A Single Person's Infinite Wonderful Life

However, compared to those young people who start working immediately after graduating from high school, she still has hope. As a college student, she can only do part-time jobs. But as long as she can graduate successfully, she will be a "superior person" among graduates of Ocha Girls' University. In addition, with her professional advantages, finding a job will be quite easy.

The current situation is like the darkness before dawn for her; if she grits her teeth and perseveres, she will see a bright future.

"Today was another exhausting day. It's really tough to establish myself in a place like Tokyo, but for finance majors, only big cities like this can offer enough opportunities. In places like Sapporo, it's hard to even find a job. Sigh..."

Jinchengzhai Qianye dragged her tired body out of the closet and took out the quilt and blanket she needed to sleep on the floor. She quickly spread them on the floor and then lay down on them without changing her clothes.

"Fortunately, I don't have classes tomorrow morning, and the afternoon classes don't start until 3 p.m., so I'll have some time to rest."

Just as Jin Chengzhai Qianye closed her eyes, her phone suddenly rang. She opened it and saw a friend request from Line.

He is an unknown stranger who uses an oil painting as his portrait.

"This... should be Li Weijun. He's an art student at Dongyi University, specializing in oil painting. This portrait should be his own work."

Jin Chengzhai Qianye clicked on the profile picture. The exquisite image left her speechless. She just felt that the painting was very beautiful, like the exhibits in an art museum, and it didn't give people the feeling of not understanding it.

After accepting the friend request, a message popped up immediately.

(Good evening, Chiya. I didn't want to bother you because you have to work during the day.)

(Good evening, Li Weijun. I just got home and saw your message.)

(Working part-time is really tough. There was a time when I was like you, working part-time in my spare time.)

Jin Chengzhai Qianye was somewhat surprised. She hadn't expected that Li Wei would have a similar experience to her. Although the minimum hourly wage for working in Tokyo was higher than that in her hometown of Sapporo, Sapporo was a different place from Tokyo. The money she earned working here was simply not enough, and she had to be very careful with every penny.

(Li Weijun, have you ever worked part-time?)

(In the first two months after I came to Japan, I worked part-time, but the pay wasn't great, so I really honed my drawing skills. Luckily, I got an art outsourcing job from a game company, and that's how I became a part-time illustrator without really knowing what it was like.)

(I'm so envious. I studied finance and am still in the foundational stage. Even if I wanted to do part-time work in this industry, I wouldn't be qualified.)

Finance is a profession that requires a late bloomer, and it is highly polarized. Some people are extremely wealthy while others are extremely poor. Many people only see the high-earning professionals in the finance industry, but in reality, the income of ordinary financial workers is just average for regular office workers. It's just that the industry sounds prestigious.

(I have some understanding of the financial industry. Qianye, which area do you mainly specialize in?)

(I know my talents are limited and I can't shine like those senior students, so I specialize in family wealth allocation and risk management for wealthy individuals.)

Jinchengzhai Qianye sighed. Finance was a small major at Ocha Girls' University, with not many students, but it was full of hidden talents. Most of the students in the finance major at Ocha Girls' University came from wealthy families, and ordinary people like her were a very small minority.

Those senior students were all wealthy and had extensive practical experience in the financial field. Many of them were seasoned traders in the US and European stock markets, and they had mastered the art of quick entry and exit.

Although she was envious, she knew that her conditions made it impossible to engage in real-world trading. At most, she could only play on demo accounts. But even on demo accounts where there was no psychological pressure, her performance was easily crushed by the senior students. It can only be said that there are just too many monsters in the finance major. These senior students are already rich, unlike her, who still has to work to make a living.

(There are still quite a few wealthy people in Japan. Chiya, your area of ​​expertise has a promising future. Wealthy people today are becoming more rational and less fanatical like they were in the last century. Your advisory career path will definitely shine in the future.)

