Dream of the Red Chamber: I can upgrade my entries!

Chapter 90 Phoenix Terrace and Luan Pavilion, the Four Seas Bank that connects the world!

"You can't put your eggs in one basket."

"The splitting up of Fengluan Pavilion is inevitable. Do you have any ideas?"

Looking at the two women, Jia Yan spoke.

"Please give your orders, sir."

The insects, Jingzhe and Mangzhong, exchanged a glance and said in unison.

"it is good."

Jia Yan said in a deep voice, "Then I will make the arrangements."

"The Phoenix Pavilion was divided into two parts. Jingzhe was in charge of intelligence gathering, namely the Phoenix Platform, which had nine Phoenix Envoys under its command: Peacock, Red Crane, Blue Duck, Snow Owl, Purple Swallow, Roc, Wind-Catching, Running Pheasant, and Hundred Cries. Below the Phoenix Envoys were the Phoenix Disciples, who used brothels as their base to monitor the world."

"The assassination of Mangzhong is called Luange. It sets up five banners: Sharp Metal, Giant Wood, Flood, Blazing Fire, and Thick Earth. The five elements correspond to the five banners. All the taverns and teahouses are handed over to Luange as its base."

"Next, the development focus of both Fengtai and Luange should extend to the four barbarian tribes, including the Dzungar Khanate, the Khoshut tribe, the Qianxiang Kingdom, and the Later Jin, to ensure that their movements can be monitored at any time and place."

"Yes."

The two women's eyes lit up with joy, and they responded loudly.

Then, Jia Yan turned his gaze to Bai Lu: "You will be in charge of managing and allocating ten million taels of silver. First, establish a bank named Sihai Bank, and quickly expand it to the two capitals and thirteen provinces, and then to the prefectures and counties."

The power of capital is immeasurable. Money shops were the means of capital he prepared. By accumulating gold and silver, issuing banknotes and bills of exchange, he established a financial system, thereby connecting the world and bypassing the existing silver and copper dual standard system of the Great Qian Dynasty.

The first bank in Europe, the Bank of Venice, was established as early as 1407. The colonization of countries such as England, France, Spain, Portugal, and the Netherlands was almost always accompanied by the development of the banking industry, and the flow of funds was an unavoidable part of it.

In the eastern regions, this method was not taken seriously. Behind every money shop stood princes, nobles, officials, and gentry. In Songjiang Prefecture alone, there were more than a hundred money shops, and adding one more would not attract attention.

The establishment of Sihai Money House played an ineffable role in the development of Jia Yan's power, indicating that his power structure would achieve a closed loop.

"Yes."

Bai Lu excitedly agreed.

From that moment on, she became one of Jia Yan's most important people, just like the Awakening of Insects and the Grain in Ear, and not just a maid.

How many female servants were trained in Xishan?

Jia Yan inquired.

"Replying to your question, sir."

Jingzhe hurriedly reported: "We have gathered about three thousand orphans from various places in Beizhili and Shanxi, and trained one hundred and fifty female servants."

"Ah."

With a deep gaze, Jia Yan instructed, "Transfer all 150 female servants to the mansion."

"Once this situation becomes urgent, it will be handed over to Xiaoxue for management."

"clear."

Jingzhe immediately responded and accepted the order.

"How are things going with what I asked you to do before?"

"Master."

A strange look appeared on Jingzhe's pretty face as she reported in detail: "The information on the Lai family, Zhou Rui, Wang Shanbao, Lin Zhixiao, Wu Jinxiao, Wu Xindeng, Yu Xin, and others who are capable in the two prefectures has been fully collected."

As she spoke, she took out an account book, which clearly recorded the details of all the managers and heads of the Jia family's two mansions.

"rustle!"

Taking the ledger, Jia Yan carefully flipped through it, and at the very beginning were Lai Da and Lai Er.

One was the head steward of the Rong Mansion, and the other was the head steward of the Ning Mansion. Their mother, Granny Lai, was an elderly servant in the mansion. She could even get a small stool in front of Grandmother Jia. It was because of this that the Lai family rose in status. Lai Da's son, Lai Shangrong, bought an official position through the Jia family's connections and is now a county magistrate.

