This top celebrity got drunk and acted crazy, and everyone in the Chinese entertainment industry bur

Chapter 37: The whole internet is buzzing! HuKa is doing some 'benefits' for its family! [Seeking first subscriptions]

"Wu Qian OUT?" Big Black Bull looked miserable and incredulous: "No, wasn't he in the haunted house with Chen Chichi before? How could they get torn apart when they were walking together?"

"Teacher Huang is out, it's just me and BaBy left..." Deng Chao felt very troubled, after all, BaBy is a girl, and he would most likely have to fight alone from now on.

After Chen Chichi came out, he stepped forward and proposed an alliance. The other party readily agreed, but did not leave with him. Instead, he went in another direction.

"He's not heading in the direction of the haunted house," Deng Chao said, surprised.

Didn't this guy previously have an attitude of not giving up until he ruined everyone?
"Forget it, whatever. The Blue Team has a huge advantage now. I'll use the 'Bigger Name Card' on Lü Ming!" Deng Chao took out the item card he got after winning the first game.

The PD explained, "Because Huka has already used a prop card, we can't use another one on him."

Deng Chao was stunned for a moment before he remembered that the Blue Team had also gotten an item card after the first game, but he hadn't expected them to not use the good item on Dilraba.

"Then let's give it to Baoqiang!" Deng Chao changed his target.

……

In the haunted house.

Before the crew carried Teacher Huang and Wu Qian away, Lü Ming casually tore off their name tags. Seeing his PD arrive, Lü Ming first changed out of his zombie costume and then looked at the NPC lady.

"It's a pleasure doing business with you. I've decided to give you a little perk!"

Upon hearing about the perks, the NPC girl's eyes lit up immediately: "Great! Great!"

"Give me your phone."

The young woman did as instructed, and then she saw Lü Ming download an app called 'Installment Loan' from the app store. Under her bewildered gaze, Lü Ming fiddled with it for a while and then opened the loan interface.

"Come on, blink, shake your head, and open your mouth."

The young woman cooperated with Lü Ming completely bewildered, having no idea what this big star was up to.

"Okay, I've applied for a 30,000 yuan installment loan for you. If you're not feeling well, don't come to work. You can earn more money, but if you lose your health, you're really not healthy!"

"I've already transferred the money to your card. I don't need to leave my name for this good deed; I'm just a good Samaritan, no need to thank me!"

girl:"???"

She stared blankly at Lü Ming, thinking she had misheard.

The installment loan boss was a bald, middle-aged man with a dragon tattoo that extended past his shoulders. He exuded a strong sense of savvy and unsavory character. While monitoring the progress of the live stream, he chuckled upon seeing this scene: "I never expected that this nobody would be so skilled at this business! Great, fantastic! This kid is so witty when it comes to loans. We could totally consider making him a brand ambassador; he'd be guaranteed to make a fortune!"

The girl glanced at the 30,000 yuan notification sent to her bank account, her mind buzzing: "Brother, you must be promoting your sugar daddy's product, right?"

"Smart!" Lu Ming got into character instantly, speaking clearly and distinctly: "Good things should be shared with family. Our installment loan's mission is to create a good product that everyone can afford!"

"Installment loans are enjoyable in moderation, and the benefits are even greater. If you need money, just look for installment loans—it's simple and fun!"

"But online loan interest rates are so high now. With so much money, the repayment pressure is huge!" the young woman said with a bitter face.

"Return? Our product is called installment loan. As the name suggests, it's designed to help customers borrow money in style during this period!"

"As the saying goes, lending money to someone is like killing their whole family. Those loan sharks charge 20% interest every year, and if you can't pay it back, they threaten to cut off your hands and feet. The more ruthless gangs even involve the whole family. They are simply a bunch of heartless bastards!"

"Our installment loan boss has seen too much of the dark side of this industry. He's ashamed to associate with those newbies, so he set an annual interest rate as high as 29.8%. Doesn't that sound terrifying? If you borrow 10,000 yuan, you'll have to pay 2980 yuan in interest alone in a year. If you don't repay on time, the annual interest rate will be increased to 40% to charge a penalty!"

"Furthermore, this excess penalty will be added to the principal and compounded again, thus generating more interest. In layman's terms, it's the long-lost art of compound interest!"

"A two-pronged approach will guarantee customers can't get enough!"

"If your future income is not very substantial and you want to repay in installments, that's perfectly fine. However, you'll have to pay the interest first before you can gradually repay the principal. Of course, penalties will still be incurred during this process, and as the principal amount increases, the interest will naturally increase as well."

【? ? ? 】

[A 20% annual interest rate on loan sharks is outrageous; your boss, ashamed to associate with them, promptly set an annual interest rate of 29.8%?!]

Do you even want to hear what you're saying?

[These shady online loan platforms call this a good thing, a product that everyone can afford? Sure, you can get the loan, but the question is, can you repay it?]

[Your fans treat you like an idol, but you treat them like enemies?]

[To be a victim of injustice? He even considered selling his fans to northern Myanmar!]