Li Wei was telling the truth. The investment boom in Japan in the last century was due to the times. At that time, the Japanese stock market was booming, and you could buy blindly without losing money; it was just a matter of how much you would make. But now, Japan has experienced decades of losses, and the stock market has been in a long-term slump. There are hardly any people who can make money in the stock market anymore; you need to have excellent skills and a strong mentality.

This is precisely why wealthy people have become more cautious and won't blindly invest all their money in the stock market. As a result, professions like financial planners are welcomed by the rich, since not every wealthy person is good at financial management, and there will always be people who need this kind of technical service.

Furthermore, many people have misconceptions about financial management, believing that one must be wealthy to engage in it. In reality, this idea is not entirely correct. At least Li Wei himself has relevant experience in this area. Before gaining extraordinary powers, his financial planning already surpassed that of ordinary people. He is a pragmatist who likes to use resources wisely. Relying on his income from illustration and art outsourcing, as well as his meticulous financial planning, Li Wei's original goal was to buy a piece of land in one of the four regions of Nono, Shibuya, Shinagawa, and Meguro before the age of 30 and build his own "house".

However, now that he has gained extraordinary power and has more and more ways to make money, he has overturned his original plan and directly bought two properties in the most expensive Chiyoda area.

Chapter 1. Vigilance

(Then I'll take Li Weijun's good wishes with me, but there are quite a few people specializing in this area now, so the competition is quite fierce.)

Before coming to Tokyo, Jincheng Saichiya was quite confident in herself. After all, in a place like Sapporo, she was like a fish in a pond, completely dominating her peers.

However, Tokyo is a place where the best young people from all over the country come to compete, and everyone there is a local champion of competition. Now, she has reached an even higher level of competition. Back in her hometown, she could be said to have outcompeted her peers in competition, but in Tokyo, a place that is almost like a breeding ground for monsters, she is starting to fall behind the pace of competition.

(If you need an internship in this area, I can provide one for you.)

Jin Chengzhai Qianye was somewhat surprised. She hadn't expected that Li Wei, as an international student from China, would have such a considerable network of connections here. She knew that the knowledge she had acquired was about helping the wealthy ensure that their wealth wouldn't shrink due to external fluctuations, pursuing risk avoidance and maximizing profits within a reasonable risk range. Ordinary people simply didn't need this kind of service.

Because investing in real estate requires a certain amount of savings, since ordinary people don't have much spare money, and most of their income is spent on living expenses.

In this situation, there are no shortcuts. The only options are to increase the income from one's primary job or explore new avenues of income. For the average person in Tokyo with an annual income below 4 yen, there's no need for asset allocation; using the remaining money to buy insurance is already the limit.

(Li Weijun, do you know any wealthy people who need this kind of service?)

(It's me.)

(???)

Jin Chengzhai Qianye was a little taken aback. She had originally thought that it was one of Li Wei's friends who had such needs, but she never expected it to be Li Wei himself.

Jin Chengzhai Qianye was somewhat surprised. After all, Li Wei was an international student. Even if he had become a top figure in the illustration industry, how much wealth could he have accumulated in just two or three years?

(Could it be that Li Weijun, you're the legendary rich kid?)

Jin Chengzhai Qianye maintained a basic level of vigilance. Her wariness made her suspicious of Li Wei's motives for approaching her. Although it might sound narcissistic, she was a well-known beauty at school, excelling academically and morally, and treating others with sincerity. Although this had led to her being bullied by female classmates during her school years, she was someone who knew how to retaliate. Using her intelligence, she made those who had bullied her pay a heavy price.

She wasn't a person lacking in wisdom, so she now suspected that Li Wei's purpose in displaying his wealth in front of her was to keep her as a mistress. If that were the case, she would absolutely not agree. While looking at the ancient books of Chong Kingdom, she learned a very reasonable saying.

Those who use their beauty to please others will find that their beauty fades and their affection wanes, and when their affection wanes, their favor will end.

