The richest man started taking advantage of loopholes after joining Alibaba.

Beijing, China World Trade Center.

12:30 PM.

The office building's break room was filled with resentment.

"Is Meituan crazy?"

Xiao Zhao, an office worker, was frantically tapping on her phone screen.

Fingers left a trail of greasy fingerprints on the screen.

"I just topped up my Alipay account, and now it's telling me 'This channel is not currently supported'?"

"I have no money in my WeChat account! I have to link my bank card again, what a hassle!"

This is the price Wang Xing paid for blocking Alipay.

In 2015, although the mobile payment landscape was dominated by two major players, user habits were difficult to change.

Many people are used to putting their money in Yu'ebao to earn interest, and using Alipay for daily expenses.

A sudden cut-off is like having your chopsticks taken away halfway through a meal.

"I'm not eating this anymore! Uninstall!"

Frustrated, Xiao Zhao threw his phone on the table.

Just then.

"Ding-dong—"

Doorbell rang.

A delivery guy in a yellow vest stood panting at the door.

Although he was wearing Meituan's uniform, this guy had a strange purple name tag pinned to his chest.

A huge QR code was printed on it.

Below is a line of small, eye-catching text:

[Pay in person: Get an instant discount of 5 yuan (supports all payment channels)]

"Brother, is this order cash on delivery?"

The young man wiped his sweat and grinned.

"It's okay if I can't pay online through Meituan."

He straightened his chest and pointed to the QR code.

Scan this.

"Micro-light face payment".

"It supports Alipay, WeChat Pay, and Huabei, and also..."

The young man lowered his voice, as if he were promoting some black market hot item.

"First order gets a random discount, or even a free order."

Xiao Zhao was stunned for a moment.

You can play it like this?

Meituan blocked the online interface, but these riders simply moved the cashier to the offline location?

"Can I use Alipay?" Xiao Zhao asked, half believing it.

"Of course! Please scan it!"

Xiao Zhao took out his phone.

Open Alipay and scan the QR code.

"drop."

The interface redirects.

Instead of direct payment, a purple H5 page popped up – [Glimmer Cashier].

Enter the amount: 35 yuan.

Discount deduction: -5 yuan.

Actual payment: 30 yuan.

Payment method: Alipay.

[Confirm Payment]

"Ding!"

Payment successful.

The whole process took less than five seconds.

Looking at the 5 yuan he had saved, Xiao Zhao's resentment instantly vanished.

"Awesome, bro."

He took the takeout and couldn't help but give it a thumbs up.

"Meituan's app is so bad, it's not even as good as your QR code."

The rider chuckled.

"That's right."

"We only care about money, not the bad habits of those big companies."

……

Weiguang Building. Financial Business Division.

The data on the big screen is soaring at an alarming rate.

[Weiguang Wallet Daily Transaction Count: 8,000,000]

Daily transaction count: 9,500,000

Daily transaction count: 10,000,000!

Tens of millions.

This moment.

Thunderous cheers erupted in the command center.

The payment director was so excited that he crushed the coffee cup in his hand.

"Boss! We've broken ten million!"

"This is something Alipay took three years to achieve! We did it in just three days!"

Millions of transactions.

This means that ten million people leave their mark on Weiguang's payment system every day.

This means a massive amount of capital is tied up.

This means that Weiguang is no longer just a traffic portal, but a financial behemoth that is taking shape.

Lin Che stood in front of the screen.

He was fiddling with the coin in his hand.

The coin fluttered between my fingers like a silver butterfly.

"This is the gap."

Lin Che suddenly gripped the coin.

"Wang Xing blocked Alipay, thinking he could force users to use WeChat Pay."

"Jack Ma wanted to cut off Meituan, thinking he could starve Wang Xing to death."

"A battle of gods."

Lin Che turned around and looked at his excited subordinates.

"Mortals suffer."

"At this time, users do not need to take sides."

He stretched out a finger and drew a circle in the air.

"They just need a usable tool."

"A tool that can help them pay for their meals and save them a few dollars."

Lin Che walked to the floor-to-ceiling window.

Overlooking the city.

Countless riders wearing yellow and blue vests are weaving through the streets and alleys.

The QR code on their chests is like a moving black hole that sucks money.

Meituan assumed that was its delivery capacity.

Ele.me thought that was its deliveryman.

But in Lin Che's eyes...

That's one million mobile POS machines.

"Wang Xing wants to close down the business."

"I helped him pry open the window."

"We also need to set up the ladder for him."

Lin Che's lips curled into a mocking smile.

"This toll fee."

"It feels so good to receive this."

……

Shenzhen. Tencent Building.

35 floors.

Liu Chiping was standing in front of the huge floor-to-ceiling window, looking down at Shennan Avenue.

He was holding a report in his hand.

"Weiguang Payment Data Analysis Briefing"

"That's interesting."

Liu Chiping pushed up his gold-rimmed glasses, his tone calm, but his eyes revealed the sharp glint of a hunter spotting his prey.

"Alibaba blocked Meituan, and Meituan blocked Alibaba."

"As a result, Lin Che managed to profit from both sides."

"Tens of millions of transactions per day..."

He closed the report.

The paper made a slight rubbing sound.

"This size already exceeds that of the vast majority of third-party payment companies."

"even……"

He paused.

"It has already threatened the penetration rate of WeChat Pay in the O2O field."

Beside him, the head of the investment department looked somewhat nervous.

"Martin, should we take action? Shut down Microlight?"

"A ban?"

Liu Chiping shook his head.

He turned around and looked at the Tencent ecosystem map on the wall.

Ride-hailing, food delivery, e-commerce...

Tencent has invested in Meituan, Didi, and JD.com.

However, in the most crucial aspect of payment, they have always faced fierce competition from Alibaba.

And a faint light.

This outlier, existing outside the system, possesses what Tencent desires most—

Scene.

Extremely high-frequency scenarios.

Why the ban?

Liu Chiping smiled.

That smile carried the greed and rationality unique to capital.

"Since it can't be knocked off."

"Then buy it."

"or……"

He threw the report on the table.

"Let him become our weapon."

……

Weiguang Building.

Front desk.

"Sir, do you have an appointment?"

The young receptionist looked at the group of well-dressed, imposing men in front of her and felt a little nervous.

The man leading the group was around forty years old, with a slightly high hairline and gentle yet shrewd eyes.

He handed over a business card.

The movements were graceful.

"No appointment."

"Please inform General Manager Lin."

"Just say..."

The man pointed to the logo on the business card.

That was a penguin.

"Tencent's investment department wants to send him a gift."

……

Top floor office.

Lin Che received an internal call.

"Tencent?"

He raised an eyebrow.

The pen in my hand stopped in mid-air.

The ink bleeds onto the paper, leaving a small black dot.

finally come.

The final piece of the AT battle.

Alibaba invested money.

Now, even Tencent can't sit still anymore.

"Let them come up."

Lin Che hung up the phone.

I straightened my collar.

He walked to the mirror and looked at himself.

young.

Ambitious.

His eyes held a desire powerful enough to devour everything.

"Fatty."

Lin Che called out.

Fatty Wang pushed open the door and came in, with half a steamed bun stuffed in his mouth.

"What's wrong, bro?"

"Prepare the tea set."

Lin Che turned around and looked at the door that was about to be pushed open.

"The best tea."

"because……"

A playful smile appeared on his lips.

"The God of Wealth has arrived."

"But this is the God of Wealth."

"It's difficult to invite them."