[I've turned against this unknown celebrity. They've only just gained a little popularity and they're already exploiting their fans for profit. Are they even human?!]

[Is that how you use the idiom "can't stop wanting to stop"?]

[Unable to Stop: I want to pay off the loan, but I can't!]

【beaver!】

Countless anti-Ming figures, seeing that Lü Ming had acted this way, immediately jumped out to launch a trial:

[Now everyone can see the ugly face of this washed-up celebrity, right? I've said it before, he's morally corrupt and selfish. You didn't believe me before, but now you do, right?]

Who would expect a person who drinks heavily every day to have a conscience?

[However, even if he's mentally unstable, he wouldn't be so hypocritical as to promote shady online lending platforms to make money while simultaneously revealing the concept of compounding interest. I just downloaded that app, and it didn't mention any annual interest rate. You only see the annual interest rate after the loan is approved. Don't ask me how I know!]

Drinking alcohol damages the brain, causing the left and right hemispheres of the brain to work together like this.

He doesn't understand how to make money through dishonest means!

The girl: "?!?!"

"Ahhhhh!" Startled, she snatched her phone, wanting to return the loan that had just been deposited into her account.

"Don't waste your energy. Our installment loan projects exceeding 30,000 yuan do not have the early repayment function. If you insist on early repayment, you need to call the customer service hotline to apply. The purpose is to prevent you 'premium pigs' from jumping off the train halfway."

Upon realizing she couldn't repay the loan, the young woman immediately tearfully prepared to call customer service.

"Stop calling. Customer service usually has a set script. Learn about the delaying tactic. Since your loan amount is small, they can delay it for a month at most. If you really want to pay it back, you will. But if you borrowed tens or hundreds of thousands, then don't ask. They'll just say 'system failure' or 'server maintenance'!"

"Just pay it back!"

The young woman, dressed as a terrifying ghost, had teary eyes and looked pitiful, all alone and helpless. She looked like a wronged baby: "Brother, you must be kidding me, right?"

"No, I'm putting myself in your shoes and genuinely trying to get you benefits!"

Miss: "..."

The screen was already filled with comments about "newbie nobodies".

Meanwhile, customer service hotlines for installment loans were inundated with calls, as were the complaints departments of Kiwi Live, Jiangzhe TV's marketing department, and various market and internet management offices. Netizens' anger was completely ignited; installment loans, under Lü Ming's 'agency,' had directly provoked public outrage, with countless people wanting to emulate him!
Even the installment loan boss, who had previously praised Lü Ming's outstanding business skills, suddenly changed his expression of satisfaction and began to curse: "That bastard, has he lost his mind? I asked him to advertise, not to reveal industry secrets! Is this damn nobody promoting the product or just trying to tarnish my reputation?!"

"No, he must have some serious illness!!"

Jingle Bell!
The bald boss was too busy to curse anymore, because even his personal phone number and the landline on his desk were being bombarded with calls from all sorts of numbers.

He couldn't even imagine what terrible disaster the company would face if this matter wasn't handled properly.

……

"Waaaaah!" The young lady finally accepted this cruel reality and started sobbing, her little pearls falling.

Seeing that the big star next to her was unmoved, a series of emotions such as fear, panic, and grievance welled up in her heart. She could no longer hold back and burst into tears, hugging Lü Ming's waist. Because they were so close, lipstick, bloodstains, and cosmetics got all over Lü Ming.

“A loan of 30,000 yuan will incur 10,000 yuan in interest in a year. If there is even a small overdue payment, it will trigger the penalty and principal accumulation mechanism. Many people who repay in installments may never be able to pay it off in their lifetime, and may even find that the more they pay, the more they owe,” Lu Ming suddenly said.

Upon hearing this, the young woman cried even harder!
So, online lending is scary, isn't it?

The young woman, with tears in her eyes, exclaimed, "Terrible! So terrifying! There's nothing more terrifying than this!"

"Remember, never touch any online loans in the future, whether they are legitimate or illegitimate. The moment you start overspending, you've embarked on a path of overdraft in your life."

The young woman nodded vigorously, looking incredibly delicate.

"Alright, that's enough crying. You'll be laughing soon." Lu Ming explained to the young lady's confused look, "As the saying goes, ordinary people see mountains as mountains and water as water, wise people see mountains as not mountains and water as not water, and sages see mountains as mountains and water as water again. You've only seen the first layer. In fact, our installment loan boss is on the second layer!"

"Do you think he wants to collude with those loan sharks? If you think so, you're sorely mistaken. Our boss is kind-hearted, but he's actually using this method of getting involved himself to eliminate all his fellow loan sharks in one fell swoop!"

"Adhering to the principle of 'If I don't go to hell, who will?' he openly used the guise of loan sharking to do charity!"

"If you borrow money from someone else and don't pay it back, they'll break your arms and legs. But if you borrow money from our platform and don't pay it back, the boss will just say to you, 'Since we've set an outrageous interest rate that's even higher than loan sharks, and it won't even affect your credit score, do you really think we'll let your family members pay it back?' Upholding the principle of building a harmonious society, we're all just here to take the money and spend it!"

The girl was completely stunned: "Are you serious?"

