Who told him to make the cards!

This salary also includes meal allowance, transportation allowance, medical contract, and accident insurance.

These are all "quotas" that are directly allocated to the identity card and cannot be withdrawn.

Employees often only receive six or seven thousand yuan per month in actual take-home pay.

After deducting necessary expenses such as rent, energy, and QingShi.com, being able to save two thousand a month is considered a lot.

Do you need to change your clothes every year?

The furniture is broken, so it needs to be repaired, right?

This means that an average family of three might have to save for six or seven years to afford to send their child to the Qinggong Academy for just one year.

Oh no.

Chen Zhi realized he had underestimated the numbers.

Six or seven years is not enough.

Because this 18 is just tuition.

Excludes any living expenses such as accommodation and meals.

The only "perk" is that you can receive ten free college-issue white cards every month.

The level of the white card depends on the level of the student card issuer.

White cards of level three and below are generally divided into two types.

One type is a standard white card, and the other is a plain white card.

The former has more restrictions and is generally only used for making lifestyle-related cards.

Cards like "Fireball," which clearly have a combat orientation, cannot be made; there are structural locks.

This is similar to the rule that guns are not allowed in China.

The latter is more flexible, but it costs 3-5 times more than a standard white card and requires a cardholder's certificate to purchase.

The two types of white cards of the same tier also have different carrying capacities.

The maximum value of a standard white card is usually only 60% of that of a pure white card.

The college offered the third option.

It lies between standard and pure.

There is no structural lock, but there is an energy lock, with the value limited to around 80%.

Chen Zhi did a rough calculation.

A Tier 1 Academy White Card is worth approximately 30 Towers.

Ten of them would only cost 300.

You built a small building for the college.

The college is throwing stones at you.

"Is there a cheaper option?" Chen Zhizhen asked sincerely.

The senior student surnamed Niu glanced at him and said, "Do you think this is a business plan?"

"Our Qinggong Academy's tuition fees have always been open and transparent, and have not changed over the years."

"Going to other universities won't save you much money either."

“But I am beyond the realm,” Chen Zhi said.

Senior Niu was taken aback. Beyond the Domain?

"I'm a master craftsman."

He rolled his eyes and said, "I don't care if you're real or not. Even if the Holy Maiden comes, you still have to pay this money, not a penny less."

This is a true story.

When Shen Qinglian enrolled, she not only paid the tuition but also donated an additional 30 million to Qinggong Academy.

Chen Zhi had a headache.

I thought to myself, how can they be the same?

Senior Niu said, "If you really are a master of the Transcendental Realm, you don't need to worry about the money."

Chen Zhi: "Why?"

"Because you can deal 999 damage with one strike, you level up quickly," Senior Niu said. "If you can get your Level 4 Card Maker Certificate quickly, the academy will even give you money every year."

A fourth-tier card-making student also receives a fourth-tier white card each month.

Starting from the fourth tier, due to various reasons such as materials, labor, and necessity, white cards no longer have a distinction between standard and pure types; the only difference is the attribute bias.

Even the most common elemental fourth-tier white cards have a market price of 2000 towers or more.

It's more than twice as expensive as a Tier 3 white card.

Card makers also officially enter the professional field from this level.

Ten Tier 10 cards per month, that's 120 cards a year, which is equivalent to 24 towers.

Isn't that making a profit?

"Remember this: hardship precedes reward, that's the motto of us card makers," Senior Niu said with an air of authority.

That's the correct way to calculate the accounts.

Chen Zhi also believed that he could earn this money.

Not to mention the fourth rank, he was confident that he could make it to the seventh, eighth, or ninth rank, or even the national craftsman rank.

The problem is that getting certified takes time.

He's broke right now!

To make money, you must first learn and become a high-level card maker.

But if you want to learn, you have to pay money first.

The vicious cycle of the trench is still chasing me!

He can't exactly go sell pens, can he?

Just as Chen Zhi was about to put on the mask of pain, Senior Niu finally felt relieved.

That's more like it!

That's how everyone has gone through it.

If you really have the money to pay this tuition, why am I sitting here?

"Snapped!"

Senior Niu slammed five books of materials on the table.

"Hey, pick one yourself."

Chen Zhi glanced at it.

It was a student loan!

The five documents correspond to five major companies.

Baita Group, Chilu Heavy Industry, Huimeng Enterprise, and Yueyin Chamber of Commerce.

The last one is the ring-belt star worker.

The loan amount is 54 yuan, payable in one lump sum for three years.

No repayments are required during this period.

If you haven't graduated, you can change your ticket.

The interest rate is the same, 7.2% per year.

You can get a mentor to guarantee a lower interest rate of 4.8%, but the price is that you have to work for your mentor for three years after graduation.

Then, they sign a long-term employment agreement with the company and officially begin using their salary to repay the debt.

Chen Zhi, having signed a contract of servitude, immediately noticed the small print at the very bottom of the student loan introduction:

Note: The term of the employment agreement is the same as the repayment installment period, with a minimum of fifteen years.

Chen Zhiqi laughed.

As expected of a large corporation.

"Doesn't our Qinggong Academy have its own student loans?"

"Have."

The one who answered him was Liu Bai, who came up from behind Senior Niu.

Chen Zhi was stunned.

I thought to myself, "Why is it you again?"

"Get out of the way."