Returning wealthy individuals develop their hometowns and become rich in the 1980s
Chapter 304 Orient Fund
"If they want to renege on their debt, then they'll have to take legal action!"
"That's great!" Chen Zaixing's eyes lit up, and he clapped his hands with a smile. "That way they'll have nothing to say. If they want to borrow money, they'll have to give a reason; if they want to do business, they'll have to produce a business plan, hehe!"
"That's not all," Chen Dong added. "After they borrow money, we don't just abandon them. The fund will arrange for people to follow up and guide them, help them with their accounts, and help them find sales channels. If they make money, they will repay the principal and interest on time. If they lose money, they will have to give us an explanation. We can't just walk away."
Chen Zaiguang chimed in, "This way we can help them without dragging our family down. We support those who are willing to do real work, but those who just want to get something for nothing should know when to back down and not make a fool of themselves."
Chen Xianhai frowned. "Ah Guang, what if someone just wants to open a small general store in the village or something? Do they still have to write that business plan?"
"Yeah, Ah Guang and Ah Dong, we're not exactly writers, so how would we know how to write a business plan?" Chen Xianfu chimed in.
"Even opening a general store requires documentation," Chen Dong said bluntly, looking at Chen Xianhai. "Third Uncle, don't think that opening a general store is an easy thing. You have to do thorough research before starting any business!"
"How big should the business be? Where should it be located? Where should the goods be sourced from? What kind of goods should be sourced? Are the purchase prices higher or lower than the normal prices? What is the monthly turnover? If you don't figure these things out beforehand, and then rashly invest your money, it's just a waste!"
"It's not that I don't want to help with this kind of business, but I can't let it harm them!"
After Chen Dong finished speaking, Old Mrs. Wei Shufen slammed her cane down with a loud thud. Everyone looked at her before she said, "Dongzi is right. We can't just give away money without thinking. As the saying goes, 'A skilled craftsman must first sharpen his tools,' and the same principle applies to doing business!"
"No business is guaranteed to make money. You can't even write a business plan, yet you're just envious and trying to learn how to do business. What if that business fails and you can't pay it back?"
Chen Xianfu and Chen Xianhai fell silent after their mother's words. Grandma Wei Shufen continued, "I support establishing a foundation! You should all go out and tell our relatives that once the foundation is established, those who want to borrow money won't need to come to our house anymore; they can just take their business plan and go directly to the foundation to borrow!"
With Grandma Wei Shufen's words setting the tone, everyone could only nod, not daring to utter a single word of objection. Chen Zaixing, however, raised his hand and asked loudly with a laugh, "Then who will manage the fund in the future? Hehe, I'm just worried about not having a pillow to sleep on, and I'm thinking of getting another business!"
Chen Dong responded, "I will hire someone from Hong Kong to manage the fund in Tuocheng. From now on, neither my brother nor I will handle matters related to the fund, and you shouldn't even think about asking my brother or me."
"I see," Chen Zaixing said with a slight disappointment. "I was thinking that if possible, I could help manage the fund. I'm very good at judging people and situations; I can tell at a glance whether a business is viable or not!"
"Give me a break," Chen Xiangui laughed angrily, "Letting this kid manage the fund is like a mouse guarding a granary—it's embezzlement!"
"Dad, I don't like hearing that. How can I put it? I'm now a candidate for the CPPCC (Chinese People's Political Consultative Conference), and I'm the one who built this supermarket..."
"Alright, alright, stop bragging," Chen Xiangui said with a laugh. "You've got a lucky break, and now you think you're all that great!"
During their usual banter, Chen Xianhai sighed and said, "Actually, to be honest, our family's success today is all thanks to Dongzi and Xiaoyi. If they hadn't come back to invest, we would still be toiling in the fields. Our relatives and friends only came to us because they saw that we were doing well. That's just how people are."
Chen Dong shook his head. "Third Uncle, you can't say that. It's only natural for relatives to want to benefit from our wealth, but we can't let them think that our money comes from thin air."
"Yes," Chen Zaiguang replied, "This foundation is meant to establish a rule: we help people, but we can't let them eat us out of poverty. If they want to get rich, they have to do it themselves. We can lend a hand, but we can't walk the path for them."
While the men were talking inside, Yang Xifeng spoke up quietly to Zhang Yi, "Xiao Yi, do you think it's possible to get Lianzhen a job at your garment factory?"
Instead of answering directly, Zhang Yi asked Yang Xifeng curiously, "Third Aunt, didn't I hear that Aunt Lianzhen is planning to get married? The marriage arrangements have already been finalized?"
Hearing what her sister-in-law Zhang Yi said, Chen Lianzhen blushed and lowered her head. She was twenty-two years old this year, pretty, and gentle. With her connection to Chen Dong, she was indeed the object of many people's interest.
"That's all baseless tales, the matchmaker's nonsense," Yang Xifeng quickly retorted. "Lianzhen said she wants to attend night school for a year or two to learn more so she can work for you, her sister-in-law, in the future. Besides, do you think our family's daughters can be driven away like that!"
These were indeed the words Chen Lianzhen said at the time. When Yang Xifeng heard that the matchmaker had proposed marriage to the son of the director of the county water conservancy bureau, she was about to agree on the spot, but Chen Lianzhen used these words to smooth things over.
Grandma Wei Shufen nodded, "Lianzhen is right. Our Chen family's daughters don't have to worry about not getting married. Things are different now than before. Since Lianzhen wants to study more and learn more, we should support her. Let her learn skills and broaden her horizons first, and she'll have plenty of opportunities to marry into good families in the future!"
"What about Lianxiang?"
Yang Xifeng blurted out these words indignantly, without thinking. She knew she was in trouble as soon as the words left her mouth. Old Mrs. Wei Shufen immediately swung her cane at her. Fortunately, Yang Xifeng reacted quickly and dodged the blow.
"You gossipy woman, do you ignore what I, an old woman, say? How many times have I told you not to talk nonsense in the village? You still dare to go around talking about Lianxiang's divorce!" Old Mrs. Wei Shufen pointed at her youngest daughter-in-law who had run away, so angry that she was about to stand up and chase after her to hit her.
The commotion was so loud that everyone inside stopped talking and looked over. They saw that it was the old lady scolding their aunt, Yang Xifeng, and knew that their aunt must have caused some trouble again to upset their grandmother.
"Let me make this clear today: Lianxiang's affairs are none of your business. She has children and is currently helping Xiaoyi with her work. She can look for someone if she wants, or not if she doesn't. If anyone tries to set her up again, don't blame me for being ruthless!"
Yang Xifeng was hit by her cane and gritted her teeth in pain. She quickly said, "Mother, as her aunt, I was just showing concern for Lianxiang..."
"I know exactly what you're up to!"
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