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Chapter 320 Your Name on the Wedding Room

"Okay." Zhang Zhe nodded, looked at his hands, and thought to himself that he was lucky.

It just so happens that he picked a sister like this, and now Lao Yu finally feels involved.

Zhang Zhe turned off his microphone and waved to Rui: "Come on, you go and greet her."

"No, no, no." Yu Rui waved her hands repeatedly, showing no intention of coming over: "Boss, I don't really want to take on divorce cases right now."

"I was injured in the lawsuit and want to take a break for a while."

"It might not be a lawsuit; it could be legal advice or something."

"No way, the moment I heard that woman's voice, I knew she was up to something, and she'd definitely be going to file a lawsuit."

"Are you really that accurate...?" Zhang Zhe raised an eyebrow, not quite believing Yu Rui's words.

However, he could understand the other person's state. It was a bit like eating authentic Wuxi xiaolongbao and being so overwhelmed by its sweetness that they had no appetite for buns for a while.

Teacher Wang was in a similar situation before.

Zhang Zhe didn't force him, since he himself was quite curious about the sisters' situation.

“Come on, sister.” He turned on the microphone and said, “I’ve already called the lawyer over. Ask me whatever questions you have.”

I will relay his answer.

"Okay, thank you, Brother Zhang."

"Here's what happened: I had a boyfriend before, and we dated for about half a year. Our relationship was pretty good."

"Because I've reached a certain age, it's natural for me to start talking about marriage."

“He readily agreed to the bride price and other things. Since we are both from the countryside and are now working in other places, my mother said that the man should buy a house before the marriage and put my name on it.”

"Wait, is it just your name?"

Zhang Zhe was a little surprised. It was already incredible enough that the man bought a house before marriage and added the woman's name to it. Putting only the woman's name on it was practically a gift.

"Yes, he agreed at the time."

“His parents and my parents were all there; everyone heard it with their own ears.”

"Because he was so nice, our relationship progressed further, and we're planning to get married after buying a house."

"That's when things really exploded. The house we looked at together was 110 square meters and cost 115 million yuan. After we made our choice, he scheduled a signing date with the real estate agent."

"Because I had to go to work, I didn't pay much attention. On the day of the signing, he picked me up in his car, had me sign the document, and then drove me back."

“I didn’t pay much attention at the time because he seemed perfectly normal, but a few days later, I suddenly received a notification about a bank loan.”

"That beast! He actually used my name to take out a commercial loan to buy the house!" the girl said through gritted teeth.

[Are you that good at it?]

Is this for real? Are you sure it's not a joke?

[Just tell me, did they buy you a house?]

I remember this was a tactic someone taught online: if the woman is willing to get married, they'll share the mortgage payments.

This guy is smart; this method should be promoted.

"Is there a problem with this?" Zhang Zhe asked with a puzzled look. "It's your house, you took out a loan, isn't that normal?"

Didn't he help you with the down payment?

“He got the down payment from my parents. My parents were fooled by him. They thought he really wanted to buy me a house, so they didn’t think much of it.”

"That's no problem either. Your parents paid the down payment for you, and you only need to pay the mortgage. You own a house now."

Zhang Zhe could only congratulate this woman on buying a house before marriage through her own efforts, becoming a homeowner – a truly commendable achievement.

However, the girl doesn't seem to think so:
“Brother Zhang, isn’t this a scam? He said he would buy me a house, but it turns out he’s taking out a loan in my name.”

“I don’t think so. He only promised to buy you a house, but he didn’t say whose money it would be.”

"Besides, you signed the contract yourself."

“However, we should still consult a lawyer about this.” Zhang Zhe looked at Yu Rui. This kind of case shouldn’t be too difficult, right?
Old Yu, who had been grinning from ear to ear like a peony, saw Zhang Zhe asking for his opinion. He shook his head and whispered, "The mortgage is hers, no doubt about it."

"The question now is about the down payment transferred by her parents. If the man borrowed the money in his own name, then the woman's parents can demand that the money be returned."

"Understood." Zhang Zhe nodded, thinking to himself that this was roughly the same as his own analysis.

The woman will definitely have to take on the loan, but if she sells the house, the loss should be limited.

Under normal circumstances, you should lose the equivalent of a down payment.

Therefore, it is crucial to determine whether the man's money is obtained legitimately.

There's a high probability there won't be any problems, because if they've come up with such a great idea, they must have thought through every detail beforehand.

However, Zhang Zhe was not a professional lawyer and did not intend to delve into the matter; he simply gave the woman a brief explanation.

After hearing his explanation, the woman clearly could not accept it:

"He's clearly colluding with the intermediary to swindle my money! He's offering a commercial loan with exorbitant interest rates, and it's for a five-year term."

"My monthly salary isn't even enough to cover my mortgage payments right now!"

It's okay, five years will pass if you just hang in there.

This guy is ruthless; he arranged everything perfectly for this woman.

This is all your good fortune, sister, just accept it.

Is it really necessary to rip people off like this? Even if a deal falls through, there's still a need to be courteous; if a marriage can't be arranged, there's no need to go to such lengths.

Seeing some comments questioning the man's character, Zhang Zhe, adhering to the principle of not wronging any good person, quickly asked:
"Sister, didn't you ask your boyfriend? What's his explanation for this?"

He said he could pay the down payment and the mortgage, but only after the wedding.

"He also said he would write an IOU to his parents, so that if I got married and then immediately got a divorce, they wouldn't be able to run away even if they wanted to."

"I see." Zhang Zhe nodded. The man's actions were indeed meticulous, and somewhat implied revenge against the gold digger.

The normal approach would be to kick it right after you've already kicked it; why bother with all that effort?

However, there's no problem with the older brother doing this. He's willing to pay the mortgage, as long as the woman lives an honest life and doesn't try to get his money, then the marriage can proceed, right?
"Did you really want to get married before?" Zhang Zhe asked.

"Of course! I really wanted to get married before, but I never expected him to be so vicious and scheme against me like this. How could I possibly marry him!"

“Mhm.” Zhang Zhe nodded: “Sister, I sympathize with your situation, but the lawyer also said, and the comments section is explaining, that you really should pay back this loan.”

"It's okay, it's only five years. After five years, you'll own a house, and it will be easier to find a partner then."

"Huh?" The woman was shocked: "Five years? I won't even have money for Chinese New Year this year!"

"What should we do then? Why don't you post a QR code for payment and ask the girls in the live stream to donate some money?"

[Sure, I screenshotted all the support I received earlier, please donate to me.]

Brother Zhang's methods are still quite unconventional.

[Thanks to this guy for teaching me this trick; before, only he knew it, but now I know it too.]

[Her boyfriend probably got a cut from the agent; I saw this tactic back in 19.]

"Is it okay?" The woman was somewhat tempted by Zhang Zhe's words.

Seeing that she was actually taking advantage of the situation, Zhang Zhe quickly changed his tune:
"Forget it, at least you have a house. I don't even have a house. Even if you post a QR code for receiving payments, it should be mine."

"You should really go find a professional lawyer."

"Brother Zhang, don't you have a lawyer here?"

"Oh, right, there was a lawyer, I almost forgot." Zhang Zhe looked at Yu Rui, asking for his opinion.

Unexpectedly, this guy quickly scribbled a line on a piece of paper and handed it to Zhang Zhe. Zhang Zhe looked at it and saw that it read:

“I can provide her boyfriend with free legal aid.”

(End of this chapter)