The next morning, in the council hall of Jingshi Academy.

Jiang Lin slumped lazily in the armchair, a thick stack of account books piled up in front of him.

Qian Duoduo held the abacus, trembling as she recited the numbers, her voice shaking like a leaf: "Headmaster, add the revenue we made from selling fake exam questions and top scorer papers..."

"We currently have a full 3.42 million strings of cash at our disposal! And that doesn't even include the advance payment for Shen Kuo's Tian Gong Liuli!"

As soon as she finished speaking, Qian Duoduo's legs went weak, and she collapsed to the ground with a "thud," panting heavily.

He had never even dreamed of such a huge sum of money in his entire life. Last night, he slept in the underground vault with the ledger in his arms, drooling all over his face.

Jiang Lin took a sip of tea, his face full of disdain: "Pathetic. This is nothing! You're scared to death by such a small amount of money. How are you going to work for me from now on?"

Sitting at the lower end of the table, Li Gefei looked at Jiang Lin as if he were a living Buddha.

Ever since witnessing his master's masterful "empty-handed" short squeeze operation in futures trading, Li Gefei has become a complete fanatic, working day and night to study the "financial model" set up by Jiang Lin.

"Headmaster, I've finished the follow-up regulations for the 'Great Song Grain Contract Trading Center' overnight." Li Gefei respectfully handed over a thick document with both hands.

Jiang Lin casually flipped through two pages and nodded in satisfaction.

No wonder he's a prodigy from the Song Dynasty who could glean futures theory from a vegetable market. This set of rules is so detailed and meticulous, it's practically watertight.

"Well done, but the scope could be expanded a bit more." Jiang Lin tossed down the document, tapping his fingertips lightly on the table. "The trading center is just a stepping stone. From today onwards, it will be officially renamed the 'Great Song Jiangnan Grain Reserve Bank'."

"And you, Li Gefei, are the first bank president of the Song Dynasty."

Li Gefei was bewildered: "Bank? Bank president? Headmaster, what does this mean?"

"Simply put, we need to build a super reservoir for funds and food."

Jiang Lin shifted to a more comfortable position and patiently explained, "When ordinary people and individual farmers deposit their surplus grain, we issue 'grain deposit coupons,' which pay interest annually. When they urgently need money, they can exchange the coupons for cash at any time."

Li Gefei's brilliant mind worked at lightning speed, instantly grasping the crux of the matter: "Headmaster! You mean, use interest to absorb grain from the populace?"

"Once we control the entire spot market in the Jiangnan region, we can easily dump the shares and stabilize prices if anyone dares to engage in malicious grain speculation!"

"Snap!" Jiang Lin snapped his fingers. "Perfect score. But that's not enough."

"With abundant grain and money, we can start lending. Large-scale grain farmers who want to expand their operations can come to us for low-interest loans. What do we call this? We call it revitalizing the entire Song Dynasty's real economy!"

Sitting on the ground, Qian Duoduo scratched his head: "Headmaster, are we just giving interest to the people for free? Wouldn't that be a losing proposition for us?"

"You don't know anything!" Jiang Lin rolled his eyes at him, annoyed. "This is called credit expansion, which is also known as leverage!"

"As long as the people of the Song Dynasty accept our currency, it will be hard currency! We have over three million strings of cash as reserves, which allows us to print tens of millions of strings of grain coupons!"

Jiang Lin smirked, "As long as there's no massive bank run, we're using other people's money to make our own. Understand?"

Li Gefei felt a cold sweat break out on his back upon hearing this.

Although he had grasped the basics of futures trading, Jiang Lin's "reserve fund system" and "dimensional reduction attack" financial tactics directly reshaped his worldview.

"Chief...this plan is brilliant, but what if someone maliciously spreads rumors and triggers a city-wide bank run?" Li Gefei swallowed hard. "If we can't come up with that much cash and food, the bank will collapse instantly, and it might even trigger a civil uprising!"

Jiang Lin nodded approvingly. As expected of a smart person, he saw through the risk at a glance.

"Therefore, we need to walk on two legs: absolute credibility and hardcore military backing."

Jiang Lin sat up straight, his tone exuding absolute control: "In terms of credibility, we have Zizhan, the prefect of Hangzhou, to back it up; in terms of force, we have Zhao Lingjun's Imperial City Guard to back it up. Anyone who dares to spread rumors will be thrown into jail with food and lodging provided."

"Besides, we have three million strings of cash in our pockets, which is our greatest source of confidence in the short term!"

Jiang Lin stood up, walked up to Li Gefei, and patted him heavily on the shoulder.

"All suffering is a burden for all living beings. Since Heaven has brought me to this Great Song Dynasty, I, Jiang Lin, will take the opportunity to help the people of Jiangnan alleviate their suffering."

"Ge Fei, this is a heavy responsibility. These powerful families from Jiangnan have only been crippled; they could retaliate at any moment. You, as the bank manager, are the guillotine hanging over their heads. Do you dare to accept it?"

Li Gefei took a deep breath, lifted his robe, and knelt heavily on one knee.

"This student is willing to die for the mountain master! As long as the people of the Song Dynasty are no longer exploited by unscrupulous merchants, this student will not hesitate to die a thousand deaths!"

"Alright! Get up and get to work!" Jiang Lin pulled him up.

Before he could finish speaking, a sudden, extremely noisy commotion erupted outside the academy.

A doorman stumbled into the hall, one of his shoes flying off, and cried out in a sweat, "Headmaster! Something terrible has happened!"

"The Lin family head... the Lin family head, along with several other heads of prominent families from Jiangnan, are collectively hanging themselves at the gate of our academy!"

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