The modern translation of this sentence is very simple: those who serve others with their looks will lose affection when their looks fade, and may even turn into enemies.

Books can be said to be the ladder of human progress. It is because she loves reading that Jin Chengzhai Qianye's knowledge of the world and herself is beyond that of her peers. Although she cannot be compared with those gifted monsters, by ordinary standards, she is already a rare precocious person.

(I come from an ordinary working-class family. I only accumulated some wealth after entering the industry, and I think most of it came from stock trading.)

(Since you, Li Weijun, already know how to trade stocks, do you really need a newbie like me to help you plan your financial path?)

(I only know how to trade US stock market swings. Outside of that volatile environment, my skills are completely useless. Besides, I don't know how to make money work for me, except for saving it. I had originally planned to hire a financial planner to help me with a family savings plan, but now I've changed my mind and I'm going to entrust this task to you.)

Jin Chengzhai Qianye was somewhat surprised, but she could also understand Li Wei's limitations. Among her senior brothers and sisters, there were many who were very successful in the US stock market under the T+ environment, without the limit up or down. However, they could only trade such volatile fluctuations. Once there were restrictions, their skills would be useless.

This person who specializes in trading US stocks is like a madman dancing on the edge of a knife. They play with fire, going in and out quickly regardless of profit or loss, and they usually go all in at the start. Anyway, watching from the sidelines is terrifying.

(Li Weijun, do you only know how to trade US stock swings? Did you learn it on your own, or did you audit courses at a finance academy?)

(I'm self-taught. I've bought a few books, but I'm still confused. I only know that the techniques I've mastered can make money, but I don't really understand the underlying principles.)

Jin Chengzhai Qianye understood perfectly. He was another exceptionally talented, self-taught genius. Finance, like art, also requires talent. To become a top investor, one must be extremely sensitive to numbers.

She hadn't expected that Li Wei was not only talented in art, but also in finance. She felt a little jealous. God was so unfair. Why was there someone like Li Wei who was both good-looking and very intelligent? This reminded her of Zhuge Liang in "Romance of the Three Kingdoms".

However, considering that art requires a lot of time to practice, plus stock trading, it's understandable that Li Wei doesn't have enough energy to plan.

After all, the opening time of the US stock market is different from that of the Nikkei. The opening time of the US stock market is still in the early morning in Japan. Therefore, people in Asia who trade US stocks are all night owls with their days and nights reversed.

Li Wei was able to maintain his studies while also continuing to trade stocks. Jin Chengzhai Qianye felt like she had encountered a monster. However, there were several such monsters in her finance department, so it wasn't surprising. But the fact that Li Wei, as an art student, could do this was indeed something that ordinary people couldn't achieve.

(Let's schedule a time to talk. I currently have around ten million Japanese yen in available funds, which I won't touch for the next three years. Could you please prepare a business plan for me? Of course, I'll pay the consultation fee.)

Chapter 4. Reunion

(How about we meet the day after tomorrow afternoon? The meeting place is the maid café from last time.)

(Miss Head Maid, then I'd like to be your master again next time.)

(Σ(Д; But I've already resigned from there. Next time I go there, I'll be a guest too!)

(That's a real shame. I was really looking forward to seeing you in your maid outfit, Chiya. You're the most beautiful head maid in my heart, just like Sakuya Touya from Touhou Project—cool and dignified.)

(I'm truly sorry to disappoint you, but I don't want to be a pretty face who relies on her looks. Those who rely on their looks will lose their appeal once their beauty fades. But knowledge can help women withstand the test of time and give them a true beauty that time cannot destroy.)

After typing this message, Jin Chengzhai Qianye hesitated for a moment before sending it out. This was her way of implying to Li Wei that she didn't want to be kept by someone.

(It's good to have this idea. Whether you're male or female, if you want to gain respect from others, you must first ensure your independence in terms of both economy and personality.)

