Jin Yuanyuan's Top-Tier Life

Chapter 73 The policeman is here again.

Li Zequn was indeed very eloquent, and he gave a detailed introduction to the projects his financial company was working on, even producing a stack of financial statements, explaining them to Jin Yuanyuan in great detail.

"Dali and I were also college classmates, very close bunkmates. Back then, when he came back to the Beijing dorm from Shanghai, he cried his eyes out because he didn't see you. He was so heartbroken." After finishing discussing the flow of funds, Li Zequn suddenly changed the subject and started talking about Zhang Dali's past, his expression extremely ambiguous. "You two are really destined to meet again, and even be able to come together again because of these things. We even have a chance to cooperate. You see, isn't that fate?"

"Oh, right." Jin Yuanyuan smiled and looked at Zhang Dali. A deep, affectionate light appeared in Zhang Dali's eyes, making her feel a little dizzy.

"Yuanyuan, just sign here. Dali has already given me the other documents, so you don't need to submit them again. Anyway, you can definitely handle the 20 million loan for one year."

Li Zequn pointed to the center of one of the pages in a stack of A4 papers, "Just sign and stamp here."

"Oh." Jin Yuanyuan wanted to take another look, so she pulled out the paper, but Li Zequn said with a smile, "With so many terms, can you even finish reading it? I'm waiting for lunch; I heard the food here is really good."

"What would you like to eat? It's on me. I know this area very well. It's by West Lake, so we can have tea or wine." Zhang Dali laughed and patted Li Zequn on the shoulder.

Jin Yuanyuan glanced at Zhang Dali again, and finally picked up the pen. She knew that if she signed this, she would be burdened with a debt of 20 million yuan, and she would need to work especially hard to earn money and build her career.

I did hesitate a little, after all, the amount was quite large.

Before putting pen to paper, she couldn't help but glance at Zhang Dali one last time.

Zhang Dali was handing his phone to Li Zequn, suggesting he go to this restaurant to eat, showing him pictures and reviews of the food, completely unaware of the look she was giving him.

There were many words written on the A4 paper. Jin Yuanyuan didn't even look at them. When she signed the first word "Jin" on the paper, suddenly the people at the next table stood up, walked over and quickly pressed down on the shoulders of Li Zequn and Zhang Dali, restraining them.

"Li Zequn, Zhang Dali, we are economic police officers from the Hangzhou Public Security Bureau. Someone has reported that you two conspired to defraud others of loans and seek exorbitant profits. We now request your assistance in the investigation."

"What are you doing? Have I broken the law?" Li Zequn reacted strongly, even trying to break free from the police's control. Zhang Dali didn't struggle, but shouted loudly, "What's wrong? I'm here to discuss business! How have I broken the law? What's going on with you police? Have you investigated thoroughly?"

Jin Yuanyuan stared in disbelief at the turn of events, completely stunned. The police had taken her pen, along with the stack of A4 papers and documents. Surprisingly, they were relatively polite to her, saying, "Jin Yuanyuan, these two are financial fraudsters. We hope you will cooperate with our investigation and explain everything clearly."

Jin Yuanyuan remained silent, only staring at them, feeling slightly dizzy.

At this moment, two more men, Zhao Zhuoran and Cao Xiaoyu, approached from a slightly further away. They looked very serious. As they walked up to the police officer, Zhao Zhuoran asked, "Officer, you must investigate this thoroughly. They must have something else going on. They almost fooled us like that; it's outrageous!"

"Don't worry, we will definitely find out the truth." The policeman looked very familiar; he was the same policeman who arrested Hu Liqiu back then.

Jin Yuanyuan was a beat slow to react; she finally reached out and grabbed Cao Xiaoyu's arm, asking in a hoarse voice, "What exactly happened?"

"Yuanyuan, it's okay, don't be afraid." Cao Xiaoyu hugged Jin Yuanyuan and patted her back gently like an older brother. "This Zhang Dali is really bad. He's trying to trick you into taking out a loan at exorbitant interest rates, and then he'll take a cut, a lot of money! He's a bad person!"

"But isn't he from the bank's loan department?" Jin Yuanyuan never expected this.

In the police station office, Senior Officer Li Daman, who was in charge of the case, explained the details of the case in great detail.

Zhang Dali was indeed a team leader in the bank's loan department, and he performed well, earning a high monthly income—high within the banking system. They not only received commissions from the bank but also kickbacks from the borrowers, which they used to manipulate the loan process. This is why there are always some bad debts in bank loans.

As bad debts piled up, his professional competence was questioned by the bank, and they had begun a covert investigation. Zhang Dali must have sensed something was wrong and was trying to find a solution.

His college classmate, Li Zequn, also worked in bank lending, but Li Zequn had already left another bank because he had handled too many bad debts.

However, he was more shrewd than Zhang Dali. He partnered with external financial companies, luring borrowers who wanted loans but lacked the necessary documentation or were unqualified into these companies. After getting them to sign high-value loan contracts, he would then seize all their assets under the guise of repayment...

When Zhang Dali asked him, he pulled Zhang Dali into his scheme, using Zhang Dali to introduce relevant borrowers and induce them to take out excessive loans, thereby making huge profits amounting to one billion yuan.

Jin Yuanyuan wasn't the first victim; there were over a dozen before her, and one even jumped off a building while being chased by loan sharks. Perhaps because of this, the money wasn't recovered in time, so Li Zequn and Zhang Dali planned to find a few more people to cover the losses.

So, they started plotting against Jin Yuanyuan. After all, a loan of 20 million was no small sum, and even if Jin Yuanyuan couldn't repay it in the future, she still had a sock factory to offset the debt... This was an extremely worthwhile deal. Moreover, they were certain that the 20 million would come, so they used the "White Moonlight Plan" on Jin Yuanyuan, enticing her to sign the papers by using her trust in Zhang Dali as a bottom line.

"By the way, didn't you know Zhang Dali isn't divorced?" Officer Li Daman thoughtfully poured Jin Yuanyuan a cup of hot water for her to drink slowly, but what he said next was truly chilling. "Not only is he unmarried, but he also has two sons who have been sent abroad. His wife lives in a big villa, the kind with a swimming pool."

(End of this chapter)