I am a demonic cultivator, not a capitalist with a conscience.

Chapter 343 A Flawless Insurance Case (Making up for yesterday's missed chapter)
"Luo Tong, calm down and don't be reckless. Check if there's anything around you. I'll allow you to drink some cow and horse extract at this time, just don't overdo it."

"Really! Can I work overtime then?!"

"That's two different things. Anyway, calm down first, drink some calming herbal tea, count prime numbers, and watch some porn or something."

"Mr. Chen, what are you talking about... Oh, I understand!"

“Don’t understand!” Chen Yu replied immediately. “I know you’re heartbroken that the factory was bombed, but don’t be sad yet. This is a good thing that needs to be celebrated. Wait for me to come back, and I’ll raise the money so we can rebuild the factory.”

"Mr. Chen, you know this is a good thing! And we don't need to raise any money."

"What?"

"You bought insurance."

At that moment, Chen Yu understood.

Chen Yu immediately found the statue of the Contract Star Lord and spent ten mana points to make a consultation. Afterwards, he saw his relevant insurance list appear in front of him.

Looking at the claims he had processed, Chen Yu almost sucked the air out of the room.

Too much!

Thinking back, he remembered that when he bought the factory, he did indeed have Luo Tong buy all the insurance policies.

At the time, I just thought it was a good opportunity to use up positive mana, I never expected it to backfire like this!
As expected of a cultivation world, karma explodes faster than diarrhea.

But it's just a basic insurance policy; at worst, it only covers the original cost.

Forcing himself to calm down, Chen Yu continued to check and discovered that it wasn't the original price, but eleven times the original price.

"What happened?! Why did I have to pay out eleven times the amount?! Does anyone know anything about the law? Please help me!"

When Chen Yu thought of someone knowledgeable in the law, he thought of Moral High School, and then immediately contacted his junior sister, Dao Lingyun.

The eldest disciple, Dao Lingyun, answered Chen Yu's call immediately. Her voice was the same as before, with a soft, hazy quality unique to women from water towns.

"Senior brother, you finally remembered me. But come to think of it, you should have called me soon."

"Do you know what I'm going to do?"

"I'll help you with the compensation. You must have made a lot of money from the bombing of your factory, senior brother. You're really amazing."

"How did everyone know about this?! Is that little vixen Luo Tong trying to get me into trouble?!"

"Senior brother is still as interesting as ever. No, your story has been promoted as a positive example by the Contract Star Lord, and now everyone is praising the factory for its foresight."

"This has nothing to do with me... Wait, the Contract Star Lord is doing publicity? Isn't He going to lose money? Why would He need to do publicity?"

Knowing that Chen Yu was not clear about many things, Dao Lingyun patiently explained, "It's just like a casino. The Contract Star Lord isn't afraid that you'll win money; he's just afraid that you won't come. What are a few billion? The Contract Star Lord can afford it. However, it's very rare for someone like you to not only not lose money but actually make a fortune because you took out insurance, so we must publicize it widely."

"This isn't right!"

"That's right. Senior brother, feel free to ask me any questions, and I'll explain them to you."

"Fine, at least I need to know how I died."

"Haha, senior brother, you really are the most interesting person I've ever met."

After Dao Lingyun answered his questions one by one, Chen Yu finally understood.

Luo Tong's insurance coverage was very comprehensive, including gambling insurance.

This insurance is quite expensive, and its contents are rather bizarre; it involves betting on what might happen to the factory.

One of the odds is that someone is "completely destroyed by a crazy practitioner's cannon," with odds of 1 to 7.

I thought this was a joke, but I never expected that someone would actually do such a thing.

Furthermore, Chen Yu and his group were unaware of the incident before it occurred and had clearly taken steps to recover their assets. Even the most diligent investigation by the "Day Wanderer" (a powerful insurance agent) failed to uncover any problems, leading to its adoption by the Contract Star Lord as a perfect case study. Combined with other insurance products, this resulted in an incredible payout of eleven times the initial investment.

After hearing Dao Lingyun's explanation, Chen Yu understood.

As expected of you, Contract Star Lord.

The insurance business is almost turning into gambling!

Seeing the final calculated compensation of 3 billion, Chen Yu was filled with despair.

When will we ever finish spending this money?!
When can I use my magic power?

Moreover, no matter how you calculate it, the factory couldn't possibly be that expensive, even if it were eleven times more expensive!

Chen Yu quickly pulled out the specific compensation items and discovered that there was a large amount of medical equipment among them.

Upon examining the source, Chen Yu discovered that these were all equipment sent to the factory by the hospital after the advertising agreement was signed, and were destroyed during the bombing by the Demon-Slaying Cannon, thus becoming the recipients of the sevenfold compensation.

After reading through each item, Chen Yu felt only despair.

I thought that taking the doctor back to Tianyuan would effectively help me consume a lot of cash and mana, but I never expected it to turn out like this.

One doctor earns 120,000 a year, so a thousand doctors would only earn 120 million a year.

The factory has 200 employees and only makes a little over 20 million a year.

The academy and the like are actually minor matters.

You can't spend it all, you really can't spend it all!
Looking at his accumulated positive emotions, Chen Yu found that they had been surging since morning, which seemed to be the effect of the Contract Star Lord's propaganda.

But I still have a chance!

If we go back now to build the hospital and rebuild the factory, then we can still take care of things and there should still be a chance!

Chen Yu immediately called Luo Tong and said, "I'll be right back. Make me a plan, the details of which are..."

"I understand, Mr. Chen! The factory reconstruction plan and the hospital construction plan, right? Three billion is enough for us to build a large-scale automated factory and a multi-functional hospital. However, we are currently lacking an architectural designer. Mr. Chen, do you have a suitable candidate?"

"architect?"

Turning his head, Chen Yu saw Zhao Ting touching his Feather Forest Seven-Type armor and immediately replied, "Yes! How is an architect's salary calculated?"

"It depends on the other party's work performance and years of service. However, this job is not easy to do, since there is a hole in the factory's location that leads directly to an underground cave, so this aspect also needs to be taken into account."

"That's no problem, the other party has many years of experience in drilling."

"...Is the other party a rat that has become a spirit?"

"Pretty much, she's a perfect match for Liu Qing. Okay, I'll go ask her what she thinks right away, there's a high chance we can bring her over."

After hanging up the phone, Chen Yu immediately found Zhao Ting and said to her, "Zhao Ting, there's a job for you. Do you still want to be a nurse?"

“Who would want to be that kind of nurse?” Zhao Ting replied immediately.

"Great. Do you like building houses? The kind where you can drive a Hercules."

Zhao Ting looked at Chen Yu excitedly, but when she tried to grasp his hand, Wang Chuyun took it away from her.

After several attempts, she finally gave up and asked expectantly, "Is it really possible? How much money will I have to pay?"

"No need, Tianyuan needs someone like you who knows how to build houses. Now come back to Tianyuan with me."

"Ok!"

Having successfully recruited an architect, Chen Yu breathed a sigh of relief, then turned to Zhang Yi and Li Cheng, who were floating in the air, and asked, "What are your plans, you two?"

(End of this chapter)