Wu Xindeng, head of the Rong Mansion's treasury; Dai Liang, manager of the Jia family's granary; Qian Hua, head of the compradors for both mansions; Wu Jinxiao, head of the Ningguo Mansion's estate; Zhou Rui, in charge of the Jia family's spring and autumn land rent.
"Big rat, big rat, don't eat my millet! I've served you for three years, yet you don't care about me at all."

After flipping through the ledger, Jia Yan closed it and recited a line from the poem "Shuo Shu" in the "Airs of Wei" section of the Book of Songs. "Master."

“Apart from Lin Zhixiao, every official in both government offices is extremely wealthy.”

"If you ask me, if we just copy everything, not only will it fill the deficit, but the situation in both governments will be greatly improved."

Jingzhe boldly made the suggestion.

'Lin Zhixiao!'

A unique light flickered in Jia Yan's eyes.

Lin Zhixiao was second only to Lai Da in status in the Rongguo Mansion. He was in charge of the mansion's money and accounts. Lin Zhixiao's wife was also a famous housekeeper, responsible for things like checking the Rongguo Mansion's sleeping quarters at night. In the original novel, the couple sent their biological daughter, Lin Hongyu, to the Yihong Courtyard to serve as Jia Baoyu's maid.

Judging from the account books, every single one of the stewards of the Jia family was outwardly compliant but inwardly defiant, and they were all bloated with greed. Compared to them, Lin Zhixiao was nothing.

"Master."

"As per your instructions, the details of the loan sharking activities of Second Madam Lian of the West Mansion have been compiled into a separate book."

Jingzhe added a few more words.

"I see."

Jia Yan thought of a person, Jingxu, the abbess of Shuiyue Nunnery. Shuiyue Nunnery was not far from the Jia family's ancestral temple, Tiekan Temple. Jingxu took advantage of this to have close ties with the Jia family. In the original work, it was Jingxu who asked Wang Xifeng to do something to help the brother-in-law of the prefect of Chang'an to snatch a bride, which forced Zhang Jin and the son of the garrison commander of Chang'an to commit suicide together.

"You shall order your men to arrest Jingxu, seal up Shuiyue Nunnery, and send all the nuns to Wuyuan Prefecture."

"Such a place of filth and corruption cannot be tolerated at the foot of the capital."

"As for other matters, let us leave them aside for now. If we want to destroy a person, we must first make him mad."

At this, a chilling light flashed in Jia Yan's eyes.

"Yes."

The Awakening of Insects was secretly memorized.

"Master."

"The Xue family still lives in the West Mansion."

Mangzhong suddenly said, "Of the eight branches of the Xue family in Jinling, except for the second branch, none of them have been naive or unscrupulous."

"The second branch of the Xue family suffered a disaster overseas, Xue Pan's uncle fell seriously ill, and his mother also suffered from phlegm disease."

"The Xue family."

Jia Yan stroked his chin, his interest piqued.

The Xue family has been running their business for generations, and their businesses are quite large in Jinling. A fortune of one million is an underestimate.

What he cared more about was the Xue family's business network, which not only spanned the two capitals and thirteen provinces, but also included maritime trade.

"There's no need to concern yourself with the Xue family girl's participation in the imperial concubine selection; Prince Teng will handle that."

"Issue a man to bring a renowned physician from the capital to Nanjing, and make sure he is cured of Uncle Xue Pan."

"This is a useful piece."

Jia Yan gave the order directly.

"Yes."

Bai Lu responded respectfully.

"I'm a little tired, so let's stop here."

Yawning, Jia Yan turned and went into the inner room to take a bath.

The three women, Jingzhe, Mangzhong, and Bailu, were not sleepy at all; on the contrary, they were quite energetic and began to arrange things such as dismantling Fengluan Pavilion and establishing a money exchange.

PS: The second branch of the Xue family: father of Xue Dou and Xue Baoqin, and uncle of Xue Pan. He was a royal merchant under the Imperial Household Department, responsible for collecting treasures overseas.
(End of this chapter)