The first option is to repay the principal in full as stipulated in the contract.

This means directly closing the account with the bank and redeeming all the equity and real estate he had mortgaged to the bank.

The second option is to apply for a loan extension.

Because Ding Xin has an excellent credit rating, the assets he mortgaged are all of very high quality and have been appreciating in value.

Therefore, he meets the requirements for applying for a loan extension.

In fact...

The so-called extension is actually just going through the process of transferring the already mortgaged equity and real estate out of the banking system again.

It's like borrowing it again, eliminating a lot of repetitive reviews.

no doubt...

Ding Xin chose the second option.

Don't rush to repay the principal; continue to pledge the money and wait for the US dollars in your hand to appreciate.

If nothing unexpected happens.

Compared to the expected appreciation of the US dollar against the Korean won in the near future, the interest on those loans is negligible.

Paying back the principal at this point would be a loss no matter how you calculate it...

...

Next up were the loan companies that had business dealings with the Kinmen Group.

Talk about it.

When Ding Xin was borrowing money...

These small companies really gave him a lot of face.

Whether it's genuine or feigned, whether it's much or little.

They all gave Ding Xin unsecured loans.

There was no interest charged; they simply stipulated a repayment period.

so...

Ding Xin reciprocated, making things easy for them.

When the repayment deadline arrived, Ding Xin proactively contacted these small companies before they even had a chance to collect the debt...

There's no need to delay.

For Ding Xin right now, that amount of money isn't much...

......

Chapter 339 Want a refund?

a few days later.

Ding Xin is processing documents in his office.

Suddenly there was a knock on the door.

Following the sound, I saw an unexpected person appear at the door.

"Oh, what brings you here, Zhong Jiu?"

Ding Xin raised an eyebrow and greeted him with a hint of surprise.

Although the relationship between the two sides has improved considerably.

However, since the establishment of Kinmen Group.

Li Zhongjiu never once took the initiative to contact him, let alone came to his office in person.

"I've come over to discuss something with you..."

Li Zhongjiu didn't stand on ceremony. He strode in, walked straight to the sofa, sat down, and casually glanced around.

When I saw Moon Dong-eun in the corner of the office, my gaze lingered for a few more seconds.

But the focus quickly shifted back to Ding Xin: "Also, why do you always use half-words when you talk to me? Am I older than you? Or could you please use your title when you address me, okay?"

"Oh, okay, Zhong Jiu..."

Ding Xin nodded and gave a verbal reply.

He then stood up and instructed his secretary, Wen Dong'en, "Go and make two cups of tea..."

After giving the instructions.

He then walked over and sat down opposite Li Zhongjiu, leaning back on the sofa, crossing his legs, and asked with a hint of curiosity, "What do you want to discuss with me?"

"Your investments in America must have made you quite a bit of money, right?"

Li Zhongjiu gave an irrelevant answer.

Ding Xin raised an eyebrow and readily admitted it, laughing, "Your information network is quite good. You've certainly made a lot of money. How about it?"

Nothing bad to admit.

His initial investment in the United States was known to almost all the senior executives of the Golden Gate Group.

It's just that nobody's following along.

Moreover, he has been busy arranging repayments these past few days.

To highlight his honest image of always repaying what he borrows.

Ding Xin deliberately made a big commotion.

Those loan companies often cooperated with the financial company that Li Zhongjiu was in charge of.

The two sides are very familiar with each other.

Therefore, unless Li Zhongjiu is a fool, he must be able to deduce that Ding Xin made money.

"That amount of money shouldn't be much to you, right?"

Li Zhongjiu was speaking...

Upon entering, he handed over the folder he had been holding: "I think I signed this a bit hastily back then..."

Ding Xin reached out and took it, looking puzzled.

He wasn't sure if it was just his imagination, but he heard a hint of... coyness in Li Zhongjiu's tone just now?

Think of this...

Ding Xin directly opened the folder in his hand.

Inside was a white document.

The cover of the document prominently displays the words "Equity Preemptive Purchase Agreement".

For an instant.

Ding Xin understood...

They've changed their minds and want to take the money back!

At this time.

Secretary Wen Dongen also brought over the tea that had been brewed.

He pursed his lips, closed the folder in his hand, and casually tossed it onto the coffee table in front of him.

Ding Xin picked up his teacup, took a sip, and then smiled at Li Zhongjiu, saying, "Come, Zhongjiu, it's rare for you to come all this way, try some of my good tea..."

"I'm not really interested in tea..."

Li Zhongjiu loosened his collar and, like a straight man, said without any beating around the bush, "Let's be straightforward. You return my money, and this so-called equity preference purchase agreement is void."

"No, Zhong Jiu, you're putting me in a difficult position..."

Ding Xin put down his cup, leaned back, took out a cigarette from his cigarette case, and lit it.

He slowly exhaled a puff of smoke, then chuckled and teased, "As a senior executive director, don't you have any sense of contractual responsibility?"

to be frank.

Four hundred billion won is nothing to Ding Xin now.

But he can't just start this trend casually.

If the money is really returned to Li Zhongjiu, what will happen to Zhang Shouji? And what about Shi Dongchu?

Adding them all up, it's not a small number!

"Executive Director Ding, I was also worried about your shares being transferred out..."

Lee Jung-gu has a very domineering personality.

But domineering people can also appear very straightforward in a certain sense.

Perhaps embarrassed by Ding Xin's words, Li Zhongjiu's usually cold and stern face was now slightly flushed: "Isn't everything alright now? Since you've made money in America, this equity agreement is no longer necessary, right?"

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