The underlying principle is quite simple: it's asset swap.

Mr. Zhang contacted some people and used their assets in other Muggle countries to exchange for the pounds sterling held by Gringotts Wizarding Bank in Russia.

The issues involved include taxation, pricing, monetization, and how to transact with Gringotts Wizarding Bank.

However, this time the goblins of Gringotts Wizarding Bank were clearly in a real hurry.

According to Mr. Zhang's deduction, they used magic in more than one place to speed up the entire process, ultimately just before the Ministry of Magic was about to open for business.

A quarter of the pounds were transferred back to Gringotts Wizarding Bank, which temporarily resolved the bank's liquidity crisis.

After all, this money represents the Ministry of Magic's entire annual budget, and Gringotts Wizarding Bank wouldn't hand it all over to the Ministry of Magic at once; they could even find an excuse to delay for a couple of days—in fact, they often do just that.

If the crisis of the collapse of the Soviet Union hadn't been so far beyond the scope of Gringotts Wizarding Bank's ability to handle, it's highly likely that the Ministry of Magic would have been the one with the headaches in the end, rather than the goblins.

This is the result of relinquishing all financial power.

The saddest thing is that, even now, very few of the staff at the Ministry of Magic are aware of what happened.

The entire Ministry of Magic almost went bankrupt due to the goblins' antics.

Meanwhile, Dolly, the one who saved the Ministry of Magic, was yawning and pushing her luggage, preparing to board the Hogwarts Express.

A figure came rushing from a distance, leaping and landing on Dolly.

Dolly had already recognized who it was, but she hadn't expected her to be so excited.

Gan Cuifu hugged her back and said, "Did you miss me a lot?"

The visitor was Hermione, who hadn't seen Dolly during the entire holiday and had only exchanged a few letters with her.

Hermione asked Dolly about her health more than once, worried that Dolly might suddenly fall ill without her care.

Dolly naturally comforted Hermione, saying that she was doing very well and had been living a regular life according to Hermione's instructions.

Although in reality, Dolly sleeps in every day.

Hermione didn't answer Dolly immediately. Instead, she got off Dolly, cupped Dolly's cheeks in her hands, and then lifted Dolly's arm.

Then he kept looking at her up and down, walked around Dolly, and only breathed a sigh of relief after confirming that Dolly was not missing any parts.

He gave Dolly a hug, buried his head in her hair, and said, "I missed you."

Hermione's initiative caught Dolly off guard.

After all, Dolly had always been the one taking the initiative when she was with Hermione, and she had never seen Hermione like this before.

She even asked with some doubt, "Hermione, are you alright? Is something wrong?"

Hermione took a step back, rolled her eyes at Dolly, and said, "You can't imagine how worried I am about suddenly getting a call saying that you're missing another part of your body."

"This isn't Hogwarts, there's no school infirmary, and Harry's healing charms aren't very good..."

"I've learned the Healing Charm, Hermione!"

Harry followed behind Dolly, grumbling under his breath.

Hermione rolled her eyes at Harry and said, "Anyway, we can't be apart for so long anymore."

"We need to find at least one way that allows us to meet anytime..."

"Like a door key!"

Hermione was in high spirits, but Dolly suddenly felt a little guilty.

If Hermione can really come to her house to play every day, does that mean it will become very difficult for Dolly to take a bath with Cho Chang again?

After all, neither she nor Hermione had ever done such a thing, and Hermione certainly wouldn't agree.

No, it's not just a matter of disagreement.

He might just start a wizard duel with Cho Chang on the spot!

"Hermione, that's a very advanced form of magic. We're far from the point where we should be able to learn it."

Hermione replied matter-of-factly, "Then you can learn it slowly, or you can just buy one and have someone who knows this magic make one for you?"

Dolly immediately thought of another reason, saying, "It's not appropriate for our house to keep such things, after all..."

Dolly looked at Harry, and Hermione looked over as well, only then realizing that Harry's identity was very sensitive.

Harry is now getting even more disapproving looks.

He even looked at Dolly with resentment, wanting her to explain further, as he didn't want to take the blame.

If Dolly continues to use him as a scapegoat, he might accidentally reveal that Dolly stayed out all night at the Chojue's house.

Dolly could only give Harry a Bertie Bott's Every Flavor Bean and stuff it into his mouth to shut him up.

Harry reluctantly took a bite. Since it was candy from his sister, he figured he might as well eat it and continue taking the blame... Ugh, it tastes like booger!

"Okay, I'll think about it."

