I Want To Be a Rich Man on Hong Kong Island

At the end of November, Wu Guangyao was interviewed by a reporter from Oriental Daily.

Reporter: "Mr. Wu, may I know why you took the initiative to be interviewed this time?"

Wu Guangyao: "Because I feel very sad about the recent situation in Hong Kong! I saw many people crowding into intermediary agencies and selling their hard-earned family property cheap; they would never think that after a few years , there is a high probability that they will not adapt to the environment overseas and return to Hong Kong again; then what awaits them is to buy back the properties that are now sold at a high price."

Reporter: "You mean, the turmoil in Hong Kong will pass soon?" Wu Guangyao: "It cannot be said that it will pass soon. After all, the process of Sino-British negotiations is expected to be very difficult, and seeking common ground while reserving differences is a long process. Because some people are eager to see a formal settlement of the Hong Kong question, this kind of social panic has been caused. In fact, you don’t need to be so worried. Personally, I am concerned and interested in maintaining the status quo in Hong Kong recently. , has been very satisfied.

I personally tend to believe that the Chinese government has repeatedly emphasized through words and actions that Hong Kong will maintain the actual status of Hong Kong now and in 1997; therefore, we don't need to worry too much about the life 16 years later.

Instead, we should think about what we can do—we can work hard to develop Hong Kong, and at the same time help Hong Kong provide development convenience to the mainland, so as to better guarantee Hong Kong's future. "

Reporter: "Some people say there will be a 'war'?"

Wu Guangyao: "This statement is ridiculous!"

Reporter: "So, you are very optimistic about the future of Hong Kong?"

Wu Guangyao: "Hong Kong is the city with the highest rate of return on investment in the world. Based on ten years of investment, Hong Kong can double it, while foreign countries only double it. What I want to tell you is that Hong Kong experienced it in 1949 and 1967. Similar incidents, the results tell us that panic and flight can only bring us losses; on the contrary, those who are calm can benefit from it.”

Reporter: "Next, what will you do for Hong Kong?"

Wu Guangyao: "I will increase investment. As for specific projects, you can wait and see!"

Reporter: "Thank you for the good news you brought us today!"

Wu Guangyao: "Thank you for giving me this opportunity! I would like to say two last words - the Japanese once said 'America's today is Japan's tomorrow', today I also want to say 'America's today is also Hong Kong Tomorrow'; in the end, I hope that everyone will stay and build Hong Kong, and Hong Kong will not fail you in the future!"

.........

A middle-aged man looked at the newspaper with tears in his eyes, put down the newspaper slowly for a long time, and muttered to himself:

"Although I can live a better life abroad, it is always a fact that the climate is not acclimatized! Today's Hong Kong has become a real home and base, which can provide me with enough opportunities for development!"

"I want to stay!"

For a while, many rich and skilled people who were planning to immigrate stopped their actions and repeatedly pondered Wu Guangyao's interview report;

The streets and alleys of Hong Kong are discussing, and everyone is hesitant to go or stay.

The important thing is that once Wu Guangyao's interview spread, the stock market reacted immediately - the Hang Seng Index of course rose by 10%, returning to 880 points;

Although real estate is not as obvious as the stock market,

But there are obviously fewer people in the place of the intermediary exchange.

Everyone is discussing;

Someone said: "The Wu family is so rich, it's incomparable that the country hasn't fled Hong Kong yet, why are we running away!"

Someone said: "Mr. Wu is right. He is very experienced in this kind of crisis and has never made a mistake in his prediction. His experience in 1949 and 1967 is the best proof."

Someone said: "Yes! The current market chaos is only caused by panic. If you sell the property now, wouldn't it be a loss!"

Wu Guangyao's interview spread throughout Hong Kong through various media channels of Oriental Media, and its influence is even more effective than Thatcher's speech. At least the citizens feel very sincere!

 …

After the interview, Wu Guangyao urgently met with Shen Bi of HSBC, Lipps of Standard Chartered Bank, Li Guowei of Hang Seng Bank, Lei Hong of China Everbright Bank, and came to Everbright Building to meet.

