Financial novice has a system

Yuan Wenbing on the side couldn't help but asked: "The full price of a four-bedroom apartment in this area must be at least more than 6 million yuan, right?"

Wang Zhenji smiled brightly: "Generally, yes, I have some money now. I will first check how much the house will cost, and then calculate how much other investments will cost. I will have an idea in my mind, and I can plan how to use the money in the future."

Yuan Wenbing understood immediately, glanced at Liao Yusheng, and immediately urged Liao Xiaobin, who was also a little moved: "Okay, be brave, it's rare for us to come to Huijin once, so why not see it all at once!"

"Okay!" Liao Xiaobin nodded decisively, then looked at Wang Zhenji: "Then which one do you want to visit first?"

Wang Zhenji turned on his mobile phone: "I searched and found that there are large apartments in the building and the new ones are just 300 meters away, which is not too far."

Although there are four-bedroom apartments in Bixie Garden, they have not yet been occupied, so they are not within the scope of Wang Zhenji's consideration.

Frankly speaking, he doesn't have much confidence in whether this community can be occupied on time.

These days, any commercial property that can be delivered three months later than the time limit stipulated in the contract is considered a conscientious developer.

The Ziyu Huating that he searched for on his mobile phone has been occupied for four months, and there are still some scattered properties for sale. Although it is possible that buyers are picking up the remaining ones, at least, on the surface, it is

It can be renovated immediately and then occupied.

…

However, nearly half an hour later, the group of them looked at two nearby properties that had already been settled, but Wang Zhenji was not satisfied with the apartment layout of the other party.

The area of ​​the four-bedroom apartment is only 135 square meters, which is still a bit small.

It feels smaller than the ones here in Clear Water Bay.

I am not used to it myself. Feng Jiaomei is used to living in Tangchen Yipin, so she will definitely not be used to it.

Seeing that it was still early, and looking at the somewhat disapproving looks of the Nie family's parents, Wang Zhenji changed his mind and said, "Let's see the last Mingdu Mansion, and then go back."

Wang Aihua was stunned: "Mingdu Mansion? The housing prices there seem to be higher."

"But it has the largest area there." Wang Zhenji was a little helpless: "In this nearby area, within a 500-meter walk, there are only these few properties that have already been settled. There is no other choice. Go and have a look!"

But this family is also the farthest away.

Chen Huitong on the side immediately smiled and smoothed things over: "Okay, let's go and have a look."

A few minutes later, our three cars parked in the spacious and empty sales department parking lot of Mingdu Mansion.

Then, everyone got out of the car and walked into the cool sales hall.

As soon as he came in, Wang Zhenji nodded secretly.

Compared with the sales offices of the previous two properties, the sales office of this one is relatively much larger, and the layout looks more upscale.

There were no other property visitors, and there were only two salesmen. When they saw a group of them coming in, their eyes lit up and they immediately came to greet them: "Welcome, do you want to buy a house?"

Wang Zhenji nodded slightly: "I want to see the layout of your four-bedroom apartment."

So, one of the female salespersons immediately enthusiastically brought an infrared indicator light and led him to the sand table landscape area in the center of the building and introduced: "Sir, come and see, the main products in our community are four-bedroom and five-bedroom.

There are also a small number of hotel apartment loft buildings. There are also several four- and five-bedroom units in buildings 7 and 4..."

The first thing Wang Zhenji glanced at was the area of ​​their house plan. Well, the four-bedroom apartment is 150 square meters, which is quite large.

At this moment, he suddenly heard a confused voice calling: "Zhenji, why are you here to look at the house?"

Wang Zhenji looked up at the sound and saw a mature and handsome man in his thirties coming out of the manager's office and calling him. He was stunned for a moment and was extremely surprised: "Brother Mo Long, when did you come back?"

The mature and handsome man Liang Molong smiled happily and elegantly: "I came to Huijin on a business trip this time. I arrived home last night."

Having said this, Liang Molong greeted Wang Aihua and his wife politely: "Are you Teacher Wang and Teacher Liao? Hello! I am Zhenji's senior brother, and my surname is Liang."

Then, he greeted the equally surprised Liao Yusheng: "Xiao Liao, do you still remember me?"

"Remember, remember!" Liao Yusheng smiled and nodded: "Brother Mo Long, how could he not remember!"

He then introduced to Wang Aihua and his wife who were a little confused: "Dad, Mom, Brother Mo Long is the son of Professor Liang! He works in the Capital Securities Inspection Department and is the deputy director."

"Oh!" Wang Aihua and his wife suddenly realized, Liao Xiaobin smiled enthusiastically and nodded: "It turns out to be Director Xiaoliang!"

