Tokyo, 1991: Starting as a bank clerk.

Takafumi Todo stood on the podium, his gaze sweeping over them.

Kenta Sasaki, however, had already stood up.

"Kiryu-kun."

His tone was solemn:

"I challenge you."

Kiryu Yaya looked at him, his eyebrows twitching slightly.

Has this person been reading too many shonen manga?

Just then, a semi-transparent system interface appeared before our eyes.

[New life options have been triggered]

Kenta Sasaki, a chuunibyou (delusional) youth who graduated from Waseda University, mistakenly sees you as his destined rival because he has a crush on Mizuna Yayoi.

During the new employee training session, he challenged you.

At this moment, you have three choices.

[Fork 1: Rejecting challenges, indicating that training is not a competition.]

(Reward: Bank deposit increased by €5000, nothing happens.)

[Branch Two: Accept calmly, but emphasize that this is training, not a personal victory or defeat.]

(Rewards: Bank deposit increased by €2; rating improved among new players.)

[Branch 3: Publicly crushing Kenta Sasaki, making him realize that there is a gap between Waseda University and the University of Tokyo.]

(Reward: Bank deposit increases by €5; Kenta Sasaki's hostility increases significantly.)

Kiryu Yaya looked at the third option and couldn't help but shake his head inwardly.

The system, that wicked thing, wants to make him make enemies.

He stood up and spoke calmly:

“Sasaki-kun, if it’s for the sake of training effectiveness, I can accept it.”

"But this is not a personal victory or defeat."

"We are all new to the bank. Our goal is to find problems in the data, not to prove who is better."

Upon hearing this, a hint of satisfaction flashed in Takafumi Todo's eyes.

Kenta Sasaki seemed not to have heard the second half of the sentence at all, only hearing the word "accept".

His eyes lit up.

"very good!"

"Then let's begin, Kiryu!"

Arima Kishou sat beside him, expressionless, and said in a low voice:

"Shameful."

Kenta Sasaki pretended not to hear.

Twenty-five minutes later.

Takafumi Todo asked several newcomers to report on the results.

Kenta Sasaki was the first to stand up.

He rattled off seven questions in one breath.

Incorrect date, expired tax certificate, inconsistent due date of handprint, incorrect total of borrowing details, missing correction stamp, incorrect consumption tax calculation on quotation, and disordered page numbers in guarantee documents.

After he finished speaking, he looked at Kiryu Yaya with great confidence.

It's quite impressive that seven problems could be found in such a short time among newcomers.

Many people looked surprised.

Fujido Takafumi nodded.

"Sasaki-kun, your foundation is good."

Kenta Sasaki's lips curled up slightly.

But the next second.

Takafumi Todo looked at Yaya Kiryu.

"Kiryu-kun."

"Yes."

Kiryu Yaya stood up and placed the sticky note on the table.

"I found a total of fourteen problems."

The training room fell silent for a moment.

Kenta Sasaki's smile froze on his face.

Kiryu Yaya didn't look at him, but instead opened the documents and explained each point.

The handprints have inconsistent due dates, the total amount of the borrowing details is incorrect, the correction stamp is missing, the consumption tax calculation on the quotation is incorrect, and the page numbers of the guarantee documents are out of order.

"Besides the seven points Sasaki-kun mentioned earlier, I'll add seven more:"

"First, the edge of the representative's seal on the application form is inconsistent with the edge of the seal image on the seal certificate, which may indicate a risk of misapplied seal or forgery."

"Second, the date of the board of directors' decision was earlier than the date of the notice of the meeting, and there were formal flaws in the decision-making process."

"Third, the 30 million yen borrowed from Sumitomo Bank was listed in the details but not included in the total liabilities, resulting in an understatement of total liabilities."

"Fourth, the collateral valuation report used last year's land price and did not reflect the recent decline in land prices."

Fifth, inventory details include goods deposited by customers, which cannot be counted as owned assets.

"Sixth, the purpose of the funds is stated as short-term working capital, but the quotation is for the replacement of refrigeration equipment, which is inconsistent with the purpose."

"Seventh, the date of signature on the transcript of the representative director's register is inconsistent with the date of signature on the application, and there is a gap in the period of change of representative power."

After he finished speaking, the training room became so quiet that you could hear the air conditioner running.

Takafumi Todo looked at Yaya Kiryu, his eyes showing even more obvious satisfaction.

"very good."

Kenta Sasaki was completely petrified.

Seven places versus fourteen places.

The defeat was complete.

However, at that moment, Arima Kishou, who had been silent all along, suddenly spoke up.

"There's one more place."

Everyone looked at him.

Arima Kishou adjusted his glasses, his voice calm:

"At the board meeting, three directors were present and three signed the resolution."

"But the company register shows that there are currently four directors."

"The absent directors had no letter of appointment and no record of abstention."

“If the loan agreement stipulates that significant borrowing requires the approval of more than half of the board of directors, this resolution may not be sufficient to demonstrate authorization for the borrowing.”

Takafumi Todo paused for a moment.

He picked up the document, glanced at it, and then nodded.

"Arima-kun is right."

"This problem is the most hidden one in today's materials."

Arima Kishou did not show any smugness; he simply lowered his head and continued flipping through the documents.

Kiryu Yaya glanced at him.

Heroes of this world are indeed as numerous as carp crossing a river.

This bespectacled man is definitely not simple.

Kenta Sasaki sat beside him and muttered to himself:

Why didn't you tell me just now?

Arima Kishou said calmly:

"Because this is your challenge."

Kenta Sasaki was hit with another blow:

"Betrayal, this is betrayal from a close friend!"

Takafumi Todo walked to the center of the podium, picked up the chalk, and wrote four characters on the blackboard.