Reborn as a landlord in Shanghai
Chapter 46 New Plan
In fact, Mao Xiaoyu had also thought about finding someone to go with her to bail people out, so that whatever she did would be easier.
But then I thought about how the three of us came together, and we were all originally planning to make money together. If I separated them, their opportunities for development would definitely be different.
After all, the career development bottleneck for those who go to rescue people on their own is limited, and their future development will definitely not be as good as that of those who work as intermediaries. In the end, the other two intermediaries will get rich, while those who go to rescue people on their own will only earn a fixed salary, which will cause resentment.
If, years or even decades later, you end up not receiving gratitude for this, but instead being criticized and talked about behind your back, then that's pointless.
Therefore, to avoid this unnecessary trouble, Mao Xiaoyu decided to give each of the three of them a chance. As long as they do well at the agency, they can all continue to develop. If you get busy there, you can always find someone else to bail you out.
If, after completing the internship, some individuals are found to be unsuitable for real estate brokerage, lacking the aptitude for it, and can only scrape by on minimum wage each month, then they can't blame themselves.
I'll pretend to reluctantly find him a job so he can bail people out. That would be fair to him, at least it's better than him just drifting through life in the real estate agency industry.
If he does the good deed, it won't affect the brotherhood, and this is the best idea Mao Xiaoyu can think of right now.
…………
"Thank you so much." Upon hearing that he worked at a real estate agency and would see Guo Xiaoyan every day, Li Yong said with a bright and slightly frisky smile.
"There's no need to thank me. As long as you do a good job and settle down in Shanghai, it will be worth it for me to call you all from home. Maybe we brothers will live in Shanghai for the rest of our lives," Mao Xiaoyu said, patting Li Yong on the shoulder.
Upon hearing Mao Xiaoyu's words, Li Yong and the other two nodded excitedly. After all, no young person doesn't want to make a name for themselves. Of course, many people suffer setbacks and learn that this world is not easy to conquer, so they eventually drag their luggage back to their hometown and give up. Only a very few people can create the life they want.
"I have to go to the real estate agency first. You guys pack your things and check if you need anything else. Then go downstairs to buy it. After you've finished shopping and made all your beds, then go to the real estate agency."
"It's a good time for everyone to get together tonight, and we can all get to know each other better. After all, we'll be colleagues in the future, so it's good to build good working relationships." Mao Xiaoyu didn't plan to stay there any longer, as she had things to do.
Tonight's dinner party was Mao Xiaoyu's suggestion. After all, the agency has been open for about 10 days, and with the new staff who arrived today, there are now about 7 people.
Although it can't be said to be a lot, a real estate agency with 7 people is roughly considered a medium-sized shop nowadays.
Therefore, Mao Xiaoyu felt that almost everyone in her store had arrived, so she suggested to Guo Xiaoyan that the company pay for a meal and a team-building activity.
In the past 10 days, the company has helped Mao Xiaoyu buy 7 houses, and the rebates from the sellers are quite substantial. They must have made a profit this month. Since that's the case, it's only natural to give some benefits to the employees and make them happy. Therefore, Guo Xiaoyan agreed to tonight's dinner party.
"Then you go ahead, we'll tidy up here and come over," Li Yong said.
And so, Mao Xiaoyu left the house and headed towards the real estate agency. On the way, she went to the bank and transferred 3360 yuan to Li Mingyue. After all, the 224,000 yuan loan had been approved, and the promised 1.5% rebate was higher this time.
Of course, in addition to transferring money to Li Mingyue, Mao Xiaoyu also transferred the remaining 70% of the house price to the Lu family homeowner of the first house. After the transfer was completed, Mao Xiaoyu left the bank with the bank transfer slip in hand.
…………
"Here, this is the bank transfer slip. Call the landlord, Mr. Lu, and tell him that I have transferred the money to him. Tell him to receive it in the next couple of days."
Upon arriving at the agency, the first thing Mao Xiaoyu did was hand the transfer slip to Guo Xiaoyan while saying...