Wang Zhenji also immediately smiled and said: "Brother Mo Long, you are amazing, you can actually guess that they are my aunt and uncle. It's a pity that they have been to the teacher's house several times, but you were not there and you have never seen them."

"I've never seen them before, but I've seen photos!" Liang Molong's smile was like spring breeze: "My dad often said that Teacher Wang and Teacher Liao are very friendly people, and Teacher Wang is very similar to you."

Wang Aihua and his wife were praised and their faces burst into laughter: "It's not bad..."

Then, they introduced Yuan Wenbing and his wife and Nie Hui's family who were traveling together.

Liang Molong nodded politely to the two families as a greeting, and then looked at Liao Yusheng with some surprise: "I remember, Xiao Liao, you have already bought a house? Why, you have made a lot of money, and you want to buy another one? Then?

You can consider this place. The developer of this house is an old friend of my dad. I just bought a five-bedroom apartment here. It is their internal reserved house. It is not bad, and the price is much lower than the market price.

"

Seeing Liao Yusheng's shame, Wang Zhenji on the side immediately came to the rescue with some shyness: "Brother Mo Long, I have recently received a few appraisal orders and made some money, so I want to come here to have a look, and if possible, buy a slightly larger house.

, I will live close to Brother Sheng from now on, and it will be convenient for my aunt and uncle to communicate with each other."

Liang Molong was even more surprised: "Are you buying a house?"

Then, he suddenly understood and chuckled: "Oh, by the way, when I came back last night, I heard my dad say that in this month, you have won two major project evaluation orders from the China Banking and Securities Regulatory Bureau.

, President Xie, who also helped Su Yang, also overturned the verdict! Why, the evaluation fee and consulting fee have all been paid? "

Chen Huitong and the Nie couple on the side were suddenly confused.

It turns out that Xiao Wang’s business is so strong despite his silence?

It's the Banking and Securities Regulatory Bureau, and it's the president of Su Yang. This Su Yang is a big city at the prefecture level. It seems that the people Wang Zhenji comes in contact with are not low-level!

Wang Zhenji was a little embarrassed by the senior brother's ridicule: "Yes, they value the teacher's face and don't dare to delay me for too long. It's all paid! By the way, Brother Molong, which building did you buy?"

Room? Are there any nearby?"

Liang Molong was stunned for a moment, then smiled interestingly, his smile full of tolerance and interest: "Do you want to buy a four-bedroom apartment or a five-bedroom apartment?"

Wang Zhenji also laughed: "Brother Molong, if you choose a five-bedroom apartment well, I can also buy a five-bedroom apartment!"

Liang Molong looked at him in surprise, and then immediately gave a thumbs up: "You have courage!"

He turned around and asked one of the female salespersons: "Xiaomei, could you please invite your manager Jin to come over?"

…

Nearly two minutes later, Wang Zhenji and his party saw the four-bedroom model house and the five-bedroom model house specially built next door next to the sales office.

Frankly speaking, Wang Zhenji feels that the decoration of the four-bedroom apartment here is slightly inferior to that of the Qingshuiwan community.

Of course, maybe the big boss was too demanding when he was choosing the decoration. After all, he is a rich man!

In contrast, the five rooms here really made him look at it in a new light and make him feel moved.

He asked his aunt again: "Do you think the four or five bedrooms here are better?"

"If you don't consider the budget, his five-bedroom apartment has a better layout, is more spacious, and should be more comfortable to live in." Wang Aihua glanced at Liang Molong and praised with approval.

Wang Jiji understood, and smiled and told Manager Jin who was invited over that he also wanted to see the rough five-bedroom apartment that Liang Molong bought.

There was no problem with this, so a few minutes later, Wang Zhenji and his party got on two battery cars sent by the sales office. Together with Manager Jin, they crossed the green belts on both sides and the large man-made building in the center that had been neatly taken care of by the property management.

Pools, rockeries, sculptures, a children's amusement park covering an area of ​​more than 100 square meters, and a separate leisure and fitness place for the elderly are included in the developer's first reserved building, Building 12.

Along the way, Wang Aihua commented in surprise: "The greening here is very good. It's cooler than outside. The pool looks very elegant, the leisure area is also grand, and the clubhouse occupies a large area.

The spacing between buildings is also wide.”

"Yes." Liang Molong, who was riding in the same battery car, nodded: "I just took a fancy to their floor area ratio and clubhouse services. Now the clubhouse is open to the public, providing high-quality spa services and other daily services to community owners.

, there are two prices for members and non-members.”

Wang Zhenji, who was sitting in the same row as him, turned his eyes slightly and laughed: "Brother Molong, does it violate the rules for you to open a membership in a place like this?"