In the meeting room of Everbright Building.

Shen Bi's face was sad and complicated, because of the Carrian Group's affairs, HSBC Bank was having a difficult time;

Carrian Group went bankrupt, and HSBC, as the largest creditor bank of Carrian Bank, is expected to generate a large amount of bad debts;

If it weren't for the great power of the HSBC taipan, this matter alone would be enough to make Shen Bi abdicate.

Shen Bi never imagined that China Everbright Bank and Hang Seng Bank were actually on the Carrian Group, with basically no losses;

Even Standard Chartered lost very little because they transferred some of Carrian's loans at low prices;

Among them, HSBC has taken tens of millions of Hong Kong dollars in bad debts.

And the money owed by the entire Carrian Group to HSBC is as high as 2.5 billion Hong Kong dollars, which is close to one-third of the Carrian Group;

The case of Carrian Group is still under investigation, so the assets have not yet been auctioned, and it is not known how much can be recovered.

Wu Guangyao said: "I'm going to get straight to the business! This time, I invite the four of you to come to the meeting to discuss the issue of self-housing loans in Hong Kong. Our four banks are the top four local banks in Hong Kong. I think we should be responsible Take greater responsibility. Therefore, I have formulated some preferential plans for Hong Kong residents’ self-housing loans. Let’s take a look. If you have any opinions, you can put forward them. Bigger."

After Wu Guangyao finished speaking, he signaled Lei Hong to distribute the plan to everyone!

At this time, the maximum term of housing loans in Hong Kong was 10 years, which was achieved after many years of development;

Wu Guangyao remembers that the maximum term of off-plan housing loans on Hong Kong Island was only 3 years at the beginning, followed by 5 years, 8 years, and now 10 years.

This time, Wu Guangyao proposed to increase the loan period to 20 years and provide preferential interest rates to stabilize housing prices.

Apart from Shen Bi, the other three are the heads of banks under the Wu family, so the key is the attitude of HSBC;

However, HSBC, as the "pseudo-central bank" of Hong Kong Island, can still tell the difference between right and wrong.

In the end, everyone agreed on the plan!

After the meeting, Shen Bi and Wu Guangyao had a private meeting in the office.

"Mr. Wu is really good at taking control of Standard Chartered Bank quietly!"

Wu Guangyao said with a smile: "Shen Bi is serious, but it is a normal business investment behavior, and it is not a matter of control. Didn't HSBC also acquire the Haifeng Bank of the United States, even the Royal Bank of Scotland!"

HSBC acquired Haifeng Bank in the United States in 1979, but failed when it acquired the Royal Bank of Scotland in the United Kingdom in 1981!

When HSBC acquired Bank of Scotland last year, Kayla just finished taking control of Standard Chartered Bank;

As a result, the Royal Bank of Scotland came to the door for help, hoping that Standard Chartered Bank would help him resist the acquisition of HSBC;

Not to mention that Standard Chartered Bank and HSBC are originally competitors, but the Royal Bank of Scotland provided some help when Kaila acquired Standard Chartered Bank, and can also provide some help within its capacity.

Shen Bi didn't care about Wu Guangyao's act of exposing his scars, instead he said with a smile, "It's a pity that it failed!"

Wu Guangyao knows that HSBC's interest in acquiring large British banks has not diminished and will continue to make acquisitions.

Next, Shen Bi began to frantically test Wu Guangyao's views on the Mainland, and at the same time expressed his interest in investing in the Mainland;

"Mr. Wu, we have been business partners for decades. If there is an opportunity, I hope you can provide some help for HSBC to enter the mainland!"

Wu Guangyao said in his heart, isn't Li Chaoren the one who should be asking for your support, why is he asking for it himself!

"I always believe that the mainland government will become more and more open and welcome overseas investment. Mr. Shen Bi, please rest assured!"

Shen Bi was overjoyed, he knew that with Wu Guangyao's vision, he could not be wrong!

The two exchanged views on the current situation in Hong Kong, and everyone had a common view that Hong Kong's economy should not be chaotic;

As a bank, we can shoulder greater responsibilities.

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