The richest man started taking advantage of loopholes after joining Alibaba.

Chapter 107 Paying Troy

Wednesday. Morning rush hour.

The subway station entrances in Hangzhou are teeming with people.

While munching on a steamed bun, office worker Xiao Chen habitually opened "Weiguang Travel".

That 20 yuan taxi coupon from yesterday was such a steal.

Even if you're just going to the company two kilometers away, you can still hitch a free air-conditioned shuttle bus.

"bite."

The screen suddenly turned gray.

A huge pop-up window aggressively occupied the field of vision.

[Forced Update: Weiguang Wallet Launched!]

[Activate now and receive: 20 RMB taxi credit + 8.88 RMB cash bonus (withdrawable)!]

The button was an alluring golden yellow, and it was constantly breathing and flashing.

Xiao Chen was stunned for a moment.

Do I need to open a wallet again? And link my bank card again?

He is an internet native and instinctively resists this kind of privacy demand.

Hover your finger over the "Cancel" button.

But next second.

My gaze swept over the small print: [Abandon updating, and you will lose your 20 yuan taxi coupon].

"Oh shit."

Xiao Chen cursed.

My finger slipped.

They moved toward the golden button.

[Activate Now]

Who would turn down money?

Enter your card number.

Enter your mobile phone number.

Get the verification code.

enter password.

The entire set of movements was fluid and took less than a minute.

"Ding!"

A text message notification popped up.

[China Construction Bank] You have successfully linked your Weiguang Payment account.

At the same time.

The red cash envelope burst open with a "pop".

8.88 yuan.

It lay in the balance of his glittering wallet.

Xiao Chen grinned.

He put away his phone, stuffed the remaining half of the bun into his mouth, and contentedly climbed into the BYD with the purple logo.

What he didn't know was.

Just a minute ago.

He personally handed over his most crucial financial data, his future consumption lifeline, to a man named Lin Che.

……

Weiguang Building. Financial Business Division.

This is an absolute no-go zone.

There are no floor-to-ceiling windows, and no natural light.

The only sounds were the faint blue light emanating from dozens of server racks and the low hum of the central air conditioning.

The air was filled with the smell of static electricity.

On the big screen was a map of China.

But what's displayed isn't an order, nor a vehicle.

Instead, they were individual bright golden dots.

Each dot of light represents a newly linked bank card.

"He's gone mad..."

The payment director, an P8 recruited from Alipay, was gripping the back of his chair tightly, his knuckles turning white.

"Boss, this growth rate...it's not scientific!"

The numbers on the screen were jumping wildly, so fast that they became afterimages.

Users with linked bank cards: 1,240,000

Users with linked bank cards: 1,256,000

……

Hundreds of people are registering their bank cards every second.

"It took Alipay ten years to accumulate its first batch of users who linked their bank cards."

"WeChat used that famous 'Spring Festival Gala red envelope surprise attack on Pearl Harbor' to achieve its comeback."

The payment director turned his head and looked at the man standing in the shadows, as if he were looking at an alien.

"We... only took a week?"

Five million.

Lin Che stood in front of the screen.

He was holding a glass of water.

I didn't drink it.

I just looked at those distorted specks of light through the glass.

"Taking a taxi is the most frequent and essential need."

"More frequent than food delivery, more frequent than Taobao, and even more essential than social media."

He put down the cup.

Ripples spread across the water's surface.

"Because if you don't want to use Taobao, you can use JD.com; if you don't want to use WeChat, you can make a phone call."

"But if you can't get a taxi on a rainy day, people will die."

Lin Che stretched out his hand and gently traced his finger across the map.

It's like caressing a rare treasure.

"I used a subsidy of 20 yuan to buy their most authentic identity information and their bank card access."

"This is simply..."

A greedy smile curled at the corner of his lips.

"It's so cheap."

Five million users who have linked their bank cards.

According to the customer acquisition cost of internet finance, the cost of acquiring a valid financial user is at least 200 yuan.