"Do you think anyone has more authority than me when it comes to loans? Do you understand the value of the 'Loan Guru' title?" Lü Ming asked proudly, then proceeded to explain:

"For lending institutions, the highest legally permitted lending rate is 18.8%. Various regulations clearly stipulate that interest rates exceeding this figure fall into the category of usury, and illegal loans do not need to be repaid. Furthermore, if lending institutions conceal or set interest rates upon maturity, it constitutes a serious crime and will result in the loss of a pair of silver bracelets with a lease term of 15-30 years!"

"If it weren't for contributing to society and doing charity, do you think our boss is stupid?"

【! ! ! 】

Is this for real?!

I just checked, it's definitely true!

Doesn't that mean...?!

【Fuck! 】

The live chat exploded instantly, as the enthusiasm of the netizens was so high that the kiwi platform's servers, which had undergone several upgrades, experienced lag again.

"So, family members watching this, please download the installment loan APP as soon as possible to claim the exclusive benefits that Xiaoming has secured for you. Also, please remember to take screenshots of the annual interest rate page before applying and after receiving the loan as souvenirs. Time is of the essence, so hurry up and get on board!"

"3, 2, 1, charge!!"

As Lü Ming shouted, the live stream room, which was so crowded that the screen was lagging just a second ago, was cleared in a second. The entire kiwi live stream room, which had a popularity of 12 billion, was now only filled with some robots spamming "666" and "hahaha" in the barrage, with no other sound.

The PD guy carried the shaky camera to Lu Ming's side: "Dad, help me carry the equipment, just point the camera at your god-like face!"

"What are you going to do?" Lu Ming was dumbfounded.

The PD guy was excited: "I need to hurry up and claim the perk that Brother Ming got for his family!"

"..." Lu Ming glanced at the camera, then looked at the smiling female ghost on the side: "What are you still standing there for? This kind of benefit may only happen once in a lifetime. Why don't you hurry up and call all your relatives?"

"Huh? Oh! Oh!" The young lady reacted in a second, opened her contacts on her green bubble, and quickly dialed.

Strangely, every single friend, including his parents, responded with "call refused" within a second of the ringing.

……

"Damn it, what did this nobody do? What does he want? How dare he?!" The installment loan boss was furious. In his rage, he swept all the ornaments on his desk to the floor. Unable to vent his anger any longer, he kicked over the leather chair, letting out a series of hysterical roars: "I must have been blind to have fallen for such a piece of trash!!"

"rough!!"

boom! ! !
The office door was violently pushed open, and the secretary, her face filled with terror, cried out, "Boss, something terrible has happened! Our app registered tens of millions of new users in just one minute, and the server has been completely overwhelmed!"

"Good! Good! A server outage is good, that's great news!" The bald middle-aged man breathed a sigh of relief, still shaken. If the server crashed, those greedy "wool party" members wouldn't be able to get loans. He quickly instructed: "Immediately, have the tech department modify the backend, lower it to the normal annual interest rate of 18.8%, and remove the previously created overlay page, directly displaying the true interest rate!"

"Boss, it's too late..."

"What do you mean it's late? How is it late?!" The middle-aged man suddenly had a bad feeling.

The secretary silently took out a resignation letter and placed it on the desk, then said in a low voice, "Boss, those are ten million real users! Even if only one percent of them take out loans, it's enough to bankrupt us ten times over. They have no intention of repaying them at all!"

boom! !

The office door was violently pushed open again, and the accountant, holding a sheet, gave a horrified report:

"Boss, before the server crashed, we had disbursed a total of 10.06 billion yuan. Of that, 2.1 million yuan was wiped out of the account in just 3 seconds, 4.1 million yuan came from the three partner institutions, and another 3.86 million yuan was automatically disbursed from the partner bank. The phone lines outside have been ringing off the hook. Boss, you'd better step in and handle this as soon as possible!"

As the middle-aged man listened to those astronomical figures, he felt dizzy and then everything went black. He hysterically cursed "Damn it!" and then rushed towards the three-meter-tall blue and white porcelain vase not far away with his bald head!
Amidst the horrified gazes of the secretary and accountant, a muffled thud was heard as their boss crashed headfirst into the bottle, knocking himself unconscious. Due to the violent impact, the porcelain bottle slowly tilted and then collapsed with a crash, instantly shattering into pieces that buried the loan shark alive on the spot.

"Ahhhh!"

"The boss committed suicide!!"

"Help!"

The entire installment loan headquarters was immediately thrown into chaos.

……

　Thank you to [Yongsu] for the generous donation of 100000 VIP points!

　　I am so excited that I can't express it. I never expected that this book would receive the title of Alliance Master. I am so honored and grateful!
　　Once the Alliance Leader and others have finished paying off their owed updates, they will give [Yong Su] an extra chapter with his own title.

　　May I, [Yongsu], be surrounded by benefactors from all directions and receive wealth from all corners of the world!

　　May my brother [Yongsu] live a life free from worries, as carefree as the wind, always laughing!
　　Thank you so much, brother!

　　
　
(End of this chapter)