Genshin Impact: A Red Teyvat Life Starting from Zero

After Ningguang finished speaking, the reception room fell silent.

The seven stars were all stunned by this plan.

Gan Yu, the secretary who was taking notes, also slightly opened her mouth.

The mora has remained unchanged as a form of currency for thousands of years.

In the earliest times, the humans of Teyvat did not have a clear, unified currency.

They used shells, bone fragments, and all sorts of things.

Trade between countries, or rather, between tribes at that time, was based on barter.

Later, after the Demon God War, the Geo Archon and the Geo Archon Morax led the ancestors of Liyue to Liyue Harbor, where they made commerce their primary business.

To facilitate trade, the Mora was created.

Initially used only within Liyue, it later spread throughout Teyvat as Liyue became a trading center.

Eventually, a consensus was reached, and Mora was accepted by all the people of Teyvat, becoming a precious metal that everyone in Teyvat could understand, thus forming the common currency of the continent.

This is the currency established by the Rock King Emperor back then.

All the silver and coins circulating on the mainland are made of my flesh and blood.

In this way, I am guaranteeing all of humanity's taxes, wisdom, and future.

This is my trust in all living beings; to betray it is to defile my blood.

Now, in order to compete with Northern Bank, they want to replace Mora.

They switched to so-called paper money.

That's a huge step forward.

The Mora of yesteryear only became the currency of Teyvat after being guaranteed by the Emperor, and only then was it accepted by the people. What about paper money now?

"Of course, Mora is the guarantor."

Ningguang offered an explanation.

"Moreover, competing with the Northern Bank is only the first step; more importantly, we need to regain our dominance."

Everyone knows what Ningguang meant by dominance.

Ningguang has already discussed the importance of financial capital in previous explanations.

but……

"I think it would be best to consider this matter more carefully. Perhaps we should consult the Emperor's opinion at this year's Immortal Invitation Ceremony."

Some people think that it's possible to do it, but such a big move should be reported to the Emperor first.

"The Emperor once said that defiling it was defiling my blood. Now that we are replacing Mora, isn't that also a kind of defiling? Emperor, will you agree?"

"I do support the implementation of paper currency."

Newly appointed Jade Balance Star Keqing spoke out in support of Ningguang.

No one was surprised by Keqing's statement.

In any case, the other party has long advocated for rule by men in Liyue, has always opposed consulting the Emperor on everything, and has made various "disrespectful" remarks more than once or twice.

"Whether it's Mora or paper money, it's all for circulation and to promote the prosperity of Liyue. What's wrong with that?"

Furthermore, we need to switch to paper currency to replace the inconvenient Mora. This is a good thing for the development of Liyue, and I think it is also what the Emperor would like to see. How can it be said to be a defilement?

Furthermore, isn't our primary objective to strike at the Northern Bank? Then we need to achieve a surprise effect; how can we make it public knowledge during a ritual to summon immortals?

Keqing directly refuted each of the opposing viewpoints.

She immediately realized the benefits of paper money when she saw the idea.

This thing can make work efficiency much higher.

If that's the case, then it should be implemented immediately.

"It's really not good to not inform the Emperor about such a big matter. Besides, without the Emperor's support, can we really get it done?"

Another member of the Seven Stars expressed his doubts.

“Ningguang said that the implementation of paper money is guaranteed by Mora. Since Liyue was able to implement Mora from scratch back then, they can implement paper money now.”

"..."

The seven stars immediately launched into a heated debate over whether or not paper currency should be introduced.

It started as a discussion.

Then it gradually began to evolve into a debate.

The last few members of the Seven Stars became increasingly agitated; some started banging on the table, while others began taking off their shoes.

Of course, this does not include Ningguang and Tianshu.

Ningguang rested her chin on her hands, looking at the lively scene in the reception room with a smile on her face, as steady as a mountain.

Uncle Tian kept his eyes down, seemingly oblivious to the bustling scene before him, not even taking a sip of the hot tea in front of him.

He's too old, he's an elderly man, so he doesn't participate in these things anymore.

Gan Yu looked at the supporters, then at the opponents, opened her mouth, but didn't know what to say.

She felt that both sides had valid points, and she was also conflicted about the issue.

Only Hideo Yamagami looked bewildered and somewhat at a loss.

No, how come the scene is already in such chaos after only the first topic?

It's just a piece of paper money, is it really that big of a deal?

Chapter 46 Unification of Opinions

Hideo Yamagami was unaware of the political landscape within Liyue.

The issue of monetary reform, a typical one, has now escalated into a battleground between pragmatists, radicals, and conservatives.

The Seven Stars are also divided on this issue.

Practical people, such as Ningguang and Tianshu, believe that as long as something is useful, that's enough. They don't care too much about the opinions of others or the Emperor, as long as it works.

Therefore, they did not participate in this debate.

The only radical is Ke Qing.

They advocated not to listen to the emperor in everything and to be a good boy/girl.

Decisions should be made more by people.

Of the remaining few, one was neutral, and the other three were conservatives. In reality, they followed the old ways, prioritizing the Emperor's will and consulting the Emperor when in doubt.

Important matters should be delayed as long as possible, until the ceremony of inviting the immortals and seeking the Emperor is held.

Actions like currency reform naturally require consulting the emperor first.

So the current situation on the field is that Keqing is fighting a verbal battle against a group of scholars all by herself.

Of course, the difference in choices does not mean that the Seven Stars are not united.

On the contrary, the Seven Stars remain united under the banner of Liyue.

The debate surrounding the Seven Stars is merely for the better development of Liyue's interests.

But everyone has their own ideas.

In the end, the debate will eventually reach a solution that everyone can accept.

For example, right now, after several minutes of loud arguing.

"So how do you want people to accept paper money? Mora has been circulating on the continent for thousands of years, why would people switch to paper money? Specifically, what are your insights?"

"I……"

Keqing started to get stuck.

She works in real estate and has only just learned about these things. She can see that there are many benefits, but she doesn't know the specifics.

"I actually have a feasible plan for this."

Ningguang, who had been silent all along, stood up when she saw that the argument had subsided and began distributing documents to everyone.

"Gentlemen, please stop arguing. It would be impolite to be so polite in front of Mr. Yamagami."

"This is……"

Everyone looked at Ningguang's proposal.

They united eight major families and their affiliated industries and chambers of commerce to promote paper currency.

Trade within Liyue only accepts paper money. Trade outside Liyue prioritizes the use of paper money and offers certain preferential treatment.

The merchant guilds under the eight major families alone directly handle more than 80% of Liyue's total trade volume.

The remaining 20% ​​mostly depend on these chambers of commerce and naturally follow their lead.

In addition, all merchants who use paper money will receive a tax reduction.

Customers who pay with cash during retail activities will receive a discount.

All merchants within Liyue are strictly prohibited from restricting the use of paper money.

Subsequently, a regulation was issued stipulating that all departments in Liyue must distribute salaries in paper money.

This also applies to the eight major families.

Furthermore, one of Ningguang's major provisions was that paper money deposits would enjoy interest rates higher than those of the Northern Bank, while Mora deposits would have fixed prices.

However, the key point is that there are no restrictions on the exchange of paper money and mora throughout Teyvat, only a small transaction fee will be charged.

Monetary reform is also linked to the banking system.

Basically, it's already a fairly mature solution.

"You all argued quite a bit just now, but in the end, it all boiled down to two questions: what the Emperor thinks and whether it's feasible. What kind of question is that?"