I am a demonic cultivator, not a capitalist with a conscience.

Chapter 466 Luo Tong's Preparations (26)

The subprime market in Changsheng Prefecture is extremely complex.

Different loans involve different credit institutions, and in some places, loans are cross-held to reduce risk and minimize losses.

Many loans are backed by "Star Lords," and each Star Lord has different repayment and purchase conditions, so you need to consider the Star Lord's preferences before making a purchase.

Some loans may seem to have low interest rates, but they involve different repayment methods at different stages, which must be considered when making a purchase.

Various restrictions made subprime loans difficult to sell.

The research itself is very troublesome, so each time it is sold, the default is for the buyer to study how to reasonably buy it, and the price is generally 12% of the original price.

If you don't understand the underlying principles, the hidden costs can be as high as 40% or even more.

Ordinary people would be overwhelmed just looking at this information, but Luo Tong has a very important technique that can solve this problem.

Those are the clues.

Through this technique, he can see the interrelationships between various loans, know where different loans lead, and thus legally acquire the loans.

Upon discovering the complexity of the situation and realizing that his magic could solve the problem, Luo Tong was astonished.

(Mr. Chen, you actually knew I knew this technique? Even though he was reading, his eyes were never off the subject? Mr. Chen, you are truly amazing!)
Feeling that he understood, Luo Tong's confidence continued to swell, and his belief in Chen Yu seemed to rise like a balloon.

Looking back on the past month, Luo Tong realized that he was only now beginning to understand President Chen's intentions.

Using "The Big Capitalist" to promote loans, I was brought here to promote Dreamland, and then the loans squeezed out other institutions, forcing them to go bankrupt.

I am likely just one part of the plan, and there are probably other backup plans elsewhere that have propelled the plan to this point.

The clues I've gathered are probably just a small part of the plan; a much larger plan is still underway, and we may not see the full picture of Mr. Chen's plan until much further into the future.

However, even seeing just a little bit was already extremely shocking to him; he wondered what it would be like when the entire plan was fully implemented.

The thought of President Chen's tireless efforts for the entire plan filled Luo Tong with a wave of sadness.

Despite having a bright future, various taboos prevent them from sharing their aspirations with outsiders, creating a profound sense of loneliness.

but it does not matter!
I will definitely carry out your wishes well and will never let you down!
Standing up, Luo Tong said to Cao Zheng, "Come on, take me to the spirit brain room here. I want to buy all the spirit brains here."

“One unit costs fifty yuan a day, so three hundred units would cost fifteen thousand yuan. Isn’t that too expensive? How about we take a smaller number first and then use them in rotation?” Cao Zheng suggested earnestly.

"I have 2.7 billion here. If I use it properly, I can earn 2.3 million in interest every day. You're telling me that 15,000 a day is too much?"

In an instant, the scent of money wafted towards him, causing Cao Zheng to groan and prostrate himself on the ground, not daring to meet Luo Tong's gaze.

He's rich!

He is an extremely wealthy person!
He didn't feel anything when he learned that the other party had 2.7 billion, because his understanding of money was limited to a maximum of eight digits; anything beyond that was beyond his comprehension, so he could only assume that the other party was very rich.

But now, with 2.7 billion converted into daily interest, the feeling of being rich immediately surged over him, making it hard for him to breathe.

If I could earn 2.3 million in interest every day, I would gladly accept 2.7 billion in bank deposits!

Miao Qingyu and the others were also quite shocked, and they looked at Luo Tong with more fear.

So what if you can't go to university? As long as you have enough savings, not only will university students have to come crawling to you!

Luo Tong waved his hand and said to Yuan Jie and Ye Cai, "Find me another three hundred college students, I want the real deal!"

"Yes, Lord Luo! May I ask how you would like to eat?"

"What's there to eat? I want them to work for me. How much do college students at Changsheng University earn a day?"

"At twenty, everyone can do whatever they want; at thirty, everyone can stand and do it; at forty, everyone is scrambling to do it."

"Just tell me the top-of-the-line model."

"One hundred and twenty, everyone would be eager to fawn over you."

"It's only 120 a day, I need it now, and the academic scores have to be high, below 100 is not acceptable."

Once you enter university, your major becomes more specialized, and many subjects will be included in your grades, leaving no upper limit to your grades.

Even so, students who score above 100 are still relatively rare, but they can still be found.

The job posting on the campus forum immediately drew a large influx of college students, who eagerly eyed Luo Tong.

After distributing the money, Luo Tong pointed to the brain lab and said, "Each person will have a brain, and then follow my instructions. You will only work eight hours a day, and you can use the brain freely during the rest of the time. I will cover the cost of using the brain."

"Wow……"

"In addition, I will provide three meals a day, drinks and snacks. If you have any other needs, you can let me know."

Exclamations of amazement rose and fell, and each selected college student immediately became excited.

One hundred and twenty a day, no need to sell blood or do hard labor, and only eight hours of work.

what is this?
This is a white-collar worker.

Moreover, you don't have to pay for the computer sessions yourself, and you don't need to get a refund if you complete eight hours. You can use the remaining time to browse websites and learn knowledge on Lingnao.

what is this?
This is the godfather who got us internet access!
He even provides three meals a day, drinks, and snacks. He's like a biological father to me, even though we're not related by blood!
Leading the group into the server room, Luo Tong said to the others, "Your task is simple. I will send you some relevant loan information. You organize it and send it back to me. I will reorganize it and return it to you until there are no problems. Because there is a lot of information involved, I need a lot of manpower. This is not a difficult job. You just need to concentrate and work for eight hours straight."

"Yes, Mr. Luo!"

"Okay, let's get started."

Luo Tong asked Miao Qingyu to help compile a list of subprime loans available on the market. Luo Tong then distributed this information to Cao Zheng and others, who in turn distributed it to other people.

He applied his experience as a factory manager here, which made Luo Tong realize that managing college students is actually similar to managing workers, the only difference being that one is mental labor and the other is physical labor.

When the first contract was sent over, Luo Tong immediately activated the spell "Clues" to see more related content in the contract. He then listed the related content and had the other party continue to organize it.

Through continuous iterations, an interpretive contract covering all aspects of subprime mortgage contracts was developed, encompassing all situations related to the corresponding contracts, allowing for the safe purchase of subprime mortgages with the same terms.

Nodding in satisfaction, Luo Tong made the purchase and continued.

　My cold isn't completely gone yet, so I'll make up for the two more chapters tomorrow.

　　
　
(End of this chapter)