Hermione arrived early; her luggage was already in the car, and she had secured a spot.

So she and Dolly pushed their luggage forward, and while they were chatting, Hermione suddenly stopped.

Dolly looked at Hermione, but Hermione sniffed in Dolly's direction.

Her nose was small and delicate, twitching like a kitten's, but Hermione's sharp eyes made Dolly's heart skip a beat.

Hermione's next words made Dolly's heart leap into her throat.

Why do I smell Qiu Zhang's scent on you?

Dolly instinctively wanted to say "Impossible!"

She had been away from Qiu Zhang's house for over a week, even though they had used the same shower gel and shampoo that day, and even bathed in the same bathtub.

But no matter what, Qiu Zhang's scent could not be preserved until now.

However, Dolly quickly realized that she shouldn't have gotten so agitated.

The more excited she gets, the more suspicious Hermione will become. Hermione is probably just testing her right now.

So Dolly didn't argue, but instead cupped Hermione's face and leaned in to smell her.

Hermione was clearly taken aback by Dolly's reaction, and by the time Dolly drew a line on her cheek with her nose, her face also turned red.

Many people turned to look, watching the two interact in an amusing way, which clearly exceeded Hermione's tolerance level.

Dolly's words made Hermione blush to the roots of her ears: "I can smell my scent on you too."

Is it because you miss me too much?

Hermione punched Dolly, then pushed her forward.

Hermione then realized why she had that strange feeling earlier.

“You’ve changed your shower gel and shampoo brands. Qiu Zhang uses the same brand.”

Dolly then realized what the problem was: when buying toiletries for herself, she had subconsciously bought the same scent as the ones she used at Cho Chang's house. Although different brands would certainly have different scents, it was enough to give Hermione, who knew Dolly well, a similar feeling.

It seems that what happened that day had a greater impact on her than she had imagined.

But there is nothing we can do about it.

Although Dolly had bathed with girls in her previous life, she dared not do anything strange back then.

It wasn't until this life that she finally faced herself squarely, and then some ordinary scenes took on a different kind of magic in her eyes.

Dolly even felt that if this happened a few more times, her image might really collapse in front of Cho Chang.

So she looked at Hermione, who looked at her suspiciously and said, "What's wrong? Is something wrong with me?"

Dolly glanced around to make sure no one was watching before leaning close to Hermione's ear and saying, "Let's take a bath together when we get to Hogwarts?"

Hermione was struck dumb, frozen in place.

Dolly, all smiles, pushed the cart to the luggage storage area, completely ignoring Hermione's surprise.

She didn't expect to succeed on the first try, but there has to be a beginning.

Once Dolly gets used to bathing with Hermione, she definitely won't feel shy when bathing with Cho Chang.

As for whether Dolly and Hermione do anything unnecessary or strange when they bathe together...

Dolly glanced at Hermione now; at least not now.

It's because she and Hermione are about the same weight and figure.

112 Your magic power increases by 1

Once Dolly had stored all her luggage, Hermione caught up from behind and gave Dolly a light pat on the back.

Dolly turned around and looked at Hermione, who was still blushing. Just as she was about to say something, Hermione dragged her into the car.

Reaching a secluded corner, she grabbed Dolly's tie and said, "What do you mean? Why are you suddenly saying things like that!"

"Did you make some shady friends during the holidays and pick up some bad habits, or perhaps..."

Seeing that Hermione's thoughts were about to take an increasingly outrageous turn, Dolly quickly spoke up, saying, "It was just a joke."

"When I was on vacation, I watched TV dramas and found that girls in the same dormitory often showered together. I thought about it carefully and realized that we had never done such a thing."

Dolly dared not continue playing around, because Hermione had already grasped the essence of the matter twice in a row.

First, she mentioned that she started using the same scented shower gel and shampoo as Cho Cho, and then she talked about how she met certain people during her vacation... In a sense, Dolly also got to know Cho Cho again.

From head to toe, thoroughly and clearly.

If things continued like this, Dolly was afraid Hermione would just imagine the truth.

Hermione then released her grip with some skepticism and asked, "Really?"

"Of course, what other reason could there be?"

“We’re already very close, but I feel like showering together is a way to make friends even closer.”

Hermione breathed a sigh of relief, but felt a little uncomfortable under Dolly's expectant gaze, and quickly said, "There's no need for this."

"We're already best friends, so there's no need to do anything extra to prove we're good friends."

"And as for things like taking a shower... I don't like doing it with other people."

Hermione declined with some difficulty, but if Dolly persisted... it seemed like she could consider it.

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