My Realistic Simulation Game

Chapter 238 Unbridled Rampage, Hurry, Hurry, Hurry!
Moscow, Far Eastern International Bank headquarters, president's office.

Pan Shiyi adjusted his gold-rimmed glasses, his gaze fixed on the bottom line of numbers in the financial statement Natasha had just brought, his finger unconsciously tracing the digits: "Ones, tens, hundreds, thousands, ten thousands..."

He suddenly looked up at Qin Yuan sitting on the opposite sofa, his face filled with disbelief: "President Qin! This... the Baltic Brewery's revenue in just one month exceeds the total price we paid to acquire it?"

"This...this report isn't wrong, is it?"

Although he was very optimistic about the brewery's potential, he never imagined that this factory, which he had almost "picked up" for free, would be able to generate such a terrifying cash flow in its first full month of operation!
This was completely beyond his usual understanding as a finance professional.

Upon hearing this, Qin Yuan couldn't help but chuckle, picked up his coffee and gently blew on it: "Shi Yi, if Natasha heard you say that, she'd be furious with you. These figures were the result of her and her finance team working through the night and checking them three times over."

He put down his teacup and calmly analyzed, "In the Soviet Union, there was never a shortage of beer market; what was lacking was smooth sales channels and unrestricted production."

"Now, we have solved both of these major bottlenecks."

"In addition, the stable high profits brought by the high-end product 'Tsar Kvass' make such revenue unsurprising."

"Moreover, I can tell you that this number will see an even bigger surge next quarter."

Currently, the Baltic beer market is a typical seller's market; whatever is produced can be sold.

With the newly recruited workers becoming more skilled and with the planned investment in new equipment, production will reach another level.

More importantly, Ivan's technical team is already working intensively to develop a new beer line.

According to Ivan's report, Baltic breweries now mainly produce numbered series beers, namely series zero through nine.

This naming method originated from the planned economy era, where numbers were used to distinguish the types of beer produced by different breweries for easier management.

The integrated Baltic Brewery continued this tradition, resulting in a unique product line.

In Qin Yuan's plan, the next step is to rebuild and enhance the brand awareness of the "Digital Series" and make it the "national beer" of the Soviet Union.

Enriching the product line and launching more products that cater to different tastes and spending power is the first step.

He was well aware that domestic breweries were currently undergoing a major reform.

The background to this major reform was that at the beginning of the reform and opening up, almost every city built its own brewery to meet the surge in consumer demand.

By the early 1990s, which is now.

There are nearly 800 breweries across China, but the vast majority are small in scale, technologically backward, and their brand influence is limited to the local area.

However, this "one city, one beer" situation leads to the dispersion of resources, making it impossible to achieve economies of scale and resulting in inconsistent product quality.

In response to this situation, the domestic government is eager to improve industrial concentration and competitiveness by forming large enterprise groups.

This is precisely the perfect springboard for Baltic Beer to leverage its scale, technology, and brand advantages to aggressively enter the Chinese market.

The acquisition of the Baltic brewery was the first cornerstone in building this multinational beer industry chain.

Pan Shiyi had no idea that Qin Yuan's strategic plan had gone so far; he was still basking in the joy of the huge profits brought by the brewery.

This huge cash flow is being deposited into Far East International Bank.

This greatly replenished the bank's capital and liquidity, giving Pan Shiyi the confidence to pay high deposit interest rates and begin planning to develop credit business.

Upon learning this information, his mind immediately began to stir.

"President Qin, I previously felt that we were opening branches too quickly, and I was worried that the funds and management might not be able to keep up."

"But now it seems that we are fully capable of extending our branch beyond St. Petersburg to Kyiv and directly into the core area of ​​the Five Kingdoms."

Pan Shiyi looked up at Qin Yuan with a gaze full of ambition.

Having been in the Soviet Union for so long, he was well aware of the importance of the Five Blues to the Soviet Union.

Kyiv is undoubtedly the core area of ​​this constituent republic.

Opening a branch of Far East International Bank in Kyiv would allow the Far East Group to directly extend its sphere of influence into the region.

"Shi Yi, you have not let me down."

Instead of suppressing this ambitious plan, Qin Yuan praised it highly: "Your idea coincides with my own."

"From now on, Kyiv will be your focus for the next phase of work. Its strategic importance is no less than that of the Moscow headquarters."