Jin Chengzhai Qianye was somewhat surprised when she saw Li Wei's reply. Li Wei actually thought this idea was good. Could it be that she had misunderstood him? Did Li Wei simply want to make a friend?

(Thank you for your understanding, Li Weijun. In my hometown, even in this day and age, many people still believe that all a girl needs to do is dress up beautifully and find four men she can rely on for a living.)

(Actually, the same thing happens in Chongguo. Although Chongguo claims that women can hold up half the sky, absolute equality does not exist. So even now, many people with traditional views still believe that girls only need to be pretty.)

Jincheng Saichiya felt like she had met a kindred spirit. She had escaped from her hometown to avoid being influenced by her surroundings. She didn't want to be like her mother, spending her whole life working in the kitchen. She wanted to see a wider world, so she was admitted to Ocha Girls' University in Tokyo with excellent grades.

Tokyo is a very indifferent city. Everyone is busy with their own things and has no extra energy to meddle in other people's business. Although she was not used to the atmosphere at first, she has now learned to focus on her own goals.

However, even in this situation, she still feels lonely. Although she calls her family from time to time, it is a fact that there is no one around who can understand her.

She felt that Li Wei was different from the Japanese. The Japanese were polite on the surface, but they were very distant inside. Apart from their family, they didn't care about anyone else. But Li Wei was different. He was like sunshine, and he gave people a feeling that was completely different from the average Japanese person.

(It's getting late, Chiya, you should get some rest.)

(You too, Li Weijun.)

After the chat ended, Jin Chengzhai Qianye felt a little empty inside. If only Li Wei could be by her side. However, this was just a thought; she and Li Wei had only met for the first time, their relationship was half friend, half employer, and such thoughts were indeed inappropriate.

After washing up, Jin Chengzhai Qianye lay down on her makeshift bed on the floor and turned off the light. She wanted to fall asleep quickly, but as soon as she closed her eyes, Li Wei's smile would appear in her mind, making it difficult for her to drift off.

"Sleep, sleep!" Jin Chengzhai Qianye slapped his cheeks hard, then covered his head with the blanket and wrapped himself up like a spring roll.

In just two days, aside from registering at the school, Li Wei actually started trading US stocks. He used his predictive abilities to trade in waves, and the stock market became his ATM.

Magic can be considered an omnipotent power, capable of even creating things out of thin air, so predicting the future is naturally possible as well. However, such predictions have considerable limitations. Li Wei can only see the future ten minutes from now. Of course, his limit is far greater than that, but beyond this time limit, the longer the time exceeds, the greater the consumption of his magic power. Ten minutes is considered a very cost-effective casting time.

Being able to see the future ten minutes ahead while maintaining extremely low energy consumption already allows for many things to be done, such as high-intensity swing trading. Ten minutes is enough time to complete several rounds of operations.

With this ability, Li Weixian's actions were no different from those of a casino gambler. Although both of these were extremely risky for ordinary people, they were like a game to him, who could cheat.

Moreover, stock trading has an advantage over casinos in that you can always find someone to "bet" against you. Because US stocks operate on a T+0 two-way trading system, it does resemble a casino to some extent. However, in a casino, there are always situations where no one dares to bet with you. This often happens when Li Wei takes too much money in a casino. But the stock market doesn't have this problem; there are always people willing to trade with him, making it no different from exploiting fools.

Li Wei once saw a funny picture of a reporter interviewing Gabe Newell (GabeN) of Steam, asking him why he had so much money and how he earned it. GabeN's answer was quite absurd: "I don't know, it just fell from the sky."

When Li Wei first saw this silly picture, he couldn't help but laugh. But now, he's like Gabe Newell in that silly picture, able to arrogantly tell the person asking the question that his money came from thin air.

........................

When the appointed time arrived, Li Wei contacted the other party in advance, and the two met at the coffee shop where they had previously met.

The weather was pretty good on the day they met, and the two of them also avoided the peak hours, but even so, the maid café where they agreed to meet was still quite lively.