Lin Che, on the other hand, only spent 20 yuan.

This is a dimensional reduction massacre where "high frequency beats low frequency".

"Boss."

Fatty Wang pushed open the door and came in, his expression somewhat grave.

He was holding a satellite phone that was in use.

Something's happened.

"Ant Financial's risk control department just called."

"They said they detected abnormal data from the low-light interface, which is suspected of being a 'cash-out' and 'money laundering' risk."

Fatty Wang covered the microphone and lowered his voice.

"They threatened to cut off Alipay's payment interface to the Weiguang App."

See the picture poorly.

Mr. Ma finally realized what was happening.

He originally thought Lin Che just wanted to create a ride-hailing app, and he was still looking down on this "troublemaker".

But the moment the Weiguang Wallet was launched.

The alarm went off.

This is shaking the very foundation of Alibaba.

This is like inserting a tube into Alipay's heart and sucking its blood.

Cut off the interface?

That means users will be unable to top up or withdraw money using Alipay.

For a newly launched payment system, this is tantamount to removing its ventilator.

The air in the conference room froze instantly.

The payment director's face turned pale instantly.

"Boss... if Alipay shuts down, half of our users' top-ups will fail!"

"This is utterly catastrophic!"

Everyone looked at Lin Che.

Wait for him to panic or become angry.

But Lin Che just smiled faintly.

He took a cigarette out of his pocket.

ignite.

Take a deep breath.

The flickering light of the fire in the darkness illuminated his expressionless eyes.

"Cut off?"

Lin Che exhaled a puff of smoke.

"Then let them cut it."

He walked to the control panel.

There is a row of spare physical switches there.

Each switch has a label attached to its base.

[Alipay] (Already connected)

[WeChat Pay] (Already connected)

China UnionPay (backup)

Lin Che extended his hand.

His fingers did not tremble at all.

Snapped.

I turned off the Alipay app.

At that moment, the data stream on the big screen experienced a sharp drop.

"Boss!"

The payment director screamed.

But next second.

Lin Che's finger moved to the red switch on the far right.

China UnionPay.

That's the national team.

That's the parent company of all third-party payment platforms.

Two months ago, when he was setting up his business in Silicon Valley, Lin Che had already obtained UnionPay's super clearing interface through Weiguang Capital's overseas connections.

Click.

Push the switch up.

The current is connected.

The cliff on the big screen lasted for less than two seconds.

Followed by.

A thicker, more powerful data stream, like a giant dragon awakening, roared and surged to the summit.

"Tell Mr. Ma."

Lin Che turned around, his back to the screen that was now boiling over again.

The sound traveled through the smoke, as cold as ice.

"Weiguang Travel is not a Taobao store."

"I do not live off his charity."

He stubbed out his cigarette on the table.

It left a black scorch mark.

"This is a Trojan horse."

"When he discovered the Trojan horse had entered the city."

"My soldiers have crawled out of my belly and taken over the entire city."

Fatty Wang was stunned.

He looked at the data curve that was surging again and felt a chill run down his spine.

UnionPay channel.

That's a protective charm that many payment companies dream of but can't get.

Lin Che had already prepared this all along?

"elder brother……"

Fatty Wang flashed a bright white smile at the Alibaba executive who was still yelling on the other end of the phone.

"Feed? Mr. Li."

"Sorry, the signal was bad just now."

"Disconnect the interface? Do as you please."

"Oh, by the way, just letting you know that from now on, our drivers' wages will be paid directly through UnionPay, so you won't need to use Alipay anymore."

beep.

hang up.

Fatty Wang threw the phone on the table and laughed like a 200-pound child.

"Cool!"

Lin Che walked to the window.

Looking out the window at the brightly lit city.

The rain stopped.

But a much bigger storm is brewing beneath the seemingly calm night.

Five million users who have linked their bank cards.

This is the spark.

Next.

He wants to use this fire to burn through Didi's moat and the giants' monopoly network.