"You will need to invest a great deal of effort, and it would be best to find a reliable and influential agent in Kyiv."

“Over there, it’s difficult for a complete ‘outsider’ to quickly establish a foothold.”

Qin Yuan knew clearly that the political climate in the Five Sciences Blue was quietly shifting.

With the rise of Yeltsin's power and his potential "Greater Russia" tendencies, the enthusiasm of the local elites in the Vkostan region for maintaining the Soviet Union alliance is waning, and undercurrents seeking greater autonomy or even independence are beginning to emerge.

In this context, adopting the "proxy" model and deeply binding oneself with local forces is the best strategy for quickly establishing a foothold and avoiding political risks.

Although Pan Shiyi is not as perceptive as Qin Yuan about high-level political trends, he does not reject this proxy model.

Because Kyiv is different from St. Petersburg, it's much harder to settle down here.

It is inevitable that we will have to cooperate with local forces.

Therefore, the agent route is currently the fastest-growing and most suitable development path.

Moreover, he was quite knowledgeable about the Soviet banking industry.

Currently, apart from Soviet state-owned banks and Western international banks.

A number of private banks have gradually emerged.

Banks like the Bridgebank, Menatepa Bank, and the Capital Agricultural Bank are all rising stars.

Even Berezovsky, who had a close relationship with the Far East Group, recently established his own bank – the Union Bank.

It is said that Jewish capital is behind it.

And if you look closely, you can also find...

The founders of these newly emerging local private banks are all, without exception, of Jewish descent.

This is something to be truly horrified when you think about it.

Thinking of this, he mentioned his discovery to Qin Yuan.

Unexpectedly, Qin Yuan was shocked when he heard the words "Jewish" and the names of those banks.

He immediately put down the document in his hand, his expression suddenly changing.

Without him.

The names that Pan Shiyi inadvertently mentioned are the core members of the "seven oligarchs" who will dominate Russia in the future!
Qin Yuan couldn't remember all the names.

However, he did remember a sentence mentioned in that documentary.

Of the seven oligarchs, only one is non-Jewish.

Now, he has personally come to this era and witnessed its turbulent changes.

Others might not know, but Berezovsky knew it quite well!
The sudden establishment of the United Bank was most likely inspired by the rapid growth of his Far East International Bank.

But how can a bank be established without capital support?

Even if Berezovsky emptied his entire fortune, he couldn't possibly come up with such a sum of money.

So where did this money come from?

The bank's establishment was so sudden. There's only one answer: the support of Jewish capital from outside the Soviet Union.

Where does this capital come from?

Nothing more than America.

During World War II, Jews were persecuted, and the two main countries from which they fled were the Soviet Union and the United States.

These Jews have been contributing to the development of these two countries for decades.

In the United States, Jewish capital has developed rapidly, relying on the American system and its global influence.

A powerful financial force has been subtly forming.

In the Soviet Union, under the suppression of public authorities, Jews, like the vast majority of ordinary Slavs, contributed to the country.

However, Gorbachev came to power.

He promulgated a series of reform laws.

And as the 1990s dawned, the country faced unprecedented chaos.

Undoubtedly, this gave the Jews of this country a stage to run rampant.

So, Berezovsky, a brilliant mathematician, went into business.

Thus, Alexander Smolensk, an engineer working in the construction sector, used the resources of the Agricultural Bank to continuously grow and expand his business.

Thus, Mikhail Khodorkovsky, the chemical engineer, used the capital of the Green Party to achieve a rapid rise in his own capital.

These people and these forces are undoubtedly far inferior to him at this moment.

However, the international Jewish capital network that is shrouded in mystery behind them is incredibly powerful.

Its future potential and ambition should not be underestimated.

"Shi Yi!" Qin Yuan's tone was unusually solemn. "This matter is between you and me. Don't mention it to anyone else. Just pretend it never happened. Understand?"

Pan Shiyi was taken aback by Qin Yuan's sudden change in attitude, but immediately realized the seriousness of the matter and solemnly promised: "President Qin, I understand. I will not reveal a single word to the outside world."

"There's one more thing that needs your immediate attention."

Qin Yuan's gaze hardened and sharpened again. "As soon as possible, compile a list of major breweries throughout the Soviet Union. In my opinion, the development speed of Baltic breweries is not fast enough! We must accelerate it further!"

