The richest man started taking advantage of loopholes after joining Alibaba.

Microlight Technology Conference Room Incident

Nine o'clock in the morning, in the top-floor conference room of Weiguang Technology.

Sunlight cut through the shatterproof glass, drawing a line of light and shadow across the pure black conference table.

Xie Yu stood at the end of the table.

He pressed his hands against the table, the veins on the back of his hands bulging.

"Fifty billion," Xie Yu's voice trembled, "No, it's five hundred billion."

He slammed the three bound documents heavily onto the table.

The paper rubbed together, making a dry, rustling sound.

"China Merchants Bank, China Construction Bank, Bank of China," Xie Yu stared at the executives opposite him, "all signed."

"Interest rate, 3.8 percent."

The meeting room suddenly fell silent.

The CFO suddenly stood up.

The movement was too large, and it knocked over the coffee cup in front of him.

Dark brown liquid flowed across the tabletop and dripped onto the expensive carpet.

He didn't even look at the puddle of water.

He reached out and grabbed the three documents, quickly flipping to the last page.

The red official seal was glaring.

"It's really signed..." The CFO looked up, his face flushed and his forehead covered in sweat. "Three-year term, no collateral required."

"We got the cheapest price in the entire market!" The operations director slapped his thigh with a dull thud.

The entire venue erupted in cheers.

Some people clapped enthusiastically, while others stood up and hugged each other.

The technical supervisor took off his glasses and wiped the lenses with the hem of his shirt. His hands were shaking, and the glasses fell onto the table.

The noise filled the entire space.

Lin Che sat in the main seat.

He didn't move.

He leaned back in his chair, his hands clasped over his stomach.

His gaze swept over the group of subordinates who had fallen into a frenzy.

There was no emotion in his eyes.

With a low-interest loan of 50 billion yuan and a miraculous bad debt ratio of 0.37%, he forced the three major banks to bow their heads.

This money could instantly expand Weiguang Technology tenfold.

It can completely breach the bottom line of consumer finance.

In Xie Yu's view, this was the ticket to a financial empire.

In Lin Che's view, this was a death warrant.

He was very clear about the financial landscape at the end of 2019.

Traditional banks are making concessions because they crave the underlying assets of emerging companies; they need young people.

But there is also regulation above the banks.

And the state apparatus.

Weiguang Technology is a private enterprise.

This private company now possesses credit data on hundreds of millions of people.

They not only possess this data, but also utilize it to determine the flow of billions of dollars.

This is tantamount to depriving traditional financial institutions of their auditing rights.

What is this?

This is the "right to mint coins".

This is the ultimate power to define a person's value in society.

This power must absolutely not fall into the hands of private individuals.

Lin Che looked at the documents on the table.

That was honey coated with deadly poison.

If the legitimacy crisis of "usurping the right to mint coins" is not thoroughly resolved, this 50 billion could be frozen at any time.

A single A4-page official document with a red header can completely lock all of Weiguang Technology's accounts.

time is limited.

He must take the initiative.

They turned microscopic light into the sharpest knife in the hands of the state apparatus.

Lin Che released his hands.

He leaned forward and tapped his knuckles on the table.

"Yes."

The sound wasn't loud.

But Xie Yu immediately turned his head away.

He saw Lin Che's eyes, which were icy cold.

Xie Yu's ecstatic expression froze, and he slowly straightened up.

Other executives also noticed the change in air pressure.

The laughter stopped abruptly.

The clapping hand was suspended in mid-air.

The CFO swallowed hard and returned to his seat.

The meeting room fell silent again.

All that remained was the whooshing sound of the air conditioner vents.

"President Lin," Xie Yu tentatively began, "the funds are in place, and we're ready to fully roll out the Double Twelve subsidies in lower-tier markets..."

"Stop it," Lin Che interrupted him.

Xie Yu was stunned.

"Stop all expansion plans." Lin Che stood up.

He loosened his tie.

"But..." the operations director exclaimed anxiously, "If we leave this 50 billion in the account unused, the daily interest costs will be astronomical!"

