double Twelve simply couldn't be launched.

Faced with the encirclement and suppression by the old giants, Microlight Technology didn't even have the money to buy weapons.

Lin Che looked at Xie Yu's ashen face.

His brain was working at lightning speed.

They were calculating the banks' weaknesses and the bottom line of regulation.

He was not angry.

In his past life, he had seen far too many of these kinds of betrayals and betrayals.

Capital has no morality; it only weighs the benefits and risks.

Mr. Wang and his team thought that Weiguang was doomed, so they were eager to cut ties.

They thought that the 50 billion was a lifeline for the company.

But what they didn't know was that the 50 billion was just a bargaining chip Lin Che used to leverage even greater power.

Waiting for him to return from Beijing.

He will reclaim the "legitimacy" that belongs to Weiguang.

These treacherous bank managers would even kneel down and beg him to accept the money.

"President Lin," Xie Yu lowered his hands, his eyes red-rimmed, "what do we do now?"

"We have become an island."

Lin Che stood up.

He smoothed out the wrinkles on his suit.

"An isolated island?" Lin Che tossed the lighter onto the table. "It's a sieve."

"Sieve out the waste that doesn't deserve to be served."

Lin Che turned around and walked towards the office door.

"Let's go outside and take a look."

He gripped the cold metal doorknob and pressed it down.

The door opened.

Outside is the vast open office area of ​​Microlight Technology.

In the past, this place was like a high-speed, precision gear, with the constant sounds of keyboard typing and telephone conversations.

just now.

A dead silence.

There are no secrets in the financial world.

The news that the three major banks had collectively defected and frozen 50 billion yuan in credit lines had spread throughout the company instantly through various private group chats.

Lin Che stood at the door.

In the office area that serves several hundred people, you could hear a pin drop.

Countless eyes were on him at the same time.

There was fear, doubt, and despair.

Then, the moment their eyes met Lin Che's, they quickly looked away.

To the right front, a finance manager's coffee cup was not held properly.

"Smack."

The porcelain cup shattered on the floor, splattering dark brown coffee all over the carpet.

He didn't wipe it; he just stared blankly at the grayed-out funds settlement system on the screen.

On the left, several programmers huddled together whispering. When they saw Lin Che come out, they immediately dispersed and returned to their workstations, pretending to type on their keyboards.

Not a single word was displayed on the screen.

Panic spread through the air like a virus.

Skyscrapers rise, skyscrapers collapse.

The news leaked too quickly, making it seem as if Microlight Technology was on the verge of collapse.

Even employees who were celebrating yesterday's 0.37% bad debt rate now feel that the end is near.

Funding dried up, leading to a complete crackdown on the internet.

No company can withstand this level of disruptive force.

The alliance is crumbling.

Lin Che walked forward.

The leather shoes made no sound as they stepped on the soft carpet.

He walked through the corridor.

He looked at those shifty, evasive eyes, but his emotions remained unchanged.

This is human nature.

"President Lin!"

At the end of the corridor, a scream that had gone off-key suddenly rang out.

The young woman at the front desk rushed over like a madwoman.

She ran so fast that her high heels twitched on the edge of the carpet.

"thump."

Her knees slammed heavily onto the ground with a dull thud.

Several executives around him gasped in shock.

She didn't cry out in pain.

She scrambled to her feet and rushed to Lin Che.

Her chest heaved violently as she gasped for breath, her face flushed red with extreme fear.

In her hands.

He was clutching a cardboard express delivery envelope tightly.

"Special... urgent."

Her voice trembled like a leaf as she handed over the sealed document with both hands.

Lin Che stopped in his tracks.

He extended his right hand and took the envelope.

The cardboard was stiff and had a cold temperature.

Sealing point.

It was stamped with a huge red seal.

The color was a glaring red, like a pool of congealed blood.

Several core executives gathered around, and Xie Yu also chased after them from his office.

They read the words on the envelope.

The operations director stumbled back two steps, his waist slamming directly into the photocopier with a loud "bang".

Xie Yu's pupils instantly contracted to the size of pinpoints.

He opened his mouth, but no sound came out.

Lin Che lowered his head.

Look at the sender's field.

The bold, size 3 font is powerful and penetrating.

Supreme People's Court.

People's Bank of China.

The dead end is inevitable.