Courtyard Houses: Starting as a Purchasing Agent

Hey!

Sure enough, as soon as he said that, He Yuzhu and Qin Huairu's eyes lit up instantly.

That's right!

Is it possible that the profit margin for loans is so low?

It's just a bicycle.

Once our Zhuzi opens the restaurant, he'll earn it back in a week, it's not a big deal!

Dry!

"Okay!" He Yuzhu said, "Then I'll go to the bank tomorrow... Thank you, Uncle Er!"

"Thank you, Uncle Er!" Qin Huairu was also very happy.

Uncle Yi Zhonghai breathed a sigh of relief: This matter is finally over.

Day two.

He Yuzhu then took Qin Huairu and their rental agreement to the bank for a loan.

At this time, the Industrial and Commercial Bank of China, which would later become the "big brother" of the world, had not yet been established.

The Agricultural Bank of China has only been back in operation for three years.

At this point, the ability to attract deposits is irrelevant because the government is injecting capital, and banks are not short of funds.

The problem is that lending money is not easy.

Ordinary people are not used to taking out loans for daily life and business, so loan interest rates are very low and the processing time is extremely fast.

But when it came to He Yuzhu, the problem got stuck.

"I'm sorry!" the bank teller said with a serious expression, "Comrade He Yuzhu, Comrade Qin Huairu, neither of you can obtain a loan!"

"Why?" Qin Huairu asked, puzzled.

The counter staff said, "According to publicly available information, your child, Jia Geng, and your mother-in-law, Jia Zhangshi, are both currently serving sentences. You won't pass this part of the review process, so I'm sorry, you can't get a loan!"

He Yuzhu and Qin Huairu walked out of the bank disappointed.

Then, he turned around and went into the next bank.

Both were Agricultural Bank of China branches, but the results were exactly the same.

Then there's China Construction Bank.

The result was the same.

Loans will not be granted to inmates.

As she walked out of the last bank, Qin Huairu sat down on the ground and burst into tears...

She was truly heartbroken.

"Wow...why am I so unlucky!"

"Why!"

"Every bad thing seems to happen to me!"

"Woooooooo..."

After crying, I went home.

Xiao Dang, Qin Huairu, Huaihua, He Yuzhu and the others looked at each other in bewilderment.

How to do?

The renovation is all done, but the money hasn't been paid yet.

The workers come to my house all day long to ask for things.

Even if there's money to pay the workers, what about the money to open the shop later?

Liquidity costs are still necessary.

"How about... Uncle Silly!" Xiao Dang said, "You go and check on your dad and sister again!"

Xiao Dang gave a suggestion.

Qin Huairu also looked over with teary eyes.

He Yuzhu shook his head and said, "That's all. Last time, I beat him up to get the money, and I took it all!"

"My sister is no good. They're family now. My nephew almost got into a fight with me last time!"

He Yuzhu also felt a pang of bitterness.

Qin Huairu looked somewhat displeased.

Xiao Dang was even more direct, saying, "Silly Uncle, you're a man too...aren't you of any use?"

"My mother married you so that you could solve her problems, not to support you!"

“Our family is facing such a big problem right now, and you're the only man here. If you can't even be relied on, what use are you to us, the mother and the children?”

"Exactly!" Huaihua chimed in from the side, "Silly Uncle, you're not a real man. Look at our compound, Liu Aiguo, Xu Damao, Yan Jiecheng, aren't they all doing better than you!"

He Yuzhu's mood plummeted to its lowest point.

He angrily opened the door, walked out of the house alone, and sat down at the square table in the courtyard to smoke.

At that moment, Xu Damao walked over from the side with a smile.

"Silly Zhu...did he get lectured by his wife and kids?"

"Didn't you get the loan?"

Xu Damao laughed heartily: "I knew it... Okay, okay, don't get angry with me, just tell me if I'm right or not?"

He Yuzhu lowered his raised hand and exhaled a deep smear of tears.

Xu Damao seized the opportunity and asked, "Do you want money?"

"I know a place where I can get money, but the interest rate... is higher than the bank's. Can you accept that?"

He Yuzhu's expression changed drastically: "How much?"

Xu Damao said, "The bank charges six cents, but I charge nine cents!"

Chapter 180 Borrowing Money at High Interest Rates to Open a Restaurant

The weak sunlight filtered through the bare branches and fell on Xu Damao's smiling face.

His mouth was half-open, and his teeth gleamed with a greedy light.

He Yuzhu, however, had a dark expression on his face.

He raised his hand again: "The bank gives me six cents, and you're going to make nine cents off me?"

Are you even human?

boom……

The slap didn't land on Xu Damao, but instead landed on the square table.

Xu Damao sneered and said, "Take it or leave it. If you don't want to lend it, I won't bother with you..."

After saying that, he strode back into the house.

He Yuzhu then pulled out a Daqianmen cigarette box from his pocket, trying to take out a cigarette from it.

But upon closer inspection: it was empty.

Oh shit……

I'm even out of money to buy cigarettes.

"Zhu Zi, smoke one of mine!" Uncle Yi came out of the house, took out a Daqianmen cigarette and gave it to He Yuzhu.

He Yuzhu continued smoking.

Normally, unless there are very special circumstances, you could ask Grandpa Yi for some money.

This shouldn't be a big problem.

The problem is, Uncle Yi has also just lost all his savings.

Ugh……

Where am I supposed to get the money?!

Wow…

Just as I lit my cigarette, several workers walked over from outside compound 29.

"Here here!"

"This is the one!"

Five workers, each holding a shovel, stood in front of Qin Huairu's house, shouting: "He Yuzhu, Qin Huairu, get out here and pay up..."

"You did the work but didn't pay me? Are you even human?"

"Get out here!"