Lin Che didn't look at him.

He walked directly to the conference room door.

"Xie Yu." Lin Che pushed open the door. "Come with me to the server room."

The incandescent lights in the corridor were very bright.

Lin Che walked very fast, his leather shoes making a crisp echo on the marble floor.

Xie Yu jogged after him.

"President Lin, what's wrong?" Xie Yu asked in a low voice, sweat beading on his forehead again.

Lin Che did not stop walking.

"If we take this 50 billion, we'll become the target of everyone's criticism."

"You think we're winning."

"Actually, we're walking a tightrope."

At the end of the corridor, there is a heavy, anti-static metal door.

Lin Che pressed his fingerprint.

The door lock popped open, and a blast of cold air, mixed with the roar of the server cluster, hit me.

Microlight Core Data Center.

Rows of black server racks stretched to the horizon.

The indicator light was flashing wildly.

Blue and red light intertwine.

Technical Director Zhou Han was standing in front of the main control screen, his eyes bloodshot, holding a can of cold black coffee in his hand.

On the large screen, all the progress bars representing the workload were in an orange alert state.

Several modules in the upper right corner were even flashing red.

At the end of 2019, AI computing power was extremely expensive and extremely scarce.

Weiguang's Abyss system burns millions of dollars in electricity and computing power every day to support real-time risk control calculations for hundreds of millions of users across the country.

"President Lin." Zhou Han turned around when he heard footsteps.

He put down the coffee can.

"The load is too high. After the news of the 0.37% bad debt rate came out, the number of new users has surged exponentially." Zhou Han pointed to the screen. "We must expand the server capacity immediately."

Lin Che walked to the screen.

He looked at the red data streams.

"No expansion," Lin Che said.

Zhou Han was taken aback.

"Immediately allocate 30% of the Abyss system's core computing power," Lin Che said in a flat tone. "Sever some edge risk control interfaces."

Upon hearing this, Zhou Han dropped the coffee can in his hand.

Brown liquid splattered on his shoes.

The engineers on duty in the computer room turned around at the same time, staring intently at Lin Che.

The air freezes.

Xie Yu gasped, rushed forward, and grabbed Lin Che's arm.

"President Lin! You've gone mad!" Xie Yu's voice cracked.

"Thirty percent!" Zhou Han rushed to the screen, his hands gripping the control panel, his face turning a deep purplish-red. "President Lin, do you know what you're saying?!"

Lin Che pushed Xie Yu's hand away.

He looked at Zhou Han.

"implement."

"This is impossible!" Zhou Han roared, veins bulging on his neck. "If we remove this 30%, the Abyss system will instantly experience review delays! Black market operators will take advantage of the situation! The bad debt rate will spiral out of control!"

Lin Che took a step forward.

He approached Zhou Han.

Without shifting its gaze, it pierced directly into Zhou Han's eyes.

"I said, execute it," Lin Che repeated.

Zhou Han's breathing became rapid, and his chest heaved violently.

He looked at Lin Che's cold face.

He was defeated.

He gritted his teeth, turned around, and placed his hands on the keyboard.

His fingers hovered in mid-air, trembling violently.

He typed a few lines of code.

A huge red warning box popped up on the main control screen.

[WARNING: Reallocation of computing power will cause node disconnection. Continue?]

Zhou Han closed his eyes and pressed the Enter key.

The risk control load bar on the screen dropped a bit instantly.

Deep inside the server rack, the indicator lights in several areas changed color.

"The computing power has been extracted." Zhou Han turned his head, his eyes were red.

He stared intently at Lin Che.

"President Lin," Zhou Han's voice was filled with barely suppressed questioning and fear, "if you're not using this 30% of top-tier computing power for risk control, what are you going to use it for?"

"The system will crash!"

Lin Che did not answer.

He walked past Zhou Han and stood in front of the main control keyboard.

He looked down at the blinking cursor on the screen.

Press down with your finger.

The crisp knocking sound was particularly clear in the roaring computer room.

Lin Che typed a command on the screen.

He raised his head.

"Run the garbage truck."