"Oh, that's perfect. I'll give him a call now. Once he confirms the money has arrived, we'll consider this deal complete."
Upon hearing Mao Xiaoyu's words, Guo Xiaoyan took the transfer slip and began to take out her phone, preparing to call the landlord surnamed Lu.
Seeing Guo Xiaoyan busy, Mao Xiaoyu ignored her and picked up her own map to study it carefully.
About ten minutes later, Guo Xiaoyan finished her call.
"Xiaoyu, the homeowner surnamed Lu just said that he has received the money and is very satisfied with the transaction. So he wants to cooperate with our agency again to sell the house they are currently living in," Guo Xiaoyan said to Mao Xiaoyu after hanging up the phone.
"What? They're planning to sell the house they're living in now?" Mao Xiaoyu asked curiously.
When Mao Xiaoyu was at the housing management bureau last time, she talked to the elderly couple. Since their son was buying a house in Pudong, they might as well go with him to buy a house. In the end, they could help their son take care of their grandson.
After a week, it seems the elderly couple has finally decided to go with their son. Since that's the case, Mao Xiaoyu is a little tempted by this house, because she knows that the house the elderly couple lives in is within the demolition area.
"Yes, but the price is a bit high. The elderly couple's lowest asking price is 4200, and the highest is 4500. They want us to list it out to the public at 4500 per square meter first. Because, according to them, their son just bought a new house, and it will take at least two or three years for renovations, weddings, and children."
"So we can sell this house in the next two or three years, there's no need to buy it so early. But if someone is willing to buy an older house here, they can move out if the price is right. So they asked us to put it up for sale at 4500 yuan per square meter to see if anyone is willing to buy it," Guo Xiaoyan said.
Hearing Guo Xiaoyan's words, Mao Xiaoyu knew that it wouldn't be so easy to get a bargain. The other party wasn't stupid. It seemed that the other party had offered a normal price. But that was normal. Her son wasn't married yet, so where would she get a child? It would be several years before she had a child and could sell the house slowly. Why would she sell it cheaply?
This is different from the previous house. The previous house was a trade-in for a larger one, an old one, because he wanted to use the money from that house to buy a house for his son. So he sold it cheaply so that he could buy his ideal house sooner. The motivations for selling the two houses are different, so the prices are bound to be quite different.
"Never mind then, let's put it aside for now. By the way, where are the staff? Why aren't they here?" Mao Xiaoyu asked curiously, since she had seen no one when she arrived, and it had been so long and still no one was there. Right now, only Guo Xiaoyan was in the entire real estate agency.
"They went to check out properties and negotiate prices. It's past four o'clock now, and people in the neighborhoods are out and about since it's cool. So I told them to go back and check out those properties whose prices were already close to being lowered, and see if they could be pushed down any further."
"Sigh, isn't this all your fault? You've been urging us every day to lower the price. If you want to lower the price, you can only send them to do it themselves!" Guo Xiaoyan rolled her eyes at Mao Xiaoyu and said speechlessly.
Hearing Guo Xiaoyan's complaints, Mao Xiaoyu rubbed her nose. "Isn't it because I don't have money? If I had money, I wouldn't be so hesitant. If the price is right, I would have just accepted it. After all, it's just a matter of making more or less money."
"By the way, how many apartments are now priced at 3900 per square meter?" Mao Xiaoyu changed the subject and asked.
"Yes, I still have 6 units on hand. I'll put down two or three more at most, leaving about 20 units. They're all around 3900 to 4200 yuan per square meter. The remaining units are all between 4200 and 4700 yuan per square meter."
"The most expensive one is now 4900 per square meter. Let me tell you, the price of the last one I mentioned is really hard to lower. Getting it down to 4800 would be good, because the interior decoration is really nice. I went in and saw it, and with that kind of decoration, I'm embarrassed to even haggle," Guo Xiaoyan said helplessly.
Hearing Guo Xiaoyan say this, Mao Xiaoyu did the math in her mind and realized that the difference in price for the house below was too great.