"I don't have any unknown huge amount of property. If I buy a house here based on my ability, it is acceptable to enjoy membership services." Liang Molong smiled slightly: "Moreover, this is only my second house. I only have these two houses in my name."

, the above can be understood.”

He has a welfare house allocated by his work unit at the Beijing Securities Regulatory Commission. Naturally, he bought a house here for his old father who lives in Huijin.

After all, Liang Feng now lives in the professor building in the family area of ​​the University of Finance and Economics. Although it is big enough, it is an old house with multiple floors and no elevator.

Wang Zhenji was relieved and asked casually: "How much is the membership fee??"

"I bought an ordinary membership, with a membership fee of 100,000 yuan a year, and I can get a 40% discount on market prices. I can also enjoy 3 free services and two months of free property fees." Liang Molong said with a smile: "My mother.

I like this. If you like to do beauty treatments, you can consider opening a membership card. One of my classmates bought a house here and said that the spa here is pretty good and of high quality."

Wang Zhenji smiled: "If I buy a house, I will definitely open a membership."

At this time, they swiped their cards at the access control on the first floor and went in to wait for the elevator. The elevator came very quickly. Wang Zhenji motioned to the elders and Liang Molong to go up first, and he and Liao Yusheng took the fire elevator next to them.

The elevator surface, which is blocked by some protective wooden boards, looks very high-quality, and the entire elevator space is also large.

"This elevator is similar to the one in Clear Water Bay." Liao Yusheng said at this time: "It seems to be on the same level."

Wang Zhenji nodded slightly: "At present, the environment seems to be about the same. However, in Qingshui Bay, the buildings are delivered with fine decoration, while here, the buildings are delivered with rough materials."

Liao Yusheng: "Like the level of Qingshuiwan, the decoration used is all good. They decorate it in a unified way, which saves worry and saves money."

really.

However, my own company has a decoration business. If I place an order, am I still afraid that the decoration company will not do its best?

In less than a minute, they had arrived directly at Room 1602 on the 16th floor purchased by Liang Molong.

Liang Molong, who was standing in the rough living room, smiled and explained to Wang Zhenji: "This floor is their internal reserved house, specially reserved for some close friends. I think, as my parents age, slowly

Now that I’m older, I have trouble climbing the stairs, so I came over to take a look, and I fell in love with this house, and I just paid the down payment.”

"This building has only two units per staircase. The view from the upper floors is very good, and there are not many people going up and down the stairs."

Wang Zhenji nodded quickly: "The elevator is very fast."

He slowly observed the suite again.

In the construction area of ​​234 square meters, the living room is large enough, the balcony is large enough, and several bedrooms are also large enough.

With a layout of five bedrooms, two living rooms and three bathrooms, a large bathtub can be placed in the master bedroom and one of the second bedroom bathrooms.

The orientation is good, there is plenty of sunlight, and the bedroom does not have the problem of western sun exposure.

Liang Molong stayed with Wang Zhenji all the time, and smiled contentedly when he saw his expression: "How about it, it's no different from a model house, right?"

Wang Zhenji nodded solemnly: "Brother Mo Long, you are really discerning."

Seeing Manager Jin very wisely leading the elders of Wang Aihua and his wife to see the master bedroom area, Liang Molong walked to Wang Zhenji and whispered: "Their target customers are large companies with a monthly income of at least 30,000 yuan or more.

Middle-level or senior management, so they have very high quality requirements, and the property is also a gold medal. The external current price is a bit high, 58,000 yuan per square meter, but if we come to buy it, my dad has told the developer before that we can get 45,000 yuan.

It’s calculated per square meter. But it’s best to make a down payment of 30% or 40%.”

Liang Molong was doing well in the capital. When he went home to visit his parents occasionally, he would take Wang Zhenji with him to play with him. So after Wang Zhenji quickly calculated the house price in his mind, he was very excited.

This square meter is 13,000 yuan cheaper, and for more than 230 square meters, it is more than 3 million yuan cheaper. It is equivalent to giving up a small house. It is indeed very sincere.

Wang Zhenji asked: "Do they have anything similar? If it's like yours, it's the same price, or it can be about three thousand yuan higher. I want one too."

Liang Molong suddenly laughed: "Manager Jin told me that the apartment next door is also unowned and has the same layout as mine, but in the opposite direction."

Wang Zhenji's eyes lit up, but he still said cautiously: "Well, I will call the teacher now and ask him for help before I say hello to the developer. I don't want the fourth house. I want the apartment next door to you. I can pay part of it today.

The deposit will be paid after my account registration is completed next week, and then the balance will be paid?"