Who would study psychology if they didn't have some kind of problem?

Chapter 488 Because it's so common, people lose their vigilance.

Based on the enrollment rate in higher education, undergraduate students account for about 30% of the 18-22-year-old educational age population, while the postgraduate enrollment rate is about 3%. According to the most recent census, the population with a bachelor's degree or above accounts for about 6.5% of the national total.

It can be said that getting into an undergraduate program, whether it's a first-tier or second-tier university, gives one a sense of psychological superiority.

Moreover, those present are undergraduate students from key universities in Beijing, the very cream of the crop in the above data.

However, the advantage of learning ability does not bring safety, especially given the prevalence of clear thinking in the ivory tower, the rate of being deceived among students remains high.

According to authoritative statistics from the Ministry of Public Security of China, the Anti-Fraud Center, and university security reports, college students account for 10-15% of all victims of online and telecommunications fraud, with a fraud rate of about 20% among college students. On average, one in five college students has been deceived.

From small-scale scams involving fake order rebates, customer service and logistics fraud, and fake game secondhand transactions, to large-scale scams involving impersonating law enforcement officials to intimidate those "involved" and "pig butchering" scams involving emotional manipulation; the amounts defrauded range from tens of yuan to hundreds of thousands or even more.

Considering that some students may feel ashamed of being deceived and therefore conceal the truth, the actual figures may be even more exaggerated.

Looking at the students below the stage, their expressions ranging from curiosity to indifference to contempt, Nan Zhuren felt that the data he had seen in the case file a few days ago was not excessive.

Sometimes, you really can't be vigilant unless you experience something firsthand.

However, to be honest, it is unrealistic to expect every student to be vigilant and become an anti-fraud expert.

All I can say is that I'll offer as many reminders as I can, and do my best.

Nan Zhuren turned her gaze to Judge Chen on the stage, and then diverted some of her attention to scan the students below the stage.

"In June 2016, a 22-year-old female graduate student from a university was scammed by fraudsters impersonating police officers from the municipal public security bureau. They claimed her bank cards were involved in a 'transnational money laundering case' and demanded her cooperation in the investigation. They sent her a forged 'criminal arrest warrant' and induced her to transfer 580,000 yuan in tuition fees and loans to a 'funds review account'..."

"In May 2015, a 17-year-old middle school student was selling his account on a gaming forum when he was lured into logging into a fake trading platform. The buyer forged a 'payment successful' screenshot, and the platform's customer service claimed that his account was 'frozen' and demanded that he recharge to unfreeze it. The victim was defrauded of 68,000 yuan, including his New Year's money and loans..."

"In February 2017, a 65-year-old retired professor was scammed by fraudsters who used AI face-swapping to simulate his son's video call, claiming that 'a fight resulted in serious injury and compensation needs to be settled privately.' The victim transferred 820,000 yuan to a designated account in three installments..."

Judge Chen read aloud from the podium without a trace of emotion. Below, other staff members from the court snapped a few photos of the judge lecturing and a few of the students in the front row listening attentively. That was considered their job done.

Nan Zhuren could see that the students in the front row, who were initially curious, had their pupils completely dilated by the time they arrived; the students who were difficult to reach later had long since started looking down at their phones.

You can faintly hear a "timi~" sound that was not pressed in time.

Those above are busy promoting their work and collecting reports, while those below are busy earning credits and accumulating lecture hours—a harmonious scene of mutual benefit and cooperation.

"...Therefore, in the face of ubiquitous fraud traps, passive defense is far from enough; we must proactively build a solid defense...Adhere to the 'three nevers': never transfer money to unknown accounts, never share your screen in any form, and never provide passwords or verification codes...Pay attention to information privacy protection, rationally restrain your desires, and make good use of technological weapons..."

From the students' perspective, these things seemed to have been said and heard countless times.

After the photo session was over, the students in the front row started checking their phones every now and then.

"...Please remember these cases written with tears and even future sacrifices, keep your eyes open, protect your youth, and build a strong defense against information!"

After Judge Chen finished speaking, a standard closing PowerPoint presentation appeared on the screen: "Thank you for listening."

The students below the stage snapped out of their daze and burst into loud, synchronized applause once again. Some students had already half-risen, ready to leave.

However, Judge Chen said, "Alright, next, please welcome our psychology expert, Teacher Nan, to give you an in-depth analysis of a fraud case, so that everyone can have a deeper understanding of fraud prevention."

The discipline among university students is relatively good; they don't make complaints like "ah."

However, the expressions on their faces visibly shifted towards a negative direction.

Nan Zhuren took all of this in stride, remaining calm and composed, and went on stage to complete his task.

……

As Nan Zhuren took the stage, the court staff below finally had a chance to whisper among themselves.

"Have you heard? A while ago, there was an old lady in the Civil Division who seemed to be trying to extort money from people. She even brought her recording phone in, you know?"

"Of course I know, trying to extort money from the court is really... I heard that a young psychologist saw through it back then, was it this guy?"

"Yeah, didn't Meng Ting almost get stabbed later? It seems that it was this teacher who saw through it beforehand and saved Meng Ting..."

The staff members nodded, tilted their heads, and gave each other scrutinizing looks.

"So young...is he really an expert?"

"Putting everything else aside, his face is undeniably professional. You see, Judge Chen almost put the students to sleep up there, but as soon as he came up, they perked up again... Of course, it could also be because Judge Chen was constantly reading from his prepared notes..."

"No rush, let's see how he analyzes it, and see what his skills are..."

Behind them, Xia Tian unconsciously straightened his back and slightly raised his chin.

On stage, Nan Zhuren opened his presentation slides and smiled slightly. Then, it became noticeable that the lighting in the large classroom, both on and off stage, brightened slightly.

The audience was brightened by the students' renewed attention.

"First of all, I would like to thank Judge Chen for his presentation, and thank the court staff for their years of dedication in upholding justice for our victims."

Nan Zhuren gestured, which earned him a kind nod from Judge Chen in the audience.

"I don't have as much case experience as Judge Chen. In comparison, what I can do for everyone is to reconstruct a fraud case in more depth and analyze the script. At the end, I will also invite a student to interact with us, and everyone can ask questions."

With that, Nan Zhuren opened the PPT and got straight to the point.

"In my next case, there is scammer A, who impersonated an online shopping customer service representative; scammer B, who impersonated a bank risk control specialist; and the victim, Mr. W, who is a 35-year-old university teacher."

(End of this chapter)