Tokyo, 1991: Starting as a bank clerk.

[Worldline Shift – The Prologue to "The Storm of the Miyazawa Family" Begins]

[Current Task: As a bank employee, assist Keiko Miyazawa in understanding the true state of the Miyazawa Group's operations and prevent Hara Miyazawa from signing the letter of appointment.]

[Task Rewards: Depends on completion rate.]

Kiryu Yaya raised his eyes and looked at Miyazawa Keiko.

He didn't speak, but the corners of his mouth curved up very slightly.

Keiko Miyazawa's eyelashes trembled slightly.

Then, she lowered her head, as if she had finally put down something that had been hanging in the air for a long time.

All of this happened in just two seconds.

Miyazawa Hara did not notice anything amiss.

He was talking to the branch manager of Matsumoto, his smile gentle and his tone composed.

"Therefore, the management of the Miyazawa Group's accounts will be temporarily handled by me from now on."

“Huizi is still young, and she has just graduated from school. She is not familiar with the bank’s business processes.”

"As her uncle, I should pave the way for her."

The branch manager of Matsumoto nodded slightly.

"Executive Director Miyazawa has considered everything thoroughly. The branch office will fully cooperate."

Miyazawa smiled and picked up his teacup.

His gaze lightly swept over Kiryu Yaya, as if confirming something.

"But speaking of banking..."

He put down his teacup and looked at Masakazu Yamada.

“I have heard that your bank has been very strict in its financing reviews recently.”

"Small and medium-sized enterprises must be under a lot of pressure, right?"

This sounds like a casual question.

But Kiryu Yaya keenly sensed the probing meaning in it.

Miyazawa was inquiring about the bank's credit policy trends.

It's not surprising that someone with a 20 billion yuan guarantee would be interested in the lending trends of banks.

But strangely, he asked it so naturally.

It was so natural, as if this question had been prepared for all along.

Masakazu Yamada said solemnly:

"Risk control is the bottom line for banks."

"After the bubble burst, the problem of non-performing loans has surfaced. Our primary task now is to ensure the asset quality of new loans."

"Well said."

Miyazawa nodded, his expression revealing nothing unusual.

"Banks should indeed have this awareness."

"During those bubble years, everyone was too optimistic. Looking back now, many projects should never have been launched in the first place."

That sounds reasonable.

But Kiryu Yaya couldn't help but sneer inwardly.

Isn't your own golf project and tourism development something that was launched during the bubble era?

Now that the bubble has burst, how much have the asset values ​​of those projects fallen?

How much are the Zong family shares you pledged worth now?

These thoughts raced through his mind, but Kiryu Yaya's face remained the typical calm of a bank employee.

He stood up at the right moment and bowed slightly to Gong Zeyuan.

"Director-General Miyazawa, it's getting late, I still have some work to do in class."

"It is my honor to meet you today."

Miyazawa looked up at him with a warm smile.

"Where."

"Kiryu-kun is young and promising, and his future is limitless."

"If there's anything at the bank that requires the Miyazawa Group's cooperation, just let us know."

At this point, his smile deepened.

"Treat them as one of our own."

Kiryu Yaya smiled slightly.

"Then thank you very much, Executive Director Miyazawa."

He bowed again, then turned to Keiko Miyazawa.

"Miyazawa-kun, I'll take my leave now."

Keiko Miyazawa stood up and bowed slightly in return.

"Kiryu-kun, thank you for your help today."

"It's no trouble at all."

Kiryu Yaya paused for a moment, then added in a very natural tone:

"If you still have any questions about bank documents or procedures, please contact me at the front desk, just like you did today."

Keiko Miyazawa nodded gently.

"Ah."

Miyazawa Hara sat beside him, his smile unchanged.

But the gaze behind those glasses lingered on Kiryu Yaya for a fleeting moment.

Kiryu Yaya didn't say anything more and turned to leave.

The door closed behind me.

Section Chief Yamada didn't come out; he probably still had to help Branch Manager Matsumoto smooth things over.

The corridor was covered with a thick, dark gray carpet.

The sound of footsteps was completely absorbed.

It was so quiet it was almost oppressive.

Chapter 44 Letter of Appointment

After returning to the third floor, Kiryu Yaya sat back down at his workstation.

He opened the monthly report on debt management in the East Osaka area that was next to him.

On the surface, I appear to be reading, but in reality, my mind is rapidly piecing together clues.

Miyazawahara's debt structure.

Zongjia's shares were pledged.

Rokko Golf Course Development.

Financing for tourism development projects.

Letter of appointment.

Account permissions.

seal.

These words are like a net yet to be unfurled, with each thread hidden behind seemingly normal banking procedures.

At 10:30 a.m., Masakazu Yamada returned to the financing review department.

He passed by Kiryu Yaya without saying anything, only pausing slightly in his steps.

"Kiryu."

"Yes."

"Don't gossip about what happened today in class."

"clear."

Yamada Masakazu glanced at him before turning and entering the section chief's office.

Kiryu Yaya lowered his head and continued flipping through the monthly report.

After lunch break, the financing review department once again descended into the usual Monday afternoon chaos.