"Not fast enough?" Pan Shiyi was shocked.

Monthly revenue exceeding the acquisition price—that speed is nothing short of miraculous!
However, he was unaware of the sense of urgency Qin Yuan felt.

With overseas Jewish capital gaining momentum, there is no doubt that this country will face a new wave of upheaval.

The window of opportunity left for him is running out.

He must seize the opportunity before these future oligarchs and the capital behind them have fully matured and extended their reach to more high-quality assets, and use his existing capital and channel advantages to quickly expand his territory and build a sufficiently large physical industrial barrier.

Qin Yuan's model for the Far East Group was to use cheap ruble capital absorbed by banks to acquire high-quality physical assets that could generate stable cash flow, and then use the profits generated by the assets to support finance.

Chickens lay eggs, and eggs hatch into more chickens.

This forms a closed business loop of "acquisition - revitalization - cash flow generation - financial support".

But the enormous success of the Baltic brewery, like a beacon, inevitably attracted greedy eyes.

Moreover, as these Jewish banks grew and expanded, clashes with the Far East International Bank were inevitable.

Therefore, we must seize the opportunity before these Jews realize what's happening.

To take over the breweries scattered throughout the Soviet Union at an even faster pace.

This led to the formation of a large beer group.

Only then could he, under the name of this beer group, launch a powerful offensive and directly enter the domestic market.

Fighting against giants like Budweiser and InBev.

Take a deep breath.

Qin Yuan's heart was in turmoil.

He didn't know when this game would end.

But he knew that he would be the one to end this game.

In the following days, the Far East Group's massive machine started running at high speed again.

Pan Shiyi personally led a team to simultaneously open Far Eastern International Bank branches in St. Petersburg and three cities in the Northwest region, with the cash flow support of the Baltic Brewery.

It forms a vast network that connects almost the entire northwestern region of Russia.

Meanwhile, a massive acquisition of the Soviet beer industry was quietly underway.

Based on a list quickly compiled by Pan Shiyi's team, Far East Group, waving its checks, successfully acquired eight sizable breweries in eight cities: Voronezh, Novosibirsk, Rostov-on-Don, Samara, Tula, Khabarovsk, and Yaroslavl!

With ample funding from the Far Eastern International Bank and the looming behemoth behind the Security Committee.

These acquisitions proceeded smoothly.

As these acquisitions proceeded, Far Eastern International Bank accelerated the pace of establishing branches.

While Pan Shiyi was entering Kyiv, the teams led by Yi Xiaodi, Elena, and others, along with the Soviet university student elites who had already integrated into the Far East Group, split up and took action.

Far Eastern International Bank branches were successfully established in Yekaterinburg in the Ural region, Samara and Volgograd in the Volga River basin, Khabarovsk in the Far East, and even Ulaanbaatar in Mongolia.

These branches, together with the Moscow headquarters, the St. Petersburg branch, and the soon-to-be-established Kiev branch, initially formed a vast financial network covering the European part of the Soviet Union, the Urals, Siberia, and even the Far East.

Both offer high interest rates and employ creative marketing tactics, such as giving away canned red sausages with deposits.

These tricks never fail.

This quickly sparked a buying frenzy across various regions.

In some remote areas, Pan Shiyi, following Qin Yuan's advice, heavily relied on influential local agents.

They also invited local officials to become "advisors" to the bank, quickly integrating it into the local power structure.

This move cleared many obstacles for business expansion in member countries like FiveBlue.

However, such rapid and large-scale expansion, and such a fierce offensive to absorb deposits, inevitably and severely impacted the interests of the existing financial powers.

This is no longer a competition between Moscow and its surrounding areas.

Rather, it was a full-scale competition with Western banks and emerging domestic private banks throughout the Soviet Union.

At this point, even financial giants like Citibank, Morgan Stanley, and UBS could no longer underestimate Qin Yuan and the Far East Group he led.

The Chinese businessman's boldness, skill, and ability to exploit contradictions in Soviet society made them feel a real threat.

After several internal consultations, these Western banking giants reached a tacit understanding.

Soon after, a well-written joint complaint was filed, listing Far East International Bank's "crimes" such as "unfair competition, disruption of financial order, and extremely high potential repayment risks."

It was formally submitted to the Central Bank of the Soviet Union.

(End of this chapter)