Because of the loan price, if the price is above 3900 yuan per square meter, you will have to pay at least 10,000 to 20,000 yuan more for each house you buy, even if the house is small. If the house is larger, you may have to pay 20,000 to 30,000 yuan more, or even 30,000 to 40,000 yuan more.
In other words, if I buy the first dozen or so houses that cost less than 3900 per square meter, I can only buy a maximum of thirty or so houses with the remaining money. That would be equivalent to using up all of my loan and principal of 50. I can forget about buying the remaining houses because I won't have any money left.
If that's the case, it feels like we're losing a lot of money!
Although the remaining few apartments are priced at over 4200 yuan per square meter, with the highest reaching 4900 yuan per square meter, it seems like quite a lot.
However, compared to the compensation of 10,000 yuan per square meter during the demolition, it is less than half.
Just think, you can double your money in just a few months, what more could you want?
In response, Mao Xiaoyu felt that she should stick to her plan, at least she could get more houses as compensation for the demolition.
Thinking of this, Mao Xiaoyu picked up the map again, frowned, hesitated for a moment, and said, "From here to here, tomorrow you arrange for someone to scout the area and find out how many houses are for sale within three days. Then you calculate which houses can be sold for below 3900 yuan, and then arrange for someone to negotiate the price and try to get it down to below 3900 yuan. Try to lower it as much as possible. Wait for my news in a week."
To indicate the areas that needed to be visited, Mao Xiaoyu specifically pointed out the area that would be demolished in three years on the map. The reason for doing this was that Mao Xiaoyu planned to buy a low-priced house three years from now to offset the demolition of the house two months from now.
As long as the house price is below 3900 yuan per square meter, Mao Xiaoyu will make a profit if she gets the loan. Mao Xiaoyu's plan is to borrow more money on low-priced houses to make her funds more sufficient, and then use the extra money to subsidize the high-priced demolition houses.
Although the total loan amount is higher, Mao Xiaoyu believes that she is not going to play around like this forever, it will only be for a month or two. No matter how much she borrows during this time, the maximum amount will be ten or twenty million yuan.
Once the demolition notice is issued for the demolished house, you can wait to receive the demolition compensation. With the compensation, you can not only pay off the loan on the demolished house, but also make up for the loan on the subsequent low-priced house.
Although by then, I might not have much money left because of repaying the loan for the low-priced house, on the other hand, at least I will have acquired a lot of houses that will be demolished in three years.
These houses received demolition notices in July. Although they weren't demolished, they were close to the demolition site, so there's definitely hope for future demolition. Naturally, their prices have risen. With so many houses increasing in price, they've already made a profit for themselves.
Not to mention, just like the house Mao Xiaoyu lives in now, it will take three years before it can be demolished, but during those three years she can either rent it out herself or rent it out.
Because of the demolition of this area, many people have lost their houses, but due to family, work, study and other reasons, they need to rent houses in the surrounding area. However, suddenly there are more people renting houses, but fewer houses.
What should I do?
This will definitely lead to a significant increase in local rents.
With so many houses in my possession, as long as I rent them out, I'll not only profit from the demolition compensation houses, but also from the demolition compensation houses three years from now. No matter how you look at it, it's a win-win situation.
This was the best method Mao Xiaoyu could come up with. According to Mao Xiaoyu's calculations, if he acquired all 43 houses, he could earn at least 1000 million yuan. With that 1000 million yuan, he could buy dozens of old houses.
No matter how many houses you buy in two months, it's impossible to buy dozens of houses. So, no matter how you look at it, after deducting the houses that are demolished, you can definitely cover the cost of the houses you have with money.
Therefore, Mao Xiaoyu is very confident about her future plans.
…………
Looking at the area drawn by Mao Xiaoyu, Guo Xiaoyan felt dizzy. The area drawn was several times larger than the one drawn last time, but she was given three days.
Isn't this treating yourself like a beast of burden?
After being busy for about 10 days, I finally managed to relax a bit these past two days. Now Mao Xiaoyu has given me another task. It seems I really am destined to be a workaholic!
Thinking of this, Guo Xiaoyan gave Mao Xiaoyu a mournful look.
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