I Want To Be a Rich Man on Hong Kong Island

Chapter 210 [Commitment Loan Law]

The first time I met with Keira's family, the situation was tense. If it weren't for the fact that Keira was about to give birth, the scene would at least have a physical conflict.

Think about it too, a high-achieving student with high hopes, who is very beautiful, finally became a lover of a yellow race, how would Keira's family accept this!

Even if she married this yellow man, Kaila's family also felt that she could accept it, but this Asian man had a wife!

"Young man, if you really love Kayla, you should divorce your current wife and marry Kayla in a legitimate way, instead of letting Kayla follow you without a title!" Kayla's father said.

Keira was about to refute her father, when a big hand was placed on her thigh, Wu Guangyao told her with his eyes, leave it to himself!

"Uncle, if I do that, will Kayla still fall in love with me? Wouldn't I become a heartless man? If I do that, Kayla will also worry that one day she will be abandoned Yes!" Wu Guangyao also stabilized his mind at this time, and began to be able to deal with it calmly!

Before Kaila's father could speak, Kaila's brother stood up abruptly, pointed at Wu Guangyao and said, "Boy! No matter what you say, you are already an irresponsible man! We don't have polygamy in the UK. You Hong Kong Island is a feudal and ignorant law!"

Seeing Kaila's brother's arrogance, Wu Guangyao was not afraid at all, and responded loudly: "No matter how feudal the law is, it was also formulated by your London government! Also, do you know what Kaila wants and what his dream is? ?Only I will respect her dream and help her realize it! I have the strength, I can make her one of the most powerful women in Europe, no other man can do better than me!"

After hearing Wu Guangyao's words, Kaila's three family members actually sneered, obviously thinking that Wu Guangyao was bragging a bit!

"Kayla, look, this is your choice! A little guy from Hong Kong dares to say that he can make you one of the most powerful women in Europe. I think he is a braggart!" It was Kaila's mother's voice, and the family of three took turns!

Wu Guangyao was about to defend himself, but this time Keira put her hand on Wu Guangyao's arm, and motioned for herself to speak.

"I believe him, he is not bragging! He is only 21 years old, and now he has monopolized the world's zipper market, with tens of thousands of workers, and his factories are everywhere; The newspapers praise him as the 'next Onassis'; he still has a lot of properties, and he has become the number one in Hong Kong Island. Such a successful man is self-made, so what he said just now is definitely not bragging... ..”

Keira's family was stunned when they heard this. Is this young man so powerful?

It turned out that Kayla had been only talking to her family,

Wu Guangyao is just a successful businessman, but he didn't specify how successful he is!

While the three of them were still in a daze, Wu Guangyao added: "I am here this time, and I plan to set up a supermarket and convenience store company for Kayla to expand Kayla's business."

Wu Guangyao plans to develop supermarkets + convenience stores from Hong Kong Island and London, one is called Carrefour and the other is called Metro.

Supermarkets and convenience stores are carried out at the same time, and there is no conflict between the two. Supermarkets meet the needs of the family as a unit, while convenience stores are more about the temporary needs of individuals.

Perhaps after hearing Wu Guangyao's glorious history, Kaila's family fell into a rare silence and stopped being aggressive;

The main thing is that my daughter doesn't want to get in, and she doesn't listen to persuasion at all, so she has nothing to do with Wu Guangyao.

 …

Early the next morning, Wu Guangyao took Kaila to the rented office building, preparing to register the company and recruit management.

Although Kaila is about to give birth, her physique is not comparable to that of Asians. Wu Guangyao tried to help her several times, but Kaila refused.

"I'm in good health, don't worry, have you really decided to invest so much for us? I know that you are not rich now, and you even owe a lot of money!" Keira said seriously.

The "we" in Kaila's mouth is naturally her and the child in her womb. The company under Wu Guangyao borrows money everywhere, and it is true that there is not much money!

Lao Fengxiang Jewelry borrowed money to develop diamonds, Uniqlo established two sub-brands, the PG zipper acquisition battle just ended, not to mention global shipping, Cheung Kong basically has no cash.

"For this investment, we will first adopt a new type of loan method, the 'committed loan method'. If it fails, I will use the funds from Hong Kong Island, and I will definitely be able to make it up. Don't worry!" Wu Guangyao said.

"Commissioned Loan Law?" Keira looked suspicious. As a lawyer, he naturally knew some banking knowledge, but this "promised loan law" Keira had never heard of.

This 'Promised Loan Method' was also learned by Wu Guangyao in his previous life, who happened to watch news about a legendary businessman.

"The so-called 'commitment loan method' is that I first approached the Prudential Insurance Company (shipping insurance business) that I have cooperated with here, and asked them for a 'commitment loan letter'. This 'commitment loan letter' stipulates that as long as our supermarket When we start business, Prudential Insurance Company will pay us a certain loan. This step is not difficult, because since we have started business, it means that we have the ability to repay the loan, and of course I, as the guarantor, is naturally the key."

Wu Guangyao went on to say: "We took this 'commitment loan letter' to the HSBC Bank here to make a loan. If you think about it, as long as HSBC Bank lends us a loan and lets us set up a supermarket, then he will definitely get back the loan. .Because we have a 'Commitment Loan Letter' in our hands. In this way, we don't need to mortgage the real thing!"

Keira was dumbfounded. This kind of thing was unheard of, but it was well-founded, and the success rate was very high!

Of course, these two companies are Wu Guangyao's partners. They are very aware of Wu Guangyao's strength and have the possibility of success!

"Yao, you are so smart!" Kaila took the initiative to hold Wu Guangyao's arm, with a look of admiration on her face!

"That is, how dare you not be smart to brag about your family and make you one of the last powerful women in Europe. In fact, in my heart, you are my queen!"

"Hate!"

The two were flirting in the back row of the car, as if the driver and Huang Dazhong in the front row didn't exist!

When I came to the office building, I transferred a male and a female office staff from PG Zipper Europe, and they were already making preparations.

"BOSS" the two greeted Wu Guangyao in unison.

"From today onwards, the Ms. Kayla next to me will be your future boss!" Wu Guangyao introduced.

After a while of introductions, everyone began to take their seats!

Wu Guangyao was preparing to arrange tasks. The female staff assisted Kaila to register the retail and wholesale supermarket company "Metro", while the male staff was in charge of preparing for the recruitment.

Wu Guangyao is mainly responsible for a staff role. The planning of the Metro brand has already been explained to Kaila in detail.

Wu Guangyao doesn't know much about the retail industry, but he has a lot of reference;

For example, Metro will combine supermarkets and warehousing to achieve rapid replenishment;

Such as supermarket services, and shelves, merchandise display, and membership system.

The real development of Metro depends on the recruited executives!

This time for Kaila's career, Wu Guangyao squeezed out 100,000 US dollars from his personal pocket as the original capital.

The follow-up funds are mainly loans. Of course, Wu Guangyao can also mobilize funds at any time, so that Metro's funds will not be broken.

Supermarket + warehouse + convenience store + McDonald's, this is the foundation that Wu Guangyao will lay for Kaila in the next month.

Convenience stores and McDonald's (fried chicken fast food) can be considered after the first supermarket opens.

After the group went out, Wu Guangyao began to write a plan in detail in the office!

Metro Supermarket and Metro Convenience Store complement each other and make use of Metro’s warehouse, and may become one of the world’s top five retailers in the future;

McDonald's is even simpler, just operate according to the KFC and McDonald's of later generations!

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